Resources

9 Resources for

consumer credit and financial

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Statement by SEIU, Consumers Union, USPIRG, Consumer Federation of America, and Consumer Action on the Cancellation of Consumer Testimony at the House Financial Services Subcommittee on Financial Institutions and Consumer Credit Hearing
To: SOCIETY EDITORS To: SOCIETY EDITORS
Tags: consumer credit, Consumers Union, financial
Research articles 2008-03-13
Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, February 13,
Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, US. House of Representatives, February 13, 1997
Tags: Alan Greenspan, banking, board, consumer credit, Federal Reserve Board, financial, FINANCIAL SERVICES, Subcommittee, U.S. House of Representatives
Research articles 1997-04-01
Statement by Laurence H. Meyer, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, June 16, 199
I welcome this opportunity to discuss the Federal Reserve's views on recent developments relating to the allowance for loan losses.
Tags: banking, board, consumer credit, Federal Reserve Board, financial, financial service, U.S. House of Representatives
Research articles 1999-08-01
Statement by William J. McDonough, President, Federal Reserve Bank of New York, before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Banking and Financial Services, U.S. House of Representatives, March 24, 1999
I appreciate the continued attention that you and your colleagues on the subcommittee and on the Banking Committee as a whole have brought to bear on the complex and important issues under discussion today.
Tags: banking, consumer credit, Federal Reserve Bank of New York, financial, U.S. House of Representatives
Research articles 1999-05-01
Statement by Laurence H. Meyer, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Banking and Financial Services, U.S. House of Representatives, March 24, 1999
I welcome this opportunity to discuss the Federal Reserve's supervisory actions in the aftermath of the near-collapse of Long Term Capital Management LTCM. Today's hearings cover an important topic. The LTCM incident merits study to ensure that the lessons it provides are sufficiently understood and that constructive action is taken...
Tags: banking, consumer credit, Federal Reserve Board, financial, financial service, U.S. House of Representatives
Research articles 1999-05-01
Statement by William L. Rutledge, Senior Vice President, Federal Reserve Bank of New York, before the Subcommittee on Consumer Credit and Insurance and the Subcommittee on General Oversight, Investigations, and the Resolution of Failed Financial Instituti
In my comments today, I will focus primarily on the supervisory process we have followed in implementing the Community Reinvestment Act CRA. I will address four areas: (1) our current examination approach; (2) the kinds of problems we have been finding; (3) what we can do to cause those problems...
Tags: consumer credit, Federal Reserve Bank of New York, financial, insurance, Subcommittee
Research articles 1993-10-01
Sample Loan Officer Cover Letter
Use this template as a cover letter to apply for the post of loan officer. A loan officer cover letter is the applicant's opportunity to apply for a job in a popular field-finance. He or she will interview applicants, and also examines, evaluates, and authorizes or recommends approval of customer...
Tags: Job, Financial, Consumer Credit, Officer, Letter, Job Bank USA, Real Estate, Recruitment & Selection, Financial Accounting, Business Operations, Human Resources, Workforce Management, Finance
Tools & templates 2009-01-01
Credit Update: Neither a Borrower nor a Lender Be
The stress test results have come and gone. Now it's time to refocus on the economy and the markets. In the past nine weeks, neither much-feared earnings, stress test leaks nor swine flu could keep the market down. The view among the big traders I talk to is that the...
Tags: Bank, Financial, Financial System, Consumer Credit, Financial Services, Financial Accounting, Finance, Jill Schlesinger
Blog posts 2009-05-07
An Empirical Evaluation of the Content and Cycle of Financial Reporting: The Case of Consumer Credit
Hypotheses concerning patterns of journalistic reporting of consumer debt are tested by conducting a detailed content analysis of all relevant articles in the New York Times 1950-95. Examination of this body of articles indicates that reporting is skewed toward the negative, it is cyclical in character, it follows the macroeconomic...
Tags: Financial Reporting, Financial, Consumer Credit, Georgetown University, Forecasting, Inflation, Currency & Foreign Exchange, Sales Force Management, Finance, Sales
White papers 2002-04-01

