BNET Industries
- Private
Contact Information
NAICS Code Colleges, Universities, and Professional Schools: 611310
Recent Events
-
New Directors Join the California Healthcare Institute Board of Directors
-
Where's the smart money? Running universities
-
Colleges spice up dining options
-
Hermanns Joins USC Marshall as Director of Food Industry Programs
-
USC Names Amey CIO
-
PacificGMP and USC to Collaborate on Recombinant Protein Development and Manufacturing...
News & Analysis
Filter by
finance and mortgages and university of southern california - All News and Analysis
Are Underserved Borrowers Lower Risk? New Evidence on the Performance and Pricing of FHA-Insured Mortgages
While prior analyses have provided evidence of elevated default probabilities among mortgages originated to lower income, less credit worthy, and minority populations, those risks may be offset by the reduced prepayment probabilities of those loans. This paper employs micro-data from the FHA to estimate an option-based hazard model of the...
Woodhead Behavior & The Pricing Of Residential Mortgages
Mortgage terminations arise because borrowers exercise options. This paper investigates the apparently irrational behavior of those borrowers who do not terminate their mortgages even when the exercise value of the option is deeply in the money.The article develops an option-based empirical model to analyze this phenomenon -- the behavior of...
Do CRA Agreements Influence Lending Patterns?
Lenders have increasingly responded to regulatory and public pressures to provide credit to lower-income and minority communities by entering into CRA agreements, which typically involve pledges to extend a certain volume of lending to targeted groups and communities. This paper considers the broader impact of these CRA agreements by examining...
- 1
IndustryTop Rated
- Google Offers Free Downloads of a Million Books 11 votes
- InsideView Disrupts Legacy Business Info Publishers Like Hoover's 9 votes
- Mobile is the New Mass Medium, For Better or Worse 8 votes
- As Income Mobility Falls, American Dream Fades 7 votes
- PeopleMaps: Leveraging Those Followers and Friends 6 votes


