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BNET Business Dictionary
- Credit Card
- a card issued by a bank or financial institution and accepted by a merchant in payment for a transaction for which the cardholder must subsequently reimburse the issuer
- Credit Card definition on BNET »
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- Handling Online Payments
- If your business sells its products or services online, it goes without saying that your online payment system must work flawlessly. If not, your credibility will vanish in a heartbeat. Your system must be easy to use and unfailingly secure. Consumers won't tolerate a long, cumbersome purchasing process, and they...
- Articles 2007-10-16
- Coke Machines Go Cashless with MasterCard
- Today MasterCard Worldwide and USA Technologies Inc. announced plans to install cashless payment terminals in 7,500 Coca-Cola vending machines within 8 markets (Atlanta, Boston, Chicago, Denver, Las Vegas, Miami, New York and Seattle). Customers will be able to use traditional credit cards as well as MasterCard's PayPass. Thacher Worthen, Coca-Cola's...
- Blog posts 2007-08-07
- eLayaway Offers New Solution to Sluggish Retail Sales
- Remember layaway? If your mom couldn't afford something, she put 10 percent down and paid a few bucks a week through the layaway window until the item was paid off and she could bring it home. Now it's coming back as retailers and shoppers alike question the...
- Blog posts 2008-05-06
- Working Capital Strategies For Business Cash Advances
- The current chaos in financial markets has changed how merchant cash advances should be evaluated. The use of credit card factoring and credit card processing to obtain working capital financing has recently become a more viable commercial funding strategy. Although this approach for securing business cash advances has been available,...
- White papers 2008-07-10
- Credit Card Minimum Payment Interest Calculator
- This tool will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill - that is, assuming you stop charging any more to it.
- Tools & templates 2008-01-01
- Do Prime And Sub-Prime Borrowers Alike Default On Mortgages Before Defaulting On Their Credit Cards?
- The explanation provided in the Business Week BW article was that most of these borrowers put down small or zero down payments so they don't have much to lose especially if prices had fallen since they made their purchase. People were current on their payments on their cards because people...
- White papers 2007-12-24
- The High Cost of Using Credit Cards
- The minimum monthly payment on most credit cards is usually calculated as a certain percentage (often around 2 percent) of the total balance. However, this payment includes interest as well as payments against the principal amount that is borrowed. Many people get caught up in credit card offers that are...
- White papers
- Issues in Risk Management: Payment Card Industry (PCI) Data Security Standard Compliance
- As credit card usage continues to expand, preventing the fraudulent use of cardholder information becomes increasingly important. This paper describes the Payment Card Industry PCI Standard which grew out of the programs initiated by Visa and MasterCard. It was developed to create a common industry standard for protecting cardholder account...
- White papers 2005-03-01
- A Debt Puzzle
- The paper attempts to reconcile the high rate of credit card borrowing with observed levels of life cycle wealth accumulation. It simulates a lifecycle model with five properties that create demand for credit card borrowing. First, the calibrated labor income path slopes upward early in life. Second, income has transitory...
- White papers 2000-09-01
- Who Pays for Credit Cards?
- The paper models the side payments in a competitive credit-card market. If competitive retailers charge a single higher price to cover the cost of accepting cards, banks must subsidize convenience users to prevent them from defecting to merchants who do not accept cards. The side payments will be financed by...
- White papers 2001-02-01
- Credit Cards and Payment Efficiency
- In a relatively short period, credit cards have become many consumers' preferred means of payment for travel, entertainment, retail purchases, and in some cases bill payment. This paper focuses on the interchange's impact on payment system efficiency. The paper provides background information on interchange, a transaction-level overview of the credit...
- White papers 2001-08-01
- Credit Card Purchases
- The most popular online payment method, by far, is paying by credit card, and that's why the article is going to shows how to quickly get set up to automatically accept on the site. In addition, the article also discusses the benefits of accepting: Online checks, Debit cards, Digital cash,...
- White papers
- The Offshore Credit Card and Financial Arrangement Probe: Fraught With Danger for Taxpayers
- Over the past two years, the services has conducted a major investigation into the use by U.S. taxpayers of payment cards issued by financial institutions in tax havens where bank secrecy laws protect the identity of the beneficial owners of the accounts. Some IRS representatives have described the offshore payment...
- White papers 2003-01-10
- Financial Roundup: GMAC Bailout Breaks Limits, Credit Card Rule Speedup, UBS Unloads Chinese Bank Shares, "Mark to Market" Stays
- Treasury exceeds bailout limits -- The federal government's generous $6 billion investment in car financier GMAC has tipped the $350 billion limit in the bailout program by $4.4 billion. But who's counting? GMAC suddenly has announced lots of zero percent financing deals to move vehicles made by troubled General Motors....
- Blog posts 2008-12-31
- Can't Get Credit? Try "Social Lending" From Family and Friends
- There may be plenty of credit out there, but the traditional lenders such as banks and credit cards companies are certainly making it hard to get it. So, one Massachusetts company is taking lending, literally, back to hearth and home, with the help of maverick venture capitalist Richard Branson. ...
- Blog posts 2009-01-16
- The New Aussie Gateway to eBay | BTalk Australia
- (7min 39) 2009 has got off to a good start for Australian online payments provider Paymate, who has announced an arrangement with eBay that will significant broaden the market for their product, particularly in the US. In today's BTalk Australia Phil Dobbie asks Dilip Rao, the Managing...
- Blog posts 2009-01-18
- Uncharted Waters For Credit Card Issuers: Managing Your Business In Volatile Times
- Institutions that have multiple lending relationships with cardholders are viewing credit card losses as the "Canary in the coal mine" with respect to credit issues. Customers will likely default first on cards rather than on mortgages or car payments. This is converse to what has been happening in the U.S....
- White papers 2009-01-27
- eBay Inc. Q1 2009 Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question comes from Scott Devitt – Morgan Stanley. Scott Devitt – Morgan Stanley Two please. The first one related to the $500.0 billion liquidation opportunity. EBay has always been a pretty healthy marketplace for excess and liquidation goods so I was just...
- Earnings calls 2009-04-22
- Annual Credit Card Fee? Not a Bad Idea
- Sorry, but I have to disagree with fellow bloggers Stacey Bradford and Jill Schlesinger. They and other goody-goody consumerists, among whom I usually number myself, attack credit card companies for plans to slap cardholders with annual fees to make up for all the extra vigorish they'll lose when credit card...
- Blog posts 2009-06-01
- The Latest Credit Card Gotcha from CapitalOne
- Watch out for a new credit card iniquity -- the suspension. I may be one of the first victims, because I've never heard of this before. It all started last week when a ticket-dispensing machine refused to accept my CapitalOne card for a trip to Grand Central;...
- Blog posts 2009-07-06
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