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- Banks as Insurance Referral Agents? The Convergence of Financial Services: Evidence from the Title Insurance Industry
- The purpose of this paper is to offer a glimpse into the potential industrial organization of the property casualty insurance (P&C) market if banks continue to penetrate it at current rates. To do so, the paper studies an insurance market where banks are already integral in distribution: Title insurance. They...
- White papers 2002-09-01
- Review & Outlook: 2001-2002 Title Insurance
- The report views the capital and surplus of the title insurers in its rating universe as strong from both an absolute dollar and risk-adjusted perspective. Further, reserves continue to appear adequate as measured on both a GAAP and statutory basis. The report analyzes the title industry from a macro perspective,...
- White papers 2002-01-17
- The Monoline Restrictions on Mortgage and Title Insurance, With Special Application to California
- This paper provides an economic analysis of the monoline restriction for both mortgage and title insurance. The purpose is to evaluate whether or not the monoline requirement continues to represent good public policy. California is used as an important and typical case study. This paper reviews these two industries and...
- White papers 2003-06-17
- Title insurance: Is It Wanted Here?
- This paper discusses about title insurance which was developed in the post-Civil War era in the United States of America, supplementing existing lawyer's and conveyance's 'error' insurance by providing insurance against any defect in titles to real estate, in the absence of reliable title registration systems. The state-run registers were...
- White papers 2002-11-14
- Monoline Restrictions, With Applications to Mortgage Insurance and Title Insurance
- The key goal of this paper is to investigate the conditions under which monoline restrictions represent sensible regulatory policy. This is an intriguing question because multiline insurance structures have the obvious diversification benefit that the firm's capital is available to support claims against any of its lines. Indeed, all states...
- White papers 2003-01-27
- The Role of the Monoline Requirement in Assuring Title Insurance Effectiveness
- A "monoline" requirement, i.e., the statutory restriction of companies writing a particular line of insurance to writing only that line, occurs today in just three property-casualty lines: title insurance, mortgage guaranty insurance, and financial guaranty insurance. In light of the trend toward the elimination of specialization for all types of...
- White papers 2004-12-01
- Cracking Down on Illegal Practices in the Title Insurance Industry
- This paper investigates the practice of rebating in title insurance industry. Since approximately 1997, insurance regulators allege that title insurers began engaging in the illegal practice of rebating by forming captive reinsurance companies that in turn draw rebates from the title insurance companies. These sophisticated schemes are designed so that...
- White papers 2005-06-23
Additional Resources
- Former Labor Secretary Deputy Chief of Staff Michelle Korsmo Named Senior Vice President of the American Land Title Association
- WASHINGTON -- The American Land Title Association ALTA, the national trade association for the title insurance industry, today announced the appointment of Michelle Korsmo as senior vice president, marketing and member programs. In her new role, Korsmo will be responsible for corporate communications, member services and education, and membership development....
- Research articles 2008-04-07
- Movers and shakers.(Business)
- Byline: Norrine Twohey Daily Herald Staff Writer Lincolnshire-based Quill Corp. announced that Lisa Udell was named an account executive for its newly created Chicago-area sales team. Headquartered at the company's corporate office, Udell is responsible for obtaining and maintaining Quill's business accounts in...
- Research articles 2002-04-28
- Paul F. Buckley.(Brief Article)
- Age: 48 Title: Treasury director-risk management for Lucent Technologies Inc. Previous experience: Corporate claims manager for AT&T Corp., 1985-1996; corporate insurance and claim manager for AT&T Information Systems Inc., 1983-1985; i Age: 48 Title: Treasury director-risk management...
- Research articles 2000-05-01
- Starting an Import Business
- Importing is pretty basic: You simply purchase goods from one country to sell in another. The rationale for importing is twofold:to obtain goods or materials from a source who either offers the lowest available price, or who provides the best quality for costto obtain raw materials, components, or finished goods...
- Articles 2007-10-29
- Mashable's Weekly Conference and Event Guide
- It's a brand new week, which means it's time for Mashable's guide to upcoming social media and web events, parties, and conferences. For more upcoming event listings, check out Mashable's Events section . Is your event not on this list? Contact us at least one month...
- News items 2009-11-09
- NextAce Named Winner of Entretec/PricewaterhouseCoopers Third Annual Entrepreneurship Award
- Entretec ( www.pasadenaentretec.com ), a leading strategic partnering and corporate development organization serving Greater Los Angeles, announced today that NextAce Corporation ( www.nextace.com ), provider of software applications that benefit the title insurance and mortgage lender industries, has been named winner of its third annual Entrepreneurship Award 2006. Offered...
- Research articles 2006-03-22
- Taking a Career Break
- It will probably not surprise you that there is a “workaholics” Web site. Given today’s corporate climate and the pace of change in the marketplace, people are working harder than ever before. In early 2007, MSNBC published an article about more and more workers “opting out of the rat race.”...
- Articles 2007-02-28
- For King and country
- Some very radical prescriptions for dealing with the banking sector to avoid another financial crisis of the magnitude of the one just experienced are flowing in the UK from the most authoritative of sources. That the UK is producing the most revolutionary of responses perhaps isn't surprising, given how badly...
- News items 2009-10-20
- Understanding Bankruptcy
- At one time, bankruptcy was regarded as shameful—something that left the doors of bankrupt businesses shuttered and forlorn, while individuals huddled penniless on the streets or in jail, unable to face their friends. Today bankruptcy doesn't carry quite that stigma. With business being covered far more broadly and intently by...
- Articles 2007-12-18
- Mashable's Weekly Guide to Events in Social Media
- It's a brand new week, which means it's time for Mashable's guide to upcoming social media and web events, parties, and conferences. For more upcoming event listings, check out Mashable's Events section . Is your event not on this list? Contact us at least one month...
- News items 2009-10-26
- Mashable's Weekly Conference Guide to Everything Social Media
- It's a brand new week, which means it's time for Mashable's guide to upcoming social media and web events, parties, and conferences. For more upcoming event listings, check out Mashable's Events section . Is your event not on this list? Contact us at least one month...
- News items 2009-11-02
- BREAKFAST DEALS: Carry on Rio
- Lunch isn't just for wimps. Check out LUNCH DEALS for more wheels and deals later today. And do you want to get Wheels & Deals on your mobile? Go to http://twitter.com/WheelsDeals China appears to be travelling up the Yangtze without a paddle as its tiff with Rio Tinto descends into...
- News items 2009-08-10
- Insurers Get Market Boost, But Sales Lag
- By Myles NeliganLONDON (Reuters UK) - Third-quarter results from Europe's big insurers are expected to show the sector has benefited from rebounding financial markets, while recessionary pressures continue to weigh on sales.Analysts say a sustained rise in share prices and narrowing of corporate bond spreads over the summer should underpin...
- News items 2009-10-27
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