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Financial Planning Association (123 results)
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- Financial Planning
- planning the acquisition of funds to finance planned activities
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- Consumer Action: The Best Way To Save On Health-Care Costs
- Like it or not the cost of health care is still soaring as employers continue to shift more of the financial burden to their workers. Unfortunately, other than trying to eat right, exercising and hoping that genetics are on your side, there isn't much you can do to lower your...
- Tools & templates 2008-01-01
- Health Care: The Best Way To Save On Health-Care Costs
- Like it or not the cost of health care is still soaring as employers continue to shift more of the financial burden to their workers. Unfortunately, other than trying to eat right, exercising and hoping that genetics are on your side, there isn't much you can do to lower your...
- Tools & templates 2008-01-01
- The Effect of State Community Rating Regulations on Premiums and Coverage in the Individual Health Insurance Market
- Some states have implemented community rating regulations to limit the extent to which premiums in the individual health insurance market can vary with a person's health status. Community rating and guaranteed issues laws were passed with hopes of increasing access to affordable insurance for people with high-risk health conditions, but...
- White papers 2006-08-01
- Private Medical Insurance in the United Kingdom
- This paper provides a descriptive overview of the market for supplementary Voluntary Health Insurance VHI, or Private Medical Insurance PMI, in the United Kingdom. The structure of the paper reflects the three principal dimensions of the market: the product, demand and supply. An appendix discusses the market for health cash...
- White papers 2006-05-19
- States to Employers: Pay Up
- Companies that don't provide health-care insurance could soon get a wake-up call. That's because an increasing number of states - 23 at recent count, according to the National Conference of State Legislatures - are considering so-called pay-or-play bills that would force employers either to provide some coverage or pay a...
- White papers 2006-04-01
- Whence and Whither Health Insurance? A Revisionist History
- Throughout the postwar era in federal health policy, policymakers have sought to expand both public and private insurance coverage, while wrestling with the cost consequences of the demand generated by the insurance-financing mechanisms thus created. This report advances the view that the limits to insurance expansion have been reached and...
- White papers 2005-12-01
- Legal Status and Health Insurance Among Immigrants
- The foreign-born represent a disproportionate share of nonelderly U.S. adults without health insurance. Using data from Los Angeles County, this report finds that most of the insurance disparities between the foreign-born and native-born can be explained by traditional socioeconomic factors. Undocumented immigrants, however, have lower rates of coverage, both private...
- White papers 2005-12-01
- Local Link: Staying in Touch
- Due to dramatic demographic changes around the globe and the aging of the baby boomer market, by 2008, companies in a range of sectors - including the consumer packaged goods, retail, financial service, healthcare, automotive, real estate and hotel and lodging businesses - will have to focus with ever greater...
- White papers 2005-11-30
- Severe Medical Conditions and Loss of Health Insurance Coverage: Evidence From the Health and Retirement Study
- Illness increases individuals' demand for health insurance, but may also place them at risk of losing coverage. While public insurance and price restrictions in private markets aim to reduce this risk, little is known about whether severe medical conditions affect the likelihood of losing coverage. This issue is explored in...
- White papers 2005-11-12
- Can Insurance Increase Financial Risk? The Curious Case of Health Insurance in China
- The most basic argument for insurance is that it reduces financial risk. The paper analyzes the effect of insurance on the probability of an individual incurring "high" annual health expenses using data from three household surveys-one a cross-section survey, the other two panel surveys. The results suggest that China's government...
- White papers 2005-10-01
- AmFed Relies on ImageNow to Meet Enterprise Challenges
- AmFed is the fastest-growing provider of insurance and insurance-related services in Mississippi. An influx of 2.4 million documents created large storage and overhead expenses. AmFed searched for four months to find a document management product that could revitalize productivity and customer service. They found ImageNow. AmFed is using ImageNow in...
- Case studies 2005-10-01
- What Did Medicare Do (and Was It Worth It)?
- The paper studies the impact of the introduction of one of the major pillars of the social insurance system in the United States: the introduction of Medicare in 1965. The results suggest that, in its first 10 years, the establishment of universal health insurance for the elderly had no discernible...
- White papers 2005-09-01
- Effective Communications Campaign Required to Change Consumer Knowledge, Attitudes and Behaviors
- Good communication demands great preparation. Accurate timing, positive packaging, and targeted intelligence about the audience are crucial ingredients for the successful launch of even the most generous employee benefit program. It is imperative to understand which employee hot buttons to push and how to push them to get the best...
- White papers 2005-07-12
- The Role of Health Insurance Coverage in Reducing Racial/Ethnic Disparities in Health Care
- Research showing racial/ethnic disparities in medical care obtained by people with comparable insurance has raised questions about the extent to which health insurance improves opportunities for care. To assess whether insurance expansions could be expected to reduce racial/ethnic disparities in access to care, this paper reviews evidence from studies specifically...
- White papers 2005-04-01
- Health Center Trends, 1994-2001: What Do They Portend for the Federal Growth Initiative?
- The Federal Health Center Growth Initiative aims to increase Community Health Centers' (CHCs') capacity by 60 percent from 2002 to 2006. This study investigates how primary care delivery changed and sustained its growth during 1994-2001. Findings reveal a rise in the number of patients and maintenance of their visit rate....
- White papers 2005-04-01
- Short-Term Pain
- People are nowadays unlike in the past paying more, either directly or through taxes, to ensure that they remain in good health. In this context the article shows that over the longer term the outlook is positive for the healthcare market's largest sector - pharmaceuticals. But a dwindling product pipeline,...
- White papers 2005-02-24
- Evidence Based? Caveat Emptor!
- Medical practices, clinical practice guidelines, clinical performance measures and measurements, and a variety of health care related administrative decisions, such as insurance coverage decisions, are claiming to be "evidence based" with increasing frequency. This paper examines the "evidence based" label; discuss how evidence ought to have been assembled, evaluated, and...
- White papers 2005-02-01
- The Interaction of Public and Private Insurance: Medicaid and the Long-Term Care Insurance Market
- The paper shows that the provision of even incomplete public insurance can substantially crowd out private insurance demand. It examines the interaction of the public Medicaid program with the private market for long-term care insurance and estimate that Medicaid can explain the lack of private insurance purchases for at least...
- White papers 2004-12-01
- Consolidation and the Transformation of Competition in Health Insurance
- This paper presents data on fifty state and substate insurance markets, in terms of the 2003 relative shares of the largest health plans and the antitrust index of concentration. It presents 2000-03 data on rates of growth in premiums, costs, operating earnings, returns on equity, and share prices for the...
- White papers 2004-12-01
- Doughnut-Hole Economics
- Both the Medicare prescription drug benefit and a new cohort of consumer-directed health benefit models offer doughnut-shaped insurance coverage with large deductibles that begin around the mean annual spending for enrollees. These policies leave enrollees to bear more risk than policies with equal expected payouts that rely on first-dollar deductibles....
- White papers 2004-12-01
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