Zions Bancorporation

Harris H. Simmons is chairman, president and chief executive officer of Zions Bancorporation; chairman of Zions First National Bank; and a director of Questar Corporation and O.C. Tanner Co. He was president and chief executive officer of Zions First National Bank prior to 1998 and has been an officer of the Company since 1981. He has been president and chief executive officer of Zions Bancorporation since 1990 and chairman since 2002. Simmons first worked for Zions in 1970 and has served in a variety of positions with Zions First National Bank and Zions Bancorporation in more than 30 years with the organization. He is a graduate of the University of Utah and has an M.B.A. from Harvard University. Simmons is a past president of the American Bankers Association.

Doyle L. Arnold is vice chairman and chief financial officer of the company. He was named as CFO of Zions Bancorporation in November 2001. Arnold was formerly group executive vice president for Corporate Strategy and Development at Bank of America Corporation in San Francisco. He has served in a variety of executive management positions at BankAmerica, and prior to that at Wells Fargo & Company. Arnold also served as Senior Deputy Comptroller of the Currency and executive assistant to the Deputy Secretary of the Treasury during the Reagan administration. He has served as chief financial and administrative officer of Bankserv, Inc., a leading electronic payments company. Arnold is a graduate of Rice University, and has an M.B.A. from Stanford University.

John T. Itokazu is executive vice president and chief information officer of Zions Bancorporation and EVP of Technology and Operations for its subsidiary, Zions Management Services Company (ZMSC). With more than 30 years of banking experience, Itokazu has been with Zions since 1977, serving in a variety of positions. HIs most recent positions include director of Treasury Management Services and director of Deposit Operations for ZMSC and senior vice president of Retail Operations for Zions First National Bank. Itokazu has a bachelor's degree in business administration from the University of Phoenix.

Executive vice president of the company and president and chief executive officer of Vectra Bank Colorado, Bruce K. Alexander has been an officer since 2000. Prior to joining Zions, he served as the executive director of the Denver Urban Renewal Authority from 1999 to 2000. During this time he was also an executive vice president of Bank One from 1997 to 2000. He joined Vectra Bank Colorado in March 2000. Alexander has also served on the board of regents of National Bank. He currently serves as a member of the board of directors for Denver Health, the largest provider of indigent care in Denver, as well as a member of the board for Denver’s Land Use and Transportation Advisory Council. Alexander is a graduate of the University of Virginia.

Connie Linardakis is executive vice president and chief human resources officer. She joined the company in 2005. Linardakis has held senior-level HR positions at Fortune 50 companies such as Amoco Corporation, General Electric, Raytheon Company and Compaq Corporation. She has also worked in consulting with Drake Beam Morin and had roles in academia at the University of Utah, where she served on the board of the David Eccles School of Business. Linardakis received her B.A. degree in finance from the University of Utah and her M.B.A. from Purdue University, Krannert Graduate School of Management.

Dean L. Marotta, executive vice president and director of risk management of Zions Bancorporation, joined the company as senior vice president and director of internal audit in 2003. He was named to his current role in 2006. Marotta was formerly vice president and audit director with Merrill Lynch in Tokyo. He also served as vice president and audit director with Citibank in London, covering capital markets across Europe, the Middle East and Africa. Before that, Marotta served as vice president, global markets audit with JP Morgan in New York. He has held a variety of senior management and external audit positions with Mocatta Metals Corporation (a subsidiary of Standard Chartered Bank), Continental Grain and Pricewaterhouse. Marotta is a graduate of Fordham University in New York. He also completed the Advanced Risk Management Program at the Wharton School of Business at the University of Pennsylvania in Philadelphia.

