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	<title><![CDATA[diversification Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/diversification.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to diversification]]></description>
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	<language>en-us</language>
	<item>
		<title><![CDATA[The Problem With Diversification]]></title>
		<link><![CDATA[http://blogs.bnet.com/ceo/?p=3204]]></link>
		<description><![CDATA[How is a company supposed to reduce its risk when one customer can devastate its business? Some throw around "diversification" like it's an antidote to risk, but as a risk aversion strategy, diversification is no panacea. It carries its own risks, tradeoffs and hurdles that can be insurmountable. by Steve...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 05 Nov 2009 07:05:34 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
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		<category domain="http://resources.bnet.com/topic/steve+tobak.html"><![CDATA[Steve Tobak]]></category>
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	<item>
		<title><![CDATA[Where To Find Diversification In A Highly Correlated World]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1173427]]></link>
		<description><![CDATA[One of the basic tenets of portfolio construction is diversification, the strategy of owning multiple asset classes with different risk characteristics. In theory, diversifying a portfolio with different, imperfectly correlated assets can help lower performance volatility over time. During the past three years, the returns of many riskier assets that...]]></description>
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		<pubDate>Mon, 21 Sep 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
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		<title><![CDATA[Now's the Time to Invest Overseas | BTalk Australia]]></title>
		<link><![CDATA[http://blogs.bnetau.com.au/aussierules/2009/09/13/nows-the-time-to-invest-overseas-btalk-australia/]]></link>
		<description><![CDATA[[podcasts] Many investors only purchase shares in their own country. If they diversified globally they would see a higher return. Diversification is particularly important in Australia, which accounts for such a small proportion of the global share market. by Phil Dobbie]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Sun, 13 Sep 2009 02:53:56 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
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	</item>
	<item>
		<title><![CDATA[International Diversification: Does It Still Work?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/international-diversification-does-it-still-work/637/]]></link>
		<description><![CDATA[When financial crises occur, many investors question basic theories of building portfolios. Here's why you should tune out the noise when it comes to questioning diversification. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 15 Jul 2009 06:00:49 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
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		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
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		<title><![CDATA[The Investment World Is Not Flat]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/the-investment-world-is-not-flat/473/]]></link>
		<description><![CDATA[With both international and domestic stocks dropping last year, you may be wondering if the benefits of diversification are becoming less relevant. Here's why that's not the case. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 05 Jun 2009 06:00:13 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
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		<title><![CDATA[Less Than 10 Years from Retirement?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/less-than-10-years-from-retirement/296048/]]></link>
		<description><![CDATA[Torn between the need to rebuild your savings — before it's  too late — and fear of another bear market? Relax. Here's  your plan.                       Build Your...]]></description>
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		<pubDate>Wed, 06 May 2009 00:00:00 -0700</pubDate>
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		<title><![CDATA[The Rally in Perspective]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/the-rally-in-perspective/285517/]]></link>
		<description><![CDATA[Does the recent rally have your kicking yourself about missing the bottom? Take a chill pill. The bigger danger is that you'll become as ensnared by greed as you once were by fear. How to get a grip on your emotions — and your investments.     ...]]></description>
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		<pubDate>Sat, 04 Apr 2009 00:00:00 -0700</pubDate>
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		<category domain="http://resources.bnet.com/topic/jill+schlesinger.html"><![CDATA[Jill Schlesinger]]></category>
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		<category domain="http://resources.bnet.com/topic/jill+schlesinger.html"><![CDATA[Jill Schlesinger]]></category>
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	<item>
		<title><![CDATA[Rethinking a Golden Rule of Investing]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/video/rethinking-a-golden-rule-of-investing/283367/]]></link>
		<description><![CDATA[Does spreading out your risk still make sense? MoneyWatch's Eric Schurenberg explains when diversification works and when it doesn't.]]></description>
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		<pubDate>Thu, 02 Apr 2009 10:07:52 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
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	</item>
	<item>
		<title><![CDATA[The Dish on Diversification]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/the-dish-on-diversification/282548/]]></link>
		<description><![CDATA[Yes, the strategy failed you in the crash, as virtually every asset class except Treasuries took a heart-stopping dive. But if you're  hoping to climb out of the hole, it's still your best alternative. Why now may be the time to begin buying stocks, REITs and commodities again... It's...]]></description>
