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	<title><![CDATA[depositor Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to depositor]]></description>
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		<title><![CDATA[For Evidence of Bank Health, Follow the Deposits]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000276/for-evidence-of-bank-health-follow-the-deposits/]]></link>
		<description><![CDATA[For tea-leaf reading on the health of banks, consider depositor behavior.    Troubled Citigroup, which is splitting itself into two units, has seen foreign depositors head for the exists. Citi's fourth quarter deposits of $774 billion were down 6 percent from the year earlier, American Banker reported. ...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 21 Jan 2009 09:29:51 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[Deposit]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[Depositor]]></category>
		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
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	<item>
		<title><![CDATA[Bail-out plan goes to vote; BANKS PROSPER AS RESCUE BID RETURNS]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_6783/is_2008_Oct_1/ai_n29469533]]></link>
		<description><![CDATA[THE US Senate will tonight voting on an pounds 385 billion rescue package for the nation's economy in a surprise bid to get the rejected plan passed.  The plan to put the package in front of the Senate was announced today by Senator Harry Reid, leader of the Democratic...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 01 Oct 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[Banking]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
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	<item>
		<title><![CDATA[Spanish bank buys savings; BRADFORD & BINGLEY'S ASSETS LIQUIDATED]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_6783/is_2008_Sept_29/ai_n29466251]]></link>
		<description><![CDATA[STRUGGLING mortgage lender Bradford & Bingley is to be nationalised.  But B&B's savings and branch business - which has pounds 20 billion in deposits and 2.7 million customers - will be bought for pounds 612m by Santander, the Spanish bank which owns Abbey and has agreed to buy Alliance...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 29 Sep 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+england.html"><![CDATA[Bank of England]]></category>
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		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[financial]]></category>
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	<item>
		<title><![CDATA[World Tonight: King grilled]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_6783/is_2008_July_22/ai_n28546732]]></link>
		<description><![CDATA[BANK of England Governor Mervyn King faced a fresh grilling from MPs today in the aftermath of the Northern Rock affair. The Commons Treasury Committee launched a new inquiry after Chancellor Alistair Darling announced measures to increase Government protection offered to depositors in the event of a bank collapse from...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 22 Jul 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+of+england.html"><![CDATA[Bank of England]]></category>
		<category domain="http://resources.bnet.com/topic/chancellor.html"><![CDATA[chancellor]]></category>
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		<title><![CDATA[Subpoenas Issued in Mutual Savings Bank Conversions]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_km3607/is_200712/ai_n28018599]]></link>
		<description><![CDATA[The Securities and Exchange Commission asked a federal judge last week to enforce subpoenas against 14 depositors of New Haven Savings Bank who may have acted as &#8220;straw buyers&#8221; of hot mutual savings bank conversions to publicly traded banks.  The securities regulator has sued as many as a dozen...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 17 Dec 2007 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/ipo.html"><![CDATA[IPO]]></category>
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	<item>
		<title><![CDATA[Banking on finding solution]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_6783/is_2007_Dec_4/ai_n28470417]]></link>
		<description><![CDATA[TREASURY bosses are drawing up contingency plans to pay Northern Rock's depositors their money if the bank goes under.  The plan would see the Bank of England buying Northern Rock's deposits and swiftly paying the balances back to customers.  Treasury bosses say if Northern Rock's shareholders or its...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 04 Dec 2007 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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	<item>
		<title><![CDATA[Speculators Charged With Stalking CU Conversion Candidates]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_km3607/is_200710/ai_n21030138]]></link>
		<description><![CDATA[Three more speculators were charged last week with illegally gaining access to lucrative initial public offerings of mutual savings banks-including several former credit unions-in a scheme that netted them more than $3 million.  The charges and subsequent settlements with the Securities and Exchange Commission confirmed what many in the...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 01 Oct 2007 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
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	<item>
