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- Consumer Protection
- the safeguarding of consumer interests in terms of quality, price, and safety, usually within a statutory framework. The growing purchasing power of consumers and the rise in consumerism from the...
- Consumer Protection definition on BNET »
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- PIA, AIA reconsider stand on bank-ins. affiliations.(National Association of Professional Insurance Agents, American Insurance Association)
- WASHINGTON - The American Insurance Association, is expected to formally adopt a new position on banking and insurance that supports affiliations subject to clearly defined functional regulation. David Pratt, senior vice president of federal affa WASHINGTON - The American Insurance Association, is...
- Research articles 1997-02-10
- Payment System Regulation and How It Causes Consumer Confusion
- A workshop led by Professor Mark Budnitz of Georgia State University School of Law. Budnitz described how the regime of consumer payment regulation and various new payment products have led to much confusion among consumers. He also discussed a remedy for this situation: the adoption of uniform federal consumer protection...
- White papers 2004-11-01
- Insurance Sales Disclosure and Consumer Protection
- This paper summarizes the regulation and provides some insights into its implementation. The regulation was mandated by the landmark Gramm-Leach-Bliley Act GLBA, which not only expanded the insurance powers of bank holding companies and national banks, but also directed the federal banking agencies (OCC, Fed, FDIC, and OTS) to issue...
- White papers 2004-10-01
- Consumer protection strategy proposed by senator; being developed by state regulators. (News).
- WASHINGTON -- Sen. Charles Schumer (D-N.Y) has called on FCC Chairman Michael Powell to step up regulation of the wireless industry to improve mobile-phone service and consumer protection, a proposal with potentially huge economic implications that WASHINGTON -- Sen. Charles Schumer (D-N.Y) has called...
- Research articles 2002-12-02
- Fourteen of the 20 FCC staffers now handling the remaining cable rate complaints would be melded into the Cable Services Bureau's consumer protection and competition division, under a restructuring plan unveiled last week by Deborah Lathen, chief of the b
- The revamping was expected because regulation of upper-tier rates' sunset on March 31. The six other staffers who now make up the financial analysis division would be transferred to the common carrier bureau to handle "slamming" cases aga The revamping was expected because regulation...
- Research articles 1999-04-12
- Why Credit Card Regulation Is Broken
- Until recently, regulators routinely looked the other way as credit card issuers ensnared unwitting consumers with huge finance charges and penalties. So how did credit card regulation become so broken? Here's a brief history of the slippery practices of the industry. How...
- Articles 2009-04-15
Additional Resources
- Financial Regulation and Supervision after the Crisis: The Role of the Federal Reserve
- At the Federal Reserve Bank of Boston 54th Economic Conference, Chatham, MassachusettsOctober 23, 2009 The theme of the Federal Reserve Bank of Boston's Economic Conference this year–reevaluating regulatory, supervisory, and central banking policies in the wake of the crisis–is certainly timely. Not much more than a year ago, we and...
- News items 2009-10-23
- Does Information on the Internet Weaken the Case for Consumer Protection Regulation?
- . . . the real issue is whether [consumer] protection is best provided by 'regulation' or by 'free competition.' Manuel F. Cohen (Stigler and Cohen, 1971,21) Just about everything we've ever done that has to do with communication and information has been digitized, and now we're going to start tackling...
- Research articles 2001-04-01
- Banks Hope to Scuttle Plan for New Consumer Watchdog
- Puzzling story today in American Banker, which writes that the U.S. banking industry "refuses to engage" with lawmakers on Capitol Hill writing legislation to establish a so-called Consumer Financial Protection Agency registration required. Yet the same piece offers this quote from Scott Talbott, the chief lobbyist for...
- Blog posts 2009-07-15
- Yahoo Adds New Privacy Tool for Users, Just as FTC Privacy Hearings Start Today (and MicroHoo Regulatory Approval Is Pending) [BoomTown]
- Yahoo announced a new consumer tool this morning, called "Ad Interest Manager." BoomTown is going to ignore the could-it-be-duller name for the feature, which–Yahoo YHOO said in a press release you can see below–gives users a "central place where Yahoo! visitors can see a concise summary of their online activity...