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		<pubDate>Fri, 27 Mar 2009 00:00:00 -0700</pubDate>
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	</item>
	<item>
		<title><![CDATA[Was Everything You Thought You Knew About Investing Wrong?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/feature/was-everything-you-thought-you-knew-about-investing-wrong/278927/]]></link>
		<description><![CDATA[Stocks outperform long term. Asset allocation minimizes risk. Turns out the old investing bible needs an update.  Can you hear them cracking? The very pillars of investing wisdom seem to be crumbling under the weight of this financial crisis.    Who would have thought to challenge the...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 16 Mar 2009 00:00:00 -0700</pubDate>
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	<item>
		<title><![CDATA[Peter Bernstein:  'Always Ask: What If I'm Wrong?']]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/peter-bernstein--always-ask-what-if-im-wrong/277141/]]></link>
		<description><![CDATA[Legendary financial markets historian Peter Bernstein says we've moved into a "dysfunctional financial structure" where nothing is working right and all market theories need a vigorous reexamination. More than ever, he says, it's important to ask yourself: What if I'm wrong?... Born in 1919, economist, author, and investment adviser Peter...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 09 Mar 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/securitization.html"><![CDATA[Securitization]]></category>
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	<item>
		<title><![CDATA[Eugene Fama: Why You Can't Time the Market]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/eugene-fama-why-you-cant-time-the-market/277142/]]></link>
		<description><![CDATA[For decades, the notion that markets are efficient has been a broadly held belief. So how could so many markets crash simultaneously? Eugene Fama, the father of the efficient market theory, answers the skeptics. His bottom line:   				  				If markets are efficiently priced, why did they crash?...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 09 Mar 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/volatility.html"><![CDATA[Volatility]]></category>
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		<category domain="http://resources.bnet.com/topic/passive+investing.html"><![CDATA[Passive Investing]]></category>
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		<category domain="http://resources.bnet.com/topic/jeffrey+nash.html"><![CDATA[Jeffrey Nash]]></category>
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	</item>
	<item>
		<title><![CDATA[Jeremy Grantham: Why to Buy Stocks Now]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/jeremy-grantham-why-to-buy-stocks-now/277143/]]></link>
		<description><![CDATA[Legendary investor Jeremy Grantham predicted the recent market crash in early 2006. Although he says there may still be another severe downswing, he sees great upside potential: "If you can stick it out for a while, this may be the buying opportunity of a lifetime"... Over the past three decades,...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 09 Mar 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
		<category domain="http://resources.bnet.com/topic/market.html"><![CDATA[Market]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
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		<category domain="http://resources.bnet.com/topic/jeremy+grantham.html"><![CDATA[Jeremy Grantham]]></category>
		<category domain="http://resources.bnet.com/topic/value+investing.html"><![CDATA[Value Investing]]></category>
		<category domain="http://resources.bnet.com/topic/stocks.html"><![CDATA[Stocks]]></category>
		<category domain="http://resources.bnet.com/topic/investing.html"><![CDATA[Investing]]></category>
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		<category domain="http://resources.bnet.com/topic/asset+allocation.html"><![CDATA[Asset Allocation]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch+q%2526a.html"><![CDATA[MoneyWatch Q&A]]></category>
		<category domain="http://resources.bnet.com/topic/market+timing.html"><![CDATA[Market Timing]]></category>
		<category domain="http://resources.bnet.com/topic/jeffrey+nash.html"><![CDATA[Jeffrey Nash]]></category>
	</item>
	<item>
		<title><![CDATA[Harry Markowitz: Getting Ready for Recovery]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/harry-markowitz-getting-ready-for-recovery/277144/]]></link>
		<description><![CDATA[Harry Markowitz, the father of modern portfolio theory, still thinks you can't time the market though he admits to trying a bit himself recently. His best advice: stay invested and diversified. "You have to be in the market and prepared when the recovery begins," he explains... That's  not surprising,...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 09 Mar 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/recovery.html"><![CDATA[Recovery]]></category>
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		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
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		<category domain="http://resources.bnet.com/topic/beta.html"><![CDATA[Beta]]></category>
		<category domain="http://resources.bnet.com/topic/bubble.html"><![CDATA[Bubble]]></category>
		<category domain="http://resources.bnet.com/topic/bailout.html"><![CDATA[Bailout]]></category>
		<category domain="http://resources.bnet.com/topic/jeffrey+nash.html"><![CDATA[Jeffrey Nash]]></category>
		<category domain="http://resources.bnet.com/topic/market+timing.html"><![CDATA[Market Timing]]></category>
	</item>
	<item>
		<title><![CDATA[Great Minds on the Market]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/feature/great-minds-on-the-market/277258/]]></link>