		<title><![CDATA[Bank Conversions Earned Millions In Illegal Stock Gains]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_km3607/is_200705/ai_n19175064]]></link>
		<description><![CDATA[A former executive at investment bank Oppenheimer & Co. and a lifetime friend pleaded guilty last week to a multi-million dollar scheme to gain illegal access to the initial public offerings of as many as 65 mutual savings bank-including six that were former credit unions.  The case reinforces suspicions...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 21 May 2007 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
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	<item>
		<title><![CDATA[Collapse of the United States Banking System during the Great Depression, 1929 to 1933, New Archival Evidence, The]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qa5450/is_200702/ai_n21289496]]></link>
		<description><![CDATA[ABSTRACT During the Great Depression, one third of all banks in the United States failed. Scholars dispute reason for their demise. This essay analyzes new evidence on the sources of bank distress. The data demonstrates that contagion via correspondent networks and bank runs propagated the initial banking panics in the...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 01 Feb 2007 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[asset]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/depression.html"><![CDATA[depression]]></category>
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		<category domain="http://resources.bnet.com/topic/friedman.html"><![CDATA[Friedman]]></category>
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		<title><![CDATA[Tawian regulator takes charge of failing banks]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_kmafp/is_200701/ai_n17097689]]></link>
		<description><![CDATA[TAIPEI AFP &#8212; Taiwan's financial regulator has taken charge of two failing private banks in quick succession, an unprecedented move intended to stabilise them. The Financial Supervisory Commission took over The Chinese Bank on Saturday as depositors lost confidence in the indebted company and rushed to withdraw their money. The...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 05 Jan 2007 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/agence+france-presse.html"><![CDATA[Agence France-Presse]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/regulator.html"><![CDATA[regulator]]></category>
		<category domain="http://resources.bnet.com/topic/taipei.html"><![CDATA[Taipei]]></category>
		<category domain="http://resources.bnet.com/topic/taiwan.html"><![CDATA[Taiwan]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Banking Crises, Deposit Insurance, and Market Discipline: Lessons From the Asian Crises]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=167657]]></link>
		<description><![CDATA[This paper investigates the effectiveness of market discipline by depositors during the period of 1992-2002 in the four crisis-hit Asian countries: Indonesia, Korea, Malaysia and Thailand. In Indonesia, the crises first weakened and then strengthened market, which is consistent with the wake-up-call effect found for the Latin American crisis-hit countries....]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 27 Oct 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/crisis.html"><![CDATA[Crisis]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[Depositor]]></category>
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		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[Banking]]></category>
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	</item>
	<item>
		<title><![CDATA[CBA to profit from low deposit rates.(Brief Article)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4692/is_200504/ai_n17737520]]></link>
		<description><![CDATA[Apr 18, 2005 (The Australian Financial Review - ABIX via COMTEX)    Merrill Lynch research suggests the Commonwealth Bank of Australia  CBA is mean with its interest rate for depositors. The investment bank  estimates that in 2005, the bank will make more than $A500 million in...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 18 Apr 2005 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/merrill+lynch+%2526+co.+inc..html"><![CDATA[Merrill Lynch & Co. Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">MER</category>
		<category domain="tickers">MER</category>
	</item>
	<item>
		<title><![CDATA[Depositors ask Nagarjuna to return their money.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5936/is_200502/ai_n23941056]]></link>
		<description><![CDATA[Feb. 26--HYDERABAD, India -- Depositors of Nagarjuna Finance NFL  flocked to the corporate office of Nagarjuna Fertilisers, the flagship  of the Nagarjuna Group, demanding the repayments of their matured  deposits. For a while now, NFL has been defaul  Feb. 26--HYDERABAD, India -- Depositors of Nagarjuna Finance...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 26 Feb 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/nfl.html"><![CDATA[NFL]]></category>
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	</item>
	<item>
		<title><![CDATA[Naugatuck, Conn.-based bank debuts on Nasdaq.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200410/ai_n22245923]]></link>
