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	<title><![CDATA[deposit Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to deposit]]></description>
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		<title><![CDATA[Mercantile Bank Corporation Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-354321.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator The question-and-answer session will be conducted electronically. Operator instructions We'll go first to Terry McEvoy with Oppenheimer. Terry McEvoy &#8211; Oppenheimer Good morning. Mike Price Good morning, Terry. Terry McEvoy &#8211; Oppenheimer Local deposits, I'm guessing most of your banks within Western Michigan have had strong retail...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 20 Oct 2009 11:00:23 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[Deposit]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/mercantile+bank.html"><![CDATA[Mercantile Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/mercantile+bank+corp..html"><![CDATA[Mercantile Bank Corp.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MBWM</category>
		<category domain="tickers">MBWM</category>
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	<item>
		<title><![CDATA[Prosperity Bancshares, Inc. Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-353455.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator   [Operator Instructions] Your first question comes from Ken Zerbe &#8211; Morgan Stanley.   Ken Zerbe &#8211; Morgan Stanley Dan, maybe you can comment a little about what you guys are seeing in terms of additional FDIC assisted opportunities within the Texas market and I...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 16 Oct 2009 13:09:08 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/prosperity+bancshares+inc..html"><![CDATA[Prosperity Bancshares Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/franklin.html"><![CDATA[Franklin]]></category>
		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">PRSP</category>
		<category domain="tickers">PRSP</category>
	</item>
	<item>
		<title><![CDATA[MEMC Electronic Materials Q1 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-292021.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator Instructions And our first question is from Brett Hodess of Bank of America. Paul Thomas - Bank of America Hi, this is Paul Thomas - Bank of America for Brett Hodess. On the solar contracts, it was pretty reasonable you guys renegotiated with Suntech and...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 24 Apr 2009 15:31:19 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank Of America Corp.]]></category>
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		<category domain="http://resources.bnet.com/topic/memc+electronic+materials+inc..html"><![CDATA[MEMC Electronic Materials Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/ubs+ag.html"><![CDATA[UBS AG]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">WFR</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">UBS</category>
		<category domain="tickers">BAC,WFR,UBS</category>
	</item>
	<item>
		<title><![CDATA[Some Community Banks -- Like Hudson City and TCF -- Profit From Financial Crisis]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000551/some-community-banks-profit-from-financial-crisis/]]></link>
		<description><![CDATA[A recent report by the Aite Group, a research and advisory group to the financial services industry, found that community banks are well positioned to take advantage of new opportunities resulting from the financial crisis. Some of them, such as Hudson City Savings Bank and TCF Bank, have actually already...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 11 Mar 2009 19:47:11 -0700</pubDate>
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		<title><![CDATA[Fugro Adds Another Exploration Tool to Its Quiver]]></title>
		<link><![CDATA[http://industry.bnet.com/energy/1000719/fugro-adds-another-exploration-tool-to-its-quiver/]]></link>
		<description><![CDATA[A new map of the Earth's gravitational force developed at the National Space Institute, Technical University of Denmark will make the search for oil a little cheaper.    In an industry that predicts continued cutbacks on costly oil exploration projects, thisÃ‚Â isÃ‚Â good news for companies like Fugro,Ã‚Â an integrated geotechnical...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 02 Mar 2009 16:31:08 -0800</pubDate>
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	<item>
		<title><![CDATA[Signature Bank Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-267699.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions Our first comes from Dave Rochester with FBR, go-ahead please. Dave Rochester &#8211; FBR Hey guys good morning. Joseph DePaolo Dave, good morning. Eric Howell Good morning, Dave. Dave Rochester &#8211; FBR Great quarter. It was really good to see the core deposit growth come...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 10 Feb 2009 19:50:21 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/fdic.html"><![CDATA[FDIC]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">SBNY</category>
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		<title><![CDATA[Bank of Hawaii Corporation Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-264148.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Your first question comes from Brett Rabatin - Sterne, Agee & Leach, Inc. Brett Rabatin - Sterne, Agee & Leach, Inc.  First, I know last quarter you had a reclass from deposits from non-interest bearing to interest bearing and obviously really strong...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 26 Jan 2009 14:14:09 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[Deposit]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">BOH</category>