		<description><![CDATA[Even market high priests have been humbled by the massacre of the Dow. For wisdom that goes beyond the same old advice, listen to these four. The worst financial markets in a generation have thrown into question virtually every long-held tenet of investing. Conclusions backed by 70 years of history...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 09 Mar 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/theory.html"><![CDATA[Theory]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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		<category domain="http://resources.bnet.com/topic/harry+markowitz.html"><![CDATA[Harry Markowitz]]></category>
		<category domain="http://resources.bnet.com/topic/eugene+fama.html"><![CDATA[Eugene Fama]]></category>
		<category domain="http://resources.bnet.com/topic/peter+bernstein.html"><![CDATA[Peter Bernstein]]></category>
		<category domain="http://resources.bnet.com/topic/jeremy+grantham.html"><![CDATA[Jeremy Grantham]]></category>
		<category domain="http://resources.bnet.com/topic/market+crisis.html"><![CDATA[Market Crisis]]></category>
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		<category domain="http://resources.bnet.com/topic/asset+allocation.html"><![CDATA[Asset Allocation]]></category>
		<category domain="http://resources.bnet.com/topic/efficient+market+theory.html"><![CDATA[Efficient Market Theory]]></category>
		<category domain="http://resources.bnet.com/topic/modern+portfolio+theory.html"><![CDATA[Modern Portfolio Theory]]></category>
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		<category domain="http://resources.bnet.com/topic/moneywatch+feature+package.html"><![CDATA[MoneyWatch Feature Package]]></category>
	</item>
	<item>
		<title><![CDATA[Investing Principle 4: Diversification Is Key]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=923919]]></link>
		<description><![CDATA[Whenever you invest, you take on a certain amount of risk. However, successful investors only take on the level of risk that they need to, and no more. Diversification is an excellent tool that you can use to control excessive risk-taking. One example of proper diversification is to make sure...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 17 Jun 2008 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/charles+schwab+%2526+co.+inc..html"><![CDATA[Charles Schwab & Co. Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">SCHW</category>
		<category domain="tickers">SCHW</category>
	</item>
	<item>
		<title><![CDATA[Greenlight Capital Re, Ltd. Q1 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-226991.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions Your first question comes from Eric Forcope [ph] with Cooper and McBain [ph]. Your line is open. Eric Forcope &#8211; Cooper and McBain Hi, it is Eric, good morning. Given your relatively negative view of the world as expressed by your loan and exposure in...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 13 May 2008 07:44:10 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/greenlight.html"><![CDATA[Greenlight]]></category>
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		<category domain="http://resources.bnet.com/topic/cooper.html"><![CDATA[Cooper]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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	</item>
	<item>
		<title><![CDATA[Routes to Risk: The Influence of Capability Development on Downside Risk and Upside Volatility]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qa5430/is_200710/ai_n21299903]]></link>
		<description><![CDATA[Abstract This study tested the effects of complementary organizational capabilities on the downside risk and upside volatility using a diverse set of 172 manufacturing firms. Volatiliy measures were also tested for their impact on overall performance. Results indicate that these measures have differing antecedents and differing effects on performance. ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 01 Oct 2007 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[diversification]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[financial]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/m..html"><![CDATA[M.]]></category>
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	</item>
	<item>
		<title><![CDATA[Creative cultivation: Whatcom County farmers adapt to the changing landscape of agriculture]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6548/is_2007_Sept/ai_n29376178]]></link>
		<description><![CDATA[The first thing you notice when meeting a farmer is their handshake.  Some are leathery and dirt-caked, others are flakey with dust.  Just one grip can radiate a sense of hardened determination and down-to-the-bone weariness, but also an intimation of optimism.  For many Whatcom County farmers, the...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Sep 2007 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/agriculture.html"><![CDATA[agriculture]]></category>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[diversification]]></category>
		<category domain="http://resources.bnet.com/topic/farmers.html"><![CDATA[FARMERS]]></category>
		<category domain="http://resources.bnet.com/topic/manufacturing.html"><![CDATA[Manufacturing]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/u.s.+department+of+agriculture.html"><![CDATA[U.S. Department of Agriculture]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Transfers to investment companies: pitfalls of secs. 351 and 721.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb3551/is_200708/ai_n24112786]]></link>
		<description><![CDATA[In many instances, property can be contributed to an entity by its  owners in exchange for ownership interests, without gain or loss being  recognized on the contribution. For corporations, the general rule under  Sec. 351a is that "no gain or loss shall be recognized if  property...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 01 Aug 2007 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[diversification]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/partnership.html"><![CDATA[partnership]]></category>
		<category domain="http://resources.bnet.com/topic/sec.html"><![CDATA[Sec]]></category>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[SECURITY]]></category>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[stock]]></category>
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