Executive vice president of Zions Bancorporation, and president and chief executive officer of Contango Capital Advisors; George M. Feiger brings a diverse background in the banking, financial services and wealth-management industries to the company. Prior to joining Zions in 2003, Feiger was general manager of UBS AG. and served in a number of senior positions in the financial services sector. He was a senior advisor to the Monitor Group, global head of Onshore Private Banking for UBS, Global Head of Investment Banking at SBC Warburg and a senior partner at McKinsey & Co. Feiger was also a partner at Capco, a financial services consulting firm. He holds a Ph.D. in economics from Harvard University and was an associate professor of finance at Stanford University's Graduate School of Business.

Gerald J. Dent is executive vice president and chief credit officer of the company. Dent began his career in banking with the Twelfth National Bank Region, Office of the Comptroller of the Currency in Denver as National Bank Examiner where he worked for ten years. He joined Zions Bank in 1977, where he was initially involved in mergers, acquisitions and branch expansion. Other positions included director of Marketing for Zions First National Bank and manager of the Credit Examination/Review function for Zions Bancorporation. He also served as credit administrator for Zions Bancorporation and Zions First National Bank from 1989 to 1998. Dent graduated from Brigham Young University with a degree in banking and finance and subsequently graduated from the Colorado School of Banking and the BMA School of Bank Marketing. He currently serves as chair of the Risk Management Association (RMA).

Stanley D. Savage is executive vice president of the company and president and chief executive officer of The Commerce Bank of Washington. Prior to joining Zions in April 2001, Savage was with Bank of America where he served as executive vice president and vice chairman of Seafirst Bank, with responsibilities for domestic and international Private Banking and Commercial Markets Groups. Previous posts included serving as manager of Seafirst Bank's Capital Management and Commercial Markets Groups and president and chief operating officer of Security Pacific Bancorporation Northwest and Security Pacific Bank Washington (formerly Ranier Bank).

Thomas E. Laursen,is executive vice president and general counsel of Zions Bancorporation. He joined the company as general counsel in 2004. Laursen began his legal career in 1984 with Sullivan & Cromwell in New York City, where he was a member of the firm’s banking and corporate practice groups for ten years. Thereafter he practiced with O'Conner Cavanagh in Tucson and Phoenix for five years and with Holme Roberts & Owen in Denver and London, England for five years. Laursen has substantial experience in banking, mergers and acquisitions, securities and corporate matters. He graduated from Columbia Law School with a J.D. and has a B.A. and M.A. from the University of Arizona.

W. David Hemingway is executive vice president of the company, executive vice president of Zions First National Bank and a director of Federal Agricultural Mortgage Corporation (Farmer Mac). He has been an officer since 1977. Hemingway began his banking career with Zions in September of 1973. He has served in a variety of positions, including his most recent position as vice chairman of investments for Zions Management Services Company. Hemingway holds a political science degree from Brigham Young University and an M.B.A. degree from the University of Utah.

Nolan Bellon is senior vice president and controller of the company. He joined Zions in 1987 as the controller for Zions First National Bank, and has been controller of Zions Bancorporation since 1998. Prior to 1987, he worked as a senior manager at KPMG for 12 years. Bellon earned a bachelor’s degree in accounting from the University of Utah and is a Certified Public Accountant.

Alvin Lee is senior vice president and director of Corporate Development at Zions Bancorporation. He joined the company in 2002 to oversee the merger and acquisition efforts of Zions and its affiliates. Lee was named to his current role in 2007. Previously, he worked in corporate development positions at Providian Financial and Bank of America. Before that, he worked in the audit division of Arthur Andersen & Co. Lee holds both a bachelor’s degree in business administration and an M.B.A. from the University of California at Berkeley and is a Certified Public Accountant.

Clark B. Hinckley is senior vice president of Investor Relations and Communications. Hinckley began his banking career with Citibank in New York City in 1973, and also worked for Michigan National Corporation before joining Zions in 1985 to establish the Company's banking operations in Arizona. He became a senior vice president of Zions Bancorporation in 1994 and began his present position in 2000. Hinckley is a former officer and director of the Arizona Bankers Association. He earned a bachelor's degree in mathematics from Brigham Young University and an M.B.A. from Harvard University.

