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	<title><![CDATA[credit card and financial Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to credit card and financial]]></description>
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		<title><![CDATA[Dumbest Things You Do With Your Money]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/dumbest-things-you-do-with-your-money/365768/]]></link>
		<description><![CDATA[Even smart people make financial moves that are downright illogical. Emotions and superstitions have a sneaky way of keeping you from rational financial decisions. But dumb choices can have serious, real-world consequences. Here are some of the biggest blunders we all make, plus tips from the experts on how to...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 18 Nov 2009 00:00:00 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/bonnie+eaker+weil.html"><![CDATA[Bonnie Eaker Weil]]></category>
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		<title><![CDATA[Will Merchants and Consumers Get Relief From Soaring Credit Card Fees?]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10004134/will-merchants-and-consumers-get-relief-from-soaring-credit-card-fees/]]></link>
		<description><![CDATA[Kathy and Warren Miller run a mom-and-pop grocery store in tiny Elmore, Vt. pictured at left, and soaring credit card fees are strangling it.    In congressional testimony on Thursday, she said they make only two cents whenever a customer pays for a 99 cent bag of potato...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 12 Oct 2009 13:30:51 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">V</category>
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	<item>
		<title><![CDATA[How to Write an eBook to Create Fame and Fortune]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/career-advice/blog/other-8-hours/how-to-write-an-ebook-to-create-fame-and-fortune/557/]]></link>
		<description><![CDATA[Do you seek fame and fortune? Want to increase your visibility to get a job or help close more clients? Want to brand yourself as an expert in your field?    One of the best ways to get instant credibility and visibility is to write something-an article, a...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 01 Sep 2009 02:02:56 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/robert+pagliarini.html"><![CDATA[Robert Pagliarini]]></category>
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		<title><![CDATA[Credit Card Debt? Don't Tap Your Home Equity to Pay it Off]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/credit-card-debt-dont-tap-your-home-equity-to-pay-it-off/1055/]]></link>
		<description><![CDATA[Some financial advice isn't timeless.  Consider a pitch I recently received from a trusted source. The organization recommended people pay off their credit card debt with a home equity line of credit. A few years ago, mortgage brokers and even some financial advisors argued this was a smart move....]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 10 Aug 2009 19:40:24 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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		<title><![CDATA[Money Skills for Your Kids: Ages 15 and Up]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/money-skills-for-your-kids-ages-15-and-up/320688/]]></link>
		<description><![CDATA[To make high-school students financially literate, let them handle and sometimes mishandle their own money.                              The Power of Compound Interest ...]]></description>
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		<pubDate>Wed, 15 Jul 2009 00:00:00 -0700</pubDate>
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	</item>
	<item>
		<title><![CDATA[Financial Roundup: GMAC Bailout Breaks Limits, Credit Card Rule Speedup, UBS Unloads Chinese Bank Shares, "Mark to Market" Stays]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000259/financial-roundup-gmac-bailout-breaks-limits-credit-card-rule-speedup-ubs-unloads-chinese-bank-shares-mark-to-market-stays/]]></link>
		<description><![CDATA[Treasury exceeds bailout limits -- The federal government's generous $6 billion investment in car financier GMAC has tipped the $350 billion limit in the bailout program by $4.4 billion. But who's counting? GMAC suddenly has announced lots of zero percent financing deals to move vehicles made by troubled General Motors....]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 31 Dec 2008 06:19:34 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/bailout.html"><![CDATA[Bailout]]></category>
		<category domain="http://resources.bnet.com/topic/ubs+ag.html"><![CDATA[UBS AG]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">UBS</category>
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	</item>
	<item>
		<title><![CDATA[Financial Roundup: New Credit Card Rules, Private Equity Eyes Banks, Bernanke Uses Same Old Ratings Agencies, Small Banks Up Tech Buys, and More]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000247/financial-roundup-new-credit-card-rules-private-equity-eyes-banks-bernanke-uses-same-old-ratings-agencies-small-banks-up-tech-buys-and-more/]]></link>
		<description><![CDATA[Credit card rules approved -- The Federal Reserve Board has approved a host of new credit card rules that, effective July 1, 2010, would protect consumers from unexpected interest charges, forbid "two-cycle" billing schemes and allow customers a reasonable amount of time to pay their bills. While consumer advocates criticized...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 19 Dec 2008 06:35:15 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/private+equity.html"><![CDATA[Private Equity]]></category>
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		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
	</item>
	<item>
