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- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 8, 1994 -
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 8, 1994.
- Research articles 1994-04-01
- Statement submitted by the Board of Governors of the Federal Reserve System to the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 9, 1994 - Transcript
- Statement submitted by the Board of Governors of the Federal Reserve System to the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 9, 1994.
- Research articles 1994-04-01
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 18, 1993 -
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 1, 1993(1)
- Research articles 1993-04-01
- Statement by Richard F. Syron, President, Federal Reserve Bank of Boston, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives February 4, 1993 - Statements to Congr
- Thank you for this opportunity to testify on the credit availability problems that have arisen in low-income communities. As you know, this issue has been an important one in the First Federal Reserve District. Accordingly, my prepared statement will focus on what we have learned from second-mortgage abuses in Boston.
- Research articles 1993-04-01
- Statement by Cathy E. Minehan, President, Federal Reserve Bank of Boston, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, October 12, 1994, in Boston, Massachu
- I am pleased to present the views of the Federal Reserve Bank of Boston on the important issues you have raised on the cost of credit to consumers and small business in New England. These issues are especially important given this region's recent economic history.
- Research articles 1994-12-01
- Statement by William L. Rutledge, Senior Vice President, Federal Reserve Bank of New York, before the Subcommittee on Consumer Credit and Insurance and the Subcommittee on General Oversight, Investigations, and the Resolution of Failed Financial Instituti
- In my comments today, I will focus primarily on the supervisory process we have followed in implementing the Community Reinvestment Act CRA. I will address four areas: (1) our current examination approach; (2) the kinds of problems we have been finding; (3) what we can do to cause those problems...
- Research articles 1993-10-01
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, October 21, 1993 - S
- I appreciate the opportunity to appear before this subcommittee to discuss the Community Reinvestment Act CRA and the current efforts of the agencies to strengthen and improve its administration. This statute has become an extremely important part of the landscape of financial institution supervision in recent years. Across our nation...
- Research articles 1993-12-01
- Fair, Clear and Competitive - The Consumer Credit Market in the 21st Century
- This paper explains the need for insurance scoring. An insurance score uses information from your credit report to predict how often you are likely to file claims, and/or how expensive those claims will be. Studies have proven that credit characteristics are predictive of certain outcomes, such as insurance loss. The...
- White papers 2003-12-01
Additional Resources
- Oral statement of Donna Tanoue, Chairman, Federal Deposit Insurance Corporation before the Subcommittee on Financial Institutions and Consumer Credit Committee on Banking and Financial Services, U.S. House of Representatives.
- M2 PRESSWIRE-16 February 2000-FDIC: Oral statement of Donna Tanoue, Chairman, Federal Deposit Insurance Corporation before the Subcommittee on Financial Institutions and Consumer Credit Committee on Banking and Financial Services, U.S. House of Representatives C1994-2000 M2 COMMUNICATIONS LTD RDATE:16022000 Thank...
- Research articles 2000-02-16
- Circuit City Confronted By New Credit and Vendor Problems
- Less than two weeks after reporting a $239.2 million second-quarter 2009 loss, the Washington Post is reporting that Circuit City, the consumer electronics giant, lost a recommendation from Bernard Sands, a consulting firm that sells credit and performance data to manufacturers on their retailing customers. The withdrawal by Sands signaled...
- Blog posts 2008-10-10
- Risk and Insurance Management Society, Inc. Offers IdentitySweep to Members
- The Risk and Insurance Management Society, Inc. RIMS announced that it will offer the MyPublicInfo, Inc. signature identity theft prevention service, IdentitySweep, as a discounted special benefit to RIMS members. IdentitySweep uses identity scoring, an innovative new method of fraud prevention, to search databases and chat rooms for Social Security...
- Research articles 2007-04-03
- Financial Regulation and Supervision after the Crisis: The Role of the Federal Reserve
- At the Federal Reserve Bank of Boston 54th Economic Conference, Chatham, MassachusettsOctober 23, 2009 The theme of the Federal Reserve Bank of Boston's Economic Conference this year–reevaluating regulatory, supervisory, and central banking policies in the wake of the crisis–is certainly timely. Not much more than a year ago, we and...
- News items 2009-10-23
- Giving Credit Where Credit Is Due
- From the executive summary: ‘Insurance companies, consumer advocates, and regulators do not seem to agree about the value of using an applicant's credit history as a tool for underwriting and pricing personal lines insurance. Underwriters using credit-based insurance scores and the services that supply them insist, that how a consumer...
- White papers 2002-04-29
- NAIC credit info. report takes hits.(National Association of Insurance Commissioners)
- A draft report on insurers' use of consumer credit information issued by the National Association of Insurance Commissioners has been hit by both consumer and industry representatives as relying too heavily on anecdotal data. While both sides were uniA draft report on insurers' use of consumer...
- Research articles 1996-05-27
- Could Credit Card Outrage Impact Insurers?
- It's no accident that the National Association of Insurance Commissioners NAIC, the U.S. insurance industry's regulators, will hold a hearing tomorrow on the use of "credit scoring." The announcement follows closely on the heels of President Obama's meeting with the executives of banks that issue credit cards at which he...
- Blog posts 2009-04-29
- Consumers Reports(r): Credit Scores Being Held Against Consumers; August Issue Gives Five Steps to Improve Credit Scores
- YONKERS, N.Y., June 30 /U.S. Newswire/ -- Many people know that credit scores and credit reports are used to determine rates on loans, credit cards and insurance premiums, but the August issue of Consumer Reports warns consumers that credit histories can YONKERS, N.Y., June 30 /U.S. Newswire/ -- Many people...
- Research articles 2005-06-30
- Consumers and Credit Disclosures: Credit Cards and Credit Insurance
- This paper concludes that evaluating the direct effects of disclosure legislation like Truth in Lending on either consumer behavior or the functioning of the credit marketplace is never a simple matter because there are always competing explanations for observed phenomena. From consumer surveys over time, however, it seems likely that...
- White papers 2003-01-01
- Credit card underwriting examined.(Progressive Corp.)
- Taking the use of consumer credit information in underwriting to a new and, some regulators think, disturbing level, Progressive Corp. is denying certain consumers a preferred rate for auto insurance if they have no credit cards or not what the insurerTaking the use of consumer credit information...
- Research articles 1995-12-18
- Comet's credit insurance cut back as crisis spreads
- Coface reduces insurance cover to some suppliers THE UK electricals chain Comet has become the latest big retailer to have its credit insurance scaled back, as the consumer recession and financial crisis gripping the retail sector spreads. Coface, one of the UK's biggest credit...
- Research articles 2008-11-15
- Yahoo Adds New Privacy Tool for Users, Just as FTC Privacy Hearings Start Today (and MicroHoo Regulatory Approval Is Pending) [BoomTown]
- Yahoo announced a new consumer tool this morning, called "Ad Interest Manager." BoomTown is going to ignore the could-it-be-duller name for the feature, which–Yahoo YHOO said in a press release you can see below–gives users a "central place where Yahoo! visitors can see a concise summary of their online activity...
- News items 2009-12-07
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