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- Polaris Industries, Inc. Q3 2009 Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question comes from Greg [Inaudible]. Greg [Inaudible] First just with respect to retail sales, I think that you mentioned it was going to be down around 10% in the fourth quarter. Did I hear you right on that one? Scott W. Wine...
- Earnings calls 2009-10-15
- Mortgages: What It Takes to Get One Today
- Apply for a mortgage these days, and you'll quickly discover that lenders' attention to creditworthiness is drastically different from what it was two years ago. ...
- Articles 2009-07-07
- Home Equity: Can You Borrow Against Your Home?
- No more using your home as an ATM. And don't expect today's tight market for home-equity lines of credit HELOCs to loosen up until home prices start rising again. ...
- Articles 2009-07-07
- Credit Cards: How to Get the Last Great Deals
- Issuers are now approving few new customers and charging steep rates with low credit limits. So say goodbye to those 3.99 percent teaser offers and zero percent balance transfers. “These days, you should not expect to get a $20,000 credit line right off...
- Articles 2009-07-07
- Car Loans: New Rules for Buyers
- Banks, car companies, and especially credit unions are now fairly keen to lend if you're creditworthy and have cash for a down payment. But the rules have changed on trade-ins. ...
- Articles 2009-07-07
- Can You Get Credit Now?
- Yes, lenders are starting to loosen up. But apply for a mortgage, refinancing, home-equity credit line, car loan, or credit card, and you'll quickly learn that the credit crunch isn't over.It's no secret that the Obama administration, the Fed, and Congress would love nothing more than to see banks start...
- Articles 2009-07-07
- College Kids and Credit Cards: What Every Parent Needs to Know
- The plastic providers have one more chance to lure in college students before next year's law prevents them. Here's how to make your kid "card smart." The era of “No Student Left Behind: Credit Card Edition” will come to an end early next year, thanks to the new credit...
- Articles 2009-09-10
- Free Credit Report? Not So Fast, Ben Stein
- Shame on Ben Stein. A Columbia University-trained economist and Yale law grad with a career that has included gigs as a Federal Trade Commission lawyer, an actor, a quiz-show host, New York Times columnist and CBS Sunday Morning commentator, is now promoting a bait-and-switch deal from a website called freescore.com. His...
- Blog posts 2009-08-03
- Credit Quandary - How Much Credit Should Creditors Give You?
- Karen King owes $36,000. According to the Wall Street Journal, The amount of credit card debt King is carrying is more than she has ever earned in a year. "Years ago, I lived for now. It was so stupid," the 28-year-old says. "It's depressing, but I can't live that...
- Blog posts 2009-10-13
- Refinancing: Is Your Credit Good Enough?
- The window for mortgage refinancings has cracked open a bit. But banks and mortgage companies have become even more skittish and slow to process loans. So even if you do get approved, the wait could be eight to 12 weeks. And unless you have truly...
- Articles 2009-07-07
- Dos and Don'ts of Using Credit Cards in the Downturn
- MoneyWatch's Eric Schurenberg fills us in on some of the tricky ways credit card issuers are putting the squeeze on customers and what you can do to fight back.
- Videos 2009-04-03
- Online Financial Service Credit Karma Raising $2.5 Million Second Round
- Credit Karma, a site that lets users get free access to their credit scores in exchange for receiving targeted ads, has raised $1.5 million worth of a $2.5 million round of funding, per an SEC filing. The company said QED Investors led, with participation from Ron Conway’s SV Angel,...
- External links 2009-11-05
- Resolve to Improve Your Financial Life in 2004: The I.I.I. Offers Ten Ways to Maximize Your Money
- This paper discusses the method to secure the future through insurance policies. Small changes can make a big difference in financial life, according to the Insurance Information Institute (I.I.I.). The credit score has a profound effect on financial life. Establishing a good credit history helps when applying for a job,...
- White papers 2004-01-19
- Better Credit Can Save Cash
- Improving your credit - and paying your bills on time - can save you money. Your credit score is based on your history of using credit and paying your debts. Your personal characteristics such as your income, age, marital status, home state, education or ethnicity have no effect on your...
- White papers 2008-07-28
- What The Fed Rate Cut Means To Borrowers
- Consumers with lower credit scores will continue to have a harder time borrowing in today's lending environment, which has tightened up on underwriting criteria. If you have a low credit score, don't ignore it. There are actions you can take to improve it with time, and you can start today....
- White papers 2008-01-31
- Should Employers Be Able to Check the Credit Scores of Job Applicants?
- Employers are using more tests to screen job applicants. But are these tests fair and do they respect the privacy of the job-hunter? by Stefan Deeran
- Blog posts 2009-08-07
- Consumer Group Says Insurers' Use of Credit Scores Has Flaws
- Credit scores are one of property insurers' favorite tools to separate the sheep, those who will get car and homeowners' insurance policies, from the goats, those who will be rejected or charged more. Most states allow insurers to do this, albeit with some restrictions and many misgivings....
- Blog posts 2009-09-25
- Debt Does In Dallas: Credit Scoring Hurts Texans' Insurance Premiums
- If you're in debt in Dallas, or elsewhere in Texas, and your credit history is hazy, you're going to pay up big time to insure your home or auto. That's the conclusion of a Dallas Morning News analysis that claims "credit scoring," one of the insurance industry's...
- Blog posts 2009-10-27
- Why Should You Have to Pay for Your Credit Score?
- Seriously. Why should you buy your credit score? After all, the score is based on your information. Shouldn't it belong to you? Yet federal law requires you to pay $15 to get it. The fee is a gift to credit scoring companies like Fair Isaac, Choicepoint, TransUnion and Vantage. They...
- Blog posts 2009-10-17
Additional Resources
- Keeping Track Of Your Credit Score Can Help You Avoid Bankruptcy
- Having a copy of your credit score can most often mean the difference between going deeper into debt and getting out of it. Because most people do not keep track of their credit score, they often go into deep debt without even realizing it. Every time you are late making...
- White papers 2006-10-25
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