		<title><![CDATA[Financial Roundup: Blood at BofA, Ken Lewis's Curious Date, SEC Not to Blame, Credit Card Debt Up]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000240/financial-roundup-blood-at-bofa-ken-lewiss-curious-date-sec-not-to-blame-credit-card-debt-up/]]></link>
		<description><![CDATA[Blood in the halls at BofA -- Some 20 high-ranking Bank of America executives have been let go as the company gears up to take over Merrill Lynch which will lead to up to 35,000 job losses overall.. The cuts involve executives just a tier down from the top and...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 16 Dec 2008 05:56:28 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank Of America Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/sec.html"><![CDATA[SEC]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
		<category domain="tickers">BAC</category>
	</item>
	<item>
		<title><![CDATA[Financial Roundup: New Credit Card Rules Due, AIG Owes $10 Billion, Debt "Orgy" Infected Fannie Mae and Freddie Mac, Beware the Clawback]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000229/financial-roundup-new-credit-card-rules-due-aig-owes-10-billion-debt-orgy-infected-fannie-mae-and-fredie-mac-beware-the-clawback/]]></link>
		<description><![CDATA[Credit card rules on way -- One of the biggest overhaul of credit card rules in decades is expected after the Federal Reserve Board approves new rules next week. Lobbyists are busyÃ‚Â with consumer groups trying to limit overdraft fees and banking lobbyists claiming the rules will squeeze credit further. [Source:...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 10 Dec 2008 07:03:45 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/fannie+mae.html"><![CDATA[Fannie Mae]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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		<category domain="http://resources.bnet.com/topic/american+international+group+inc..html"><![CDATA[American International Group Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">AIG</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">FNM</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">FRE</category>
		<category domain="tickers">AIG,FNM,FRE</category>
	</item>
	<item>
		<title><![CDATA[Financial Roundup: GE Cuts, Credit Card Woes, Offshore Banking Probe, Crummy MBA Job Market]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000215/financial-roundup-ge-cuts-credit-card-woes-offshore-banking-probe-mba-job-market/]]></link>
		<description><![CDATA[GE's Focus: Fixing Financial Unit -- Conglomerate GE is chopping away at its giant GE Capital financing unit. GE will take a charge of up to $1.4 billion to speed up shrinking the financing group through cost cuts, discontinuing some operations and decreasing leverage with reduced borrowing. GE says a...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 02 Dec 2008 08:03:47 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/offshore.html"><![CDATA[Offshore]]></category>
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		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">GE</category>
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	</item>
	<item>
		<title><![CDATA[More Trouble in Store for Citigroup]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F106269-more-trouble-in-store-for-citigroup%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Kirk Shinkle submits: The Wall Street Journal, which ruffled Citigroup's C feathers over possible executive changes last week, now says tens of thousands of job cuts on the way at the bank as well as higher rates for millions of credit card holders.  On jobs: by Kirk Shinkle]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Sun, 16 Nov 2008 11:48:08 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bg+group+plc.html"><![CDATA[BG Group plc]]></category>
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		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">C</category>
		<category domain="tickers">C</category>
	</item>
	<item>
		<title><![CDATA[Why AmEx Becoming a Bank Holding Company is a Positive Move]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F105766-why-amex-becoming-a-bank-holding-company-is-a-positive-move%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vitaliy N. Katsenelson, CFA submits:  American Express AXP becoming a bank holding company [BHC] is not just net positive for the company it is simply positive. When a highly leveraged investment bank like Goldman Sachs GS turns into a BHC, its future profitability suffers as its leverage drops to...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Thu, 13 Nov 2008 12:55:07 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/american+express+co..html"><![CDATA[American Express Co.]]></category>
		<category domain="http://resources.bnet.com/topic/amex.html"><![CDATA[AmEx]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/goldman+sachs+group+inc..html"><![CDATA[Goldman Sachs Group Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/vitaliy+katsenelson.html"><![CDATA[Vitaliy Katsenelson]]></category>
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		<title><![CDATA[Is American Express Worth the Risk?]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F105841-is-american-express-worth-the-risk%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Ockham Research submits:  One of the major developing stories this week is the conversion of American Express AXP to a bank holding company in order to receive funds from the government&#8217;s Troubled Asset Relief Program (TARP). This situation is similar to the Fed&#8217;s decision to allow the immediate conversion...]]></description>
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		<pubDate>Thu, 13 Nov 2008 06:34:49 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/american+express+co..html"><![CDATA[American Express Co.]]></category>
