BNET Industries

Last Fiscal Year Sales:$11.8B
  • Public
  • US
Dow Jones Description

Your city, your bank. National City. Founded in 1845 and based in Cleveland, OH, National City (NYSE: NCC) provides many banking and financial services to a wide range of customers. Through its 1,100 banking offices in Ohio, Pennsylvania, Indiana, Kentucky, Illinois, and Michigan, it provides commercial and retail banking, asset management, payment processing, and mortgage financing. Its subsidiaries provide trust and investment services, venture capital, credit card processing, and other financial services. It has revenues of $11.4 billion and employs 34,270 workers. In 2006, the Company acquired Pioneer Bank and Trust, Harbor Florida Bancshares, and Fidelity Bankshares, Inc..

Board of Directors
Bernadine P. Healy MD
Number of Employees 32,064
Contact Information

1900 E 9th St

Cleveland, Ohio 44114-3484

www.nationalcit...

(216) 222-2000

NAICS Code Commercial Banking: 522110

Recent Events

  • Ohio state workers' bank data attached to e-mail

    2/07/10 - Merger / Acquisition - View Story

  • PNC Financial PNC Reports Solid Q4 Results

    1/21/10 - Merger / Acquisition - View Story

  • National City names Baka to lead corporate banking in Wisconsin

    1/15/10 - Mgmt. Change Entering - Finance - View Story

  • PNC expected to remain prominent Pittsburgh benefactor

    12/11/09 - Product Announcement - View Story

  • PNC expected to remain prominent Pittsburgh benefactor

    12/11/09 - Product Announcement - View Story

  • BRIEF: Two National City locations in Lexington closing

    12/04/09 - Merger / Acquisition - View Story

  • PNC survey: Affluent investors' optimism rising about stock market

    11/18/09 - Merger / Acquisition - View Story

  • PNC to rebrand local National City branches

    11/17/09 - Financial Announcement - View Story

  • PNC finalizes National City conversion timeline

    11/16/09 - Merger / Acquisition - View Story

  • PNC Dazzles Even as Sector Deflates

    11/11/09 - Merger / Acquisition - View Story

  • Recession makes it easier for businesses to donate time than money

    11/09/09 - Merger / Acquisition - View Story

  • First Niagara sees boost from branch acquisition

    10/29/09 - Merger / Acquisition - View Story

  • Cramer's 5 Breakout Bank Stocks

    10/26/09 - Merger / Acquisition - View Story

  • National City branches to change to PNC next summer

    10/24/09 - Merger / Acquisition - View Story

  • City giving up fee on businesses

    10/23/09 - Financial Announcement - View Story

  • Pittsburgh bank deposits near $72 billion

    10/16/09 - Merger / Acquisition - View Story

  • The Next 2 Dividend Burnouts?

    10/07/09 - Merger / Acquisition - View Story

  • STOCKS NEWS US-Lexicon shares double after comments on drug

    9/15/09 - Merger / Acquisition - View Story

  • National City deal complicated for banks, customers

    9/05/09 - Merger / Acquisition - View Story

  • The PNC raises: Another outrage

    8/26/09 - Merger / Acquisition - View Story

Decision Makers

Name (plus bio) Position
Robert A. Paul Dividend Committee Member
William I. Cornett Jr. Senior Vice President
John W. Brown Director
S. Craig Lindner Risk and Public Policy Committee Member
Jon N. Couture Director, Corp HR
Daniel E. Evans
Peter E. Raskind President & Chief Executive Officer
Dale Roskom Executive Vice President & Chief Risk Officer
Gregory Jelinek Senior Vice President & Chief Credit Officer, Private Client Group
Janis Lyons Chief Risk Officer for Enterprise Risk Reporting and Analysis
Joseph T. McCartin CIO
Robert C. Rowe Chief Credit Officer
David L. Zoeller Executive Vice President, General Counsel
David Stone Executive Vice President & Head, Corp Banking
Derek Green Executive Vice President & Head, Dealer Finance
Herbert R. Martens Executive Vice President
J. Armando Ramirez Executive Vice President
Jane Grebenc Executive Vice President, Corporate Operations & Information Services Group
Jeffrey J. Tengel Executive Vice President, Wholesale Banking
John Gellhausen Executive Vice President
Jon Gorney Executive Vice President of Corporate Operations and Information Services
Michael Joyce Executive Vice President for Retail Banking
Paul Clark Executive Vice President
Philip Rice Executive Vice President
Sean P. Richardson Executive Vice President
Shelley J. Seifert Executive Vice President
Stephen Stitle Executive Vice President
Anne Rapacz-Kimmins Senior Vice President
Bruce A. McCrodden Senior Vice President of Corporate Public Affairs
Chameli Naraine Senior Vice President of the Corporation
Clark Khayat Senior Vice President
Doug Muszynski Senior Vice President, Credit Admin
J. Andrew Dunham Senior Vice President
J. Michael Kearney Senior Vice President
James Gulick Auditor and Senior Vice President
Jeffrey M. Biggar Senior Vice President
Paul E. Bibb, JR. Senior Vice President
Richard J Dekaser Senior Vice President & Economist
Robert B. Crowl Senior Vice President
Steven Peters Senior Vice President
Tensy Caine District Sales Executive
Thomas A. Richlovsky Senior Vice President
Thomas J. Lalonde Senior Vice President of Taft, Hartley Sales
Timothy J. Yanoti Senior Vice President
W. Robert Manning Senior Vice President
Frederick Gravelle Jr. Vice President, Small Business
Jennifer Hammarlund Vice President & Manager, Investor Relations
Michael Matuszak Vice President of Infrastructure Operations
Michael Skinner Vice President, Corp Banking
Martha Gaskin Managing Director and Head of Portfolio
Peter J. McCarthy Senior Managing Director
Karen Pilarz Director, Field Examination Manager
Duane E. Collins
Gregory A. Steve Managing Director, Regional Manager

