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	<title><![CDATA[deterioration Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to deterioration]]></description>
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		<title><![CDATA[Kelly Services, Inc. Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-362129.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions And first go to the line of T.C. Robillard with Signal Hill Capital Group. Please go ahead. Carl Camden Hi, T.C. T.C. Robillard &#8211; Signal Hill Capital Group Great, thank you. Good morning Carl. Good morning Patricia. Carl Camden Are you arranged, by the way,...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 06 Nov 2009 09:05:24 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/recovery.html"><![CDATA[Recovery]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">KELY A</category>
		<category domain="tickers">KELY A</category>
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		<title><![CDATA[Sony Corporation Q4 2009 (Qtr End 3/31/09) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-302079.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Your first question comes from Jason Mauricio - Arete. Jason Mauricio - Arete  Could you update us on PS3 inventory, be it your own inventory or channel inventory, in terms of units and maybe give us an update on the timing of...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 14 May 2009 12:21:21 -0700</pubDate>
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		<category domain="http://rss.financialcontent.com/stocksymbol">SNE</category>
		<category domain="tickers">SNE</category>
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		<title><![CDATA[Sony Corporation F4Q08 (Qtr End 3/31/09) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-302318.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Your first question comes from Jason Mauricio - Arete. Jason Mauricio - Arete  Could you update us on PS3 inventory, be it your own inventory or channel inventory, in terms of units and maybe give us an update on the timing of...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 14 May 2009 12:21:21 -0700</pubDate>
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		<category domain="http://rss.financialcontent.com/stocksymbol">SNE</category>
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		<title><![CDATA[Susquehanna Bancshares Q1 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-291392.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Thank you. Ladies and gentlemen, the question-and-answer session will be conducted electronically. Operator Instructions. Our first question will come from Avi Barak with Sandler O'Neill. Avi Barak - Sandler O'Neill & Partners L.P. Good morning, guys. Company Speaker Hi, Avi. Drew Hostetter Good morning, Avi. Avi Barak...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 23 Apr 2009 16:44:19 -0700</pubDate>
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		<category domain="http://rss.financialcontent.com/stocksymbol">SUSQ</category>
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		<title><![CDATA[Darden Restaurants F3Q09 (Qtr End 2/22/09) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14040_23-279650.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator Instructions And we first go to line of David Palmer with UBS. Please go ahead. David Palmer - UBS Securities Thanks. Congratulations on a greater question guys. Wanted to ask you about what you see going on in calendar 2009 to-date, obviously the two year deterioration...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 18 Mar 2009 10:42:15 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">DRI</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">UBS</category>
		<category domain="tickers">DRI,UBS</category>
	</item>
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		<title><![CDATA[Xerox Corporation Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-263775.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions  Your first question comes from Shannon Cross &#8211; Cross Research.  Shannon Cross &#8211; Cross Research I guess the first question Anne is can you talk a little bit about what you&#8217;re seeing in terms of usage by the end customer? ...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 23 Jan 2009 13:00:25 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/xerox+corp..html"><![CDATA[Xerox Corp.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">XRX</category>
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		<title><![CDATA[Starbucks Corporation Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14040_23-248291.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Our first question comes from Steven Kron &#8211; Goldman Sachs.  Matthew Difrisco &#8211; Oppenheimer & Co. Matthew Difrisco &#8211; Oppenheimer & Co. I actually just have one bookkeeping question first, on same store sales if you could just give us what the...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 11 Nov 2008 03:04:15 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">GS</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">SBUX</category>
		<category domain="tickers">GS,SBUX</category>
	</item>
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		<title><![CDATA[Meadowbrook Insurance Group, Inc. Q3 2008 (Qtr End 09/30/08) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-246317.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Your first question comes from the line of Beth Malone &#8211; KeyBanc Beth Malone &#8211; KeyBanc The guidance that you&#8217;re giving, its $0.80 to $0.90 for 2009, correct? Robert Cubbin  That&#8217;s correct, operating earnings that includes the amortization expense.  Beth Malone...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 04 Nov 2008 08:55:23 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">MIG</category>
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		<title><![CDATA[Parametric Technology Corporation F4Q08 (Qtr End 09/30/08) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-244834.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Thank you. Operator instructions Our first question comes from Jay Vleeschhouwer with Merrill Lynch. Sir you may ask your question. Jay Vleeschhouwer &#8211; Merrill Lynch  Thanks, good morning. Dick a few things, first looking into fiscal &#8217;09 what are your expectations for being able...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 29 Oct 2008 10:08:14 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/maintenance.html"><![CDATA[Maintenance]]></category>
		<category domain="http://resources.bnet.com/topic/parametric+technology+corp..html"><![CDATA[Parametric Technology Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/merrill+lynch+%2526+co.+inc..html"><![CDATA[Merrill Lynch & Co. Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">MER</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">PMTC</category>
		<category domain="tickers">MER,PMTC</category>
	</item>
	<item>
		<title><![CDATA[Fitch Downgrades American Axle to 'B'; Outlook Negative]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2008_Oct_17/ai_n30911404]]></link>
