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financial planning and property insurance

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Financial Planning
planning the acquisition of funds to finance planned activities
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J.D. Power and Associates Reports: Nearly Twice as Many Long-Term Homeowners Are Shopping for Property Insurance, Despite the Fact That Premiums Have Started to Stabilize
This J.D. Power and Associates 2004 National Homeowners Insurance Study reports that despite the fact that homeowners insurance premiums have largely stabilized around the country and in some markets may even be falling, a record number of long-term homeowners indicate they shopped for a new insurer in the past year.
Tags: Financial Planning, Business Operations, Corporate Insurance, Finance, Property Insurance, J.D. Power Associates, Insurance
White papers 2004-09-30
Terms and Conditions in a Harder Property Insurance Market: Coinsurance, Blanket Insurance and More
This paper identifies specifics as to how terms and conditions had become soft; further the paper identifies changes in terms and conditions in the post 9/11 harder market environment. The methodology employed is interview of brokers and underwriters in the Chicago insurance market place, and much of what is reported...
Tags: Business Operations, Financial Planning, Insurance, Property Insurance, Corporate Insurance, Finance
White papers 2004-01-01
Nuclear Risk in Property Insurance and Limitations of Insurability
The international insurance industry has been screening its existing terms and conditions for potentially ruinous risks and has identified certain weak points. The report believes that one of the most perilous shortcomings in traditional property insurance and reinsurance concerns inadequate nuclear risk exclusions. Insurance portfolios have always been exposed to...
Tags: Finance, Insurance Industry, Property Insurance, Corporate Insurance, Business Operations, Financial Planning, Insurance
White papers 2003-10-29
Gauging The Weather
For millennia, people have understood that seasons for tropical storms, blizzards, and other weather events come and go with predictable regularity. What people have not known, until recently, was whether a coming season was likely to be more or less stormy than previous ones. Drawing on correlations between various natural...
Tags: Pricing, Financial Planning, Insurance, Property Insurance, Pricing Strategy, Weather, Income, Operational Accounting, Marketing Research, Business Operations, Corporate Insurance, Finance, Marketing
White papers 2003-07-01
New Perspectives On Insurance Costs
Intense insurance market competition and better management controls are driving risk and insurance costs down little by little for U.S. corporations, but administrative costs are starting to creep up. As a result of the losses, property insurance costs have started to increase worldwide, while the cost of other coverages has...
Tags: Insurance, Property Insurance, Corporate Insurance, Finance, Financial Planning, Business Operations
White papers 2003-01-01
Property Insurance Claims: Negotiating Unfamiliar Terrain
Just having insurance coverage in place does not guarantee that one’s loss will be fully reimbursed. A final settlement can be affected by the policyholder’s actions from the moment the loss occurs. From securing the loss site and notifying the insurer to agreeing on the final settlement, the policyholder needs...
Tags: Loss, Settlement, Policyholder, Property Insurance, Insurance, Litigation, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2003-01-01
Corporate Risks and Property Insurance: Evidence From the People's Republic of China
Using panel data (1997-99) for 235 publicly listed companies in the People's Republic of China PRC, this study tests empirically the linkage between corporate risks and the decision to purchase property insurance and its financial extent. To achieve these objectives, the paper first estimates a probit insurance participation decision model...
Tags: Business Operations, Corporate Insurance, Finance, Financial Planning, Insurance, Property Insurance
White papers 2002-08-19
Nuclear Property Insurance Fire Loss Experience Associated With The Global Nuclear Industry
This paper provides insights into the fires that have occurred at nuclear facilities insured through nuclear insurance pools, using property insurance loss experience developed over 30 years. Insurance companies have a large financial stake in the successful efforts of nuclear complexes to minimize nuclear insurance losses, including the potential for...
Tags: Business Operations, Corporate Insurance, Finance, Industry, Financial Planning, Insurance, Property Insurance, Insurance Company
White papers 2001-02-01
Property Insurance Loss Distributions
Property claim services PCS provides indices for losses resulting from catastrophic events. This paper in detail deals with a study which presents these indices and takes a closer look at distributions underlying insurance claims. Surprisingly, the lognormal distribution seems to give a better fit than the Paretian one. Moreover, lagged...
Tags: Property Insurance, Indice, Reed Elsevier Inc., Property Claim Services, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance, Distribution
White papers 2000-07-12
Forty Years of Involuntary Property Insurance Markets in the U.S
The article traces the history and development of the FAIR and beach plans. It reports on operating philosophy as well as procedures and practices in place in the involuntary property markets today. It reports mixed success in effort to depopulate the plans. In addition, it provides some indication of the...
Tags: Business Operations, Corporate Insurance, Finance, Insurance, Property Insurance, Financial Planning, Article
White papers

