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	<title><![CDATA[consumer loan Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/consumer+loan.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to consumer loan]]></description>
	<s:counts start="0" returned="20" found="25" />
	<language>en-us</language>
	<item>
		<title><![CDATA[Sample Consumer Loan Officer Cover Letter]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1123835]]></link>
		<description><![CDATA[Use this template as a cover letter to apply for the post of Consumer loan officer. Consumer loan officer cover letters that work always include details about what the job involves-working with consumers to purchase an automobile, boat, furniture, etc. This job hunter works well with the public to help...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/job.html"><![CDATA[Job]]></category>
		<category domain="http://resources.bnet.com/topic/officer.html"><![CDATA[Officer]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[Consumer Loan]]></category>
		<category domain="http://resources.bnet.com/topic/job+bank+usa.html"><![CDATA[Job Bank USA]]></category>
		<category domain="http://resources.bnet.com/topic/recruitment+%2526+selection.html"><![CDATA[Recruitment & Selection]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
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	<item>
		<title><![CDATA[EUROPE: CONSUMER LOAN ABS MARKET IN EMEA DISPLAYS STABLE PERFORMANCE INDICATORS IN Q1 2008.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6465/is_200805/ai_n25744395]]></link>
		<description><![CDATA[Asset-backed securities ABS transactions backed by consumer loan  portfolios in the Europe, Middle East and Africa EMEA region accounted  for an outstanding pool balance of EUR16.4 billion distributed among 37  underlying pools of receivables as at   Asset-backed securities ABS transactions backed by consumer loan ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 14 May 2008 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/asset+based+security.html"><![CDATA[asset based security]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/moody%2527s+corp..html"><![CDATA[Moody's Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/performance.html"><![CDATA[performance]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MCO</category>
		<category domain="tickers">MCO</category>
	</item>
	<item>
		<title><![CDATA[Retail Loan Originations Officer]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=322707]]></link>
		<description><![CDATA[The Retail Loan Originations Officer job description template includes the following job summary: To oversee the origination of direct loan products to ensure appropriate customer service levels and loan quality in line with the bank's consumer loan policies and procedures. Additional information available includes essential job functions, additional responsibilities, and...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Sun, 09 Sep 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/job.html"><![CDATA[Job]]></category>
		<category domain="http://resources.bnet.com/topic/business+%2526+legal+reports+inc..html"><![CDATA[Business & Legal Reports Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[Consumer Loan]]></category>
		<category domain="http://resources.bnet.com/topic/recruitment+%2526+selection.html"><![CDATA[Recruitment & Selection]]></category>
		<category domain="http://resources.bnet.com/topic/retail.html"><![CDATA[Retail]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
	</item>
	<item>
		<title><![CDATA[Retail Lending Operations Clerk]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=323065]]></link>
		<description><![CDATA[The Retail Lending Operations Clerk job description template includes the following job summary: To perform administrative and clerical duties inherent in the processing of approved loans from receipt to entry in the consumer loan database. Additional information available includes essential job functions, additional responsibilities, and education and experience requirements. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Sun, 09 Sep 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/job.html"><![CDATA[Job]]></category>
		<category domain="http://resources.bnet.com/topic/business+%2526+legal+reports+inc..html"><![CDATA[Business & Legal Reports Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[Consumer Loan]]></category>
		<category domain="http://resources.bnet.com/topic/recruitment+%2526+selection.html"><![CDATA[Recruitment & Selection]]></category>
		<category domain="http://resources.bnet.com/topic/retail.html"><![CDATA[Retail]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
	</item>
	<item>
		<title><![CDATA[Subprime loan write-down sends CIT Group reeling; Stock looks like a loser as lender's consumer loan drive unravels.(In the Markets)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5254/is_200707/ai_n20242371]]></link>
		<description><![CDATA[Byline: Aaron Elstein    Last week was one that Jeffrey Peek, chief executive of CIT Group  Inc., would love to forget.    His firm, which lends money to companies and consumers alike, saw  its stock plunge 11% in a single day after the company...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 23 Jul 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/cit+group.html"><![CDATA[CIT Group]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[stock]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CIT</category>
		<category domain="tickers">CIT</category>
	</item>
	<item>
		<title><![CDATA[Union Bank of Chandler Automates Consumer Loan Decisioning with Cypress Software's Hosted AppMark Solution]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2007_July_5/ai_n27296149]]></link>
