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5 Resources for

consumer protection and finance

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BNET Business Dictionary

Consumer Protection
the safeguarding of consumer interests in terms of quality, price, and safety, usually within a statutory framework. The growing purchasing power of consumers and the rise in consumerism from the...
Consumer Protection definition on BNET »

BNET Resources

Capital One Urges Consumers to 'Be Informed' About Their Finances During National Consumer Protection Week
Capital One's Financial Education Program Offers Advice on Evaluating Credit Card Offers
Tags: Capital One Financial Corp., consumer protection, finance
Research articles 2007-02-05
Payment System Regulation and How It Causes Consumer Confusion
A workshop led by Professor Mark Budnitz of Georgia State University School of Law. Budnitz described how the regime of consumer payment regulation and various new payment products have led to much confusion among consumers. He also discussed a remedy for this situation: the adoption of uniform federal consumer protection...
Tags: Payment, Consumer Protection, Regulation, Federal Reserve Bank Of Philadelphia, Operational Accounting, Finance
White papers 2004-11-01
Insurance Sales Disclosure and Consumer Protection
This paper summarizes the regulation and provides some insights into its implementation. The regulation was mandated by the landmark Gramm-Leach-Bliley Act GLBA, which not only expanded the insurance powers of bank holding companies and national banks, but also directed the federal banking agencies (OCC, Fed, FDIC, and OTS) to issue...
Tags: Consumer Protection, Regulation, Insurance, Financial Planning, Sales Strategy, Business Operations, Corporate Insurance, Finance, Sales
White papers 2004-10-01
Financial Reform Effort in Danger of Splintering
Sure was entertaining to see the nation's top financial regulators clashing over turf on Friday like hyenas scrapping over a bone. More seriously, it shows the cracks appearing in the Obama administration's campaign for financial reform. Testifying Friday before the House Financial Services Committee, Treasury Secretary Tim...
Tags: Federal Reserve Board, Financial, Consumer Protection, Consumer Protection Plan, Dugan, Financial Accounting, Finance, Alain Sherter
Blog posts 2009-07-27
Why Credit Card Regulation Is Broken
Until recently, regulators routinely looked the other way as credit card issuers ensnared unwitting consumers with huge finance charges and penalties. So how did credit card regulation become so broken? Here's a brief history of the slippery practices of the industry. How...
Tags: Bank, Credit Card, Regulation, MoneyWatch, Sales Channel, Financial Services, Sales, Finance, Credit Cards, Usury, Interest Rate, Consumer Protection, Schumer Box, Federal Reserve, Default, Universal Default, Penalty Rate, Bernanke, Fed, Truth In Lending Act, MoneyWatch Briefing, Marlys Harris
Articles 2009-04-15

