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4 Resources for

consumer protection and financial services

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BNET Business Dictionary

Consumer Protection
the safeguarding of consumer interests in terms of quality, price, and safety, usually within a statutory framework. The growing purchasing power of consumers and the rise in consumerism from the...
Consumer Protection definition on BNET »

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Check 21 Issue Brief - Consumer Protections Under U.S. Check Law
The Check 21 Act provides protection for consumers against any loss that may occur as a result of their receipt of a substitute check, instead of the original check. This document has been prepared to summarize the application of consumer protections to original checks, check images and substitute checks under...
Tags: Consumer Protection, American Bankers Association, Check 21 Act, Check 21, Financial Services
White papers 2004-09-14
Why Credit Card Regulation Is Broken
Until recently, regulators routinely looked the other way as credit card issuers ensnared unwitting consumers with huge finance charges and penalties. So how did credit card regulation become so broken? Here's a brief history of the slippery practices of the industry. How...
Tags: Bank, Credit Card, Regulation, MoneyWatch, Sales Channel, Financial Services, Sales, Finance, Credit Cards, Usury, Interest Rate, Consumer Protection, Schumer Box, Federal Reserve, Default, Universal Default, Penalty Rate, Bernanke, Fed, Truth In Lending Act, MoneyWatch Briefing, Marlys Harris
Articles 2009-04-15
Check 21: Consumer Protections Under U.S. Check Law
This document has been prepared to summarize the application of consumer protections to original checks, check images and substitute checks under both traditional check law and the provisions of the Check Clearing for the 21st Century Act ("Check 21 Act"). This document is for discussion purposes only, and nothing in...
Tags: Consumer Protection, Empire Corporate, Check 21, Financial Services
White papers 2004-09-08
Should Bank CEOs Direct Employees to Scuttle Consumer Protection Agency?
It's no secret that the American Bankers Association wants to torpedo the proposed Consumer Financial Protection Agency. Now the group also wants bank leaders to dragoon employees into opposing it. Says the ABA, the industry's leading trade organization, in an August 21 entry in the "What's News" section of...
Tags: Bank, Agency, Consumer Protection, CFPA, Financial Services, Alain Sherter
Blog posts 2009-08-24