H. Walter Young is senior vice president of Corporate Finance at Zions Bancorporation. He joined the company in 2003. Before that, Young held senior management positions at Wells Fargo, Associates/Citigroup, Banc One Corporation, Valley National Bank, and MeraBank. He is past president and current treasurer of the National Asset & Liability Managers Association. Young has a bachelor’s degree from the University of Pittsburgh, an M.B.A. from Carnegie-Mellon University and a certificate in advanced credit and CRO training from the Wharton/RMA Advanced Risk Management Program at the University of Pennsylvania.

Jennifer A. Smith is senior vice president and director of Internal Audit. She joined the company in 2006. From 1995 to 2006 she held various positions at Wells Fargo & Company, including senior vice president of Operations Risk Management and senior vice president of Internal Audit. Smith serves on the board of directors for People Helping People and the audit committee of the United Way of Greater Salt Lake. She holds an honors bachelor’s degree and an M.S. in economics from the University of Utah.

Norman W. Merritt is senior vice president of Compliance at Zions Bancorporation and executive vice president and director of Compliance at Zions First National Bank. Before joining Zions in 2005, he worked in various compliance and audit positions at Citigroup, ICS, Citibank and Bank of New York, where he began his banking career in 1973. He has a bachelor’s degree from the State University of New York, Buffalo and received a certificate in regulatory compliance from the Institute of Certified Bankers in 1995.

Heaney joined the Zions Bancorporation board of directors in 2005. He was a founding director of Amegy Bancorporation, Inc., which was acquired by Zions in December 2005. While on Amegy’s board, Heaney was a member of the executive and risk committee and its compensation committee, and chairman of its audit committee. He remains a member of the board of Amegy Bank. Heaney is the co-founder and chairman of Heaney Rosenthal Inc., a financial organization specializing in the acquisition of businesses in various industry sectors He has also served as vice president of finance and chief financial officer of Sterling Chemicals, Inc Heaney received his B.A. and J.D. degrees from the University of Texas and was a partner in the firm of Bracewell & Patterson (now Bracewell & Giuliani).

Simmons has been on the Zions Bancorporation board of directors since 1978. He is the founder and president of SCF Partners. Prior to founding SCF, Simmons cofounded Simmons & Company International, where he was a partner between 1974 and 1989. Before that, he was a corporate finance officer at The First National Bank of Chicago. He is chairman of the board of Oil States International., and serves on the boards of Express Jet and Simmons Media Group. He is also on the board and is former chairman of Texas Children's Hospital, a trustee of Rice University and chairman of the Council of Overseers of its Jesse H. Jones Graduate School of Management, a trustee of The Gordon and Mary Cain Pediatric Neurology Research Foundation, and is on the board of the Houston Endowment, the Harvard Business School Visiting Committee, and the Sam Houston Area Council of the Boy Scouts of America. Simmons received a B.S. from the University of Utah and an M.B.A. from Harvard University.

Cash has been on the Zions Bancorporation board of directors since 1989. He was Questar Corporation's chief executive officer from 1984 to 2002 and was chairman of the board from 1985 to 2003. Cash was also president of Questar from 1984 to 2001. He has been a director of Questar since 1977 and also serves on the boards of National Fuel Gas Company, TODCO, Associated Electric and Gas Insurance Services Limited, and Texas Tech Foundation, Inc., and is a former director of Zions First National Bank, Federal Reserve Bank of San Francisco (Salt Lake City branch), and Energen Corporation. Cash received a B.S. from Texas Tech University.

Quinn joined the Zions Bancorporation board of directors in 2002. He is retired from Goldman, Sachs & Co ., where he was managing director and general partner, and specialized in Corporate Finance. He spent two decades at Goldman Sachs structuring financings and other transactions for some of America's best-known corporations. In addition to Zions, he is a director of Group 1 Automotive, Inc. and American Express Bank, Ltd. Quinn is a graduate of Brigham Young University and the Harvard University Graduate School of Business.