Credit Acceptance Corp.

Mr. Roberts joined the Company in 1991 as Corporate Controller and was named Assistant Treasurer in March 1992 and Vice President-Finance in April 1993. He was named Chief Financial Officer and Treasurer in August 1995. He was named Executive Vice President and Chief Financial Officer in January 1997, Co-President in January 2000, Executive Vice President of Finance and Operations in October 2000, Chief Operating Officer in January 2001, and Chief Executive Officer in January 2002. Mr. Roberts assumed the position of President from September 2006 until April 2007. Mr. Roberts became a director of the Company in March 2002.

Mr. Hess is Division President for Credit Acceptance, a specialty finance company in the automotive industry, where he has responsibility for an e-commerce sales channel and technology based purchasing co-operative. In addition, Hess oversees the company's supply chain of non-financial products and services. Prior to Credit Acceptance, Mr. Hess co-founded Autobex, a business-to-business internet exchange for the automotive industry, where he secured a strategic relationship with the industry's leading ERP provider ADP and ultimately merged Autobex with Credit Acceptance. Mr. Hess was also Director of Purchasing at AutoNation, North America 's largest retailer with 412 dealerships, responsible for supply chain strategies including the development of an internal network of distribution centers and an e-commerce platform. Before joining AutoNation, Mr. Hess held a variety of p&l, sales and operational management positions for Genuine Parts Company's NAPA Auto Parts retail and distribution divisions. Hess was named a 2002 "Up & Comer" finalist in the entrepreneur category by The South Florida Business Journal. A big supporter of Cystic Fibrosis, he has volunteered over the last three years having been named one of Greater Fort Lauderdale's Finest, a committee member, and presently as co-chair of the Greater Fort Lauderdale's Finest event, a $100,000 event. Hess is a strong believer in Junior Achievement and active in a variety of areas including a member of their Connections Board. He is a Leadership Broward Class XXI graduate, serves on the Alumni Board of Directors as Vice President for Cardinal Gibbons High School - his Alma Mater, and is active with the Cooperative Feeding Program and Sister Cities International. Joe is a South Florida native and graduate of Stetson University , located in Deland, Florida , where he received his Bachelor of Business Administration and Masters of Business Administration degrees.

Mr. Pearce joined the Company in January 1996 as General Counsel. He was named Vice President — General Counsel in January 1997; Vice President — General Counsel and Corporate Secretary in June 1999 and to his present position in December 2004.

Mr. Booth joined the Company in January 2004 as Director of Internal Audit. He was named Chief Accounting Officer in May 2004 and to his present position in December 2004. From August 1991 until joining the Company, Mr. Booth worked in public accounting, most recently as a senior manager at PricewaterhouseCoopers LLP.

Mr. Miotto joined the Company in November 2006 as Chief Information Officer. From May 2001 through November 2006, he was the Strategic Infrastructure and Marketing and Sales Systems Manager for Ford Motor Company.

Debbie Duong has over 10 years of experience with Help Desk and Customer Service. She previously worked on the Parke-Davis and Parkdale Pharmaceuticals Help Desk. Currently she is the Help Desk Manager for Credit Acceptance Corporation, a financial company that provide automobile loans to consumers who otherwise could not obtain financing. She developed an internal Help Desk from the ground up which included implementing a new ticket tracking system, SLAs, policies, procedures and Knowledge Management philosophy. She has been an active HDI member since 2000. She has been the HDI Motown Chapter VP of Finance for over one year and also served as Chapter Secretary in th past. Debbie has earned her MSA in Software Engineering Administration from Central Michigan University in 2002.

Learn how Don Foss, Chairman and Founder of Credit Acceptance, got his start in the used car industry, how he built his dealerships, his keys to success, why he started Credit Acceptance, and the successes and challenges he experienced along the way. Running Time: 28 minutes.

Mr. Tryforos is presently a private investor. Between May 1991 and September 2004, Mr. Tryforos was employed as a General Partner at Prescott Investors, Inc., a private investment firm based in Connecticut. Mr. Tryforos became a director of the Company in July 1999.

Mr. Vassalluzzo is a General Partner at Prescott Investors, Inc., a private investment firm. Mr. Vassalluzzo joined Prescott Investors in 1998 as an equity analyst and became a General Partner in 2000. Prior to 1998, Mr. Vassalluzzo worked in public accounting at Coopers & Lybrand (now PricewaterhouseCoopers LLP) and received a certified public accountant certification. Mr. Vassalluzzo became a director of the Company in March 2007.