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	<title><![CDATA[credit card lender Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to credit card lender]]></description>
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		<title><![CDATA[How to Refinance Now and Avoid Rejection]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/how-to-refinance-now-and-avoid-rejection/370914/]]></link>
		<description><![CDATA[With interest rates absurdly low, you may be eager to refinance. But lenders are finding all kinds of ways to say no. Here are the five most common refi killers, and how to avoid becoming a victim.        But when the bank pulled their...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 07 Dec 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
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		<category domain="http://resources.bnet.com/topic/steve+hines.html"><![CDATA[Steve Hines]]></category>
		<category domain="http://resources.bnet.com/topic/jeff+wuorio.html"><![CDATA[Jeff Wuorio]]></category>
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		<category domain="http://resources.bnet.com/topic/randy+mitchelson.html"><![CDATA[Randy Mitchelson]]></category>
		<category domain="http://resources.bnet.com/topic/michael+moskowitz.html"><![CDATA[Michael Moskowitz]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">EFX</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">EXPG Y</category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">FRE</category>
		<category domain="tickers">EFX,EXPG Y,FNM,FRE</category>
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		<title><![CDATA[BofA Sells $19.3 Billion of Securities For TARP Repay]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/news-analysis/bofa-sells-193-billion-securities/22691/]]></link>
		<description><![CDATA[By Dan Wilchins NEW YORK (<a href="http://resources.bnet.com/index.php?source=Reuters">Reuters</a>) - Bank of America Corp BAC sold more than $19 billion of equity on Thursday amid strong investor interest as it races to shed government regulatory curbs that have bedeviled its CEO search. The money raised will help repay $45 billion in government bailout...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Thu, 03 Dec 2009 19:25:45 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
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		<title><![CDATA[BofA Sells Securities For TARP Repay]]></title>
		<link><![CDATA[http://www.bnet.com/2407-14037_23-369680.html]]></link>
		<description><![CDATA[By Dan WilchinsNEW YORK (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - Bank of America Corp BAC sold more than $19 billion (11.5 billion pounds) of equity on Thursday amid strong investor interest as it races to shed government regulatory curbs that have bedeviled its CEO search.The money raised will help repay $45 billion in...]]></description>
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		<pubDate>Thu, 03 Dec 2009 18:15:50 -0800</pubDate>
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		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
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		<title><![CDATA[BofA Sells $19.3 Billion of Securities For TARP Repay]]></title>
		<link><![CDATA[http://www.bnet.com/2407-14037_23-369678.html]]></link>
		<description><![CDATA[By Dan WilchinsNEW YORK (<a href="http://resources.bnet.com/index.php?source=Reuters">Reuters</a>) - Bank of America Corp BAC sold more than $19 billion of equity on Thursday amid strong investor interest as it races to shed government regulatory curbs that have bedeviled its CEO search.The money raised will help repay $45 billion in government bailout funds the...]]></description>
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		<pubDate>Thu, 03 Dec 2009 18:15:26 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank Of America Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
		<category domain="http://resources.bnet.com/topic/troubled+asset+relief+program.html"><![CDATA[Troubled Asset Relief Program]]></category>
		<category domain="http://resources.bnet.com/topic/lewis.html"><![CDATA[Lewis]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank of America Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/pnc+financial+services+group+inc..html"><![CDATA[PNC Financial Services Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/wells+fargo+%2526+co..html"><![CDATA[Wells Fargo & Co.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">PNC</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">WFC</category>
		<category domain="tickers">BAC,PNC,WFC</category>
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		<title><![CDATA[Westpac Raises Home Loan Rate By 45bps]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-369335.html]]></link>
		<description><![CDATA[ Westpac Banking Corporation has hiked its standard variable lending rate by almost double the amount of the central bank's increase, shining a spotlight on the burgeoning pricing power of the major banks.Australia's second biggest home loan lender on Tuesday delivered a bigger than expected interest rate rise, announcing it...]]></description>
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		<pubDate>Tue, 01 Dec 2009 18:25:00 -0800</pubDate>
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		<title><![CDATA[Bernanke, Federal Reserve Wrong for the Job]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10004401/bernanke-federal-reserve-are-wrong-for-the-job/]]></link>
		<description><![CDATA[Desperation in job seekers isn't a pretty sight. The nervous laughter, the excessive eagerness to please. Why, you can almost see Ben Bernanke's eyes darting around as he spoke this morning at a Federal Reserve Bank of Boston event.    You see, the Fed chairman is rather eager...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 23 Oct 2009 07:45:16 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/job.html"><![CDATA[Job]]></category>
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		<category domain="http://resources.bnet.com/topic/ben+bernanke.html"><![CDATA[Ben Bernanke]]></category>
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		<category domain="http://resources.bnet.com/topic/alain+sherter.html"><![CDATA[Alain Sherter]]></category>