Board of Directors

Name (plus bio) Position
Bernadine P. Healy MD Board of Directors
Michael B. McCallister Board of Directors
Jon E. Barfield Board of Directors
Edward B Brandon Board of Directors
Jerry Sue Thornton Board of Directors
Allen H. Koranda Board of Directors
Daniel J. Frate Vice Chairman, Retail Banking
William H. Schecter Board of Directors
Jeffrey D. Kelly Vice Chairman
Gerald L. Shaheen Board of Directors
Christopher M. Connor Board of Directors
Morry Weiss Board of Directors

Organization Position Status
U.S.News & World Report Columnist Current
U.S. News & World Report, L.P. Health Editor Current
Find Deals & Read Hotel Current
Organizedwisdom, LLC Current
Invacare Corporation Chairperson Current
The Covington Director Current
Invacare Corporation Board of Directors Current
Battelle Memorial Institute Board of Directors Current
Kentucky Corporation Director Current
Ashland, Inc. Board of Directors Current
National City Corporation Board of Directors Current
Progressive Casualty Insurance Company Board of Directors Current
The Progressive Corporation Board of Directors Current
Hercules Incorporated Member of Ashland's Board of Directors Current
Bee Magazine Board of Directors Current
The American National Red Cross CEO Former
The American National Red Cross President Former
American Heart Association, Inc. President Former
U.S. News & World Report, L.P. Senior Writer Former
U.S.News & World Report Health Editor Former
National Internet Health (Nih) Director Former
Vassar College Board of Directors Former
American College of Cardiology Board of Directors Former
Nhlbi Board of Directors Former
National Institutes of Health Director Former
Harvard Medical School M.D. Former
Vassar College Bachelor's Degree Former

ROBERT A. PAUL (age 71, Director since 1970). Mr. Paul has been Chairman and Chief Executive Officer since March 2004. Prior to March 2004, he was President and Chief Executive Officer of the Corporation for more than five years. He is also the President and a director of The Louis Berkman Investment Company.

Organization Position Status
Ampco-Pittsburgh Corporation CEO Current
Ampco-Pittsburgh Corporation Chairman Current
Morton's Restaurant Group, Inc. Director Current
Biovail Corporation Director Current
National City Corporation Dividend Committee Member Current
Ampco-Pittsburgh Corporation President Former

Organization Position Status
National City Corporation Senior Vice President Current

John W. Brown is Chairman of the Board of InHealth. He also currently serves as Chairman of the Board of Stryker Corporation, a position he has held since 1980. Mr. Brown started his distinguished career as an engineer for the Ormet Corporation, an aluminum manufacturer, and then worked for Thiokol Chemical Corporation where he developed rocket propellants. In 1972, Mr. Brown became President of Edward Weck & Company, a subsidiary of Squibb Corporation, a position he held until 1977 when he became President and Chief Executive Officer of Stryker Corporation after the death of Lee Stryker, son of company founder Dr. Homer Stryker. Under Mr. Brown's leadership, Stryker went public in 1977 and steadfastly expanded its product lines. The company grew from $23 million in revenue in 1977 to over $4.9 billion by 2005, and the number of employees increased from 325 to 15,000 during the same period. Mr. Brown is a Director of National City Corporation, Cleveland, Ohio. He is also a Director of the American Business Conference, a coalition of Chief Executive Officers of mid-size, high growth companies. Mr. Brown serves as a governor-appointee on the Michigan Economic Development Committee, is a Board member of Southwest Michigan First, Greater Kalamazoo United Way and the Southwest Michigan Healthcare Coalition.

Organization Position Status
Inhealth Chairman of the Board Current
Stryker Bertec Medical, Inc. Chairman of The Board Current
Stryker Corporation Chairman Current
Advanced Medical Technology Association Director Current
National City Corporation Director Current
Arthur D. Little, Inc. Director Current
Stryker Corporation Board of Directors Current
American Business Conference Director Current
Mlt Research Limited Board of Directors Current
St. Jude Medical, Inc. Board of Directors Current
Greater Kalamazoo United Way Board Member Current
Southwest Michigan First Board of Directors Current
Stryker Bertec Medical, Inc. Chief Executive Officer Former
Stryker Bertec Medical, Inc. President Former
Gen-Probe Inc. Board of Directors Former
Ormet Corporation Engineer Former
Squibb Corporation Former
Gen-Probe Inc. Chairman, Stryker Corporation Former
Southwest Michigan First Chairman, Stryker Corporation Former
Stryker Bertec Medical, Inc. Board of Directors Former
Auburn University Bachelor's Degree In Chemical Engineering Former

