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	<title><![CDATA[credit score Resources | BNET]]></title>
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		<title><![CDATA[Credit Cards, Mortgages, and Refinancing: What to Do With Your Money for 2010]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/credit-cards-mortgages-and-refinancing-what-to-do-with-your-money-for-2010/374086/]]></link>
		<description><![CDATA[Next year should be a terrific time to refinance or get a mortgage, but a rough one for credit card customers. Follow these rules to deal with your debt in 2010. by Kate Ashford]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 16 Dec 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[How to Refinance Now and Avoid Rejection]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/how-to-refinance-now-and-avoid-rejection/370914/]]></link>
		<description><![CDATA[With interest rates absurdly low, you may be eager to refinance. But lenders are finding all kinds of ways to say no. Here are the five most common refi killers, and how to avoid becoming a victim.        But when the bank pulled their...]]></description>
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		<pubDate>Mon, 07 Dec 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[Michigan Is Mad, And Taking It Out on the Insurance Industry]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10005263/michigan-is-mad-and-taking-it-out-on-the-insurance-industry/]]></link>
		<description><![CDATA[Arguably no state has been hurt worse by the recession than Michigan, once the car capital of the country and now saddled with more than 15 percent unemployment, up 6 percent from a year ago.    Politicians there are mad as hatters and taking it out on a...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 02 Dec 2009 15:03:32 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
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		<title><![CDATA[Fannie Mae to Tighten Lending Standards: Report]]></title>
		<link><![CDATA[http://www.bnet.com/2407-14037_23-368478.html]]></link>
		<description><![CDATA[WASHINGTON (<a href="http://resources.bnet.com/index.php?source=Reuters">Reuters</a>) - Fannie Mae plans to raise minimum credit score requirements next month and limit the amount of overall debt that borrowers can carry relative to their incomes, The Washington Post reported on Thursday.Starting December 12, the automated system that the government-controlled mortgage finance company uses to approve loans...]]></description>
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		<pubDate>Fri, 27 Nov 2009 02:45:28 -0800</pubDate>
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		<category domain="http://rss.financialcontent.com/stocksymbol">FNM</category>
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		<title><![CDATA[Online Financial Service Credit Karma Raising $2.5 Million Second Round]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fpaidcontent.org%2Farticle%2F419-online-financial-service-credit-karma-raising-2.5-million-second-round%2F&siteid=23&tag=contentnext]]></link>
		<description><![CDATA[ Credit Karma, a site that lets users get free access to their credit scores in exchange for receiving targeted ads, has raised $1.5 million worth of a $2.5 million round of funding, per an SEC filing. The company said QED Investors led, with participation from Ron Conway&#8217;s SV Angel,...]]></description>
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		<pubDate>Thu, 05 Nov 2009 17:55:24 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
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		<title><![CDATA[Debt Does In Dallas: Credit Scoring Hurts Texans' Insurance Premiums]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10004532/debt-does-in-dallascredit-scoring-hurts-texans-insurance-premiums/]]></link>
		<description><![CDATA[If you're in debt in Dallas, or elsewhere in Texas, and your credit history is hazy, you're going to pay up big time to insure your home or auto.    That's the conclusion of a Dallas Morning News analysis that claims "credit scoring," one of the insurance industry's...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 27 Oct 2009 14:22:57 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
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		<title><![CDATA[Why Should You Have to Pay for Your Credit Score?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/consumer-reporter/why-should-you-have-to-pay-for-your-credit-score/367/]]></link>
		<description><![CDATA[Seriously. Why should you buy your credit score? After all, the score is based on your information. Shouldn't it belong to you? Yet federal law requires you to pay $15 to get it. The fee is a gift to credit scoring companies like Fair Isaac, Choicepoint, TransUnion and Vantage. They...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Sat, 17 Oct 2009 13:13:25 -0700</pubDate>
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		<title><![CDATA[Polaris Industries, Inc. Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-353121.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator Instructions Your first question comes from Greg [Inaudible]. Greg [Inaudible] First just with respect to retail sales, I think that you mentioned it was going to be down around 10% in the fourth quarter. Did I hear you right on that one? Scott W. Wine...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 15 Oct 2009 11:59:07 -0700</pubDate>
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		<title><![CDATA[Credit Quandary - How Much Credit Should Creditors Give You?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/credit-quandary-how-much-credit-should-creditors-give-you/1135/]]></link>