		<description><![CDATA[CHICAGO -- Fitch Ratings has downgraded the Issuer Default Rating IDR of American Axle to 'B' from 'B+' and the company's unsecured debt to 'B/RR4' from 'B+/RR4'. The rating action reflects further deterioration in production volumes of American Axle's key GM platform resulting from accelerated production shutdowns and the deepening...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 17 Oct 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/deterioration.html"><![CDATA[deterioration]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/fitch.html"><![CDATA[Fitch]]></category>
		<category domain="http://resources.bnet.com/topic/general+motors+corp..html"><![CDATA[General Motors Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/leasing.html"><![CDATA[leasing]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">GMGMQ</category>
		<category domain="tickers">GMGMQ</category>
	</item>
	<item>
		<title><![CDATA[Citigroup Inc. Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-242024.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator Instructions Your first question comes from John McDonald &#8211; Sanford Bernstein. John McDonald &#8211; Sanford Bernstein First question on the government preferreds. Where does that put you in terms of the cap, the maximum amount, that Tier 1 that can be composed of preferred? Gary...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 16 Oct 2008 13:50:21 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">C</category>
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	</item>
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		<title><![CDATA[Daimler lowers profit forecast on market deterioration]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_kmafp/is_200807/ai_n27954038]]></link>
		<description><![CDATA[FRANKFURT AFP &#8212; German car maker Daimler cut its full-year profit forecast on Thursday owing to a recent deterioration in auto markets.  The company now expects a full-year operating profit of "more than seven billion euros," compared with a previous outlook slightly above the 2007 figure of 7.7 billion...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 24 Jul 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/agence+france-presse.html"><![CDATA[Agence France-Presse]]></category>
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		<title><![CDATA[French trade deficit widens 26.7 percent in May]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_kmafp/is_200807/ai_n27897048]]></link>
		<description><![CDATA[PARIS AFP &#8212; The French trade deficit widened 26.7 percent in May from the April figure, official data showed opn Wednesday, and analysts said this highlighted chronically weak competitiveness.  Customs authorities said the shortfall came to 4.738 billion euros (7.4 billion dollars) in May, when the value of exports...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 09 Jul 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/agence+france-presse.html"><![CDATA[Agence France-Presse]]></category>
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		<title><![CDATA[Fighting rages in Sudan as UN urges ceasefire, US seeks solutions]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_kmafp/is_200805/ai_n25441195]]></link>
		<description><![CDATA[KHARTOUM AFP &#8212; Deadly fighting raged Tuesday in Sudan's flashpoint oil area of Abyei between government forces and southern troops, threatening a fragile peace process and sparking a truce call from UN chief Ban Ki-moon.  In Washington, the US State Department said it was seeking ways to help end...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 20 May 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/agence+france-presse.html"><![CDATA[Agence France-Presse]]></category>
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		<title><![CDATA[Marshall & Ilsley Corporation, Q1 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-228479.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator Instructions.  Your first question is from Tim Derby with Morgan Stanley. Tim Derby Great, thanks. Gregory Smith Hey good morning. Tim Derby Good morning.  When you are going through your provision calculation or your reserves, how much of that is based on forward-looking estimates...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Sat, 19 Apr 2008 14:49:07 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<title><![CDATA[AmCOMP Inc. Q4 2007 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-229558.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Thank you sir. Operator Instructions. And we will take our first question from David Lewis with Raymond James. David Lewis - Raymond James  Good morning, thank you. Debra Cerre-Ruedisili  Good morning, David. Kumar Gursahaney  Hi David. David Lewis - Raymond James ...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 03 Mar 2008 15:03:07 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<title><![CDATA[Laurentian Bank of Canada F4Q07 (Qtr End 10/31/07) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-231571.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Thank you, Gladys. Operator Instructions. Your first question is from Rob Sedran from National Bank Financial. Please go ahead. Rob Sedran - National Bank Financial Hi. Good afternoon. Réjean, I am going to start with an easy one. If I annualize the new dividend and use the...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 04 Dec 2007 14:07:54 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+of+canada.html"><![CDATA[Bank Of Canada]]></category>
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		<title><![CDATA[Fixing the System]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qa3723/is_200712/ai_n24394523]]></link>
		<description><![CDATA[This article is based on remarks made by Gen. Frederick J. Kroesen, U.S. Army retired, at a conference entitled "The U.S. Citizen-Soldier at War: A Retrospective Look and the Road Ahead," sponsored by the Virginia Military Institute and the Cantigny First Division Foundation, and held at the First Division Museum...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Dec 2007 23:59:59 -0800</pubDate>
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		<title><![CDATA[More than a billion trees planted in 2007: UN]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_kmafp/is_200711/ai_n21122783]]></link>
		<description><![CDATA[NAIROBI AFP &#8212; More than one billion trees were planted around the world in 2007, with Ethiopia and Mexico leading in the drive to combat climate change through new lush forest projects, a UN report said Wednesday.  The Nairobi-based UN Environment Programme UNEP said the mass tree planting, inspired...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 28 Nov 2007 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/agence+france-presse.html"><![CDATA[Agence France-Presse]]></category>
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		<title><![CDATA[Value loss in ponderosa pine logs from beetle activity following fire in southern Oregon.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6497/is_200707/ai_n25839634]]></link>
		<description><![CDATA[Abstract    Wormholes, stain, and decay in fire-damaged and fire-killed trees  are causing rapid loss of value, and, to a lesser extent, volume when  processed into wood products. Ponderosa pine trees killed in the Warner  Mountain fire southern Oregon were found to be infested with...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 01 Jul 2007 23:59:59 -0700</pubDate>
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