As Humana's President and CEO, Mike McCallister has led the Fortune 200 company to a leadership position within the health-benefits industry. During Mike's tenure, Humana, based in Louisville, Ky., has gained a reputation as the nation's premier health-benefits innovator, leveraging new products, processes and technology to solve the employer's cost dilemma through a consumer-centric value proposition. Under Mike's direction, Humana is defining a new world of health benefits featuring consumer-choice health plans that empower employees to choose and use their health benefits with confidence. Mike has an extensive history with Humana, having joined the company in 1974. Prior to being named president and CEO in February 2000, Mike served as a member of Humana's four-person Office of the Chairman, where he worked closely with Chairman and interim Chief Executive Officer David A. Jones on the company's turnaround plan. He also held the position of senior vice president for the Health Plan Division and was responsible for Humana's large group commercial, Medicare, Medicaid, workers' compensation and TRICARE businesses. He was promoted to president Division I in 1996, with senior management responsibility for Humana's Texas, Florida and Puerto Rico operations. From 1997 until his appointment to the Office of the Chairman in August 1999, Mike had senior management responsibility for health plan operations company-wide. He joined Humana in 1974 as a finance specialist and was elected vice president in 1989 with responsibility for the integrated operations of Humana's health plans and hospitals in Arizona. From 1992 to 1996 he served in the same capacity in Texas, becoming responsible for Humana's health plan operations exclusively after the company spun off its hospitals in 1993. Throughout Mike's career, he has been a strong advocate for the communities where he has lived and their civic organizations. Currently, Mike serves on the boards of the Greater Louisville Health Enterprises Network and the Louisville Fund for the Arts. Mike's also on the board of Washington's Business Roundtable, serves on the College of Administration and Business Advisory Board of Louisiana Tech University, and is a board member of the American Association of Health Plans. Mike holds an MBA degree from Pepperdine University in Malibu, Calif., and a bachelor's degree from Louisiana Tech University in Ruston, La.

Organization Position Status
Humana Inc. President & Chief Executive Officer Current
CHANGENOW4HEALTH President and Chief Executive Officer Current
KMG America Corporation Board of Directors Current
National City Corporation Board of Directors Current
Business-Higher Education Forum Member of The Board of Directors Current
Louisiana Tech University Advisory Board Current
Humana Inc. Board of Directors Current
American Association Board of Directors Current
CHANGENOW4HEALTH Member of The Board of Directors Current
Business-Higher Education Forum Director, President & Chief Executive Officer Former
KMG America Corporation President and Chief Executive Officer Former
Humana Inc. Senior Vice President Health Plan Division Former
CHANGENOW4HEALTH Executive Director Former
Humana Inc. Specialist Former
Humana Inc. Chairman Former
Greater Louisville Inc. Board of Directors Former
Pepperdine University Mba Degree Former
Louisiana Tech University Bachelor's Degree Former

Organization Position Status
The Bartech Group Chief Executive Officer Current
BMC Software, Inc. Director Independent Current
The Bartech Group Chairman Current
Tecumseh Products Company Board of Directors Current
Blue Cross & Blue Shield of Michigan Board of Directors Current
The Henry Ford Board of Trustees Current
CMS Energy Corporation Board of Directors Current
National City Corporation Board of Directors Current
BMC Software, Inc. Board of Directors Current
Barfield Manufacturing Company President Former
The Bartech Group President Former
Granite Broadcasting Corporation Board of Directors Former
Dow Jones & Company, Inc. Board of Directors Former

Organization Position Status
RPM International Inc. Committee Member Current
Playhouse Square Foundation Current
Musical Arts Association Current
John Carroll University Board Member Current
The Financial Services Roundtable Board of Directors Current
Cardinalcommerce Director Current
The Financial Services Roundtable Member Current
National City Corporation Chief Executive Officer Former
National City Bank Chief Executive Officer Former
National City Corporation President Former
National City Bank President Former
City, Ltd. President Former
National City Bank NA Former
National City Corporation Chairman Former
National City Bank Chairman Former
RPM International Inc. Compensation Committee Chairman Former
Wharton Graduate School of the University of Pennsylvania Mba Former
National City Corporation Board of Directors Current
Northwestern University B.S. Degree In Economics Former

Organization Position Status
American Greetings Corporation President, Cuyahoga Community College Current
Cuyahoga Community College President Current
Applied Industrial Technologies Inc. Director Current
Playhouse Square Foundation Board Member Current
The Cleveland Foundation Board Member Current
The Quadrangle, Inc Board Member Current
National City Corporation Board of Directors Current
American Family Insurance Group Board Member Current
University Hospitals Health System, Inc. Board Member Current
Rock and Roll Hall of Fame and Museum, Inc. Board Member Current
Cms-D Board of Directors Current
RPM International Inc. Board of Directors Current
American Greetings Corporation Director Current
The University of Texas at Austin Ph.D. Former
The University of Texas Ph.D. Former
Murray State University M.A. Former
The University of Texas Masters Former
The University of Texas Bachelor of Arts Former
Murray State University B.A. Former

He has been Co-Chief Executive Officer since January 2005, and for more than five years, Mr. Lindner has served as Co-President of the Company. For more than ten years, Mr. Lindner has been President of our Great American Financial Resources, Inc. subsidiary, and has been principally responsible for the Company's annuity and supplemental health insurance operations. He is also President of American Money Management Corporation, a subsidiary that provides investment services for the Company and certain of its affiliated companies.