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	</item>
	<item>
		<title><![CDATA[For Evidence of Bank Health, Follow the Deposits]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000276/for-evidence-of-bank-health-follow-the-deposits/]]></link>
		<description><![CDATA[For tea-leaf reading on the health of banks, consider depositor behavior.    Troubled Citigroup, which is splitting itself into two units, has seen foreign depositors head for the exists. Citi's fourth quarter deposits of $774 billion were down 6 percent from the year earlier, American Banker reported. ...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 21 Jan 2009 09:29:51 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[Deposit]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[Depositor]]></category>
		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/jp+morgan+chase.html"><![CDATA[JP Morgan Chase]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">C</category>
		<category domain="tickers">C</category>
	</item>
	<item>
		<title><![CDATA[Investment And Regular Deposit]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=973759]]></link>
		<description><![CDATA[This tool is designed to illustrate the effect of a regular deposit as part of a periodic savings program. By providing a few details about your investment plan, the Investment & Regular Deposits tool illustrates the total growth of your deposits.  ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[Deposit]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/cgi+group+inc..html"><![CDATA[CGI Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GIB</category>
		<category domain="tickers">GIB</category>
	</item>
	<item>
		<title><![CDATA[Hudson City Bancorp: One Bank That Didnâ€™t Drink the Kool-Aid]]></title>
		<link><![CDATA[http://www.bnet.com/2403-13241_23-253410.html]]></link>
		<description><![CDATA[Hudson stuck to its conservative lending practices and skipped  subprime mortgages, trading shortâ€“term windfalls for slow but steady growth.     	        The Move: Hudson stuck to its conservative lending practices and skipped  subprime mortgages, trading short&#8211;term windfalls for...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 01 Dec 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/subprime+mortgage.html"><![CDATA[Subprime Mortgage]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/ipo.html"><![CDATA[IPO]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/hudson+city+bancorp.html"><![CDATA[Hudson City Bancorp]]></category>
		<category domain="http://resources.bnet.com/topic/subprime+mortgages.html"><![CDATA[Subprime Mortgages]]></category>
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		<category domain="http://resources.bnet.com/topic/lindsay+blakely.html"><![CDATA[Lindsay Blakely]]></category>
	</item>
	<item>
		<title><![CDATA[Middle Class Banks Get Squeezed in the Financial Crisis]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000187/banking-industry%e2%80%99s-middle-class-gets-squeezed-in-the-financial-crisis/]]></link>
		<description><![CDATA[Just as the middle-class arguably gets hardest hit in any economic downturn, mid-sized banks are taking the brunt of the recent banking crisis.    Two recent cases in point: Houston, Tex.-based Franklin Bank and Security Pacific Bank of Los Angeles both bit the dust on Friday, the latest...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 11 Nov 2008 08:25:02 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[Deposit]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/karen+epper+hoffman.html"><![CDATA[Karen Epper Hoffman]]></category>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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		<category domain="http://resources.bnet.com/topic/karen+epper+hoffman.html"><![CDATA[Karen Epper Hoffman]]></category>
	</item>
	<item>
		<title><![CDATA[American Oriental Bioengineering, Inc. Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14055_23-248050.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions The first question comes from the line of Katherine Lu with Oppenheimer; please proceed. Katherine Lu &#8211; Oppenheimer Hi, good morning and good evening Tony, Lily, Wilfred and Hong. Thank you for taking my questions. Congratulations on the strong quarter. I have actually three questions;...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 10 Nov 2008 10:33:15 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[Deposit]]></category>
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		<category domain="http://resources.bnet.com/topic/american+oriental+bioengineering+inc..html"><![CDATA[American Oriental Bioengineering Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">AOB</category>
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		<title><![CDATA[ITH Doubles Gold Resource at Livengood Project, Alaska]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_pwwi/is_200810/ai_n30945762]]></link>
		<description><![CDATA[International Tower Hill Mines Ltd. ("ITH" or "the Company") (TSX VENTURE: ITH)(NYSE-A: THM)(FRANKFURT: IW9) is pleased to announce the results of its independently prepared mid-year mineral resource estimate for the Money Knob deposit at its Livengood gold project near Fairbanks, Alaska. The independent study incorporates approximately half the drilling that...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 29 Oct 2008 23:59:59 -0700</pubDate>
