Resources

19 Resources for

debit card

Subscribe to this listing via:
RSS
Email

BNET Business Dictionary

Debit Card: a card issued by a bank or financial institution and accepted by a merchant in payment for a transaction. Unlike the procedure with a credit...; Debit Card definition on BNET »

BNET Resources

Got Brass in Pocket? Brits Turning Away from Plastic: Though the United States seems headed toward a cashless society, in the United Kingdom more people use cash at retail than they did six months ago, a survey finds. Surveying 17,000 retailers, the British Retail Consortium found 60 percent of transactions were completed in cash, up from...; Tags: Bank, Retail Company, Debit Card, U.K., Retail, Financial Services, Lisa Everitt; Blog posts 2008-04-24
debit cards: Beyond Cash and Checks: This article is on debit cards. Debit cards are also known as check cards. Debit cards look like credit cards or ATM (automated teller machine) cards, but operate like cash or a personal check. Debit cards are different from credit cards. While a credit card is a way to "pay...; Tags: Financial services, debit card, credit card, automated teller machine, card, ATM; White papers
ACI Case Study: CIBC: With debit card payments having recently topped cash as Canadians' favourite way to pay for purchases, CIBC wanted to upgrade its existing level of debit card fraud detection to better protect customers and mitigate risk for the bank. CIBC selected ACI Proactive Risk Manager for Debit Card Fraud Detection, a...; Tags: Financial services, debit card, neural network, payment, bank, network; Case studies
Transaction Analytics: Generating Customer Insights for Cross-Sell Success: The article refers to credit and debit cards. Cracking the code on credit card, debit card, checking and savings account transaction data, so as to gain actionable insights into individual customer situations, sits at the very heart of bank product cross-sell success. Imagine having the ability to know, at an...; Tags: Financial services, Fair Isaac Corp., debit card, life insurance, credit card, bank; White papers
Case Study: B&Q Direct: The article refers to processing of credit and debit cards. A critical component in the overall success of DIY.com and the B&Q Direct call centres is their ability to process credit and debit cards efficiently and to restrict the level of card fraud. In September 2002 B&Q Direct appointed DataCash,...; Tags: Financial services, Operational accounting, debit card, payment processing, outsource, payment; Case studies