Organization Position Status
Great American Financial Resources, Inc. Chief Executive Officer Current
American Money Management Corporation President Current
American Financial Group, Inc. Co-CEO & Co-President Current
Great American Financial Resources, Inc. President Current
Senior Healthcare Consultants (Shc) Co-Chief Executive Officer, President and Director Current
Insurance Asset Manager LLC Co-Chief Executive Officer, President and Director Current
American Financial Group, Inc. Director Current
Great American Financial Resources, Inc. Board of Directors Current
National City Corporation Risk and Public Policy Committee Member Current
American Financial Group, Inc. Executive Committee Member Current
National City Corporation Board of Directors Former

Organization Position Status
HSBC Finance Corporation Senior Executive Vice President-Human Resources Current
HSBC North America Holdings Inc Senior Executive Vice President-Human Resources Current
National City Corporation Director, Corp HR Current
Fordham University Adjunct Professor of Human Resources Current
Siemens Business Services Senior Vice President, Hr Former
National City Corporation Corporate Human Resources Former
University of Southern California Doctorate In Human Performance Former
Boise State University Master’S Degree In Instructional and Performance Technology Former
Southern Illinois University Bachelor’S Degree In Management Former

Organization Position Status
National City Corporation Current
Motorists Mutual Insurance Co. Director Current
The Sherwin-Williams Company Board of Directors Current
Bob Evans Farms, Inc. Chief Executive Officer Former
Bob Evans Farms, Inc. Chairman Former
Bob Evans Farms, Inc. Secretary Former

Organization Position Status
National City Corporation Board of Directors Current
Park Bancorp, Inc. Board of Directors Current
Park Federal Savings Bank Board of Directors Current
MAF Bancorp, Inc. Chairman & CEO Former

Peter E. Raskind is chairman, president and chief executive officer of National City Corporation. Mr. Raskind joined National City in September 2000 as the head of Consumer Finance, where he was responsible for National City’s consumer lending businesses. His responsibilities later expanded to include Retail Banking and the company’s mortgage businesses. He was elected vice chairman in 2004. Upon appointment as president in December 2006, Mr. Raskind also assumed responsibility for most of National City’s corporate banking operations and wealth management operations, building on the extensive experience in corporate banking, retail banking, operations, corporate trust, treasury management services and strategic planning gained during his 17-year career with U.S. Bancorp. Mr. Raskind was elected chief executive officer in July 2007, succeeding David A. Daberko. Mr. Raskind began his career in 1979 with Harris Bank in Chicago, IL. A native of Medford, MA, Mr. Raskind received a bachelor’s degree in economics from Dartmouth College in 1978 and a Master of Business Administration degree with a concentration in finance from Dartmouth's Amos Tuck School of Business Administration in 1979.

Organization Position Status
National City Corporation President & Chief Executive Officer Current
The Clearing House Payments Company Chairman, President & CEO, National City Bank Current
National City Corporation Chairman Current
The Jewish Community Federation of Cleveland, Inc. Board of Trustees Current
The Clearing House Payments Company Board of Directors Former
National City Corporation Vice Chairman Former
Musical Arts Association Board of Trustees Former
Tuck School of Business at Dartmouth MBA Former
Dartmouth College Bachelor's Degree in Economics Former

Organization Position Status
National City Corporation Executive Vice President & Chief Risk Officer Current

Gregory M. Jelinek is head of the Small Business Banking division of Consumer and Small Business Financial Services at National City and a senior vice president of the corporation. Mr. Jelinek joined National City in 1986 as a trainee in the Retail Lending Training Program. Since that time, he has held increasingly responsible positions in the Middle Market, Investment Real Estate, Special Credits and Retail divisions. Prior to being appointed to his current position in 2004, Mr. Jelinek served as senior vice president and division manager of Northcoast Middle Market Corporate Banking and most recently held the position of Executive Vice President and manager of Dealer Finance in the Consumer and Small Business Financial Services group. Mr. Jelinek earned a bachelor's degree in finance from the University of Dayton in 1985 and an MBA with a concentration in accounting from Cleveland State University in 1992.

Organization Position Status
National City Corporation Senior Vice President & Chief Credit Officer, Private Client Group Current
National City Corporation Head of the Small Business Banking Former
Cleveland State University MBA Former
University of Dayton Bachelor’S Degree In Finance Former

Organization Position Status
National City Corporation Chief Risk Officer for Enterprise Risk Reporting and Analysis Current
Visiting Nurse Association Board Member Current
National City Corporation President of National City Card Services Former
National City Corporation Senior Vice President Former
National City Corporation Director of Investor Relations Former
National City Corporation Corporate Comptroller Former
Best-In-Class, Inc Director Former
Cleveland State University MBA Former
Cleveland State University Bachelor’S Degree In Business Administration, Finance Former
Cleveland State University Business Administration With A Major In Finance Former

Organization Position Status
National City Corporation CIO Current
National City Corporation Senior Vice President Former

Robert Rowe is a senior vice president and the corporation's chief credit officer. His role includes chairmanship of the Corporate Credit Committee. He joined National City in 1990 as a corporate associate and was appointed to head the Equity Sponsor group in 1999. Prior to his current appointment, he served as Chief Credit Officer for the Capital Markets group. Mr. Rowe has a bachelor's degree in economics from Boston College and a master's degree in business administration from Indiana University.

