Resources
Did you mean
Financial Planning Association (123 results)
BNET Business Dictionary
- Financial Planning
- planning the acquisition of funds to finance planned activities
- Financial Planning definition on BNET »
BNET Resources
- sort by:
- Relevance
- Date
- Popularity
- What Are The Tax Advantages Of An Annuity?
- Deposits into an annuity are not tax-deductible; however you may not have to pay taxes on the interest earned on a tax-deferred annuity until distributions occur. This tax-deferral period can have a dramatic effect on the growth of an investment. Use this tool to compare the tax advantages of saving...
- Tools & templates 2008-01-01
- Fixed Annuity Calculator
- A fixed annuity can provide a very secure, tax deferred investment. It can provide a guaranteed minimum interest rate, with no taxes due on any earnings until they are withdrawn from the account. Use this tool to help you determine how a fixed annuity might fit into your retirement plan.
- Tools & templates 2008-01-01
- Saving Money With a Private Annuity Trust
- A private annuity can help one reduce taxes (income, estate and gift), receive a steady income and diversity one's portfolio. But before one gives up one's rights to the property to save tax dollars, there are a few points to keep in mind. First, once payments begin, they cannot be...
- White papers 2006-01-23
- The Uncertain Future of Longevity
- More than ever before, pension fund and life insurance liabilities are sensitive to changes in mortality. In the UK, annuity and deferred annuity liabilities of pension schemes and insurers amount to over ú1 trillion. Historically much attention has been paid to investment risks but increasingly recognition is being given to...
- White papers 2005-10-19
- Prescribed U.S. Statutory and Tax Interest Rates for the Valuation of Life Insurance and Annuity Products
- The Revenue Act of 1987 amended section 807d(2)B of the Internal Revenue Code and set the interest rate used in the calculation of tax reserves to be the greater of the applicable federal interest rate or the prevailing maximum statutory valuation rate for the contract's calendar year of issue. This...
- White papers 2005-07-01
- Can the Private Annuity Market Provide Secure Retirement Income?
- Annuity premiums are often assumed to be constant, although they can be expected to vary with the yield curve. Variations in premiums will become an important public policy issue defined-contribution DC pension plans play an increasingly prominent role in providing retirement income. As DC plan holders retire, many will annuitize...
- White papers 2004-12-01
- Variable annuities
- As a financial product sold by life insurance companies, it's no surprise that variable annuities have similar features to life insurance. Variable annuities are a hybrid financial product, combining features of mutual fund investing and life insurance. A variable annuity is a contract. You buy the contract with an initial...
- White papers 2003-09-08
- International Adverse Selection in Life Insurance and Annuities
- This paper evaluates the extent of adverse selection in life insurance and annuities in international markets, for both group and individual products. The results help assess the extent to which life insurers can hedge mortality exposure by writing both life insurance and annuities, and they may be used to determine...
- White papers 2003-09-01
- Senior Protection in Annuity Transactions Model Regulation
- The purpose of the model act and regulation developed by that working group was to regulate the activities of insurers and producers that make recommendations to consumers to purchase certain life insurance and annuity products to ensure that insurers and producers will make suitable recommendations based on relevant information obtained...
- White papers 2003-08-11
- Life Insurance and Annuities
- A life insurance policy allows you to set aside money now to provide a measure of financial security for your family upon your death. It can help your family meet the financial needs previously covered by your income. The paper further depicts that insurance policy provides more life insurance coverage...
- White papers 2003-08-05
- Overview of Grantor Retained Annuity Trusts (GRATs)
- A Grantor Retained Annuity Trust ("GRAT") is one of the estate planning techniques based primarily on interest rate assumptions. Clients create GRATs using assets that are likely to earn more than the Internal Revenue Service's measuring standard during the GRAT term in an effort to pass the appreciation in the...
- White papers 2003-01-01
- Are Variable Annuities Right For Your Clients?
- In some situations, investing in variable annuities VAs may be a good choice, while in others investing in securities held within a taxable account may be more appropriate. The primary objective of this article is to develop client profiles for potential VA owners and for current VA owners who might...
