D N B Financial Corp.

• Public
• US

Dow Jones Description

(a) General Description of Registrants Business and Its Development DNB Financial Corporation (the "Registrant" or DNB), a Pennsylvania business corporation, is a bank holding company registered with and supervised by the Board of Governors of the Federal Reserve System (Federal Reserve Board). Registrant was incorporated on October 28, 1982 and commenced operations on July 1, 1983 upon consummation of the acquisition of all of the outstanding stock of Downingtown National Bank, now known as DNB First, National Association (the "Bank"). Since commencing operations, Registrant's business has consisted primarily of managing and supervising the Bank, and its principal source of income has been dividends paid by the Bank. At December 31, 2004, Registrant had total consolidated assets, total liabilities and stockholders' equity of $441.1 million, $416.3 million, and $24.7 million, respectively. The Bank was organized in 1861. The Bank is a national banking association that is a member of the Federal Reserve System, the deposits of which are insured by the Federal Deposit Insurance Corporation ("FDIC").

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