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equity indexed annuities

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The 5 Scariest Threats to Your Financial Future
Never mind the Halloween ghosts and goblins. Here are five year-round portfolio perils that should really frighten you. We?ll show you how to avoid them. 1. ‘No Risk, Big...
Tags: Financial, Stock, MoneyWatch, Insurance, Financial Planning, Financial Accounting, Investment, Business Operations, Corporate Insurance, Finance, Bogleheads, The Irrational Investor, Equity Indexed Annuities, Variable Annuities, Jason Zweig, The Stock Market Game, William Bernstein, Allan Roth
Articles 2009-10-23

Additional Resources

Equity indexed products set to sweep the market. (equity indexed annuities)
The sale of equity indexed annuities are increasing as people search for investments that are less risky than stocks but offer more for the money than traditional fixed annuities. As the stock market continues to reach an all-time high in 1996 and as interest-bearing investments lose their attraction because of...
Tags: annuity, equity, Fidelity Investments, FINANCE, Investment, stock
Research articles 1996-07-01
NASD notice affects design, sales of products.(Life Insurance Conference Highlights)(National Association of Securities Dealers)(equity-indexed annuities)(Brief article)
The National Association of Securities Dealers' 05-50 Notice to Members in August 2005 has had a "chilling effect" on sales of equity indexed annuities, as well as product design. The National Association of Securities Dealers' 05-50 Notice to Members in August 2005 has had...
Tags: annuity, life insurance, NASD, sales
Research articles 2007-06-01
Equity-indexed annuities scrutinized
Regulators are taking a harder look at equity-indexed annuities, hot-selling products that offer protection from losses for consumers and big commissions for the people who sell them. EIAs give buyers the chance to earn higher returns than other fixed annuities because some gains are linked to a stock market...
Tags: annuity, commission, FINANCE, insurance, Investment, NASD, SALES, SEC, security
Research articles 2005-08-11
One of the Industry's First Equity Indexed Annuities Now Renovated; Lincoln Benefit Life Company, an Allstate Company, Enhances the Saver's Index Annuity Series
NORTHBROOK, Ill. -- Ups and downs in the stock market have made some consumers saving for retirement hesitant about easing back into it. Yet, knowing the gains that could be achieved makes some, even the most risk averse, interested in equity indexed annuities, which may provide higher potential earnings than...
Tags: Allstate Corp., annuity, equity, FINANCE, Investment, Saver
Research articles 2005-06-06
Brokers curtail equity- indexed-annuity sales; Independent-contractor reps may lose money.(News)
Byline: Dan Jamieson IRVINE, Calif. - Independent-contractor brokerage firms are taking steps to restrict the sale of equity-indexed annuities in response to pressure from NASD of Washington. Currently, most independent firms allow their reps to sell fixed ...
Tags: annuity, equity, FINANCE, Insurance, Investment, NASD, SALES, SEC
Research articles 2005-09-26
NASD offers guidance in sale of indexed annuities.(News)
Byline: Bruce Kelly NEW YORK - Continuing its push to regulate broker-dealer sales of insurance products, NASD last week issued guidance to its member firms for sales of equity-indexed annuities. In a notice to members last...
Tags: annuity, NASD, sales
Research articles 2005-08-15
Some should not be.(Should equity index annuities be registered?)
New equity indexed annuities should not have to be registered with the Securities and Exchange Commission. The Securities Act of 1933 contains language which explicitly exempts insurance contracts such as annuities which are issued by corporations from being registered provided they remain subject to state insurance regulatory authorities.With the wave...
Tags: annuity, equity, FINANCE, Insurance, Investment, SEC
Research articles 1997-01-20
A.M. Best Special Report: Equity-Indexed Annuities — Risks Revisited
OLDWICK, N.J. -- A.M. Best Co. remains cautious on the equity-indexed annuity segment due to its thin profit margins and management challenges during the continuing low-interest-rate environment. Nonetheless, A.M. Best believes that some equity-indexed annuity writers have weathered the interest-rate and investment challenges better than others.
Tags: A.M. Best Co.
Research articles 2005-01-31
Despite market uncertainty, 2005 sales of equity-indexed annuities set a record.(Briefing)
Despite uncertainty in the equity-indexed annuity market, triggered by the National Association of Securities Dealers' notice to member broker-dealer firms last August, sales for the product in 2005 reached record highs. Meanwhile, Iowa's insurance commissioner, who heads the National Association of Insurance Commissioners'...
Tags: annuity, FINANCE, insurance, Investment, NASD, sales
Research articles 2006-05-01
S&P Indexed Annuities
