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- electronic banking
- For many consumers, electronic banking means 24-hour access to cash through an automated teller machine ATM or direct deposit of paychecks into checking or savings accounts. This article provides an overview of electronic banking, also known as electronic fund transfer EFT, which uses computer and electronic technology as a substitute...
- White papers
- electronic banking Basics
- Electronic banking, also known as electronic fund transfer EFT, uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices such as cards or codes that you use to gain access to your account. Many financial institutions use an automated teller machine...
- White papers
- Issues: The Security of electronic banking, Legacy of the c0w
- This article briefs about the security factor in electronic banking. Obviously, the possibility of anyone tampering with this information is definitely something a bank would like to stay clear of. Recent virus incidents clearly show that the realization of the need of security is still lacking way behind. Computer science...
- White papers
- electronic banking Systems and the Internet
- This article briefs about electronic banking systems that have played a pivotal role in the revolution in corporate treasury management and serve a variety of roles within a corporation .Relentless advances in computer technology are continually redefining the way business relationships, services and communications are carried out between banks and...
- White papers
- Knowledge Worker Interview Questionnaire
- Articles 2007-02-05
- Managing Personal Information Policies in electronic banking
- This paper considers personal information policy management in electronic banking through an investigation of the policy's evaluation and assessment from a neo-institutional perspective. The research stems from concern for the organizational treatment of consumer personal information. Without adequate means of considering how interested parties interact with the policy, the policy...
- White papers 2005-03-30
- Usable Security and E-Banking: Ease of Use Vis-a-Vis Security
- Electronic banking must be secure and easy to use. An evaluation of six Danish web-based electronic banking systems indicates that the systems have serious weaknesses with respect to ease of use. The paperĘs analysis of the weaknesses suggests that security requirements are among their causes and that the weaknesses may...
- White papers 2005-02-25
- Convenience as Consumer Value in electronic banking
- Perceived convenience is recognized as one of the most important factors in consumer choice behavior in general and particularly in electronic banking. However, many researchers have argued that the concept itself is not sufficiently elaborated for empirical analyses. This paper aims to investigate the internal nature of convenience in the...
- White papers 2004-11-13
- Can E-Banking Services Be Profitable?
- Over the last few years European banks have spent billions of euros on new electronic channels. Estonian banks have also invested in expanding and improving the IT systems and a number of new e-banking services have been developed. This article explores the implementation techniques of Activity-Based Costing ABC in the...
- White papers 2004-10-24
- Trade Policies and the Legal Perspective of electronic banking Activities in the Single European Market
- An undiluted policy of mutual recognition and "home country" control is often regarded as an effective remedy to the dysfunction of the single financial area. This paper intends to support this argument. In particular, it will make the case for genuine "home country" banking supervision over cross-border electronic banking activities...
- White papers 2004-08-02
- U.S. Consumers and electronic banking, 1995-2003
- This paper draws on data from two nationwide surveys--the Board's Survey of Consumer Finances and the University of Michigan Survey Research Center's Surveys of Consumers--to look at consumer use of e-banking technologies, and the relationship between these factors and the characteristics of selected e-banking products and services. The variety of...
- White papers 2004-02-18
- Six Puzzles in Electronic Money and Banking
- This paper identifies the main issues raised by e-money and e-banking and presents them as six puzzles. The solutions to the puzzles build a framework for analyzing the effects of e-money and e-banking, and for choosing the appropriate approach to regulating electronic money and banking. Although electronic money and banking...
- White papers 2004-02-01
- E-Banking in Estonia: Reasons and Benefits of the Rapid Growth
- The new information technology is becoming an important factor in the future development of financial services industry, and especially banking industry. Banks are faced with a number of important questions, for examples how to take full advantage of new technology opportunities, how e-developments change the ways customers interact with the...
- White papers 2003-10-07
- Basel Committee on Banking Supervision
- This paper has two main areas of focus. The first is to identify banks' risk management responsibilities with respect to cross-border e-banking. The second objective is to focus attention on the need for effective home country supervision of cross-border e-banking activities as well as continued international cooperation between banking supervisors...
- White papers 2003-07-01
- electronic banking: The Check Truncation Issue
- The clearing process for checks is more expensive than other methods of payment, which are cleared electronically, such as credit cards and Internet banking. The main reason is that check clearing requires banks to physically present and return checks unless they obtain legal agreements to clear electronically. This report focuses...
- White papers 2003-07-03
- The Implications of SWIFTNet for Corporate Treasurers: Breaking New Ground in E-Banking
- In the last 25 years, membership of SWIFT has been almost exclusively restricted to banks, financial institutions, and broker dealers. Members have been making payments and settling other financial transactions between each other through the SWIFT network. Now, this network is being opened up to corporates. The changes are largely...
- White papers 2003-06-05
- Adoption of electronic banking: Underlying Consumer Behavior and Critical Success Factors
- This paper discusses on the emergence of electronic banking, which has been a topic of increasing interest in recent years for both academics and practitioners, as the changes taking place in the field are clearly observable. However, the growing interest has not been matched well enough with relevant studies that...
- White papers 2003-04-14
- e-Banking - Are Banks Making the Most of It?
- Banks have to grapple with how to gain a prominent place in the world of electronic commerce. At the outset, many saw the Internet as merely another delivery channel, bringing greater flexibility, reduced costs (no need to install software at all of those end-users) and security risks. However, in some...
- White papers 2003-02-25
- e-Banking -Are Banks Making the Most of It
- Banks have to grapple with how to gain a prominent place in the world of electronic commerce. At the outset, many saw the Internet as merely another delivery channel, bringing greater flexibility, reduced costs (no need to install software at all of those end-users) and security risks. However, in some...
- White papers 2003-02-25
- The Changing Landscape of Corporate e-banking: Larger Banks Are Driving the Rate of Change - Can the Rest Compete?
- Mastering the forthcoming challenges in the ever-changing competitive landscape of corporate banking has made the Internet and associated developments a major issue for banks of all sizes and scale. As the merger and consolidation frenzy remains unabated banks need to defend their positions and compete on the basis of superior...
- White papers 2003-02-25
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