Additional Resources

BofA Posts $1 Billion Loss on Consumer Credit Woes
By Joe Rauch CHARLOTTE (Reuters) - Bank of America Corp posted a wider-than-expected third-quarter loss as improvement in its Merrill Lynch investment banking unit failed to offset consumer credit woes, sending its shares down 4.5 percent . The results underlined how the nation's largest bank, which has received two taxpayer...
Tags: loss, Merrill Lynch & Co. Inc., Bank Of America Corp.
News items 2009-10-16
Honeywell license for patented display technology granted to Chunghwa Picture Tubes of Taiwan; GE Consumer Finance and IKEA Enter partnership to offer store-branded credit card.
M2 PRESSWIRE-30 August 2005-US Financial Network: Honeywell license for patented display technology granted to Chunghwa Picture Tubes of Taiwan; GE Consumer Finance and IKEA Enter partnership to offer store-branded credit cardC1994-2005 M2 COMMUNICATIONS LTD RDATE:30082005 City of Industry, CA - Conglomerate...
Tags: FINANCE, financial, General Electric Co., Honeywell International Inc., IKEA, partnership
Research articles 2005-08-30
Corporate Power and the Evolution of Consumer Credit
The evolution of consumer credit involves the use of corporate power to remove the liquidity constraints that historically have limited consumer spending. Lack of liquidity constrains consumer spending, hindering the ability of corporations to transform consumer assets into corporate profits. Power stems from the size of the financial resources that...
Tags: bank, Capitalism, Federal Reserve Board, finance, financial, financing, income, liquidity, M., SALES
Research articles 2000-12-01
Oral statement of Donna Tanoue, Chairman, Federal Deposit Insurance Corporation before the Subcommittee on Financial Institutions and Consumer Credit Committee on Banking and Financial Services, U.S. House of Representatives.
M2 PRESSWIRE-16 February 2000-FDIC: Oral statement of Donna Tanoue, Chairman, Federal Deposit Insurance Corporation before the Subcommittee on Financial Institutions and Consumer Credit Committee on Banking and Financial Services, U.S. House of Representatives C1994-2000 M2 COMMUNICATIONS LTD RDATE:16022000 Thank...
Tags: bank, banking, FDIC, Federal Deposit Insurance Corporation, FINANCE, financial, Insurance, merger, U.S. House of Representatives
Research articles 2000-02-16
"Consumer Credit Technology Trends for 2006: What's New, Hot, and Keeping Lenders Up at Night?" by IDC.
M2 PRESSWIRE-24 May 2006-MarketResearch.com: "Consumer Credit Technology Trends for 2006: What's New, Hot, and Keeping Lenders Up at Night?" by IDCC1994-2006 M2 COMMUNICATIONS LTD RDATE:23052006 This Financial Insights report examines the evolving consumer credit landscape, providing insight into (and a look...
Tags: International Data Corp.
Research articles 2006-05-24
Spain's Consumer Credit Down a Whopping 33%
Edward Harrison submits: Credit in Spain is contracting at an unprecedented rate, down 33% in the first quarter as Spain faces a housing bust and near 20% unemployment. Below is my translation of part of a Spanish-language article explaining the situation. Consumer credit fell by 33.7% in the...
Tags: Seeking Alpha, Edward Harrison
External links 2009-07-02
Fitch Assigns Wells Fargo's Consumer Credit Group HE/HELOC Servicer Rating of 'RPS2'
NEW YORK -- Fitch assigns Wells Fargo's Consumer Credit Group, a business division of Wells Fargo Bank, N.A. CCG a 'RPS2' residential primary servicer rating for home equity/home equity lines of credit. The rating is based on the company's experienced management team, robust internal control environment and solid performing loan...
Tags: Fitch, Wells Fargo & Co.
Research articles 2006-08-31
-U.S. FTC: FTC supports legislation to protect consumer credit privacy
M2 PRESSWIRE-29 July 1998-U.S. FTC: FTC supports legislation to protect consumer credit privacy C1994-98 M2 COMMUNICATIONS LTD RDATE:280798 -- Agency says civil and criminal sanctions could deter fraudulent information brokers The Federal Trade Commission today told the House Committee on Banking and Financial Services...
Tags: commission, FTC, pretexting, privacy, SALES
Research articles 1998-07-29
Financial Roundup: GE Cuts, Credit Card Woes, Offshore Banking Probe, Crummy MBA Job Market
GE's Focus: Fixing Financial Unit -- Conglomerate GE is chopping away at its giant GE Capital financing unit. GE will take a charge of up to $1.4 billion to speed up shrinking the financing group through cost cuts, discontinuing some operations and decreasing leverage with reduced borrowing. GE says a...
Tags: Offshore, Job, General Electric Co., Financial, Credit Card, Banking, Outsourcing, Financial Services, It Operations, Business Operations, Outsourcing & Subcontracting, Robert Reed
Blog posts 2008-12-02
SunTrust Signs Agreement with InfiCorp for Consumer Credit Cards
ATLANTA -- Continuing to solidify its leadership position in partnering with financial institutions in the delivery of competitive credit card products and services, InfiCorp Holdings, Inc., today announced it has signed a long-term agreement with Atlanta-based SunTrust Banks, Inc. for issuing consumer credit cards. Under terms of the agreement, InfiCorp...
Tags: agreement, SunTrust Banks Inc.
Research articles 2006-12-12
FINANCIAL SERVICES : TOWARDS A MINIMUM HARMONISATION OF CONSUMER CREDIT.
The European Parliament's Committee on Internal Market and Consumer Protection approved, on 10 December, a report by Kurt Lechner (EPP-ED, Germany) relating to consumer credit agreements. The proposal for a legislative resolution, adopted by 32 votes in favour and five abstentions, will be put to the...
Tags: European Commission, financial, repayment
Research articles 2008-01-11
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