In the industry's never ending quest to sell more and more products, one came up with the equity-indexed annuity. Instead of a yield based on bonds, the return is on normally the movement of the monthly Average S&P with certain caps and floors. But there are several methods that the...
Tags: S&P, Annuity, Investment, Finance
White papers 2003-01-01
TowerGroup: SEC Proposal to Reclassify Annuities as Securities Products Has Far-Reaching Implications for Industry and Consumers
NEEDHAM, Mass. -- In June 2008, the U.S. Securities and Exchange Commission released a proposal to reclassify the annuity products referred to as fixed indexed annuities or equity indexed annuities indexed annuities as securities. New research from TowerGroup finds that this proposal has far-reaching implications for the insurance companies and...
Tags: annuity, FINANCE, Investment, SEC, TowerGroup
Research articles 2008-07-30
3 more equity index annuities make mkt. debuts. (products from Delta Life and Annuity Co., Transamerica Life Insurance and Annuity Co. and Unity Mutual Life Insurance Co.)
Insurance companies have rolled out three new equity index annuities EIA, boosting the total number of EIA products on the market to nearly two dozen. The new products include Delta Life and Annuity Co.'s Index Advantage International, Transamerica Life Insurance and Annuity Co.'s Select Index Annuity and Unity Mutual Life...
Tags: Unity Mutual Life Insurance Co.
Research articles 1996-12-23
Insurance Regulators Oppose SEC Grab for Control
Although wounded by its inept bumbling of the Bernard Madoff affair, the SEC charged ahead last week with a plan to control a big chunk of the $123 billion equity-indexed annuities industry, cutting insurance regulators out of the picture and giving big companies like AXA-Equitable a new sheriff. The...
Tags: Regulator, SEC, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance, Ed Leefeldt
Blog posts 2008-12-22
Here Come the "Safe" Stock Funds
As sure as rain begets mudslides, the bear market has spawned a menagerie of new "safe" equity investments. But only one is worth a cautious try. ...
Tags: Strategy, Fund, Annuity, Stock, Return, Stock Fund, MoneyWatch, Market-Neutral Funds, Absolute-Return Funds, EIA, Investment, Personal Finance, Insurance, Finance, Business Operations, Corporate Insurance, Equity-Indexed Annuities, Mutual Fund, Barbara Bedway, Morningstar, National Association of Personal Financial Advisors
Articles 2009-05-28
American Equity Investment Life Holding Q3 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions Your first question comes from Randy Binner - FBR Capital Markets. Randy Binner – FBR Capital Markets A few questions on competition. Maybe starting with Kevin, variable annuities have obviously been on the minds of a lot of investors recently and particularly the guarantees...
Tags: Equity Investment, Annuity, Call Transcript, Income, Equity, Earnings, Benefits, Investment, Human Resources, Finance, Seeking Alpha, American Equity Investment Life Holding Co.
Earnings calls 2008-11-25
The Pros And Cons Of Equity Indexed Annuities
EIAs look attractive to conservative investors today. However, product features have changed, so advisers should tread carefully. This article will explain why EIAs are an important product to understand help to learn what is going on behind the scenes in the EIA market; and look at the opportunities that may...
Tags: Equity, Thomson Corp., Investment, Financial Services, Financial Accounting, Finance
White papers 2003-01-01
JNL's Product Sales Climb in First Quarter
Business Editors LANSING, Mich.--BUSINESS WIRE--April 21, 2004 Strong sales of Jackson National Life Insurance CompanyR's (JNLR) variable and equity-indexed annuities EIAs continued during the first quarter of 2004 -- with VA sales of $869 million, up 23 percent over first quarter 2003, and EIA sales of $130 million,...
Tags: annuity, FINANCE, Investment, Prudential Insurance Company of America, SALES, U.K., U.S.
Research articles 2004-04-21
Want Recovery? History Says Be Patient. Very Patient.
Take a long enough perspective, and it is no surprise that what some had been calling the GGBAT the Greatest Global Boom of All Time ended with the GGRSGD the Greatest Global Recession Since the Great Depression. Both the boom and its panicky finale fit neatly into a long, human...
Tags: Patient, Recovery, Financial, History, Crisis, Phillip II, Financial Accounting, Finance, Eric Schurenberg
Blog posts 2009-10-23
FBL Financial Group Inc. Q4 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions Your first question comes from Steven Schwartz - Raymond James. Steven Schwartz - Raymond James I got a few; I guess I will start with just on the capital numbers that you gave. Iowa has changed a couple of rules. They are now including deferred...
Tags: Annuity, Call Transcript, Earnings, FBL Financial Group Inc., Personal Finance, Investment, Taxes, Finance, Financial Planning, Seeking Alpha
Earnings calls 2009-02-20
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