Additional Resources

Orezone Essakane Debt Facility Proceeds to Credit Approval
Orezone Resources Inc. (TSX: OZN)(AMEX: OZN) is pleased to announce that Bayerische Hypo- und Vereinsbank AG, a member of UniCredit Group, ("HVB") and The Standard Bank of South Africa Ltd ("Standard Bank") have completed their technical due diligence and are proceeding to their respective credit committees for approval...
Articles 2008-07-10
CNA Examines Liability Challenges of Medicare Rx Benefits
CHICAGO -- Recently, the CNA insurance companies issued a client bulletin that examines the liability challenges of Medicare's Prescription Drug Benefit Part D. Since Part D became effective in 2006, it has presented a variety of current and emerging risk exposures to aging care organizations, especially skilled...
Articles 2008-07-09
Milliman Care Guidelines® Support Medicaid Quality Care Efforts
SEATTLE, July 8 /PRNewswire/ -- The healthcare of one-fourth of all managed Medicaid recipients in the U.S. is being supported with clinical guidelines from Milliman Care Guidelines LLC, A Milliman Company. Based on Milliman records and information from the 2007 Managed Medicare and Medicaid...
Articles 2008-07-08
Fitch Rates Hays CISD, Texas' $87MM Bonds 'AAA' PSF/'A+' Underlying; Upgrades Outstanding
AUSTIN, Texas -- Fitch Ratings assigns an 'AAA' rating to the Hays Consolidated Independent School District, Texas the district $86.7 million unlimited tax school building bonds, series 2008. The 'AAA' rating is based on the guarantee provided by the Texas Permanent School Fund PSF, whose insurer financial...
Articles 2008-07-08
State Auto Financial Reports Impact of Storm Activity
COLUMBUS, Ohio -- State Auto Financial Corporation (NASDAQ: STFC) today announced its preliminary estimates of losses due to second quarter 2008 catastrophe storm activity. The company expects second quarter 2008 results will include between $76 and $84 million in pre-tax catastrophe losses. The above range includes $3.4...
Articles 2008-07-08
Lincoln Employer Markets Launches 401 Managed Accounts Option From Morningstar Associates
CHICAGO, July 8 /PRNewswire-FirstCall/ -- Morningstar, Inc. , a leading provider of independent investment research, and Lincoln National Corporation today announced that Lincoln Employer Markets, a division of Lincoln Financial Group, has launched MorningstarR Retirement ManagerSM, including Morningstar Associates' 401k managed accounts service. This offering...
Articles 2008-07-08
BluePhoenix Signs Non-Binding Letter of Intent for Sale of Mainsoft Subsidiary
- Company expected to receive cash payment of $1.7M and contingent consideration if deal is completed - Discontinued operation charge of $8.3M to be taken in second quarter HERZLIYA, Israel, July 8 /PRNewswire-FirstCall/ -- BluePhoenix Solutions , the leader in value-driven legacy...
Articles 2008-07-08
BluePhoenix Provides Revenue Outlook for Second Quarter 2008
Expects to record second quarter revenues of $22.7-23.0 million, up 18% to 20% compared to the second quarter last year Will provide full earnings report during week of August 4, 2008 HERZLIYA, Israel, July 8 /PRNewswire-FirstCall/ -- BluePhoenix Solutions , the leader...
Articles 2008-07-08
ExpressMD™ Signs Non-Exclusive Distribution Agreement with Cyntrist to Deliver Remote Patient Monitoring and Telehealth Systems to Healthcare Providers in the Southeastern U.S
Cyntrist to Utilize ExpressMD Solutions' Telehealth System to Improve Diabetic Care BERKELEY HEIGHTS, N.J., July 8 /PRNewswire/ -- ExpressMD Solutions, a joint venture formed by Authentidate Holding Corp. and EncounterCare Solutions, Inc. to provide remote patient monitoring telehealth systems and services that improve care...
Articles 2008-07-08
Senate advances mortgage rescue
WASHINGTON -- A mortgage rescue plan to save hundreds of thousands of homeowners from foreclosure drew overwhelming Senate support Monday, inching toward passage despite Republican objections. The Senate voted 76-10 to advance the bill, a broad array of housing measures including overhauls of...
Articles 2008-07-08
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