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	<title><![CDATA[consumer protection and regulation Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to consumer protection and regulation]]></description>
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		<title><![CDATA[Why Credit Card Regulation Is Broken]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/why-credit-card-regulation-is-broken/288874/]]></link>
		<description><![CDATA[Until recently, regulators routinely looked the other way as credit card issuers ensnared unwitting consumers with huge finance charges and penalties. So how did credit card regulation become so broken? Here's a brief history of the slippery practices of the  industry.        How...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 15 Apr 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/regulation.html"><![CDATA[Regulation]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/credit+cards.html"><![CDATA[Credit Cards]]></category>
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		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+protection.html"><![CDATA[Consumer Protection]]></category>
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		<category domain="http://resources.bnet.com/topic/truth+in+lending+act.html"><![CDATA[Truth In Lending Act]]></category>
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		<category domain="http://resources.bnet.com/topic/marlys+harris.html"><![CDATA[Marlys Harris]]></category>
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		<title><![CDATA[Payment System Regulation and How It Causes Consumer Confusion]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=123648]]></link>
		<description><![CDATA[A workshop led by Professor Mark Budnitz of Georgia State University School of Law. Budnitz described how the regime of consumer payment regulation and various new payment products have led to much confusion among consumers. He also discussed a remedy for this situation: the adoption of uniform federal consumer protection...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Mon, 01 Nov 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+protection.html"><![CDATA[Consumer Protection]]></category>
		<category domain="http://resources.bnet.com/topic/regulation.html"><![CDATA[Regulation]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Insurance Sales Disclosure and Consumer Protection]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=104007]]></link>
		<description><![CDATA[This paper summarizes the regulation and provides some insights into its implementation. The regulation was mandated by the landmark Gramm-Leach-Bliley Act GLBA, which not only expanded the insurance powers of bank holding companies and national banks, but also directed the federal banking agencies (OCC, Fed, FDIC, and OTS) to issue...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 01 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/consumer+protection.html"><![CDATA[Consumer Protection]]></category>
		<category domain="http://resources.bnet.com/topic/regulation.html"><![CDATA[Regulation]]></category>
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		<title><![CDATA[Consumer protection strategy proposed by senator; being developed by state regulators. (News).]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4962/is_200212/ai_n18160270]]></link>
		<description><![CDATA[WASHINGTON -- Sen. Charles Schumer (D-N.Y) has called on FCC  Chairman Michael Powell to step up regulation of the wireless industry  to improve mobile-phone service and consumer protection, a proposal with  potentially huge economic implications that    WASHINGTON -- Sen. Charles Schumer (D-N.Y) has called...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 02 Dec 2002 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/carrier.html"><![CDATA[carrier]]></category>
		<category domain="http://resources.bnet.com/topic/charles+schumer.html"><![CDATA[Charles Schumer]]></category>
		<category domain="http://resources.bnet.com/topic/consumer+protection.html"><![CDATA[consumer protection]]></category>
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		<category domain="http://resources.bnet.com/topic/regulation.html"><![CDATA[regulation]]></category>
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		<title><![CDATA[Fourteen of the 20 FCC staffers now handling the remaining cable rate complaints would be melded into the Cable Services Bureau's consumer protection and competition division, under a restructuring plan unveiled last week by Deborah Lathen, chief of the b]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5053/is_199904/ai_n18358542]]></link>
		<description><![CDATA[The revamping was expected because regulation of upper-tier  rates' sunset on March 31. The six other staffers who now make up  the financial analysis division would be transferred to the common  carrier bureau to handle "slamming" cases aga    The revamping was expected because regulation...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 12 Apr 1999 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/cable.html"><![CDATA[cable]]></category>
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		<title><![CDATA[PIA, AIA reconsider stand on bank-ins. affiliations.(National Association of Professional Insurance Agents, American Insurance Association)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5249/is_199702/ai_n20019233]]></link>
		<description><![CDATA[WASHINGTON - The American Insurance Association, is expected to  formally adopt a new position on banking and insurance that supports  affiliations subject to clearly defined functional regulation.     David Pratt, senior vice president of federal affa   WASHINGTON - The American Insurance Association, is...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 10 Feb 1997 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/affiliation.html"><![CDATA[affiliation]]></category>
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