Additional Resources

Danger & Opportunity: Healthcare, Financial Service Reform Making Headway
Two of the Obama Administration's top priorities to accomplish by year-end—healthcare and financial services reform—are well on their way to fruition.The Senate Finance Committee passed October 13 its version of healthcare reform, and at press time White House and Congressional leaders were busy trying to meld provisions of five House...
Tags: U.S. Senate, SEC, FINRA
News items 2009-10-30
Financial Regulation and Supervision after the Crisis: The Role of the Federal Reserve
At the Federal Reserve Bank of Boston 54th Economic Conference, Chatham, MassachusettsOctober 23, 2009 The theme of the Federal Reserve Bank of Boston's Economic Conference this year–reevaluating regulatory, supervisory, and central banking policies in the wake of the crisis–is certainly timely. Not much more than a year ago, we and...
Tags: Financial, Federal Reserve Board
News items 2009-10-23
House panel OKâ??s consumer protection agency
WASHINGTON - The House Financial Services Committee voted Thursday to create a federal agency devoted to protecting U.S. consumers from predatory lending, abusive overdraft fees and unfair rate hikes. Democrats are hailing the 39-29 vote as a win for the average American. It is a major step forward in enacting...
Tags: Agency
News items 2009-10-22
Insurance weighs heavily on agenda of House Financial Services panel. (Congress).
The House Financial Services Committee plans an aggressive insurance-related agenda during the 108th Congress, including examination of state regulation, product approval and consumer protection. The House Financial Services Committee plans an aggressive insurance-related agenda during the 108th Congress, including examination of state...
Tags: financial service, insurance, U.S. Congress
Research articles 2003-02-10
THE WHITE HOUSE: The Clinton-Gore plan for financial privacy and consumer protection in the 21st century.
M2 PRESSWIRE-5 May 1999-THE WHITE HOUSE: Office of the Press Secretary -- The Clinton-Gore plan for financial privacy and consumer protection in the 21st century C1994-99 M2 COMMUNICATIONS LTD RDATE:040599 DETAILED PROPOSAL SUMMARY INTRODUCTION Technology and...
Tags: Administration, bank, banking, FINANCE, financial, fraud, insurance, Internet, mortgage, payment, privacy, U.S. Congress, White House
Research articles 1999-05-05
Deluxe Financial Services Introduces Intersections Inc. Consumer Credit Monitoring and Identity Theft Protection Service Under Private Label
CHANTILLY, Va. -- Intersections Inc. (Nasdaq: INTX) today announced that Deluxe Financial Services (NYSE: DLX) has introduced an enhanced suite of credit monitoring and identity theft protection solutions developed by Intersections Inc. and Deluxe to be marketed under the Deluxe ID TheftBlockSM brand. The service, offered to consumers on behalf...
Tags: consumer credit, DeLuxe, financial service, identity theft
Research articles 2004-09-21
FINANCIAL SERVICES : TOWARDS A MINIMUM HARMONISATION OF CONSUMER CREDIT.
The European Parliament's Committee on Internal Market and Consumer Protection approved, on 10 December, a report by Kurt Lechner (EPP-ED, Germany) relating to consumer credit agreements. The proposal for a legislative resolution, adopted by 32 votes in favour and five abstentions, will be put to the...
Tags: European Commission, financial, repayment
Research articles 2008-01-11
RetailExchange.com Chooses CIT to Provide Financial Services; CIT Will Offer Credit Protection, Financing to RetailExchange.com Sellers
Business/Technology Editors BOSTON--BUSINESS WIRE--Sept. 13, 2000 RetailExchange.com, the leading online business-to-business exchange for excess consumer products, and CIT Commercial Services, a division of The CIT Group (NYSE: CIT; TSE: CIT.U), the nation's largest factoring company, today announced an agreement that will integrate CIT's financial offerings into the RetailExchange.com...
Tags: B2B, CIT Group, E-business/E-commerce, FINANCE, financing, INTERNET
Research articles 2000-09-13
Consumer protection must be preeminent in debate over bank-insurance sales.(Editorial)
As the behemoths of banking and insurance battle it out in Congress to determine the future of financial services reform, the argument should focus on the best interests of consumers. With that in mind, Congress should pay careful attention to th As...
Tags: bank, consumer protection, insurance, sales, survey, U.S. Congress
Research articles 1997-06-23
Fourteen of the 20 FCC staffers now handling the remaining cable rate complaints would be melded into the Cable Services Bureau's consumer protection and competition division, under a restructuring plan unveiled last week by Deborah Lathen, chief of the b
The revamping was expected because regulation of upper-tier rates' sunset on March 31. The six other staffers who now make up the financial analysis division would be transferred to the common carrier bureau to handle "slamming" cases aga The revamping was expected because regulation...
Tags: cable, consumer protection, FCC, financial, financial analysis, regulation, restructuring plan, staffer
Research articles 1999-04-12
Consumer protection must be preeminent in debate over bank-insurance sales.(Editorial)
Congress, in debating financial services reform, should bear in mind the results of a survey commissioned by the Independent Insurance Agents of America. That group is not a disinterested party, but the study's results, which suggest that consumers are concerned and confused by bank sales of insurance, make sense and...
Tags: bank, FINANCE, Insurance, sales, survey
Research articles 1997-06-23
Auto News digest.(Briefs)(Kia Motor Finance Co. opens a service center)(Daimler Financial Services Americas L.L.C.)(Universal Warranty Corp.)
SouthwestRe offers GAP coverage ALBUQUERQUE, N.M. - SouthwestRe, a vendor of finance and insurance products, now offers guaranteed automotive protection insurance. GAP coverage makes up the difference between the balance on a vehicle consumer loan and the insurance payment when a car or truck...
Tags: Universal Warranty Corp.
Research articles 2008-01-14
Banks Hope to Scuttle Plan for New Consumer Watchdog
Puzzling story today in American Banker, which writes that the U.S. banking industry "refuses to engage" with lawmakers on Capitol Hill writing legislation to establish a so-called Consumer Financial Protection Agency registration required. Yet the same piece offers this quote from Scott Talbott, the chief lobbyist for...
Tags: Bank, Financial, Agency, Banking Industry, CFPA, Financial Accounting, Finance, Alain Sherter
Blog posts 2009-07-15
Financial Reform Effort in Danger of Splintering
Sure was entertaining to see the nation's top financial regulators clashing over turf on Friday like hyenas scrapping over a bone. More seriously, it shows the cracks appearing in the Obama administration's campaign for financial reform. Testifying Friday before the House Financial Services Committee, Treasury Secretary Tim...
Tags: Federal Reserve Board, Financial, Consumer Protection, Consumer Protection Plan, Dugan, Financial Accounting, Finance, Alain Sherter
Blog posts 2009-07-27
US sees big banks largely funding consumer agency
Reuters WASHINGTON - The Obama administration is proposing to fund the enhanced policing of financial firms by levying fees on the largest banks, while sparing community banks from increased costs, a Treasury official has said. The biggest banks and financial firms that do not fall under direct federal supervision will...
Tags: financial, Bank, fee, regulator, community bank
News items 2009-08-14
EC sets out retail road-map.
Byline: Green Paper on retail financial services calls for greater consumer protection and education Overview The European Commission's Green Paper on Retail Financial Services in the Single Market has called for properly regulated open markets, greater consumer protection and better consumer...
Tags: commission, European Commission, FINANCE, financial
Research articles 2007-05-10
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