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- New Perspectives On Insurance Costs
- Intense insurance market competition and better management controls are driving risk and insurance costs down little by little for U.S. corporations, but administrative costs are starting to creep up. As a result of the losses, property insurance costs have started to increase worldwide, while the cost of other coverages has...
- White papers 2003-01-01
- Property Insurance Claims: Negotiating Unfamiliar Terrain
- Just having insurance coverage in place does not guarantee that one's loss will be fully reimbursed. A final settlement can be affected by the policyholder's actions from the moment the loss occurs. From securing the loss site and notifying the insurer to agreeing on the final settlement, the policyholder needs...
- White papers 2003-01-01
- A New Program For Insuring Agribusinesses
- Although the majority of American farms are still owned by individuals or families, the corporate farm has assumed a greater role in the agricultural landscape. Advances in the industrial and manufacturing sectors have greatly affected farming practices. Labor productivity has increased dramatically with highly sophisticated machinery and equipment. More and...
- White papers 2003-01-01
- Forty Years of Involuntary Property Insurance Markets in the U.S
- The article traces the history and development of the FAIR and beach plans. It reports on operating philosophy as well as procedures and practices in place in the involuntary property markets today. It reports mixed success in effort to depopulate the plans. In addition, it provides some indication of the...
- White papers
- Terms and Conditions in a Harder Property Insurance Market: Coinsurance, Blanket Insurance and More
- This paper identifies specifics as to how terms and conditions had become soft; further the paper identifies changes in terms and conditions in the post 9/11 harder market environment. The methodology employed is interview of brokers and underwriters in the Chicago insurance market place, and much of what is reported...
- White papers 2004-01-01
- J.D. Power and Associates Reports: Nearly Twice as Many Long-Term Homeowners Are Shopping for Property Insurance, Despite the Fact That Premiums Have Started to Stabilize
- This J.D. Power and Associates 2004 National Homeowners Insurance Study reports that despite the fact that homeowners insurance premiums have largely stabilized around the country and in some markets may even be falling, a record number of long-term homeowners indicate they shopped for a new insurer in the past year.
- White papers 2004-09-30
- Nuclear Property Insurance Fire Loss Experience Associated With The Global Nuclear Industry
- This paper provides insights into the fires that have occurred at nuclear facilities insured through nuclear insurance pools, using property insurance loss experience developed over 30 years. Insurance companies have a large financial stake in the successful efforts of nuclear complexes to minimize nuclear insurance losses, including the potential for...
- White papers 2001-02-01
- Corporate Risks and Property Insurance: Evidence From the People's Republic of China
- Using panel data (1997-99) for 235 publicly listed companies in the People's Republic of China PRC, this study tests empirically the linkage between corporate risks and the decision to purchase property insurance and its financial extent. To achieve these objectives, the paper first estimates a probit insurance participation decision model...
- White papers 2002-08-19
- Nuclear Risk in Property Insurance and Limitations of Insurability
- The international insurance industry has been screening its existing terms and conditions for potentially ruinous risks and has identified certain weak points. The report believes that one of the most perilous shortcomings in traditional property insurance and reinsurance concerns inadequate nuclear risk exclusions. Insurance portfolios have always been exposed to...
- White papers 2003-10-29
- Property Insurance Loss Distributions
- Property claim services PCS provides indices for losses resulting from catastrophic events. This paper in detail deals with a study which presents these indices and takes a closer look at distributions underlying insurance claims. Surprisingly, the lognormal distribution seems to give a better fit than the Paretian one. Moreover, lagged...
- White papers 2000-07-12
- Building Insurance: Real Estate Insurance - Property Insurance
- If you don't own your building, you'll still need contents coverage. On the most policies, property insurance for business contents covers furniture, fixtures, inventory, office equipment and other supplies stored at your facility or off-premises. You may insure those items for replacement cost or for Actual Cash Value ACV, which...
- White papers 2009-01-01
- Property Insurance Outlook: Dull But Stable
- No one really finds insurance interesting, not even insurers. In fact, insurers like it to be dull: no hurricanes, floods, earthquakes, wildfires, tornados. Instead of stories on the morning news, insurers prefer to quietly collect their premiums and drop them in the bank. Thus, two reports from the property casualty...
- Blog posts 2009-09-24
- Property insurance rates down 15%; Market competitive for first time since Sept. 11.(Finance)
- Byline: STEVE DANIELS After two years of steep increases in property insurance rates following the Sept. 11 terrorist attacks, prices have moved down decisively in recent months, giving businesses some relief. Within the last six months, commerc Byline: STEVE DANIELS ...
- Research articles 2004-07-19
Additional Resources
- Transamerica slates IPO for P&C unit in spring. (initial public offering, property and casualty, Transamerica Insurance Group)
- Transamerica Corp., determined to concentrate on its higher-return finance and life insurance activities, will sell a majority interest in its property and casualty subsidiary through an initial public stock offering next spring. Richard J. Olsen, Transamerica Corp., determined to concentrate on its higher-return...
- Research articles 1992-11-30
- Liability, property insurance premiums leveling off.(Focus: personal finance and insurance)
- "The picture is a little brighter today than it was a year ago," said Tom Roche of Marsh USA, an insurance agency in Norwalk. Roche describes a "leveling off" in the insurance business, with the general liability and property in "The picture is a...
- Research articles 2003-08-04
- Applications of Simulation Models in Finance and Insurance
- The paper describes a number of applications of simulation methods to practical problems in finance and insurance. The first entails the simulation of a two-stage model of a property casualty insurance operation. The second application simulates the operation of an insurance regime for home equity conversion mortgages (also known as...
- White papers 2003-10-31
- Insurance Services Office appoints Christine Garty as Business Manager; To develop and deliver finance and business strategy to manage sales growth as ISO aggressively targets European market expansion.
- M2 PRESSWIRE-4 December 2002-ISO: Insurance Services Office appoints Christine Garty as Business Manager; To develop and deliver finance and business strategy to manage sales growth as ISO aggressively targets European market expansionC1994-2002 M2 COMMUNICATIONS LTD RDATE:12042002 Insurance Services Office ISO, a...
- Research articles 2002-12-04
- Chubb Corp. makes move to enter Indian market.(enters agreement with Bombay, India-based Kotak Mahindra Finance Ltd.)
- The Chubb Corp. of Warren, N.J. has entered into an agreement with Kotak Mahindra Finance Ltd. of Bombay to jointly develop property and casualty insurance operations in India in anticipation of the liberalization of that country's insurance market. The Chubb Corp. of Warren, N.J. has...
- Research articles 1996-10-14
- Business units fund pools to pay liability, property losses; Pools finance Weyerhaeuser's retentions.(Brief Article)
- Weyerhaeuser Co.'s insurance department assesses the company's individual business units premiums to pay for liability and property losses that fall within corporate self-insured retentions. To cover claims within a $10 million SIR for liability lo Weyerhaeuser Co.'s insurance department assesses the company's individual...
- Research articles 2001-04-30
- Can the Elephant Stomp on the Gecko, Farmers and Progressive?
- Insurers that "direct" market their auto and home insurance products to consumers through television ads, thus cutting out insurance agents, are doing quite nicely in the U.S. even during the recession. All you need to see is the success of GEICO's "Gecko." But the lovable lizard could soon find itself...
- Blog posts 2009-09-15
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