Organization Position Status
National City Corporation Chief Credit Officer Current
Positive Education Program Board of Directors Current
National City Corporation Senior Vice President Former
National City Corporation Head the Equity Sponsor Group Former
National City Corporation Corporate Credit Committee Chairman Former
Indiana University MBA Former
Boston College Bachelor’S Degree In Economics Former

Organization Position Status
National City Corporation Executive Vice President Current
John Carroll University Director Current
Vocational Guidance Services Director Current
National City Corporation Vice Chairman, Retail Banking Current
Citicorp Credit, Technology and Service Management Positions Former
National City Corporation Leads the Consumer and Small Business Financial Services Former
John Carroll University Bachelor’S Degree In Economics Former
Duke University Operating Committee Member Former

David L. Zoeller is executive vice president, general counsel and secretary of National City Corporation. He is responsible for all legal matters involving National City Corporation and its subsidiaries.

Organization Position Status
National City Corporation Executive Vice President, General Counsel Current
National City Corporation General Counsel & Secretary Former
Indiana University juris doctor degree Former
Southern Methodist University bachelor's degree in economics Former

Organization Position Status
National City Corporation Executive Vice President & Head, Corp Banking Current

Organization Position Status
National City Corporation Executive Vice President & Head, Dealer Finance Current

Organization Position Status
National City Corporation Executive Vice President Current

Organization Position Status
National City Corporation Executive Vice President Current

Organization Position Status
Key Total Treasury Executive Vice President, Wealth Management Segment Current
KEY4WOMEN Executive Vice President, Wealth Management Segment Current
Keybank Student Loans Executive Vice President, Wealth Management Segment Current
Keybanc Capital Markets Executive Vice President, Wealth Management Segment Current
KEY4WOMEN Club Executive Vice President, Wealth Management Segment Current
National City Corporation Executive Vice President, Corporate Operations & Information Services Group Current
National City Bank Senior Vice President Former
National City Corporation Branch Manager Former
National City Corporation Lending Officer Former
Case Western Reserve University MBA, Weatherhead School of Management Former
Weatherhead School of Management Master of Business Administration Degree Former
John Carroll University Bachelor of Science Degree In Economics Former

Organization Position Status
National City Corporation Executive Vice President, Wholesale Banking Current
Case Western Reserve University Advisory Committee, Weatherhead School of Management Current
National City Equity Partners, LLC Current
National City Corporation Chief Credit Officer for Wholesale Banking Former
National City Corporation Corporate Management Trainee Former
Case Western Reserve University MBA, Weatherhead School of Management Former
Weatherhead School of Management Master's Degree In Business Administration Former
Marquette University Bachelor’S Degree In Accounting Former

Organization Position Status
National City Corporation Executive Vice President Current
National City Mortgage Co. chief operating officer Former

Organization Position Status
National City Corporation Executive Vice President of Corporate Operations and Information Services Current
University of Dayton Advisory Board Member Current
University of Dayton Bachelor of Science Degree In Computer Science Former

Organization Position Status
National City Corporation Executive Vice President for Retail Banking Current
Imcpl Executive Vice President for Retail Banking at National City Current
Imcpl Board of Directors Current
NatCity Investments, Inc Director of Training Former
National City Corporation Manager, Sales, Northern Ohio Reg Investments Former

Organization Position Status
The Catholic Diocese of Cleveland Foundation President, Northern Ohio National City Bank Current
National City Corporation Executive Vice President Current
The Catholic Diocese of Cleveland Foundation Board of Directors Current
Great Lakes Science Center Member, Board of Trustees Current
Playhouse Square Foundation Vice Chair, Development Current
Achievement Centers for Children Member, Board of Trustees Current
National City Bank CEO Former
National City Bank President for the Northern Ohio Region Former
National City Bank Vice President Former
National City Bank Management Trainee In the Consumer Finance Division Former
Baldwin-Wallace College MBA Former
Denison University Bachelor’S Degree In History Former

Organization Position Status
National City Corporation Executive Vice President Current
National City Bank Executive Vice President Current
The Cleveland Foundation Advisory Committee Current
The Cleveland Foundation Board of Directors Current
The Cleveland Foundation Committee Member Current
National City Bank CEO Former
National City Bank President Former
National City Corporation Management Trainee Former
Cleveland Development Advisors, Inc. Chairman Former
Cleveland Development Advisors, Inc. Member, Board of Trustees Former
Case Western Reserve University MBA, Weatherhead School of Management Former
The University of Akron Bachelor’S Degree In Business Administration Former

Organization Position Status
National City Corporation Executive Vice President Current

Organization Position Status
National City Corporation Executive Vice President Current
Business Volunteer's Unlimited Chair, Board of Directors Current
Blair Corporation Director Current
National Processing Company LLC director of human resources Former
National City Corporation Director, Human Resources, Cleveland Former
National City Corporation Corporate, Wide Analysis Former
University of Louisville MBA Former
University of Missouri Bachelor’S Degree In Journalism and Consumer Economics Former

Organization Position Status
Sagamore Institute for Policy Research President and Chief Executive Officer, National City Bank of Indiana Current
Indiana University Foundation President and CEO, National City Bank, Indiana Banking Current
National City Corporation Executive Vice President Current
Central Indiana Corporate Partnership Director Current
The Heart Center of Indiana Director Current
Indiana University Foundation Board of Directors Current
Simon Youth Foundation Director Current
National Council YMCA of the USA Director Current
Sagamore Institute for Policy Research Board of Directors Current
National City Corporation CEO, Indiana Banking Former
National City Corporation President, Indiana Banking Former
Eli Lilly and Company Corporate Vice President Former
Eli Lilly and Company Executive Former
Eli Lilly and Company Board Member Former
DePauw University Board of Directors Former
Indiana University School of Law Doctor of Jurisprudence Degree Former
Indiana University doctor of jurisprudence degree Former
Eli Lilly and Company Management and Policy Committees Member Former

Anne Rapacz-Kimmins is a Senior Vice President at National City. She has worked for National City since 1996 in several capacities, including Senior Vice President and Managing Director of Product & Marketing for the Armada Funds Group. She received a BS from Heidelberg College and an MBA from Baldwin-Wallace College.