- News items 2009-12-07
- US sees big banks largely funding consumer agency
- Reuters WASHINGTON - The Obama administration is proposing to fund the enhanced policing of financial firms by levying fees on the largest banks, while sparing community banks from increased costs, a Treasury official has said. The biggest banks and financial firms that do not fall under direct federal supervision will...
- News items 2009-08-14
- IMGIS, Inc. and TRUSTe Co-Author Privacy Protection Initiative; Innovative Advertising Affiliate Program Promotes Consumer Privacy Protection and Self-Regulation for Internet Ad Serving
- CUPERTINO, Calif.--BUSINESS WIRE--March 2, 1998--IMGIS, Inc., the leading provider of centralized Internet advertising management technology, today announced it initiated and co-authored an Advertising Affiliate Program with TRUSTe to promote consumer privacy protection as it relates to Internet ad serving.
- Research articles 1998-03-02
- FEDERAL TRADE COMMISSION/REGULATION
- CONSUMER ISSUES FEDERAL TRADE COMMISSION/REGULATION Sections within this essay: Background Bureau of Consumer Protection The Division of Advertising Practices The Division of Enforcement The Division of Financial Practices The Division of Marketing Practices The Division of Planning and Information Bureau of Economics Bureau of Competition Antitrust Laws Mergers...
- Research articles 2005-10-25
- Cross-Country Patterns Of Product Market Regulation - Brief Article - Statistical Data Included
- Introduction Regulation is essential in market economies, but it may sometimes be too intrusive Regulation is perhaps the most pervasive form of state intervention in economic activity. By establishing the "rules of the game" in a number of different areas -- such as market competition, business conduct, consumer...
- Research articles 1999-12-01
- MOBILE TELEPHONY : ROAMING: DEBATE FOCUSES ON REGULATION OF RETAIL PRICES.
- The European Parliament's Committee on the Internal Market and Consumer Protection IMCO held its first debate, on 22 November, on the proposed regulation aimed at lowering roaming tariffs. The IMCO will only be consulted for opinion, but it will work closely with the Industry and Research...
- Research articles 2006-12-07
- Cable's set-top set-to.(regulation information)(Brief Article)
- Retailers accuse operators of dragging their feet over deadline for separating security protection and interactive-TV functions The cable industry is squaring off again with retailers and consumer-equipment makers over digital set-top boxes. Retailers accuse operators of dragging...
- Research articles 2000-11-27
- Interactive Web Site For Consumer Regulation Issues In Internet Banking - Brief Article
- The Federal Reserve Board announced on November 21, 2000, a new Internet resource designed to help bankers and bank examiners apply consumer regulations to Internet banking. The Checkers Bank TCB is a mock on-line bank whose web site contains violations of federal consumer protection regulations. The TCB site highlights these...
- Research articles 2001-01-01
- Cataloguing the errors in "The Story of Cap-and-Trade"
- by Eric de Place Just colossally ignorant. That was all I could think to say on viewing the latest eco-video web sensation, " The Story of Cap-and-Trade " by Annie Leonard and Co. No one does a circular firing squad like the Left and this contribution is a potential...
- News items 2009-12-02
- Keeping up with cable rereg. (status of provisions comprising Cable Consumer Protection Act of 1992)
- RECENT ACTIONS: This week the commission will implement the two most contested elements of the Cable Act--rate regulation and program access (see "Top of the Week"). Latest word on rate regulation was that some form of a per-channel price basis was in the works. ...
- Research articles 1993-03-29
- Garland, Texas, Charter Bus Accident Leads Public to Question State Regulation.
- By Mark Wrolstad, The Dallas Morning News Knight Ridder/Tribune Business News Jun. 26--A lack of state and federal enforcement and an overly trusting public have allowed fleets of charter buses to operate virtually without regulation, raising the danger on the nation's ...
- Research articles 2002-06-26
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