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- Why You Can't Get a Loan
- The government says that credit is starting to flow, but even Americans who could have gotten loans two years ago are being shut out of the market. Ben Tracy reports.
- Videos 2009-09-16
Additional Resources
- Making a Large Down Payment - Is it Right For You? from Informa Research Services
- CALABASAS, Calif. -- Getting ready to buy a home? Applying for a mortgage? Trying to figure out how you will fund your down payment? You could use the money you so diligently saved with your Savings or Money Market Account to make a higher down payment. But do you want...
- Research articles 2007-06-18
- Borrowing Your Down Payment
- Buying a house is a serious financial commitment which, for most, takes a great deal of planning and saving. You may have already learned how a down payment on a home can lower your monthly payments and help you avoid private mortgage insurance, or PMI. But if you don't have...
- White papers 2007-09-11
- New Government Policy: Tax Credit as Mortgage Down Payment
- Trader Mark submits: I've become numb a long time ago, but seeing these programs and "solutions" one after the other is simply.... I don't have words. Just enjoy - last week we mentioned how some states had created a work around to use the tax rebate (i.e....
- External links 2009-05-14
- Mortgage Financing: Additional Action Needed to Manage Risks of FHA-Insured Loans With Down Payment Assistance
- The Federal Housing Administration FHA permits borrowers to obtain down payment assistance from third parties; but, research has raised concerns about the performance of loans with such assistance. Due to these concerns, this report examines the trends in the use of down payment assistance with FHA-insured loans, the impact that...
- White papers 2005-11-01
- Saving for the Down Payment
- Saving funds for a down payment should be part of an overall program to get one's finances in order prior to shopping for a home. This includes rounding up financial records, examining spending habits, and setting a budget that one can live with. Remember, too, that the down payment is...
- White papers
- Senate health reform 'down payment' proposed. (Family Health Insurance Protection Act)
- WASHINGTON--An incremental health care reform bill introduced on the opening day of Congress is designed to be a "down payment" on more comprehensive reform, according to its sponsor, Senate Minority Leader Thomas A. Daschle of South Dakota. WASHINGTON--An incremental health care reform bill introduced on the ...
- Research articles 1995-01-23
- NAHB plugs for zero down payment.(FOCUS: Real Estate, Economic Development, Environment, Construction, Architecture)(National Association of Home Builders of the United States)(Brief Article)
- The nation's home builders told Congress recently that a bipartisan legislative proposal establishing a pilot program for Federal Housing Administration FHA insurance of zero down payment mortgages would mean that "50,000 families would be abl The nation's home builders told Congress recently that a bipartisan...
- Research articles 2005-07-11
- Builders applaud bill improving affordability.(Federal Housing Administration Down Payment Simplification Act of 2002)(Brief Article)
- Expressing strong support for S. 2239, the "Federal Housing Administration FHA Down Payment Simplification Act of 2002," the National Association of Home Builders NAHB said Senate passage of the legislation will help increase the availa Expressing strong support for S. 2239, the "Federal Housing Administration...
- Research articles 2002-11-11
- Long Island homebuyers to get down-payment assistance from housing
- Long Island homebuyers will soon get as much as $40,000 in down- payment assistance under a new program administered by the Long Island Housing Partnership. The funding will come from a $25 million grant secured by Long Island's state Senate delegation. The senators, along with business leaders and...
- Research articles 2006-09-19
- U.S. Transportation Secretary Mineta Announces $2.85 Billion federal down payment to restore mass transit in Lower Manhattan.
- M2 PRESSWIRE-3 December 2003-US DEPT OF TRANSPORTATION: U.S. Transportation Secretary Mineta Announces $2.85 Billion federal down payment to restore mass transit in Lower ManhattanC1994-2003 M2 COMMUNICATIONS LTD RDATE:12032003 NEW YORK U.S. Transportation Secretary Norman Y. Mineta today announced $2.85 billion...