Organization Position Status
National City Corporation Senior Vice President Current
North Coast Community Homes, Inc Senior Vice President and Managing Director of Product & Marketing for The Armada Funds Group Current
North Coast Community Homes, Inc Board of Directors Current
Baldwin-Wallace College MBA Former
Heidelberg College BS Former

Bruce McCrodden is the senior vice president of Corporate Public Affairs at National City Corporation. In this role, Mr. McCrodden manages relationships with public, government and community organizations in support of National City's corporate and business goals. Mr. McCrodden began his career with National City in 1999. Prior to joining the corporation, he worked at BP in the public and government sectors and across various business lines in Cleveland, New York, London and Washington, D.C. Mr. McCrodden earned a bachelor's degree in engineering at the University of Delaware in 1969.

Organization Position Status
National City Corporation Senior Vice President of Corporate Public Affairs Current
Center for Families and Children Chair Current
Ohio Chamber of Commerce Director Current
The American National Red Cross Director Current
University of Delaware Bachelor’S Degree In Engineering Former

Chameli Naraine is the director of Corporate Operations and Strategic Sourcing at National City and a senior vice president of the corporation. In this role, Ms. Naraine leads the Deposit, Cash Management, Item Processing, Trust Operations and Strategic Sourcing divisions of the corporation. Ms. Naraine joined National City in 2002 as a senior vice president of Acquisition and Strategic Sourcing. She was appointed to her current role in 2003 and named a senior vice president of the corporation in 2004. Prior to her career with National City, Ms. Naraine was employed by the NCR Corporation, where she served in a variety of senior management positions, including general manager of Outsourcing Business, director of Business Development in Asia and director of Manufacturing Operations, Supply Chain and Industrial Engineering. Ms. Naraine also functioned as a senior management consultant leading major projects in the areas of Acquisition/Divestitures, Business Process Re-engineering and Imaging Technology. Ms. Naraine earned a bachelor's degree in economics from Wilfred Laurier University and a bachelor's degree in operations management from Conestoga College.

Organization Position Status
National City Corporation Senior Vice President of the Corporation Current
National City Corporation Director of Corporate Operations and Strategic Sourcing Former
NCR Corporation Director, Business Development In Asia Former
NCR Corporation Gm, Outsourcing Business Former

Organization Position Status
National City Corporation Senior Vice President Current
Make-A-Wish Foundation Director, Governance Board Current
National City Corporation Cfo, Institutional Asset Management Former
McKinsey & Company, Inc. Engagement Manager Former
National City Corporation Head of Corporate Planning Former
University of Pennsylvania Juris Doctorate Former
Dartmouth College Bachelor’S Degree In Economics Former

Organization Position Status
National City Corporation Senior Vice President, Credit Admin Current

J. Andrew Dunham is manager of the Investment and Funding Division and a senior vice president at National City Corporation. In this role, Mr. Dunham is responsible for management of the corporation's fixed income investment portfolio, funding activity for the banking subsidiaries, derivative trading and risk management and foreign exchange trading and sales. Mr. Dunham began his career with National City Bank of Cleveland in 1987 as an assistant vice president and future and options trader. He was later appointed to the position of vice president and domestic funding manager in 1989. In 1994, Mr. Dunham was named senior vice president and assistant department manager of the Investment and Funding Division. In 1997, he was promoted to senior vice president of the corporation and assumed his current role as manager of the Investment and Funding Division. Mr. Dunham has a bachelor's degree in mathematics and economics from Ohio Wesleyan University and has pursued graduate studies at the University of Akron.

Organization Position Status
National City Corporation Senior Vice President Current
National City Corporation Manager, Investment and Funding Division Former
The University of Akron Graduate Former
Ohio Wesleyan University Bachelor’S Degree In Mathematics and Economics Former

Organization Position Status
National City Corporation Senior Vice President Current
University of Dayton master's degree in business administration Former
Morehead State University bachelor's degree Former

James P. Gulick is General Auditor and a senior vice president for National City Corporation. He is responsible for managing Corporate Audit, Corporate Loan Review, and Loss Avoidance and Fraud Investigations.