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		<category domain="http://resources.bnet.com/topic/amex.html"><![CDATA[AmEx]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">AXP</category>
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		<title><![CDATA[Which is a Better Short Candidate - Capital One or American Express?]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F105814-which-is-a-better-short-candidate-capital-one-or-american-express%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Lockstep Investing submits: Assume credit cards are the next crisis.  Also, assume the crisis comes because the charge off rates go so high that no wants to buy credit card bonds.  Where is the best place to be short?     Looking at options, both Capital One Financial...]]></description>
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		<pubDate>Thu, 13 Nov 2008 04:49:43 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/american+express+co..html"><![CDATA[American Express Co.]]></category>
		<category domain="http://resources.bnet.com/topic/capital+one+financial+corp..html"><![CDATA[Capital One Financial Corp.]]></category>
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		<title><![CDATA[American Express Cleared to Become Commercial Bank: Mixed Reactions]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F105380-american-express-cleared-to-become-commercial-bank-mixed-reactions%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Money Morning submits:  By Mike Caggeso   American Express Co. AXP Tuesday won approval from the U.S. Federal Reserve to become a commercial bank, giving the credit card titan a crucial lifeline as the risk of defaults runs higher in the slowing global market. by Money Morning]]></description>
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		<pubDate>Tue, 11 Nov 2008 09:21:31 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/american+express+co..html"><![CDATA[American Express Co.]]></category>
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		<category domain="http://resources.bnet.com/topic/money+morning.html"><![CDATA[Money Morning]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">AXP</category>
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	</item>
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		<title><![CDATA[Capital One Financial Corporation Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-242156.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Your first question comes from Craig Maurer - CLSA. Craig Maurer - CLSA  A quick question on the U.K. You know, if you go back a number of years, the discussion around the U.K. when the consumer originally started to crack in...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 16 Oct 2008 19:54:09 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/u.s..html"><![CDATA[U.S.]]></category>
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		<category domain="http://resources.bnet.com/topic/capital+one+financial+corp..html"><![CDATA[Capital One Financial Corp.]]></category>
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	</item>
	<item>
		<title><![CDATA[Ridding Yourself Of Bad Debt Without Bankruptcy]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=373957]]></link>
		<description><![CDATA[Credit card debt creates anxiety and financial chaos. It caused many people trap into serious financial issue since the introduction of credit card. This plastic card create easy and convenient payment scheme for you to buy things without the need to worry about cash inside you wallet; frequently make you...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Mon, 26 Mar 2007 00:00:00 -0700</pubDate>
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	</item>
	<item>
		<title><![CDATA[Financial Literacy 101.(Short Interests)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4798/is_200610/ai_n17420678]]></link>
		<description><![CDATA[Byline: Lisa Shidler       CHICAGO - Purdue University last week participated in  Indiana's first Money Smart Week - an effort to teach students  about managing and saving money.       The weeklong event was sponsored by the Detroit branch...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 23 Oct 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[credit card]]></category>
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	<item>
		<title><![CDATA[Taking Sides - Learn the basics: A fiscal education is essential.(Opinion)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4798/is_200312/ai_n17428211]]></link>
		<description><![CDATA[About half of investors polled recently believed erroneously that  stock market losses are insured, while 70% were unaware of the risks of  buying stocks on margin.       These were among the findings of a survey by NASD, which announced  the creation ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 08 Dec 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[credit card]]></category>
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		<title><![CDATA[SEARS: SHAREHOLDERS TO BENEFIT FROM CREDIT SERVICES SALE.(Citigroup to acquire credit card and financial services business )(Brief Article)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4360/is_200307/ai_n15219688]]></link>
		<description><![CDATA[HOFFMAN ESTATES, Ill.-Sears said last week it was selling its  credit card and financial services business to Citigroup for $3 billion.  Sears' gross domestic credit card receivables portfolio is tagged  at $29 billion. Once the deal closes, the retaile  HOFFMAN ESTATES, Ill.-Sears said last week it...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 21 Jul 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/benefit.html"><![CDATA[benefit]]></category>
		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
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