		<description><![CDATA[NORTH RICHLAND HILLS, Texas -- Union Bank of Chandler in Chandler, Okla. has automated its consumer loan decisioning process with Cypress Software System LP's AppMark software. The bank installed the hosted solution to bring increased consistency and productivity to its lending operations.]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 05 Jul 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/cypress+semiconductor+corp..html"><![CDATA[Cypress Semiconductor Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[software]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CY</category>
		<category domain="tickers">CY</category>
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	<item>
		<title><![CDATA[FirstCaribbean Bank Automates its Consumer Loan Decisioning with Cypress Software's Mark IV Platform]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2007_March_26/ai_n18770764]]></link>
		<description><![CDATA[Installation to cover 100 branches in 16 countries across the Caribbean]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 26 Mar 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/cypress+semiconductor+corp..html"><![CDATA[Cypress Semiconductor Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[software]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CY</category>
		<category domain="tickers">CY</category>
	</item>
	<item>
		<title><![CDATA[Alerus Financial Automates Consumer Loan Process with Cypress Software's Mark IV Platform]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_Nov_13/ai_n16838181]]></link>
		<description><![CDATA[NORTH RICHLAND HILLS, Texas -- Alerus Financial of Grand Forks, N.D. has selected Cypress Software Systems LP's Mark IV software to automate its consumer loan application process.]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 13 Nov 2006 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/cypress+semiconductor+corp..html"><![CDATA[Cypress Semiconductor Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[software]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CY</category>
		<category domain="tickers">CY</category>
	</item>
	<item>
		<title><![CDATA[Customer Input Counts as Cypress Software Launches Mark IV Release 3; Updated consumer loan application automation software offers more than 50 enhancements for banks and financial institutions]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_August_16/ai_n26960025]]></link>
		<description><![CDATA[NORTH RICHLAND HILLS, Texas -- Cypress Software Systems, LP has launched Release 3 of its Mark IV software, which is used by financial institutions nationwide and across 16 countries to quickly and consistently process consumer loan applications.]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 16 Aug 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/cypress+semiconductor+corp..html"><![CDATA[Cypress Semiconductor Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[financial]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CY</category>
		<category domain="tickers">CY</category>
	</item>
	<item>
		<title><![CDATA[KleinBank Automates Consumer Loan Process with Cypress Software's Mark IV]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_July_11/ai_n26920416]]></link>
		<description><![CDATA[NORTH RICHLAND HILLS, Texas -- KleinBank of Chaska, Minn. has selected Cypress Software Systems LP's Mark IV software to automate the bank's consumer loan application process.]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 11 Jul 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/cypress+semiconductor+corp..html"><![CDATA[Cypress Semiconductor Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[software]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CY</category>
		<category domain="tickers">CY</category>
	</item>
	<item>
		<title><![CDATA[State Bank & Trust Automates Consumer Loan Process with Cypress Software's Mark IV]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_April_5/ai_n26818032]]></link>
		<description><![CDATA[NORTH RICHLAND HILLS, Texas -- State Bank & Trust Company of Ridgeland, Miss. has selected Cypress Software Systems LP's Mark IV software to automate the bank's consumer loan origination process.]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 05 Apr 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/cypress+semiconductor+corp..html"><![CDATA[Cypress Semiconductor Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[software]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CY</category>
		<category domain="tickers">CY</category>
	</item>
	<item>
		<title><![CDATA[Washington Mutual Names Andy Robinson as Campus Operations Officer for its San Antonio Regional Operations Center]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2005_August_29/ai_n14934645]]></link>
		<description><![CDATA[SAN ANTONIO, Texas -- Washington Mutual, Inc. (NYSE:WM) today announced that it has named first vice president Andy Robinson to be campus operations officer for its new San Antonio regional operations center. In addition, Robinson will lead the company's Consumer Loan Production Center CLPC that will be based at the...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 29 Aug 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/washington+mutual+inc..html"><![CDATA[Washington Mutual Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">WM</category>
		<category domain="tickers">WM</category>
	</item>
	<item>
		<title><![CDATA[UPS Loses Package of Citigroup Data]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5935/is_200506/ai_n23936907]]></link>