Organization Position Status
National City Corporation Auditor and Senior Vice President Current
National City Corporation General Auditor Former
Miami University bachelor's degree in accountancy Former

Organization Position Status
Cedar Brook Financial, LLC Chief Operating Officer Current
National City Corporation Senior Vice President Current
Union Club Board of Directors Current
Ohio.Com Board of Directors Current
The Bluecoats Board of Directors Current
Country Club, Inc. Board of Directors Current
National City Corporation Board of Directors Former
University of Virginia Bachelors Degree In English Former

Organization Position Status
National City Corporation Senior Vice President Current

Richard J. DeKaser is senior vice president and chief economist at National City, where he provides analysis to senior management, business leaders, and clients of the bank. His responsibilities include economic forecasting and financial market analysis. Mr. DeKaser is responsible for the corporation's economic and interest rate forecasts and related research. He also authors the Financial Market Outlook, a monthly commentary on timely economic issues, and The Region, a survey-based assessment of business confidence throughout the Midwest . Each is available via mail or on the National City Economics Web site (www.nationalcity.com/economics). Additionally, Mr. DeKaser is responsible for the Corporation’s widely-followed analysis of metro area housing valuations, which is updated quarterly and may be found at www.nationalcity.com/housevaluation. Though developed at National City, this research has been conducted jointly with Global Insight, the world’s preeminent provider of economic and financial data and forecasts, since 2005. Prior to joining National City , Mr. DeKaser was senior financial economist at Bank of Boston, now Bank of America, where he handled capital market and risk management research. Previous to that, he was senior associate at Data Resources Inc., a division of Standard and Poors Corporation, where he managed contract research and forecasting. He joined DRI after serving two years as staff economist at the U.S. Department of Commerce, Bureau of Economic Analysis. Mr. DeKaser is a graduate of New York University, where he received undergraduate and advanced degrees in economics. He is a member of the Governor's (Hon. Ted Strickland) Council of Economic Advisors, contributes to the Blue Chip Economic Indicators and Financial Forecasts surveys and is a director of the National Association of Business Economics . His forecast accuracy has been recognized by USA Today (which subcontracts the Federal Reserve Bank of Atlanta to perform its scientific assessment), ranking first in 2006, fourth in 2004 and third in 2003. He was formerly chairman of the American Bankers Association's Economic Advisory Committee, a member of the Business Research Advisory Council (an advisory board to the U.S. Bureau of Labor Statistics), chairman of the Financial Roundtable of the National Association for Business Economics, and past president of the New England Economic Project. He is often quoted in leading financial publications, including the Wall Street Journal and Business Week, appears frequently on Bloomberg, CNBC and Fox News television broadcasts, and is a widely sought-after public speaker

Organization Position Status
National City Seminars Senior Vice President and Chief Economist At National City Current
National City Corporation Senior Vice President & Economist Current
Bank of Boston Senior Financial Economist Former
New York University degrees in economics Former

Organization Position Status
National City Bank Chief Operating Officer Current
National City Bank Senior Vice President and Comptroller Current
National City Corporation Senior Vice President Current
National City Bank Manager of Asset, Liability and Securitization Former
National City Corporation Corporate Comptroller Former
Crestar Bank Former
University of Richmond MBA Former
University of Richmond Bachelor’S Degree In Psychology Former

Organization Position Status
National City Corporation Senior Vice President Current

Organization Position Status
Palms West Chamber of Commerce Senior Vice President and District Sales Executive for National City Current
National City Corporation Senior Vice President Current
National City Corporation District Sales Executive Current
Palms West Chamber of Commerce Board of Directors Current

Organization Position Status
National City Corporation Senior Vice President Current
Urban Community School Senior Vice President & Treasurer, National City Bank Current
National City Corporation Treasurer Current
Jesuit Retreat House Corporation Director Current
Magnificat High School Finance Committee Member Current
National City Corporation Treasurer Former
Cleveland State University Bachelor of Business Administration Degree In Accounting Former

Organization Position Status
National City Corporation Senior Vice President of Taft, Hartley Sales Current
Xavier University M.B.A. In Management Former
University of Cincinnati M.B.A. In Finance Former

Organization Position Status
National City Corporation Senior Vice President Current
Capital Markets Group, Inc Senior Managing Director Current
Structured Products Current
National City Corporation Managing Director of the Capital Markets Group Former
General Electric Capital Corporation Managing Director Former
Drexel Burnham Lambert Inc. Director of Asset Backed Securities Former
Greenwich Capital Markets, Inc. Director of Asset Backed Securities Former
Cornell University MBA Former
Clarkson University Bachelor’S Degree In Physics Former

Organization Position Status
National City Corporation Senior Vice President Current
National City Corporation Manager of Retail Services and Direct Banking Former
National City Corporation Head of Lending Services Former
The University of Akron Juris Doctorate Former
The University of Akron MBA Former
The University of Akron Bachelor’S Degree In Accounting and Finance Former

Organization Position Status
National City Equity Partners, LLC President Current
National City Corporation Senior Vice President Current
National City Equity Partners, LLC Chairman Emeritus Current
National City Corporation Board of Directors Current
Bridge Investment Fund L.P. Board of Directors Current
Bancohio Senior Vice President Former
National City Equity Partners, LLC Vice President Former
National City Corporation Senior Advisor Former
Boykin Lodging Company Board of Directors Former
National City Equity Partners, LLC Board Member Former
The Ohio State University Bachelor’S Degree In Finance Former
Rutgers University Graduate, Stonier Graduate School of Banking Former

Organization Position Status
National City Corporation Vice President, Small Business Current

Organization Position Status
National City Corporation Vice President & Manager, Investor Relations Current

Organization Position Status
National City Corporation Vice President of Infrastructure Operations Current
Bowling Green State University MA Degrees Former
Bowling Green State University BA Former

Organization Position Status
National City Corporation Vice President, Corp Banking Current

Martha Gaskin is a Managing Director and Head of Portfolio Management for National City Business Credit and has over 25 years experience in the Asset Based Lending Industry. Prior to joining National City, she was Senior Vice President, Head of Operations, and ABL Project Management Team for Chase Business Credit. Prior to the JP Morgan Chase-Bank One merger Martha was COO, Managing Director, Head of the Bank One ABL National Portfolio and Head of National Field Examination. Martha began her career working for Walter Heller & Company in various capacities within the ABL line of business. Martha received a BS in Accounting from DePaul Universiry and is a Certified Public Accountant. She is a member of the Commercial Finance and Turnaround Management Associations.

