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- Federal Reserve studies confirm electronic payments exceed check payments
- The Financial Services Policy Committee announced on December 6, 2004, that surveys conducted by the Federal Reserve confirm that electronic payment transactions in the United States have exceeded check payments for the first time. The number of electronic payment transactions totaled 44.5 billion in 2003, while the number of checks...
- Research articles 2005-01-01
- Fed reports electronic payments exceed check payments
- Last week the U.S. Federal Reserve Bank confirmed that electronic payment transactions in the United States exceeded check payments for the first time. The number of electronic payment transactions totaled 44.5 billion in 2003, while the number of checks Last week the U.S. Federal Reserve Bank confirmed that electronic payment...
- Research articles 2004-12-15
- Two Fed studies to assess U.S. check writing, e-payment habits.
- The Federal Reserve is conducting two studies this year to gain information on check writing and electronic payments in the United States. One study, which began in January, is calculating the number and value of electronic payments, and the other, t The Federal Reserve is conducting...
- Research articles 2004-01-01
- Fed survey indicates electronic payment not so commonplace
- NEW YORK AP -- Americans have a long way to go before paperless, electronic payments become commonplace, allowing paychecks to go directly to checking accounts and phone bills to be paid automatically each month.
- Research articles 1998-05-05
- Fed taps small firm for EFT translation software.
- The Federal Reserve System has hired a small but rapidly growing developer of electronic payment software, Bottomline Technologies of Portsmouth, N.H., to custom-make a piece of software that is expected to help member banks comply with the U.S. TreasuThe Federal Reserve System has hired a small but...
- Research articles 1998-05-01
- Atlanta Fed to host conference on payments in the Americas.
- The Federal Reserve Bank of Atlanta will host the conference "Payments in the Americas" on Oct. 7-8. The conference will focus on the burgeoning remittance market in the Americas and the policy objective of facilitating electronic payments The Federal Reserve Bank of Atlanta will host...
- Research articles 2004-04-01
- Prices in electronic payment services fees to decline, says Fed
- Continued price reductions in electronic payment services fees have been announced by the Federal Reserve Board. Most of the new fees are effective Jan. 4.
- Research articles 1998-12-01
- BillMatrix CEO Presents Assessment of Payment Cards at Philadelphia Federal Reserve; Offers Biller's Perspective on New & Growing Electronic Payment Products
- DALLAS -- Scott Walker, Chairman and CEO of BillMatrix Corporation, a provider of outsourced telephone and Internet-based payment services, will be participating in a panel discussion tomorrow on "Innovation and Emerging Market Structures: A Changing Landscape for Financial Service Providers" at a conference sponsored by the Payment Cards Center of...
- Research articles 2005-07-13
- E-billpay tug of war: banks and billers vie for top role in replacing checks with e-payments. The Cleveland Fed spearheads a back-to-basics alternative.(Bank Operations)
- A milestone passed almost unnoticed late last year. For the first time ever, people and businesses made more payments over electronic channels than by writing paper checks--44.5 billion to 36.7 billion, according to the comprehensive 2004 Federal Res A milestone passed almost unnoticed late last year....
- Research articles 2005-03-01
- Federal Reserve Studies Confirm Electronic Payments Exceed Check Payments for the First Time
- Surveys conducted by the Federal Reserve confirm that electronic payment transactions in the United States have exceeded check payments for the first time. The number of electronic payment transactions totaled 44.5 billion in 2003, while the number of checks paid totaled 36.7 billion, according to recent surveys of U.S. depository...
- White papers 2004-12-06
- A Snapshot of the U.S. Payments Landscape
- As the country's central bank, the Federal Reserve undertook the research to document the size of the U.S. retail payments system and to quantify the opportunity for future substitution of paper check payments by electronic payments. Three studies - two examining the check payments market and one measuring electronic payments...
- White papers 2002-08-12
- The Future of Retail Electronic Payments Systems: Industry Interviews and Analysis
- Electronic payments have become a prominent feature of the U.S. economic landscape, as consumers, businesses, and governments have increasingly used electronic instruments to make retail payments. Survey research by the Federal Reserve published in 2002, for example, indicates that the use of debit and credit cards and automatic deposit and...
- White papers 2001-12-01
- E-Payments Widen Path For Fed's Paperless Pitch
- Jim McKee SVP of Automatic Payments, Retail Payments Office Federal Reserve Bank of Atlanta Last year, a marketing arm for NACHA released statistics showing hidden, but unmistakable, gaps in adoption for electronic remittance services, particularly for sm Jim McKee SVP of Automatic Payments, Retail Payments Office Federal Reserve Bank of...
- Research articles 2006-08-01
Additional Resources
- Staff studies - concerning future of retail electronic payment systems
- The staff members of the Board of Governors of the Federal Reserve System and of the Federal Reserve Banks undertake studies that cover a wide range of economic and financial subjects. From time to time, the studies that are of general interest are published in the Staff Studies series and...
- Research articles 2003-01-01
- Credit, Debit, or ACH: Consequences & Liabilities: A Comparison of the Differences in Consumer Liabilities
- A number of recent initiatives have encouraged use of debit cards and ACH debits/credits for Internet sales transactions. This paper outlines the different statutory and regulatory protections available to consumers and financial institution based upon the method by which payment is made. The paper further reveals that the Electronic Fund...
- White papers 2001-09-01
- The Fed Upholds Its Processing Role.
- THE FEDERAL RESERVE BOARD has reiterated its intent to continue its check processing and automated clearinghouse ACH payments activities, while promoting electronic check presentment ECP and other efficiencies in the nation's payment system. THE FEDERAL RESERVE BOARD has reiterated its intent to continue...
- Research articles 1998-03-01
- Statements to Congress - Transcript
- I appreciate this opportunity to present the views of the Federal Reserve Board on issues raised by various emerging electronic payment technologies that go under such names as "digital cash" or "electronic money." Spurred by recent advances in computing, communications, and cryptography, this nascent industry holds the promise of improving...
- Research articles 1995-12-01
- billserv.com Names Roger Hemminghaus, Ultramar Diamond Shamrock Chairman, to Board of Directors
- SAN ANTONIO--BUSINESS WIRE--June 1, 1999-- NOTE TO MEDIA: Logo is available in a Smart News Releasetm on Business Wire's Home Page at www.businesswire.com Roger Hemminghaus, Who Also Serves as Chairman of the Federal Reserve Bank Dallas, Brings Insight and Corporate Leadership to Billserv.com billserv.com...
- Research articles 1999-06-01
- Fed raises cost of check processing
- The Federal Reserve has raised the cost of its check processing services by 5 percent, according to a fee schedule adopted by the Fed Board. The Fed reduced its fees for electronic payment services by 1 percent. The new fees take effect Jan. 2,2004. The Fed noted that it has...
- Research articles 2003-11-15
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