Resources
BNET Resources
- sort by:
- Relevance
- Date
- Popularity
- Principles for the Management of Credit Risk
- This article is related to credit risk management. Credit risk is most simply defined as the potential that a bank borrower or counterpart will fail to meet its obligations in accordance with agreed terms. The goal of credit risk management is to maximize a bank's risk-adjusted rate of return by...
- White papers 2000-09-01
- A Simple Exponential Model For Dependent Defaults
- A thorough understanding of the joint default behavior of credit-risky securities is essential for credit risk measurement as well as the valuation of multi-name credit derivatives and Collateralized Debt Obligations. This paper studies a simple and tractable intensity-based model for correlated defaults, in which unpredictable default arrival times are jointly...
- White papers 2003-08-08
- Business Continuity Planning: A Risk Manager's Agenda for Operational and Credit Risk Management
- This two-part article identifies current actions that risk managers need to take to strengthen their business continuity strategies. Part I focuses on operational risk management strategies for bank service delivery. Part II, to be presented in a future issue, discusses how lenders should evaluate their customers' continuity plans to mitigate...
- White papers 2002-03-01
- Fleet Boston - Algo Credit Case Study
- In the year 2000, FleetBoston Financial was created as a result of a merger between Fleet Financial and BankBoston. At its inception, the new institution faced the daunting task of introducing a single risk management solution to meet the needs of the new, much larger corporation. The implementation of Algo...
- Case studies
- Comply and Exceed - Credit Risk Management for Basel II and Beyond
- The history of risk management has been one of making tacit knowledge explicit and of validating expert judgments with quantitative analysis. In short, decision making in the presence of risk has become a more and more rational task. This white paper discusses the nature of business risk, from credit risk...
- White papers 2002-10-21
- Credit Risk Management in the Financial Services Industry
- This report presents the results of the 2004 international benchmark survey into credit risk management in the financial services industry. The risk management marketplace is currently very active both on the supply side and the demand side. There are a lot of new approaches, and there is a proliferation of...
- White papers 2004-06-01
Additional Resources
- Best Practices in Strategic Credit Risk Management
- Effective credit risk management has gained an increased focus in recent years, largely due to the fact that inadequate credit risk policies are still the main source of serious problems within the banking industry. The chief goal of an effective credit risk management policy must be to maximize a bank's...
- White papers 2004-10-01
- Effective Credit Risk Management
- The paper highlights that effective credit risk management is a critical component of a bank's overall risk management strategy and is essential to the long-term success of any banking organization. Overall, the components of effective credit risk management comprise active board and senior management oversight; sufficient policies, procedures and limits;...
- White papers 2005-01-24
- APPRO Systems Names Paul McCown as President and CFO
- BATON ROUGE, La. -- Steve Uffman, chairman and CEO of APPRO Systems, Inc., the leading provider of automated credit risk management and financial technologies for the lending industry, announced today that the role of company chief financial officer, Paul McCown, has been expanded to president and CFO. McCown joined...
- Research articles 2004-07-06
- Indecent exposure: Credit Policy
- Financial institutions are stepping up their credit risk management policies and implementing new measures to control credit limits. The paper, Principles for the management of credit risk, places much emphasis on the responsibility of senior management to formulate, agree and implement a structured credit policy. Some of the main areas...
- White papers
- Credit Risk Mitigation In Changing Times
- A weak economy, decreased earnings, and problematic accounting practices, have highlighted the importance of sound risk management procedures. Managing credit exposure and understanding complex financial relationships are becoming increasingly challenging. Credit risk is distinctive to an industry and to the types of transactions that give rise to the credit exposure....
- White papers 2003-01-01
- The quest to balance growth and risk management
- Getting line and credit on the same page starts with a defined portfolio strategy and a partnership arrangement, said Key Bank's Kevin Blakely, EVP, Risk Management Group, and Roberta Fuhr, SVP and Regional Manager. A good line/credit partnership starts at the top. Together, line and credit decide which borrowers...
- Research articles 2004-12-01
- Enterprising Views Of Risk Management
- Industry insiders tout enterprise risk management ERM as the most effective strategy an organization can use to manage a plethora of risks, running the gamut from strategic, market, credit, operational and financial exposure to the daunting array of man-made and natural disasters. New ERM committees led by chief risk officers...
- White papers 2004-06-24
- strategy in front is a Toyota, The
- Toyota Financial Services UK PLC has spent the last two years developing its own back office systems and infrastructure, incorporating a new credit scoring strategy. We look at the results. Toyota Financial Services UK PLC TFS has developed its new systems alongside global credit risk management specialists Scorex....
- Research articles 2003-11-01
- PNC Financial Services Group Q3 2007 Earnings Call Transcript
- Question-and-Answer Session Operator [Operator Instructions]. Your first question comes from the line Scott Siefers. James E. Rohr - Chairman and Chief Executive Officer Good morning, Scott. Richard J. Johnson - Chief Financial Officer Good morning, Scott. Operator Scott, your...
- Earnings calls 2007-10-18
- Strategy in a ‘Structural Break'
- During hard times, a structural break in the economy is an opportunity in disguise. To survive—and, eventually, to flourish—companies must learn to exploit it. There is nothing like a crisis to clarify the mind. In suddenly volatile and different times, you must have...
- Articles 2009-01-12
- Gold, Oil, and More: 5 Rules for Investing in Commodities
- Diversifying your portfolio with a natural resources mutual fund or ETF will lower its volatility, offer a hedge against the dollar and ? usually ? provide some protection against stock market losses. You’ve heard about the importance of diversifying ad nauseam, and commodities will also help diversify your portfolio....
- Articles 2009-10-16
- ING Group
- ING Group is a global financial institution of Dutch origin, active in the field of banking, insurance and asset management. Substantial changes in the financial and regulatory environment called for banks to revise their credit risk management strategies. A management model based on Risk Adjusted Return on Capital RAROC was...
- Case studies
- Business Objects Q3 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator [Operator Instructions] Your first question comes from the line of Mohammed Moawalla with Goldman Sachs. Mohammed Moawalla – Goldman Sachs Yes good morning. John, can you elaborate a little bit around some of the weakness in the quarter and just indicate whether some of...
- Earnings calls 2007-10-24
- As Darkness Descends On Enron, Light Is Shed On Collateral Management
- From the executive summary: ‘The Enron tumble is the latest in a string of high-profile collapses that have brought credit risk to the forefront of the financial services industry. After the fall, collateral management is rising from the ashes as an important tool to mitigate credit risk and protect against...
- White papers 2002-02-05
- << Previous
- page 1 of 1
- Next >>