Chip and Pin: The article refers to the usage of credit and debit cards. As some of you may have noticed there are gradual changes underway in the manner that we use our credit and debit cards in shops, restaurants, pubs, garages etc. This program of change has been dubbed 'Chip & PIN'...; Tags: Financial services, Sales channel, debit card, credit card, chip, bank; White papers
Free QSR Webcast Seminar: The QSR market has been one of the last to accept credit and debit cards on a widespread basis. Until recently, concerns over detriments to speed and operations have outweighed the benefits. Over the past few years, though, customer demand for cashless payment options has exploded with the increasing use...; Tags: Financial services, Reflect Systems, debit card, card, banking, payment, Webcast, benefit; Webcasts
Handling Online Payments: If your business sells its products or services online, it goes without saying that your online payment system must work flawlessly. If not, your credibility will vanish in a heartbeat. Your system must be easy to use and unfailingly secure. Consumers won’t tolerate a long, cumbersome purchasing process, and they...; Tags: Operational accounting, Financial services, BNET Editorial, online payment, payment, payment option, credit card, fraud, debit card, shopping cart, B2B, U.S., C, environment, Web site, sales, Internet, Web; Articles 2007-10-16
Knowledge Worker Interview Questionnaire: Tags: Strategy, electronic banking, electronic fund transfer, automated teller machine, Banking, computer, debit card, financial, paper; Articles 2007-02-05
The Laws, Regulations, and Industry Practices That Protect Consumers Who Use Electronic Payment Systems: Credit and debit cards: This paper examines the protections available to users of various electronic payment vehicles that fall victim to fraud, discover an error on their statement, or have a dispute with a merchant after making a purchase. Specifically, it examines in detail the federal and state laws that protect consumers in the...; Tags: Financial services, Federal Reserve Bank of Philadelphia, electronic payment, debit card, credit card, bank, industry, network; White papers 2005-01-01
Debit's Downside: This paper focuses on debit card fraud. As debit cards become more popular among consumers, they are also a growing target for thieves and fraudsters. According to an ABA and Dove Consulting study, the number of consumers using debit cards to make in-store-purchases increased from 48 percent in 1999 to...; Tags: Financial services, debit card; White papers 2004-07-30
Credit, ATM and debit cards: What to do If they are Lost or Stolen: This paper provides information on basic steps on how to prevent unauthorized access to financial accounts. A list of guidelines or procedures is provided to be followed in case of loss of credit cards many people find it easy and convenient to use credit cards and ATM or debit cards....; Tags: Financial services, Sales channel, debit card, ATM, credit card, financial; White papers 2003-11-21
A Guide to the ATM and debit card Industry: The U.S. payments system is going through a period of rapid change. Paper checks are increasingly giving way to electronic forms of payment, which themselves are being transformed as new products, new players, and new industry structures arise. Some of the most dramatic changes are being seen in the automated...; Tags: Banking, Strategy, Financial services, Federal Reserve Bank of Kansas City, debit card, automated teller machine, payment, industry, ATM; White papers 2003-10-01
Changes in the Use of Electronic Means of Payment: 1995-2001: This document updates table based on data from the 2001 Survey of Consumer Finances conducted on the use of electronic banking. This document updates the statistics indicating how the use of various means of electronic payment has changed between 1995, 1998, and 2001. It notes that the use of electronic...; Tags: Financial services, Federal Reserve Bank of Philadelphia, debit card, electronic banking, payment, electronic payment, smart card, ATM, survey; White papers 2003-09-26
How Do debit cards Affect Cash Demand? Survey Data Evidence: This paper analyzes how EFT-POS payments and ATM withdrawals affect purse cash demand. In particular, survey data about Austrian individuals are employed to estimate a cash demand equation which takes account of sample selection effects. The results reveal that purse cash demand is significantly affected by debit card usage and...; Tags: Financial services, debit card, survey, ATM, payment; White papers 2003-07-07
Credit And debit cards: Credit and debit cards have become the preferred method of payment for most consumers. Not only does the acceptance of cards provide added customer convenience. It also helps improve your cash flow and eliminates costly credit and collection efforts through online approval of all transactions. Debit is the fastest growing...; Tags: Financial services, Banking, Operational accounting, Royal Bank of Scotland, debit card, electronic banking, point-of-sale, customer service, payment, sales, network; White papers 2003-01-01
Credit Cards and debit cards in the United States and Japan: This paper examines differences in credit card and debit-card usage between the United States and Japan. Although there is no doubt that social and psychological factors have some significance, it contends that following four institutional factors also have useful explanatory power - the freedom of banks to enter the industry,...; Tags: Sales channel, Financial services, credit card, Japan, debit card, U.S., telecommunications, bank, industry; White papers 2002-01-01
Credit, Debit, or ACH: Consequences & Liabilities: A Comparison of the Differences in Consumer Liabilities: A number of recent initiatives have encouraged use of debit cards and ACH debits/credits for Internet sales transactions. This paper outlines the different statutory and regulatory protections available to consumers and financial institution based upon the method by which payment is made. The paper further reveals that the Electronic Fund...; Tags: Financial services, Federal Reserve Bank, debit card, payment, asset, financial, Internet; White papers 2001-09-01
Consumers Prefer Choice in debit cards: This paper gives details about the Debit Cards and consumers choice. Consumers actually use a particular credit/debit/ATM card more often when allowed to select its design. To meet ongoing consumer demand, Personix has added five more designs to its Card Collection offering. The Card Collection is made up of 35...; Tags: Financial services, debit card, ATM, credit card; White papers 2001-04-06

Additional Resources

Why Use Debit Instead of Credit? Consumer Choice in a Trillion-Dollar Market: Debit cards are overtaking credit cards as the most prevalent form of electronic payment at the point of sale, yet the determinants of a ubiquitous consumer choice "debit or credit?" have received relatively little scrutiny. Several stylized facts suggest that debit-card use is driven by behavioral factors. The paper documents...; Tags: Financial services, Federal Reserve Bank, consumer choice, electronic payment, debit card, point-of-sale, credit card; White papers 2004-07-01