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		<title><![CDATA[Can I Get a Loan Modification if I have Two Homes?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/ask-agent/can-i-get-a-loan-modification-if-i-have-two-homes/1072/]]></link>
		<description><![CDATA[Dear Ali; I am in somewhat of a unique situation because I owe about $400,000 on a home worth about $320,000 DC Metro. I want to get a loan modification from my lender.   But I am not quite sure how to portray my situation, because I have racked...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 19 Oct 2009 10:37:28 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/arm.html"><![CDATA[ARM]]></category>
		<category domain="http://resources.bnet.com/topic/modification.html"><![CDATA[Modification]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<category domain="http://resources.bnet.com/topic/alison+rogers.html"><![CDATA[Alison Rogers]]></category>
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		<title><![CDATA[Credit Quandary - How Much Credit Should Creditors Give You?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/credit-quandary-how-much-credit-should-creditors-give-you/1135/]]></link>
		<description><![CDATA[Karen King owes $36,000. According to the Wall Street Journal, The amount of credit card debt King is carrying is more than she has ever earned in a year.  "Years ago, I lived for now. It was so stupid," the 28-year-old says. "It's depressing, but I can't live that...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 13 Oct 2009 12:26:12 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
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		<title><![CDATA[The Expensive Student Loan Trap]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/consumer-reporter/the-expensive-student-loan-trap/359/]]></link>
		<description><![CDATA[Making its way through Congress (at the usual pace--ketchup coming out of a bottle) is a bill that promises to reform student loans. Called SAFRA for Student Aid and Fiscal Responsibility Act, it would eliminate FFELP or Family Federal Education ProgramÂ loans.Â (Doncha love the acronyms?) The bill would knock out bank...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 08 Oct 2009 15:58:54 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
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		<category domain="http://resources.bnet.com/topic/student+loan.html"><![CDATA[Student Loan]]></category>
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		<category domain="http://resources.bnet.com/topic/marlys+harris.html"><![CDATA[Marlys Harris]]></category>
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	<item>
		<title><![CDATA[Fees Gone Wild: Why You’re Paying More for Everything]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/fees-gone-wild-why-youre-paying-more-for-everything/350818/]]></link>
		<description><![CDATA[Sneaky fees and hidden costs are popping up everywhere. But angry consumers may only have themselves to blame. Here's the truth about those hidden costs.    	  With consumers demanding lower prices, businesses are seeking new ways to raise revenue, and have started charging separately for services...]]></description>
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		<pubDate>Thu, 08 Oct 2009 00:00:00 -0700</pubDate>
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	<item>
		<title><![CDATA[Should You Prepay Your Mortgage?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/should-you-prepay-your-mortgage/347513/]]></link>
		<description><![CDATA[For some people, paying off a mortgage early is a bad financial move. Answer these six questions to see if prepaying makes sense for you.  Determining whether it&#8217;s wise for you means weighing variables including your mortgage rate, tax bracket, age, other debts, and even your outlook for the...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Fri, 02 Oct 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/mortgage.html"><![CDATA[Mortgage]]></category>
		<category domain="http://resources.bnet.com/topic/prepaying+mortgage.html"><![CDATA[Prepaying mortgage]]></category>
		<category domain="http://resources.bnet.com/topic/amortization.html"><![CDATA[Amortization]]></category>
		<category domain="http://resources.bnet.com/topic/mortgage+interest.html"><![CDATA[Mortgage interest]]></category>
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		<category domain="http://resources.bnet.com/topic/kerry+hannon.html"><![CDATA[Kerry Hannon]]></category>
	</item>
	<item>
		<title><![CDATA[College Kids and Credit Cards: What Every Parent Needs to Know]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/college-kids-and-credit-cards-what-every-parent-needs-to-know/340021/]]></link>
		<description><![CDATA[The plastic providers have one more chance to lure in college students before next year's law prevents them. Here's how to make your kid "card smart."  The era of &#8220;No Student Left Behind: Credit Card Edition&#8221; will come to an end early next year, thanks to the new credit...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Thu, 10 Sep 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/card.html"><![CDATA[Card]]></category>
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		<category domain="http://resources.bnet.com/topic/credit+history.html"><![CDATA[Credit History]]></category>
		<category domain="http://resources.bnet.com/topic/student.html"><![CDATA[Student]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
		<category domain="http://resources.bnet.com/topic/college+kid.html"><![CDATA[College Kid]]></category>
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		<category domain="http://resources.bnet.com/topic/credit.com.html"><![CDATA[Credit.com]]></category>
		<category domain="http://resources.bnet.com/topic/gerri+detweiler.html"><![CDATA[Gerri Detweiler]]></category>
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		<category domain="http://resources.bnet.com/topic/adam+levin.html"><![CDATA[Adam Levin]]></category>
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	<item>
		<title><![CDATA[Home Depot raises outlook as buyers are tempted back]]></title>
		<link><![CDATA[http://industry.bnet.com/travel/news-analysis/home-depot-raises-outlook-buyers/8196/]]></link>