		<description><![CDATA[By Marc Silvestrini, Waterbury Republican-American, Conn. Knight  Ridder/Tribune Business News    Oct. 1--After depositors bought some $33 million worth, shares of  Naugatuck Valley Financial Corp. begin trading publicly today on the  Nasdaq  National Stock Market, company officials have announced.    The Naugatuck-based...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 01 Oct 2004 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/nasdaq+stock+market+inc..html"><![CDATA[Nasdaq Stock Market Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">NDAQ</category>
		<category domain="tickers">NDAQ</category>
	</item>
	<item>
		<title><![CDATA[Judge rules family, others cannot be sued concerning Superior Bank's collapse.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200409/ai_n22243052]]></link>
		<description><![CDATA[By Mark Skertic, Chicago Tribune Knight Ridder/Tribune Business  News    Sep. 28--Depositors who lost money when Superior Bank failed more  than  three years ago cannot sue the Pritzker family and others involved  in the  bank's collapse, a federal judge in Chicago has ruled....]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 28 Sep 2004 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
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	</item>
	<item>
		<title><![CDATA[Sumitomo Mitsui Banking Corp. to let depositors set ATM card withdrawal limit.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200409/ai_n22229750]]></link>
		<description><![CDATA[Kyodo News International, Tokyo Knight Ridder/Tribune Business News    Sep. 6--TOKYO -- Sumitomo Mitsui Banking Corp. said Monday it will  allow  depositors to set the withdrawal limit on their automated-teller  machine cards  in a range between 0 yen and 3 million yen, starting Oct....]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 06 Sep 2004 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/atm.html"><![CDATA[ATM]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/networking.html"><![CDATA[NETWORKING]]></category>
		<category domain="http://resources.bnet.com/topic/sumitomo+mitsui+banking+corp..html"><![CDATA[Sumitomo Mitsui Banking Corp.]]></category>
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	</item>
	<item>
		<title><![CDATA[Ubiquity Bank of Canada Approved for Membership by CDIC.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5559/is_200401/ai_n23437274]]></link>
		<description><![CDATA[OTTAWA, CANADA, Jan 15, 2004 CCNMatthews via COMTEX    The Canada Deposit Insurance Corporation CDIC announces the  approval of the application for deposit insurance of Ubiquity Bank of  Canada, effective December 3, 2003. CDIC membership (banks, trust  companies and loan companies) now totals 86. ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 15 Jan 2004 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+canada.html"><![CDATA[Bank of Canada]]></category>
		<category domain="http://resources.bnet.com/topic/canada.html"><![CDATA[Canada]]></category>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[deposit]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
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	</item>
	<item>
		<title><![CDATA[The money-creation model: graphic illustration.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb3506/is_200401/ai_n8304131]]></link>
		<description><![CDATA[Abstract: The authors propose a pedagogical apparatus embodying a  solid micro-foundation with emphasis on the public's choice between  currency and demand deposits being an optimal decision. On the basis of  the pedagogical exposition, the authors explain how money supply is  related to the combined behaviors of...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 01 Jan 2004 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/c.html"><![CDATA[C]]></category>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[deposit]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/federal+reserve+board.html"><![CDATA[Federal Reserve Board]]></category>
		<category domain="http://resources.bnet.com/topic/reserve.html"><![CDATA[reserve]]></category>
	</item>
	<item>
		<title><![CDATA[Vayupak Fund Pitched to Rich Clients in Thailand.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200311/ai_n22062235]]></link>
		<description><![CDATA[By Darana Chudasri, Bangkok Post, Thailand Knight Ridder/Tribune  Business News    Nov. 18--Krungthai Asset Management and Krung Thai Bank have begun  a  campaign aimed at drawing wealthy depositors and institutional  investors to  the 100-billion-baht Vayupak Fund.    Bank executives said they...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 18 Nov 2003 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bangkok+post.html"><![CDATA[Bangkok Post]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[depositor]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[investor]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Dynamic Depositor Discipline in U.S. Banks]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=76275]]></link>
		<description><![CDATA[This paper investigates the presence of depositor discipline in the U.S. banking sector. It tests whether depositors penalize discipline banks for poor performance by withdrawing their uninsured deposits. While focusing on the movements in uninsured deposits, it also accounts for the possibility that banks may be forced to pay a...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 01 Nov 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/deposit.html"><![CDATA[Deposit]]></category>
		<category domain="http://resources.bnet.com/topic/depositor.html"><![CDATA[Depositor]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[Banking]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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