		<description><![CDATA[Karen King owes $36,000. According to the Wall Street Journal, The amount of credit card debt King is carrying is more than she has ever earned in a year.  "Years ago, I lived for now. It was so stupid," the 28-year-old says. "It's depressing, but I can't live that...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 13 Oct 2009 12:26:12 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
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	<item>
		<title><![CDATA[Consumer Group Says Insurers' Use of Credit Scores Has Flaws]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10003620/consumer-group-says-insurers-use-of-credit-scores-has-flaws/]]></link>
		<description><![CDATA[Credit scores are one of property insurers' favorite tools to separate the sheep, those who will get car and homeowners' insurance policies, from the goats, those who will be rejected or charged more.    Most states allow insurers to do this, albeit with some restrictions and many misgivings....]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 25 Sep 2009 13:31:42 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
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	</item>
	<item>
		<title><![CDATA[College Kids and Credit Cards: What Every Parent Needs to Know]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/college-kids-and-credit-cards-what-every-parent-needs-to-know/340021/]]></link>
		<description><![CDATA[The plastic providers have one more chance to lure in college students before next year's law prevents them. Here's how to make your kid "card smart."  The era of &#8220;No Student Left Behind: Credit Card Edition&#8221; will come to an end early next year, thanks to the new credit...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Thu, 10 Sep 2009 00:00:00 -0700</pubDate>
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		<category domain="http://resources.bnet.com/topic/credit+report.html"><![CDATA[Credit Report]]></category>
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		<category domain="http://resources.bnet.com/topic/barbara+bedway.html"><![CDATA[Barbara Bedway]]></category>
	</item>
	<item>
		<title><![CDATA[Should Employers Be Able to Check the Credit Scores of Job Applicants?]]></title>
		<link><![CDATA[http://blogs.bnet.com/intercom/?p=2807]]></link>
		<description><![CDATA[Employers are using more tests to screen job applicants.  But are these tests fair and do they respect the privacy of the job-hunter? by Stefan Deeran]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 07 Aug 2009 12:02:20 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
		<category domain="http://resources.bnet.com/topic/job.html"><![CDATA[Job]]></category>
		<category domain="http://resources.bnet.com/topic/job+applicant.html"><![CDATA[Job Applicant]]></category>
		<category domain="http://resources.bnet.com/topic/stefan+deeran.html"><![CDATA[Stefan Deeran]]></category>
	</item>
	<item>
		<title><![CDATA[Free Credit Report? Not So Fast, Ben Stein]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/consumer-reporter/free-credit-report-not-so-fast-ben-stein/219/]]></link>
		<description><![CDATA[Shame on Ben Stein. A Columbia University-trained economist and Yale law grad with a career that has included gigs as a Federal Trade Commission lawyer, anÂ actor, a quiz-show host, New York Times columnist and CBS Sunday Morning commentator, is now promoting a bait-and-switch deal from a website called freescore.com. His...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 03 Aug 2009 08:47:46 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
		<category domain="http://resources.bnet.com/topic/filbert.html"><![CDATA[Filbert]]></category>
		<category domain="http://resources.bnet.com/topic/marlys+harris.html"><![CDATA[Marlys Harris]]></category>
	</item>
	<item>
		<title><![CDATA[Refinancing: Is Your Credit Good Enough?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/refinancing-is-your-credit-good-enough/318439/]]></link>
		<description><![CDATA[The window for mortgage refinancings has cracked open a bit. But banks and mortgage companies have become even more skittish and slow to process loans.      So even if you do get approved, the wait could be eight to 12 weeks. And unless you have truly...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 07 Jul 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/home.html"><![CDATA[Home]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/mortgage.html"><![CDATA[Mortgage]]></category>
		<category domain="http://resources.bnet.com/topic/refinancing.html"><![CDATA[Refinancing]]></category>
		<category domain="http://resources.bnet.com/topic/refi.html"><![CDATA[Refi]]></category>
		<category domain="http://resources.bnet.com/topic/jumbo+loan.html"><![CDATA[Jumbo Loan]]></category>
		<category domain="http://resources.bnet.com/topic/making+home+affordable.html"><![CDATA[Making Home Affordable]]></category>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
		<category domain="http://resources.bnet.com/topic/loan-to-value+ratio.html"><![CDATA[Loan-to-Value Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/appraiser.html"><![CDATA[Appraiser]]></category>
		<category domain="http://resources.bnet.com/topic/jeanne+lee.html"><![CDATA[Jeanne Lee]]></category>
	</item>
	<item>
		<title><![CDATA[Mortgages: What It Takes to Get One Today]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/mortgages-what-it-takes-to-get-one-today/318443/]]></link>
		<description><![CDATA[Apply for a mortgage these days, and you'll quickly discover that lenders' attention to creditworthiness is drastically different from what it was two years ago.                         ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 07 Jul 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/loan.html"><![CDATA[Loan]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/mortgage.html"><![CDATA[Mortgage]]></category>
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		<category domain="http://resources.bnet.com/topic/arm.html"><![CDATA[ARM]]></category>