Organization Position Status
National City Corporation Managing Director and Head of Portfolio Current
JPMorgan Chase & Co. Former
Bank One Corp Former
Depaul Bs In Accounting Former

Organization Position Status
National City Corporation Senior Managing Director Current

Karen Pilarz is Director and Field Examination Manager for National City Business Credit with responsibility for the entire field examination process. Prior to joining National City in June 2004, Karen was a manager in Lender Services with Weiser LLP. Prior to that, she worked at PNC Business Credit and Summit Bank in field examination and portfolio management functions. She has over 12 years of asset based lending experience. Karen has been involved with the Commercial Finance Association's education program as a facilitator for the Collateral Control Workshop since 1998. Karen received a B.S. in Business Administration from Bryant University and an M.B.A. from Fairleigh Dickinson University .

Organization Position Status
National City Corporation Director, Field Examination Manager Current
Weiser Llp Former
Summit Bank Former
Fairleigh Dickinson University M.B.A. Former
Bryant University B.S. In Business Administration Former

Organization Position Status
National City Corporation Current
Parker Hannifin Corporation Board of Directors Current
MeadWestvaco Corporation Board of Directors Current
MeadWestvaco Corporation Director of Parker Former
Parker Hannifin Corporation Chairman Former

Gregory A. Steve is a Managing Director and Regional Manager for National City Business Credit, responsible for managing the Pennsylvania, southern Ohio, Missouri and New York markets. Prior to joining National City in 2004, Greg was a Senior Vice President with PNC Business Credit in the Pittsburgh office, responsible for new business development. Greg also served as a corporate lender and worked in corporate credit policy during his tenure at PNC. He has more than 16 years experience in corporate lending. Greg began his career at Deloitte & Touche in Pittsburgh, working in the audit and tax departments. He is a Certified Public Accountant. Greg currently serves as President for the Pittsburgh Chapter of the Association for Corporate Growth (ACG). He is a director of the Pittsburgh Turnaround Management Association (TMA) and past president of the Commercial Finance Association (CFA). Greg also sits on the Indiana University of Pennsylvania's Alumni Board of Directors and Business School Advisory Council. Greg received his BS in Finance and Accounting from Indiana University of Pennsylvania and an M.B.A. in Finance from the University of Pittsburgh.

Organization Position Status
Cfa Past President Current
National City Corporation Managing Director, Regional Manager Current
Huron Capital Partners LLC Principal Current
Association for Corporate Growth President Pittsburgh Chapter Former
PNC Business Credit Senior Vice President Former
PNC Bank Former
University of Pittsburgh M.B.A. In Finance Former
Indiana University of Pennsylvania Bs In Finance and Accounting Former

Organization Position Status
Renaissance Reinsurance Ltd. Executive Vice President & Chief Financial Officer Current
National City Equity Partners, LLC Chairman Current
National City Mortgage Co. Chairman Current
National City Corporation Vice Chairman Current
The Progressive Corporation Board of Directors Current
Progressive Casualty Insurance Company Board of Directors Current
National City Corporation Chief Financial Officer Former
National City Corporation Executive Vice President Former
National City Corporation Management Assistant Former
National City Equity Partners, LLC Board of Directors Former
The University of Akron Master's Degree In Economics Former
The Ohio State University Bachelor's Degree In Business Administration Former

Organization Position Status
Peoria Next Group President (Ret) Current
AGCO Corporation Chairman Current
Caterpillar, Inc. Board of Directors Current
The National Multiple Sclerosis Society Board of Directors Current
Capital Markets Commission Board of Directors Current
Ford Motor Company Board of Directors Current
National City Corporation Board of Directors Current
Peoria Next Board of Directors Current
U.S. Chamber of Commerce Board of Directors Current
Caterpillar, Inc. Group President Former
Aquila, Inc. Board of Directors Former

Organization Position Status
Sherwin-Williams Consumer Group Chairman & CEO Current
University Hospitals Health System, Inc. Non-Executive Chairman Current
National Association of Manufacturers Director Current
National City Corporation Board of Directors Current
WW Capital Partners Board of Directors Current
Eaton Corporation Director Current
National City Corporation Nominating and Governance Committee Member Current
The Sherwin-Williams Company Chairman and Chief Executive Officer, Director Former
The Sherwin-Williams Company President Former
The Sherwin-Williams Company Manager Former
Diebold, Inc. Board of Directors Former
The Sherwin-Williams Company Director Former
The Sherwin-Williams Company Vice Chairman Former

Organization Position Status
Plus Mark, Inc. Chairman Current
American Greetings Corporation Chairman Current
Yeshiva University Board of Directors Current
Primus Venture Partners Advisory Board Member Current
National City Corporation Board of Directors Current
American Greetings Corporation Group Vice President of Sales, Marketing and Creative Former
American Greetings Corporation Sales Representative Former
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