- White papers 2003-01-01
- The Fully Insured Plan
- Pension plans are financial schemes designed to dispense monetary incentive to employees upon retirement. Of these the fully insured plan is a type of defined benefit pension plan that is funded exclusively by life insurance, annuity contracts, or a combination of the two. These plans are growing in popularity, largely...
- Presentations 2003-01-01
- Credit Implications of the Payout Annuity Market
- "Our paper will examine the growth prospects and accompanying risks for the insurance industry in the payout annuity marketplace. By answering market demands in the payout annuity market and providing equity market participation with downside protection over the life of an annuitant, an insurance company exposes itself to a...
- White papers 2002-10-15
- International Adverse Selection
- This paper evaluates the extent of adverse selection in life insurance and annuities in international markets. We examine the extent of adverse selection in group and individual life insurance. In addition we also compare results with prior analyses of adverse selection in international annuity markets, focusing on the US.Our results...
- White papers 2002-03-04
- Pricing and Hedging Guaranteed Annuity Options Via Static Option Replication
- This paper derives a market value for guaranteed annuity option using martingale modeling techniques. Furthermore, it shows how to construct a static replicating portfolio of vanilla interest rate swaptions that replicates the guaranteed annuity option. Finally, it illustrates with historical UK interest rate data from the period 1980 until 2000...
- White papers 2002-03-12
- Immediate Gratification
- Immediate annuities may do wonders for clients, but some planners may wonder about their own cash flow. Clients may be attracted not only by the security of lifelong income, but also by the tax aspects of investing in immediate annuities. Each payment is partially untaxed as a return of principal,...
- White papers 2002-02-01
- Using Overlooked Business-Wealth Transfer Strategies
- This article identifies and examines the intricacies and major benefits of six sophisticated and lesser-known strategies for business owners to transfer their wealth. These strategies emphasize transferring wealth at minimal tax cost, and point out the opportunities to arbitrage the difference between the rate of return on the transferred wealth...
- White papers 2001-10-01
- Determination of Nonforfeiture Benefits and Guaranteed and Non-Guaranteed Elements for Life Insurance and Annuity Contracts
- The purpose of this Act is to establish disclosure requirements and standards for the determination of nonforfeiture values and guaranteed and non-guaranteed elements pertaining to life insurance and annuity contracts. The development and maintenance of Plans are intended to provide an equitable and consistent method of treating policyholders and determining...
- White papers 2000-09-08
- Longevity plagues financial planning; New annuity may solve dilemma for some clients.(News)
- Byline: Gary S. Mogel NEW YORK - "Four score and seven years'' may soon be more recognizable as the typical baby boomer life span than the start of a famous speech. For a 65-year-old couple, there...
- Research articles 2007-05-14
- << Previous
- page 1 of 1
- Next >>
Content Types
Refining Tags
Premier Vendor Content Whitepapers, webcasts & resources from our Power Center Sponsors
- FedEx Kinko's is now FedEx Office
-
FedEx Office is the leading provider of business services and document solutions. FedEx Office also offers FedEx Express and FedEx Ground shipping to give you even greater access to FedEx. As a My FedEx Rewards member, you'll earn rewards on all of your eligible FedEx Office purchases.
- >>>Earn FedEx Rewards
- Dell: Built to fit your business needs.
-
Powerful, Dell is built to fit your business needs Customized systems, experts trained in small business, 24/7/365 support, and powerful, reliable technology. Dell, big results for small business.
- Learn More >>
- Want more legroom for your next flight?
-
Choose up to 5" more legroom with Economy Plus. Starting at $14.
- Learn more >>
- The ultra-portable, ultra-stylish Satellite® U405 is the right partner for small business.
-
Innovative USB Sleep'n Charge. Stylish Fusion™ finish. Ultra-portable. It's clear why the Satellite® U405 is a smart choice for you and your small business. Only from the laptop expert, Toshiba.
- explore.toshiba.com >>