Additional Resources

Joan Claybrook - consumer advocate - Interview
If Ralph Nader is the father of the modern public interest movement, Joan Claybrook is the movement's mother. As president of the consumer advocacy group Public Citizen, Claybrook oversees research, litigation, and lobbying to promote not only consumer protection and product safety but also campaign finance reform, redress of corporate...
Tags: FINANCE, General Motors Corp., Government, Investment, lawyer, president, Republican, SOFTWARE, stock
Research articles 1999-03-01
Yahoo Adds New Privacy Tool for Users, Just as FTC Privacy Hearings Start Today (and MicroHoo Regulatory Approval Is Pending) [BoomTown]
Yahoo announced a new consumer tool this morning, called "Ad Interest Manager." BoomTown is going to ignore the could-it-be-duller name for the feature, which–Yahoo YHOO said in a press release you can see below–gives users a "central place where Yahoo! visitors can see a concise summary of their online activity...
Tags: Advertisement, Yahoo! Inc., FTC
News items 2009-12-07
Auto News digest.(Briefs)(Kia Motor Finance Co. opens a service center)(Daimler Financial Services Americas L.L.C.)(Universal Warranty Corp.)
SouthwestRe offers GAP coverage ALBUQUERQUE, N.M. - SouthwestRe, a vendor of finance and insurance products, now offers guaranteed automotive protection insurance. GAP coverage makes up the difference between the balance on a vehicle consumer loan and the insurance payment when a car or truck...
Tags: Universal Warranty Corp.
Research articles 2008-01-14
The Public Option And Insurance Exchange In The House Bill
In my first post, I described the major features and basic approach of HR 3962, as well as the provisions of the bill that would go into effect more or less immediately.  This post will look more closely at some of the bill's basic insurance reform elements.  In a final...
Tags: Plan
News items 2009-10-30
Reflections on the Regulatory Approach to E-Finance
The first part of this paper focuses on the interaction between the recent trends that have been shaping the way financial services are provided worldwide and the advent of IT. The second part focuses on the regulatory challenges posed by IT to financial services. The paper discusses why regulation of...
Tags: Financial Service, Bank For International Settlements, Financial Planning, Regulations, Financial Services, Financial Accounting, Finance, Government
White papers 2001-11-23
Why Obama's Bank Shakeup Won't Save Consumers
The White House would have been better off giving broader powers to existing regulatory agencies and focusing more on efforts to educate investors. As part of his planned overhaul of the entire...
Tags: Bank, Financial, Agency, MoneyWatch, Mortgages, Financial Accounting, Advertising & Promotion, Finance, Capital Structures, Marketing, Consumer Financial Protection Agency, CPFA, Financial Reform, Elizabeth Warren, Financial Regulation, Unintended Consequences, Suzanne McGee
Articles 2009-06-23
NACM applauds senate on passage of bankruptcy bill.(Commentary)(National Association of Credit Management)
The National Association of Credit Management NACM applauds Senate passage of S. 256, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, sponsored by Senate Finance Committee Chairman Charles Grassley, R-Iowa. The Senate passed The National Association of Credit Management NACM applauds...
Tags: bankruptcy, credit management, U.S. Senate
Research articles 2005-04-01
GAO urges federal standards for LTC insurance. (General Accounting Office, long-term care)
The Senate Finance Medicare and Long-Term Care Subcommittee has heard testimony concerning the adoption of consumer protection standards for long-term care insurance. The General Accounting Office favored the inclusion of National Association of InsuranceThe Senate Finance Medicare and Long-Term Care Subcommittee has heard testimony concerning the adoption of consumer protection...
Tags: General Accounting Office, long-term care, sales commission
Research articles 1992-07-06
Telefonica SA Q3 2007 Earnings Call Transcript
Question-and-Answer Session Operator [Operator Instructions]. The first question comes from the line of Damien Maltarp [Cazenove]. Please go ahead with your question. Damien Maltarp - Cazenove Thanks very much, Damien Malta from Cazenove. Two questions, firstly just on the restructuring provision that you guided for the...
Tags: Spain, Mobile, Margin, Broadband, Call Transcript, Quarter, Telefonica, Earnings, Investor Relations, Term, Question, Cazenove, Arete, OIBDA, Telesp, Shareholder Remuneration, VIVO, Taxes, Financial Accounting, Free Trade, Advertising & Promotion, Broadband Internet, Network Technology, Telecommunications, Financial Planning, Finance, Marketing, Networking, Seeking Alpha
Earnings calls 2007-11-12
Fees Gone Wild: Why You're Paying More for Everything
Sneaky fees and hidden costs are popping up everywhere. But angry consumers may only have themselves to blame. Here's the truth about those hidden costs. With consumers demanding lower prices, businesses are seeking new ways to raise revenue, and have started charging separately for services...
Tags: Fee, Credit Card, Price, MoneyWatch, Sales Channel, Financial Services, Sales, MoneyWatch Feature, Consumers in the Crosshairs, Paying More, Abby Ellin, Fees, Costs, Charges, Dennis Cauvier, Edward Dworsky, Xavier Gabaix, Resort Fees, Luggage, Bank of America, JPMorgan Chase, American Express, BAC, JPM, AXP
Articles 2009-10-08
GE Consumer Finance Teams up with eBay Inc. to Introduce PayPal Plus Credit Card; Plus Card is the First Offering in a New Multi-Year, Exclusive Credit Card Agreement with eBay And PayPal
STAMFORD, Conn. -- GE Consumer Finance, a unit of General Electric Company (NYSE:GE), today announced a relationship with eBay Inc. and PayPal Inc. to launch the new PayPalR Plus Credit Card, a MasterCard credit card featuring an exciting new rewards program exclusive for PayPal users. Additionally, PayPal Plus customers receive...
Tags: agreement, credit card, eBay Inc., General Electric Co., PayPal
Research articles 2006-05-30
The Senate Health Reform Bill: A First Look
As readers of Health Affairs are undoubtedly already aware, the Senate Democratic leadership has released HR 3590, the 2,074-page Patient Protection and Affordable Care Act.  The bill combines the Senate Health, Education, Labor, and Pensions HELP Committee bill marked up this summer and the Senate Finance Committee bill marked up...
Tags: U.S. Senate, Health Care
News items 2009-11-19
A Fresh Look at Overdraft Protection
With the innumerable regulatory issues and fiduciary responsibilities of banks, it is not surprising that management and boards of directors must spend much of their time with issues of compliance, leaving little time to devote to innovation or examining new business models. This is not true, however, of their non-bank...
Tags: Bank, Lender, Financial, Financial Managers Society, Financial Accounting, Financial Services, Finance
White papers 2005-09-09
Danger & Opportunity: Healthcare, Financial Service Reform Making Headway
Two of the Obama Administration's top priorities to accomplish by year-end—healthcare and financial services reform—are well on their way to fruition.The Senate Finance Committee passed October 13 its version of healthcare reform, and at press time White House and Congressional leaders were busy trying to meld provisions of five House...
Tags: U.S. Senate, SEC, FINRA
News items 2009-10-30
Mohamed El-Erian: Tough times ahead
Fortune Magazine -- Mohamed El-Erian has earned his status as one of the investment world's rock stars with surprising speed. After a 15-year career with the International Monetary Fund, he joined Pimco just 10 years ago and began managing the firm's emerging-markets bond fund. That fund's knockout performance, combined with...
Tags: Investor, PIMCO
News items 2009-12-10
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