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		<title><![CDATA[New Orleans World Trade Center runners-up get shot at project]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4200/is_20081027/ai_n30948513]]></link>
		<description><![CDATA[Developers Darryl Berger and Pres Kabacoff have nearly four months to come up with $27 million to get their chance to redevelop the World Trade Center building at the foot of Canal Street.   Berger and Kabacoff were runners-up during a recent round of bidding for the project. The...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 27 Oct 2008 23:59:59 -0700</pubDate>
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		<title><![CDATA[Provident Bankshares Corporation Q3 2008 (Qtr End 9/30/08) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-244159.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Our first question comes from John Pancari &#8211; JP Morgan.     John Pancari &#8211; JP Morgan Can you talk to us a little bit more about your margin outlook and the impact of the swap that you expect and how...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 27 Oct 2008 16:49:13 -0700</pubDate>
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		<category domain="http://resources.bnet.com/topic/j.p.+morgan+chase+%2526+co..html"><![CDATA[J.P. Morgan Chase & Co.]]></category>
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		<category domain="http://resources.bnet.com/topic/provident+bankshares+corp..html"><![CDATA[Provident Bankshares Corp.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">JPM</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">PBKS</category>
		<category domain="tickers">JPM,PBKS</category>
	</item>
	<item>
		<title><![CDATA[The South Financial Group Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-244035.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  We invite analysts to participate in the question-and-answer session.  Operator Instructions  Your first question comes from Kevin Fitzsimmons &#8211; Sandler O&#8217;Neill & Partners L.P. Kevin Fitzsimmons &#8211; Sandler O&#8217;Neill & Partners L.P.  I was wondering if first, you guys did bring up...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 27 Oct 2008 06:20:17 -0700</pubDate>
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		<category domain="http://resources.bnet.com/topic/south+financial+group+inc..html"><![CDATA[South Financial Group Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">TSFG</category>
		<category domain="tickers">TSFG</category>
	</item>
	<item>
		<title><![CDATA[Hanmi Financial Corporation, Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-243818.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator  Operator Instructions. Our first question comes from the line of [Ella Blister] You may proceed. Ella Blister Hi, guys. Jay Yoo How are you? Ella Blister Good. How are you? Jay Yoo Good. Thank you. Brian Cho Fine. Ella Blister I was just wondering if you...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 24 Oct 2008 14:31:08 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/merrill+lynch+%2526+co.+inc..html"><![CDATA[Merrill Lynch & Co. Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/hanmi+financial+corp..html"><![CDATA[Hanmi Financial Corp.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HAFC</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MER</category>
		<category domain="tickers">HAFC,MER</category>
	</item>
	<item>
		<title><![CDATA[Berkshire Hills Bancorp, Inc. Q3 2008 (Quarter End 9/30/08) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-243795.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions  Our first question comes from Mark Fitzgibbon &#8211; Sandler O&#8217;Neill & Partners, LP. Analyst for Mark Fitzgibbon &#8211; Sandler O&#8217;Neill & Partners, LP I was wondering if you could talk a little about the types of deposits you&#8217;re seeing coming in to...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 24 Oct 2008 13:38:09 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/berkshire+hills+bancorp+inc..html"><![CDATA[Berkshire Hills Bancorp Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">BHLB</category>
		<category domain="tickers">BHLB</category>
	</item>
	<item>
		<title><![CDATA[Texas Capital Bancshares Inc. Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-243368.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator  Operator Instructions  Your first question is from Erika Penala  Merrill Lynch. Erika Penala  Merrill Lynch  The $23 million in construction nonaccruals, how much of that is raw land or partially competed land versus fully completed projects? George Jones  Basically it's either completed...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 22 Oct 2008 19:13:10 -0700</pubDate>
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		<category domain="http://rss.financialcontent.com/stocksymbol">TCBI</category>
		<category domain="tickers">TCBI</category>
	</item>
	<item>
		<title><![CDATA[N.O. World Trade Center runners-up get shot at project]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4200/is_20081021/ai_n30925019]]></link>
		<description><![CDATA[The New Orleans Building Corp. today unanimously approved a motion that will restart the redevelopment for the long-thwarted World Trade Center building.   The motion, which was introduced by Mayor C. Ray Nagin and tweaked by NOBC's board before approval, sets up a 120-day period by the end of...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 21 Oct 2008 23:59:59 -0700</pubDate>
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