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disability insurance (21 results)
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- Breaking Through Current Success
- A small Northeast insurance brokerage firm specializing in life, retirement and disability underwriting hired High Performance Consulting HPC. The company was highly successful within its expertise and well regarded within the insurance community. The President of the firm was committed to producing an increase in production and an alteration in...
- Case studies
- Protecting Your Human Capital
- Employees drive or impede productivity. They enhance or diminish the bottom line. When even a small percentage of employees are compromised due to short or long term disability, productivity and profits are adversely affected - as are healthcare costs. When one considers that productivity, profits and healthcare costs can be...
- White papers 2008-01-01
- Disability Insurance
- One of the most common causes of income loss is through a disability. While most disabilities cause only temporary loss of income, any income loss can be devastating if you are not financially prepared. This tool helps you determine how much disability insurance you may need to cover expenses during...
- Tools & templates 2008-01-01
- How Much Disability Income Do I Need?
- Most people's chances of becoming disabled are greater than their chances of dying. It may surprise you that one out of three individuals will suffer a disability that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65. Use this tool to estimate...
- Tools & templates 2008-01-01
- Firing and the Law
- As workers become more knowledgeable about their rights, the number of wrongful-termination lawsuits is on the rise. Here's how you can avoid legal trouble when firing an employee. Title VII of the Civil Rights Act of 1964 Also known as: Title VII...
- Articles 2007-03-20
- Workplace Disability Conflict Management
- Dispute resolution skills are now a required competency for a wide range of jobs, many outside of the human resources department. Managers and employees are to welcome people with disabilities into the workplace and to address disability accommodation effectively, they will they will need knowledge of disability, along with conflict...
- White papers 2006-10-01
- University of Ottawa: Ontarians With Disabilities Act - Accessibility Plan 2005 - 2006
- The University of Ottawa has always done its utmost to meet the needs of students with disabilities. For instance, in 1985, the Student Affairs Directorate, through a personalized approach, worked to accommodate about thirty students with disabilities by offering support services or by acting as an intermediary between them and...
- White papers 2006-02-21
- SkillsActive Case Study: Norfolk County Council
- The main purpose of the job of the Disability Sports Coordinator at Norfolk County Council is to promote inclusion and equity in sport and to provide sporting opportunities for people with disabilities in the county of Norfolk. This requires a great deal of coordination and awareness raising. A typical day...
- White papers 2006-02-15
- Disability: Integration Vs. Accommodation
- During the Twentieth Century the advancement of medical treatments, coupled with progressive socialour inclusion policies worked to change the status of persons with disabilities. In the Western world, all citizens are valued and efforts to include as many people in the work of the communities are not only good social...
- White papers 2006-01-21
- Disability Discrimination Law and Personal Injury
- In the past, Claimant Personal Injury lawyers have in large part concentrated their focus on the reasons why a Claimant has been injured, and the losses that flow from tortious conduct. The passing of legislation in respect of disability means there are now rights and obligations which flow from the...
- White papers 2006-01-05
- Veterans' Disability Benefits: Claims Processing Challenges and Opportunities for Improvements
- The Chairman, Committee on Veterans' Affairs, U.S. House of Representatives, asked GAO to report on the claims processing challenges and opportunities facing the Department of Veterans Affairs VA disability compensation and pension program. VA's outdated disability determination process does not reflect a current view of the relationship between impairments and...
- White papers 2005-12-07
- Manipulative Therapy and/or NSAIDs for Acute Low Back Pain: Design of a Randomised Controlled Trial
- Acute low back pain is a common condition resulting in pain and disability. The primary aim of this study is to investigate if Non-Steroidal Anti-Inflammatory Drugs NSAIDs and/or Spinal Manipulative Therapy SMT in addition to general practitioner advice and paracetamol results in shorter recovery times for patients with acute low...
- White papers 2005-11-10
- SkillsActive Case Study: English Federation of Disability Sport (EFDS)
- The job of the Community and Education Implementation Manager is to co-ordinate the implementation of the EFDS education and community targets working with partners and supporting nine regional managers. This person wanted to make a difference to the lives of disabled people through sport. There are few people with a...
- Case studies 2005-10-21
- Rights of People With Intellectual Disabilities: Access to Education and Employment
- Throughout Europe people with intellectual disabilities face major stigma and prejudice and are confronted with significant barriers to realising their fundamental human rights. Discrimination against people with intellectual disabilities is deeply rooted and widespread, standing in the way of positive change. Providing real access to education and employment for people...
- White papers 2005-09-27
- Disability Risk and the Value of Disability Insurance
- The paper estimates consumers' valuation of disability insurance using a stochastic lifecycle framework in which disability is modeled as permanent, involuntary retirement. It bases the probabilities of work limiting disability on 25 years of data from the Current Population Survey and examines the changes in the disability gradient for different...
- White papers 2005-09-01
- Tapping the Talents of People With Disabilities
- People with disabilities have the skills, abilities and experience to add value in a competitive workplace setting. In fact, the tangible returns to organizations that have broadly inclusive workplace cultures range from improved productivity, quality and morale to lower turnover and enhanced reputation as an employer of choice. A second...
- White papers 2005-07-13
- Compensating Workers for Permanent Partial Disabilities
- Workers' compensation is the nation's oldest social insurance program. There is virtually no federal role in the state workers' compensation programs. As a result, those programs provide widely different coverage, disparate benefits with different rules, and administrative practices that can be vastly dissimilar. Perhaps the greatest variability is in how...
- White papers 2005-06-06
- Access and Equity Disability Focus Group: Strategic Plan 2005 - 2007
- To promote a fair and equitable workplace environment for people with a disability in South Australia: an environment where all businesses provide responsive, effective Occupational Health, Safety and Welfare (OHS&W) and Injury Management. The Disability Focus Group was established to work with and provide advice to WorkCover Corporation on matters...
- White papers 2005-06-01
- Improving Job Tenure for People With Psychiatric Disabilities Through Ongoing Employment Support
- For many people with psychiatric disabilities sustaining employment is often more challenging than acquiring a job. This Australian study explores factors that influence sustainability of employment for people with psychiatric disabilities. Participants of a community based vocational rehabilitation program who were successful in gaining open employment were followed up six...
- White papers 2005-04-24
- A Primary Care, Multi-Disciplinary Disease Management Program for Opioid-Treated Patients With Chronic Non-Cancer Pain and a High Burden of Psychiatric Comorbidity
- This white paper document reveals about Chronic non-cancer pain which is a common problem that is often accompanied by psychiatric co morbidity and disability. It highlights about the effectiveness of a multi-disciplinary pain management program that was tested in a 3 month before and after trial. It gives a detail...
- White papers 2005-01-13
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