		<description><![CDATA[The consumer loan division of Citigroup Inc. said June 6 it was notifying its customers that UPS Inc. Tost a parcel in May that contained financial information relating to 3.9 million customers.The consumer loan division of Citigroup Inc. said June 6 it was notifying its customers that UPS Inc. Tost...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 13 Jun 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/united+parcel+service+of+america+inc..html"><![CDATA[United Parcel Service of America Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">C</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">UPS</category>
		<category domain="tickers">C,UPS</category>
	</item>
	<item>
		<title><![CDATA[Credit cards, consumer loans bolster Bank of America, Citigroup earnings.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200410/ai_n22253434]]></link>
		<description><![CDATA[By Richard Newman, The Record, Hackensack, N.J. Knight  Ridder/Tribune Business News    By Richard Newman, The Record, Hackensack, N.J. Knight  Ridder/Tribune Business News  ]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 15 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank of America Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[credit card]]></category>
		<category domain="http://resources.bnet.com/topic/hackensack.html"><![CDATA[Hackensack]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">C</category>
		<category domain="tickers">BAC,C</category>
	</item>
	<item>
		<title><![CDATA[Testing for Adverse Selection and Moral Hazard in Consumer Loan Markets]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=116887]]></link>
		<description><![CDATA[This paper explores the significance of unobservable default risk in mortgage and automobile loan markets. It develops and estimates a two-period model that allows for heterogeneous forms of simultaneous adverse selection and moral hazard. Controlling for income levels, loan size and risk aversion, It finds robust evidence of adverse selection,...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 10 Feb 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/hazard.html"><![CDATA[Hazard]]></category>
		<category domain="http://resources.bnet.com/topic/selection.html"><![CDATA[Selection]]></category>
		<category domain="http://resources.bnet.com/topic/federal+reserve+board.html"><![CDATA[Federal Reserve Board]]></category>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[Consumer Loan]]></category>
		<category domain="http://resources.bnet.com/topic/borrower.html"><![CDATA[Borrower]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
	</item>
	<item>
		<title><![CDATA[California Enacts Predatory Lending Statute]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=74974]]></link>
		<description><![CDATA[The article talks about the bill that was ultimately signed into law and was substantially revamped (and is in many respects similar to the Homeowners Equity Protection Act HOEPA), and was itself later amended by California Assembly Bill 344. California has now joined the growing national movement to restrict certain...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Mon, 01 Jul 2002 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/law.html"><![CDATA[Law]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+credit.html"><![CDATA[Consumer Credit]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[Consumer Loan]]></category>
		<category domain="http://resources.bnet.com/topic/akin+gump+strauss+hauer+%2526+feld.html"><![CDATA[Akin Gump Strauss Hauer & Feld]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
	</item>
	<item>
		<title><![CDATA[S&P Assigns Ratings to AEL Corp.'s Consumer Loan ABS]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2002_Feb_28/ai_83332860]]></link>
		<description><![CDATA[Business Editors]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 28 Feb 2002 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/s%2526p.html"><![CDATA[S&P]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[S&P Asgns Prelim Rtgs to AEL Corp. Consumer Loan ABS]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2002_Feb_20/ai_83070826]]></link>
		<description><![CDATA[Business Editors]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 20 Feb 2002 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/s%2526p.html"><![CDATA[S&P]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[U.S. Bancorp Completes Successful Conversion of Card Services and Consumer Loan Systems]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2001_Oct_31/ai_79569461]]></link>
		<description><![CDATA[Business Editors]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 31 Oct 2001 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[consumer loan]]></category>
		<category domain="http://resources.bnet.com/topic/u.s.+bancorp.html"><![CDATA[U.S. Bancorp]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">USB PRH</category>
		<category domain="tickers">USB PRH</category>
	</item>
	<item>
		<title><![CDATA[Bank Consolidation and Consumer Loan Interest Rates]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=134629]]></link>
		<description><![CDATA[The recent wave of bank mergers has raised concern with its effect on competition. This paper examines the influence of concentration and merger activity on consumer loan interest rates. It uses Bank Rate Monitor, Inc. survey data on loan rates quoted weekly by large commercial banks in ten major U.S....]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sun, 01 Oct 2000 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/university+of+illinois.html"><![CDATA[University Of Illinois]]></category>
		<category domain="http://resources.bnet.com/topic/consolidation.html"><![CDATA[Consolidation]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+loan.html"><![CDATA[Consumer Loan]]></category>
		<category domain="http://resources.bnet.com/topic/mergers+%2526+acquisitions.html"><![CDATA[Mergers & Acquisitions]]></category>
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