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	<title><![CDATA[farin & associates Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/farin+%26+associates.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to farin & associates]]></description>
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		<title><![CDATA[Effective Deposit Pricing-III]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=69850]]></link>
		<description><![CDATA[The main focus of this article is upon the market segmentation tactics I.e. non-maturity deposits.  It focusses upon tactics used to separate rate-sensitive non-maturity deposit customers from those that are non-rate sensitive, how tiering down can be used to experiment with pricing a non-maturity deposit service line without affecting...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/farin+%2526+associates.html"><![CDATA[Farin & Associates]]></category>
		<category domain="http://resources.bnet.com/topic/service+line.html"><![CDATA[Service Line]]></category>
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		<title><![CDATA[Making Effective Loan Pricing Decisions]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=69854]]></link>
		<description><![CDATA[The key to effective loan pricing is to develop a consistent methodology for pricing loans that identifies which loans are well and poorly priced. Don't get into rate wars on poorly priced loans. Use rate to increase volume of well-priced loans. A number of analytical approaches have been used over...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/pricing+strategy.html"><![CDATA[Pricing Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/loan.html"><![CDATA[Loan]]></category>
		<category domain="http://resources.bnet.com/topic/farin+%2526+associates.html"><![CDATA[Farin & Associates]]></category>
		<category domain="http://resources.bnet.com/topic/pricing.html"><![CDATA[Pricing]]></category>
		<category domain="http://resources.bnet.com/topic/marketing+research.html"><![CDATA[Marketing Research]]></category>
		<category domain="http://resources.bnet.com/topic/marketing.html"><![CDATA[Marketing]]></category>
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		<title><![CDATA[Differentiated Pricing In Segmented Markets: Decentralized Pricing Strategies For Profitability]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=96733]]></link>
		<description><![CDATA[From the executive summary: ‘Retail banking strategies that are uniform across markets do not yield the most profitable results. Whether a holding company is addressing its member banks or one institution is addressing its branch network: differentiated pricing of products and services via segmented markets are the way to maximize...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/pricing+strategy.html"><![CDATA[Pricing Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/farin+%2526+associates.html"><![CDATA[Farin & Associates]]></category>
		<category domain="http://resources.bnet.com/topic/pricing.html"><![CDATA[Pricing]]></category>
		<category domain="http://resources.bnet.com/topic/marketing+research.html"><![CDATA[Marketing Research]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/marketing.html"><![CDATA[Marketing]]></category>
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		<title><![CDATA[Using Segmentation Strategies to Minimize CD Funding Costs]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=69852]]></link>
		<description><![CDATA[It has been seen that to effectively minimize funding costs through effective deposit pricing decisions, one needs to do three things: Implement an effective deposit pricing process, use financially sound pricing tools in making pricing decisions, use segmentation techniques to avoid paying up for non-rate sensitive deposits. An effective deposit...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 01 Nov 2002 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/cd.html"><![CDATA[CD]]></category>
		<category domain="http://resources.bnet.com/topic/pricing+strategy.html"><![CDATA[Pricing Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/farin+%2526+associates.html"><![CDATA[Farin & Associates]]></category>
		<category domain="http://resources.bnet.com/topic/pricing.html"><![CDATA[Pricing]]></category>
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