- Research articles 2003-12-03
- AmeriDream Commends Supporters in House of Representatives, Urges Congressional Action in Support of Charitable Down Payment Assistance
- To: REAL ESTATE EDITORSContact: Phil Jones of AmeriDream, +1-301-987-5154, pjones@ameridream.org GAITHERSBURG, Md.,Nov. 15/PRNewswire-USNewswire/-- Ann Ashburn, President of AmeriDream, Inc., today issued the following statement urging Congressional action in support of charitable down payment assistance.We are heartened by the broad support in Congress from Democrats and Republicans for down payment assistance...
- Research articles 2007-11-15
- FHA-insured loans with down-payment assistance riskier
- FHA-insured loans with down-payment assistance have higher delinquency and claim rates than do similar loans without such assistance, according to an analysis by the Government Accountability Office GAO. The GAO study, Mortgage Financing: Additional Action Needed to Manage Risks of FHA-Insured Loans With Down Payment Assistance, also found that...
- Research articles 2006-02-01
- Fannie Mae Announces $500,000 in New Down Payment and Closing Cost Assistance Funds to Help Low- and Moderate-Income Arizona Residents
- PHOENIX--BUSINESS WIRE--Oct. 5, 1998--More than 100 low- and moderate-income families in Arizona will now have access to a new source of down payment and closing cost assistance funds thanks to a new partnership announced today between the Industrial Development Authority IDA of the City of Phoenix and Fannie Mae, (FNM/NYSE),...
- Research articles 1998-10-05
- Florida Housing Finance Corp. and Fannie Mae Announce Down Payment Assistance Note, New Source of Funds to Assist First-Time Home Buyers
- TALLAHASSEE, Fla.--BUSINESS WIRE--Aug. 18, 1998--More than 120 Florida families will have access to down payment and closing cost assistance through a partnership between Fannie Mae (NYSE: FNM), the nation's largest source of home mortgage funds, and the Florida Housing Finance Corp. FHFC.
- Research articles 1998-08-18
- Banks Take Lead in Zero Down-Payment Loans
- In October, as the keynote speaker at the National Association of Hispanic Real Estate Professionals conference, Angelo Mozilo, chairman and chief executive of Calabasas, CA-based Countrywide Financial Corp., spoke out for the elimination of down-payment requirements for low-income and minority borrowers. "If we are ever to overcome this money gap,...
- Research articles 2005-02-01
- iPackets International receives down payment for first iPMine deployment in China: IPKL, FGIFF, SNRG, GRMN.
- M2 PRESSWIRE-4 January 2006-SessionsIR.com: iPackets International receives down payment for first iPMine deployment in China: IPKL, FGIFF, SNRG, GRMNC1994-2006 M2 COMMUNICATIONS LTD RDATE:04012006 Stocks in the News: iPackets International Incorporated (OTC: IPKL), Flirty Girl International Incorporated (OTC: FGIFF), SNRG Corporation...
- Research articles 2006-01-04
- U.S. Department of Transportation releases $1 million in emergency funding to Washington State Emergency Relief Funds - a down payment for repairs to roads from heavy rains.
- M2 PRESSWIRE-28 November 2006-US DOT: U.S. Department of Transportation releases $1 million in emergency funding to Washington State Emergency Relief Funds - a down payment for repairs to roads from heavy rainsC1994-2006 M2 COMMUNICATIONS LTD RDATE:27112006 Accompanied by Senator Patty Murray...
- Research articles 2006-11-28
- Bidder misses down-payment deadline on Boston-area redevelopment project.
- By Thomas C. Palmer Jr., The Boston Globe Knight Ridder/Tribune Business News Sep. 15--The prospective winning bidder for redeveloping Fan Pier yesterday missed a deadline for a down payment and the owners of the South Boston land said they plan to talk to...
- Research articles 2004-09-15
- IRS rules down-payment assistance providers not tax-exempt
- Companies or organizations that provide seller-funded down-payment assistance to homebuyers do not qualify as tax-exempt charities, the Internal Revenue Service IRS has concluded in a ruling. In its finding--Revenue Ruling 2006-27--the IRS held that seller-funded programs are not charities because they do not meet the requirements of Internal Revenue...
- Research articles 2006-07-01
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