electronic banking Resources on BNET
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41 Resources for

electronic banking

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electronic banking
For many consumers, electronic banking means 24-hour access to cash through an automated teller machine ATM or direct deposit of paychecks into checking or savings accounts. This article provides an overview of electronic banking, also known as electronic fund transfer EFT, which uses computer and electronic technology as a substitute...
Tags: Banking, University of Maryland, electronic banking, automated teller machine, fraud protection, financial, computer
White papers
electronic banking Basics
Electronic banking, also known as electronic fund transfer EFT, uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices such as cards or codes that you use to gain access to your account. Many financial institutions use an automated teller machine...
Tags: Banking, automated teller machine, electronic banking, card, financial, computer
White papers
Issues: The Security of electronic banking, Legacy of the c0w
This article briefs about the security factor in electronic banking. Obviously, the possibility of anyone tampering with this information is definitely something a bank would like to stay clear of. Recent virus incidents clearly show that the realization of the need of security is still lacking way behind. Computer science...
Tags: Banking, electronic banking, bank, computer science, security, virus, computer
White papers
electronic banking Systems and the Internet
This article briefs about electronic banking systems that have played a pivotal role in the revolution in corporate treasury management and serve a variety of roles within a corporation .Relentless advances in computer technology are continually redefining the way business relationships, services and communications are carried out between banks and...
Tags: Financial services, J.P. Morgan Chase & Co., electronic banking, treasury management, banking, bank, security, computer, Internet
White papers
Knowledge Worker Interview Questionnaire
Tags: Strategy, electronic banking, electronic fund transfer, automated teller machine, Banking, computer, debit card, financial, paper
Articles 2007-02-05
Managing Personal Information Policies in electronic banking
This paper considers personal information policy management in electronic banking through an investigation of the policy's evaluation and assessment from a neo-institutional perspective. The research stems from concern for the organizational treatment of consumer personal information. Without adequate means of considering how interested parties interact with the policy, the policy...
Tags: Banking, University of London, electronic banking
White papers 2005-03-30
Usable Security and E-Banking: Ease of Use Vis-a-Vis Security
Electronic banking must be secure and easy to use. An evaluation of six Danish web-based electronic banking systems indicates that the systems have serious weaknesses with respect to ease of use. The paperĘs analysis of the weaknesses suggests that security requirements are among their causes and that the weaknesses may...
Tags: Banking, electronic banking, ease of use, security, Web
White papers 2005-02-25
Convenience as Consumer Value in electronic banking
Perceived convenience is recognized as one of the most important factors in consumer choice behavior in general and particularly in electronic banking. However, many researchers have argued that the concept itself is not sufficiently elaborated for empirical analyses. This paper aims to investigate the internal nature of convenience in the...
Tags: Banking, electronic banking
White papers 2004-11-13
Can E-Banking Services Be Profitable?
Over the last few years European banks have spent billions of euros on new electronic channels. Estonian banks have also invested in expanding and improving the IT systems and a number of new e-banking services have been developed. This article explores the implementation techniques of Activity-Based Costing ABC in the...
Tags: Managerial accounting, electronic banking, Activity Based Costing, banking, bank, information technology
White papers 2004-10-24
Trade Policies and the Legal Perspective of electronic banking Activities in the Single European Market
An undiluted policy of mutual recognition and "home country" control is often regarded as an effective remedy to the dysfunction of the single financial area. This paper intends to support this argument. In particular, it will make the case for genuine "home country" banking supervision over cross-border electronic banking activities...
Tags: NETWORKING, electronic banking, Network technology, banking, financial, Internet, network
White papers 2004-08-02
U.S. Consumers and electronic banking, 1995-2003
This paper draws on data from two nationwide surveys--the Board's Survey of Consumer Finances and the University of Michigan Survey Research Center's Surveys of Consumers--to look at consumer use of e-banking technologies, and the relationship between these factors and the characteristics of selected e-banking products and services. The variety of...