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		<category domain="http://resources.bnet.com/topic/jeanne+lee.html"><![CDATA[Jeanne Lee]]></category>
	</item>
	<item>
		<title><![CDATA[Home Equity: Can You Borrow Against Your Home?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/home-equity-can-you-borrow-against-your-home/318444/]]></link>
		<description><![CDATA[No more using your home as an ATM. And don't expect today's tight market for home-equity lines of credit HELOCs to loosen up until home prices start rising again.                     ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 07 Jul 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
		<category domain="http://resources.bnet.com/topic/equity.html"><![CDATA[Equity]]></category>
		<category domain="http://resources.bnet.com/topic/home.html"><![CDATA[Home]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/sales+channel.html"><![CDATA[Sales Channel]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
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		<category domain="http://resources.bnet.com/topic/home+equity.html"><![CDATA[Home Equity]]></category>
		<category domain="http://resources.bnet.com/topic/home+equity+line+of+credit.html"><![CDATA[Home Equity Line of Credit]]></category>
		<category domain="http://resources.bnet.com/topic/heloc.html"><![CDATA[HELOC]]></category>
		<category domain="http://resources.bnet.com/topic/jeanne+lee.html"><![CDATA[Jeanne Lee]]></category>
	</item>
	<item>
		<title><![CDATA[Credit Cards: How to Get the Last Great Deals]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/credit-cards-how-to-get-the-last-great-deals/318446/]]></link>
		<description><![CDATA[Issuers are now approving few new customers and charging steep  rates with low credit limits. So say goodbye to those 3.99 percent teaser offers and zero percent balance transfers.      &#8220;These days, you should not expect to get a  $20,000 credit line right off...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 07 Jul 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/card.html"><![CDATA[Card]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/sales.html"><![CDATA[Sales]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/credit+cards.html"><![CDATA[Credit Cards]]></category>
		<category domain="http://resources.bnet.com/topic/balance+transfers.html"><![CDATA[Balance Transfers]]></category>
		<category domain="http://resources.bnet.com/topic/fico.html"><![CDATA[FICO]]></category>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
		<category domain="http://resources.bnet.com/topic/gerri+detweiler.html"><![CDATA[Gerri Detweiler]]></category>
		<category domain="http://resources.bnet.com/topic/credit.com.html"><![CDATA[Credit.com]]></category>
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		<category domain="http://resources.bnet.com/topic/jeanne+lee.html"><![CDATA[Jeanne Lee]]></category>
	</item>
	<item>
		<title><![CDATA[Car Loans: New Rules for Buyers]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/car-loans-new-rules-for-buyers/318450/]]></link>
		<description><![CDATA[Banks, car companies, and especially credit unions are now fairly keen to lend if you're creditworthy and have cash for a down payment. But the rules have changed on trade-ins.                    ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 07 Jul 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/car.html"><![CDATA[Car]]></category>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/car+loan.html"><![CDATA[Car Loan]]></category>
		<category domain="http://resources.bnet.com/topic/credit+score.html"><![CDATA[Credit Score]]></category>
		<category domain="http://resources.bnet.com/topic/edmunds.com.html"><![CDATA[Edmunds.com]]></category>
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		<category domain="http://resources.bnet.com/topic/credit+union.html"><![CDATA[Credit Union]]></category>
		<category domain="http://resources.bnet.com/topic/jeanne+lee.html"><![CDATA[Jeanne Lee]]></category>
	</item>
	<item>
		<title><![CDATA[Can You Get Credit Now?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/feature/can-you-get-credit-now-/318451/]]></link>
		<description><![CDATA[Yes, lenders are starting to loosen up. But apply for a mortgage, refinancing, home-equity credit line, car loan, or credit card, and you'll quickly learn that the credit crunch isn't over.It's no secret that the Obama administration, the Fed, and Congress would love nothing more than to see banks start...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 07 Jul 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/mortgage.html"><![CDATA[Mortgage]]></category>
		<category domain="http://resources.bnet.com/topic/jumbo+mortgage.html"><![CDATA[Jumbo Mortgage]]></category>
		<category domain="http://resources.bnet.com/topic/home+equity.html"><![CDATA[Home Equity]]></category>
		<category domain="http://resources.bnet.com/topic/home+equity+line+of+credit.html"><![CDATA[Home Equity Line of Credit]]></category>
		<category domain="http://resources.bnet.com/topic/home+equity+credit+line.html"><![CDATA[Home Equity Credit Line]]></category>
		<category domain="http://resources.bnet.com/topic/heloc.html"><![CDATA[HELOC]]></category>
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	</item>
	<item>
		<title><![CDATA[Dos and Don'ts of Using Credit Cards in the Downturn]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/video/dos-and-donts-of-using-credit-cards-in-the-downturn/285280/]]></link>
		<description><![CDATA[MoneyWatch's Eric Schurenberg fills us in on some of the tricky ways credit card issuers are putting the squeeze on customers and what you can do to fight back.]]></description>
		<s:doctype><![CDATA[Videos]]></s:doctype>
		<pubDate>Fri, 03 Apr 2009 16:13:57 -0700</pubDate>
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