MasterCard International

Mark W. Begor is president and chief executive officer of GE Money Americas. He also sits on GE's Corporate Executive Council. He joined the company as chief operating officer in January 2002 and was promoted to president and CEO later that year. GE Money Americas is a leading provider of credit services to more than 50 million consumers throughout the U.S., Canada and Latin America. With more than 18,000 employees and assets of over $50 billion, GE Money Americas offers private label and co-brand credit cards and sales finance to leading retailers, corporate cards for commercial customers, personal loans and other products for consumers, and mortgages through brokers. Mr. Begor began his career at GE in 1980. He was named a company officer in 1996 and GE senior vice president in 2005. Prior to joining GE Money, he was executive vice president, chief financial officer and head of business development at NBC. He led all financial and business development activities for the $13 billion enterprise, including several large acquisitions. He joined NBC in 1998 as chief financial officer. From 1995 to 1998, Mr. Begor served as GE's head of investor communications, successfully leading the company's communications with institutional and individual investors. During this time, he was twice named Investor Relations Officer of the Year by Investor Relations magazine. From 1989 to 1993, Mr. Begor worked in a variety of roles at GE Plastics, including positions in finance, business development, operations and sourcing. While at GE Plastics, he spent three years in Singapore as the chief financial officer and business development leader. Prior to that he was a member of GE's corporate audit staff and graduated from GE's Financial Management Program. Mr. Begor serves on the boards of MasterCard International, St. Luke's School and Kids in Crisis, a non-profit organization dedicated to protecting children from abuse and family crisis. He is a graduate of Syracuse University and holds a master's degree in business administration from Rensselaer Polytechnic Institute.

Mr. Fairbank began his career in 1981 with Strategic Planning Associates, spending a total of seven years consulting in different industries. Based on his belief that information and technology would change the world of consumer marketing, Mr. Fairbank developed the idea that would ultimately become the hallmark of Capital One®—its Information Based Strategy (IBS). IBS combines the power of information, technology and testing to bring customized solutions to consumers. Mr. Fairbank recruited fellow SPA consultant, Nigel Morris, to help find a sponsor for IBS in the credit card industry. In 1988, Richmond, Virginia-based Signet Bank agreed to implement the strategy. In 1994, Signet decided to spin-off its credit card business as Capital One Financial Corporation, and Mr. Fairbank became Chairman and Chief Executive Officer of Capital One. Capital One rapidly became one of the largest credit card issuers in the United States. Over the years, Capital One expanded into new products and markets and created one of the most recognized brands in the United States. Today, Capital One is a diversified Fortune 500 company with nearly 50 million accounts world-wide offering a wide variety of financial services, including credit cards, auto loans, installment loans, small business loans, home equity loans, and savings products. Throughout his career, Mr. Fairbank has received many honors and awards including being named "Best CEO" in specialty finance by Institutional Investor magazine and "Business Leader of the Year" by Washingtonian Magazine. Since February 2004, Mr. Fairbank has served as a Director on MasterCard International's Global Board of Directors. Prior to that, Mr. Fairbank served on the U.S. Region Board of Directors of MasterCard from March of 1995 until February 2004, serving as its Chairman from March of 2002 until February of 2004. Mr. Fairbank graduated from Stanford University with a degree in economics and received an MBA from the Stanford Graduate School of Business.