		<description><![CDATA[US stocks rebounded yesterday after the steepest decline in more than a month during the previous session. Financial stocks, retailers and materials companies, which led the market lower on Monday, all did well as buyers were tempted back into the market. The benchmark S&P 500 index closed up 1 per...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Tue, 18 Aug 2009 19:51:53 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[stock]]></category>
		<category domain="http://resources.bnet.com/topic/loss.html"><![CDATA[loss]]></category>
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		<category domain="http://resources.bnet.com/topic/session.html"><![CDATA[session]]></category>
		<category domain="http://resources.bnet.com/topic/home+depot+inc..html"><![CDATA[Home Depot Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HD</category>
		<category domain="tickers">HD</category>
	</item>
	<item>
		<title><![CDATA[US Negotiating to Backstop BofA Purchase of Merrill]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/news-analysis/negotiating-backstop-bofa-purchase-merrill/6723/]]></link>
		<description><![CDATA[Now we know why John Thain was so eager to sell Merrill.That comment isn't entirely fair (the deterioration in the securities firm took place in the fourth quarter, while the sale was negotiated in September). But directionally, the former Merrill chief saw the downside risks and did what was best...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Fri, 07 Aug 2009 17:09:49 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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	<item>
		<title><![CDATA[U.S. braces for financial regulation overhaul]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/news-analysis/braces-financial-regulation-overhaul/5928/]]></link>
		<description><![CDATA[WASHINGTON — President-elect Barack Obama and Democrats in Congress will take over the government this month with big plans to overhaul U.S. financial regulation and a surge of momentum behind them. From the mortgage meltdown to the Bernard Madoff scandal, the financial system is in crisis. Critics are hammering the...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Fri, 07 Aug 2009 17:06:55 -0700</pubDate>
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	<item>
		<title><![CDATA[Banking industry transformed as deals close]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/news-analysis/banking-industry-transformed-deals/5863/]]></link>
		<description><![CDATA[NEW YORK — ? Bank of America Corp. completed its purchase of Merrill Lynch & Co. and Wells Fargo & Co. finished buying Wachovia Corp., the latest sea changes in a transformed banking industry facing dire economic times ahead. The Merrill takeover was completed Thursday, ending more than 94 years...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Fri, 07 Aug 2009 17:06:41 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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	<item>
		<title><![CDATA[Small Business Alert: How to Survive If You Lose Credit]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/career-advice/article/small-business-alert-how-to-survive-if-you-lose-credit/311170/]]></link>
		<description><![CDATA[Credit card companies and banks are cutting back drastically on  loans and credit lines. Here's what to do if your cash flow gets squeezed.                  Don&#8217;t Just Accept Credit Changes as Final ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Thu, 11 Jun 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/maggie+overfelt.html"><![CDATA[Maggie Overfelt]]></category>
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	<item>
		<title><![CDATA[The Crackdown on Student Credit Cards]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/college-solution/the-crackdown-on-student-credit-cards/408/]]></link>
		<description><![CDATA[During the start of every school year, credit-card marketers have shown up on college campuses loaded with bling. Their goal has always been to entice college students to sign up for a credit card by offering them a free pizza, towel or a flimsy t-shirt made in some Third World...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 25 May 2009 12:28:56 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/college+student.html"><![CDATA[College Student]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<category domain="http://resources.bnet.com/topic/lynn+o%2527shaughnessy.html"><![CDATA[Lynn O'Shaughnessy]]></category>
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	<item>
		<title><![CDATA[Horrifying Foreclosure Numbers In April]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/horrifying-foreclosure-numbers-in-april/417/]]></link>
		<description><![CDATA[You know you're in uncharted foreclosureÂ waters when Rick Sharga, vice president of marketing and spokesperson for foreclosure tracking company RealtyTrac says the month's foreclosure numbers are a "shocker."    RealtyTrac announced that 1 in 374Â U.S. householdsÂ received a foreclosure notice in April, the highest monthly rate ever recorded in...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 13 May 2009 10:55:14 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/foreclosure.html"><![CDATA[Foreclosure]]></category>
		<category domain="http://resources.bnet.com/topic/realtytrac.html"><![CDATA[RealtyTrac]]></category>
		<category domain="http://resources.bnet.com/topic/foreclosure+number.html"><![CDATA[Foreclosure Number]]></category>
		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[A Few Simple Real Estate Truths]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/a-few-simple-real-estate-truths/104/]]></link>
		<description><![CDATA[Are we all going to get a bailout and live happily ever after in granite-filled homes we can't afford? Let's hope not.    As I look out at the new real estate world we're building with our bailouts and ballooning budgets, let me start with a few truths:...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 18 Mar 2009 09:43:46 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bailout.html"><![CDATA[Bailout]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/real+estate.html"><![CDATA[Real Estate]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
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