Tags: Banking, electronic banking, survey, board, financial
White papers 2004-02-18
Six Puzzles in Electronic Money and Banking
This paper identifies the main issues raised by e-money and e-banking and presents them as six puzzles. The solutions to the puzzles build a framework for analyzing the effects of e-money and e-banking, and for choosing the appropriate approach to regulating electronic money and banking. Although electronic money and banking...
Tags: IMF, electronic banking, banking, bank
White papers 2004-02-01
E-Banking in Estonia: Reasons and Benefits of the Rapid Growth
The new information technology is becoming an important factor in the future development of financial services industry, and especially banking industry. Banks are faced with a number of important questions, for examples how to take full advantage of new technology opportunities, how e-developments change the ways customers interact with the...
Tags: Financial services, Financial Planning, electronic banking, financial service, bank, mobile phone, mobile, benefit, banking, cell phone, information technology, strategy, financial, industry, phone
White papers 2003-10-07
Basel Committee on Banking Supervision
This paper has two main areas of focus. The first is to identify banks' risk management responsibilities with respect to cross-border e-banking. The second objective is to focus attention on the need for effective home country supervision of cross-border e-banking activities as well as continued international cooperation between banking supervisors...
Tags: Financial services, banking, electronic banking, bank, risk management, Internet
White papers 2003-07-01
electronic banking: The Check Truncation Issue
The clearing process for checks is more expensive than other methods of payment, which are cleared electronically, such as credit cards and Internet banking. The main reason is that check clearing requires banks to physically present and return checks unless they obtain legal agreements to clear electronically. This report focuses...
Tags: Banking, Financial services, Congressional Research Service, electronic banking, Check 21, Internet banking, bank, credit card, payment, agreement, Internet
White papers 2003-07-03
The Implications of SWIFTNet for Corporate Treasurers: Breaking New Ground in E-Banking
In the last 25 years, membership of SWIFT has been almost exclusively restricted to banks, financial institutions, and broker dealers. Members have been making payments and settling other financial transactions between each other through the SWIFT network. Now, this network is being opened up to corporates. The changes are largely...
Tags: Financial accounting, Financial services, treasurer, electronic banking, financial, payment, bank, network, benefit, Internet
White papers 2003-06-05
Adoption of electronic banking: Underlying Consumer Behavior and Critical Success Factors
This paper discusses on the emergence of electronic banking, which has been a topic of increasing interest in recent years for both academics and practitioners, as the changes taking place in the field are clearly observable. However, the growing interest has not been matched well enough with relevant studies that...
Tags: Banking, London School of Economics, electronic banking
White papers 2003-04-14
e-Banking - Are Banks Making the Most of It?
Banks have to grapple with how to gain a prominent place in the world of electronic commerce. At the outset, many saw the Internet as merely another delivery channel, bringing greater flexibility, reduced costs (no need to install software at all of those end-users) and security risks. However, in some...
Tags: Banking, Misys, electronic banking, security, software
White papers 2003-02-25
e-Banking -Are Banks Making the Most of It
Banks have to grapple with how to gain a prominent place in the world of electronic commerce. At the outset, many saw the Internet as merely another delivery channel, bringing greater flexibility, reduced costs (no need to install software at all of those end-users) and security risks. However, in some...
Tags: Banking, Misys, electronic banking, security, software
White papers 2003-02-25
The Changing Landscape of Corporate e-banking: Larger Banks Are Driving the Rate of Change - Can the Rest Compete?
Mastering the forthcoming challenges in the ever-changing competitive landscape of corporate banking has made the Internet and associated developments a major issue for banks of all sizes and scale. As the merger and consolidation frenzy remains unabated banks need to defend their positions and compete on the basis of superior...
Tags: Financial services, Misys, bank, banking, electronic banking, Internet strategy, merger, Internet, environment, software
White papers 2003-02-25
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