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- Financial Planning
- planning the acquisition of funds to finance planned activities
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- New Perspectives On Insurance Costs
- Intense insurance market competition and better management controls are driving risk and insurance costs down little by little for U.S. corporations, but administrative costs are starting to creep up. As a result of the losses, property insurance costs have started to increase worldwide, while the cost of other coverages has...
- White papers 2003-01-01
- Property Insurance Claims: Negotiating Unfamiliar Terrain
- Just having insurance coverage in place does not guarantee that one's loss will be fully reimbursed. A final settlement can be affected by the policyholder's actions from the moment the loss occurs. From securing the loss site and notifying the insurer to agreeing on the final settlement, the policyholder needs...
- White papers 2003-01-01
- A New Program For Insuring Agribusinesses
- Although the majority of American farms are still owned by individuals or families, the corporate farm has assumed a greater role in the agricultural landscape. Advances in the industrial and manufacturing sectors have greatly affected farming practices. Labor productivity has increased dramatically with highly sophisticated machinery and equipment. More and...
- White papers 2003-01-01
- Forty Years of Involuntary Property Insurance Markets in the U.S
- The article traces the history and development of the FAIR and beach plans. It reports on operating philosophy as well as procedures and practices in place in the involuntary property markets today. It reports mixed success in effort to depopulate the plans. In addition, it provides some indication of the...
- White papers
- Terms and Conditions in a Harder Property Insurance Market: Coinsurance, Blanket Insurance and More
- This paper identifies specifics as to how terms and conditions had become soft; further the paper identifies changes in terms and conditions in the post 9/11 harder market environment. The methodology employed is interview of brokers and underwriters in the Chicago insurance market place, and much of what is reported...
- White papers 2004-01-01
- J.D. Power and Associates Reports: Nearly Twice as Many Long-Term Homeowners Are Shopping for Property Insurance, Despite the Fact That Premiums Have Started to Stabilize
- This J.D. Power and Associates 2004 National Homeowners Insurance Study reports that despite the fact that homeowners insurance premiums have largely stabilized around the country and in some markets may even be falling, a record number of long-term homeowners indicate they shopped for a new insurer in the past year.
- White papers 2004-09-30
- Nuclear Property Insurance Fire Loss Experience Associated With The Global Nuclear Industry
- This paper provides insights into the fires that have occurred at nuclear facilities insured through nuclear insurance pools, using property insurance loss experience developed over 30 years. Insurance companies have a large financial stake in the successful efforts of nuclear complexes to minimize nuclear insurance losses, including the potential for...
- White papers 2001-02-01
- Corporate Risks and Property Insurance: Evidence From the People's Republic of China
- Using panel data (1997-99) for 235 publicly listed companies in the People's Republic of China PRC, this study tests empirically the linkage between corporate risks and the decision to purchase property insurance and its financial extent. To achieve these objectives, the paper first estimates a probit insurance participation decision model...
- White papers 2002-08-19
- Nuclear Risk in Property Insurance and Limitations of Insurability
- The international insurance industry has been screening its existing terms and conditions for potentially ruinous risks and has identified certain weak points. The report believes that one of the most perilous shortcomings in traditional property insurance and reinsurance concerns inadequate nuclear risk exclusions. Insurance portfolios have always been exposed to...
- White papers 2003-10-29
- Property Insurance Loss Distributions
- Property claim services PCS provides indices for losses resulting from catastrophic events. This paper in detail deals with a study which presents these indices and takes a closer look at distributions underlying insurance claims. Surprisingly, the lognormal distribution seems to give a better fit than the Paretian one. Moreover, lagged...
- White papers 2000-07-12
- Property Insurance Outlook: Dull But Stable
- No one really finds insurance interesting, not even insurers. In fact, insurers like it to be dull: no hurricanes, floods, earthquakes, wildfires, tornados. Instead of stories on the morning news, insurers prefer to quietly collect their premiums and drop them in the bank. Thus, two reports from the property casualty...
- Blog posts 2009-09-24
Additional Resources
- Estate Planning Essentials: 8 Steps to Protect Your Family
- Take care of these things today and your loved ones will be grateful that you've saved them money and anguish after you die. But look at it this way: If the worst should happen and you don’t have your financial affairs in order, you’ll leave your loved ones...
- Articles 2009-09-02
- Financial Planners Pay More Attention to P/C Insurance and Risk Management
- Property/casualty insurance and risk management increasingly play a role in financial planning, according to a survey by the Chubb Group of Insurance Companies. Fifty-seven percent of the 102 financial planners surveyed indicated that they evaluate their clients' asset protection through property/casualty insurance. An even higher number, 72%, said they determine...
- White papers 2006-03-22
- Planning Financing for Your Career Break
- A career break can be expensive, and money may well be the biggest impediment to following through with your plans. For example:How will you pay for living expenses during your break?Will you need a loan to afford retraining or travel costs?Will you need to take another job to bring in...
- Articles 2007-10-05
- Compass Bancshares to Acquire Texas Insurance Agency; Acquisition Expands Compass' Insurance Product Line
- Business Editors BIRMINGHAM, Ala.--BUSINESS WIRE--Oct. 24, 2000 Sunbelt-based Compass Bancshares, Inc. (NASDAQ:CBSS) today announced that it has signed a definitive agreement to acquire Texas Insurance Agency, one of the largest independent insurance agencies in Texas. Headquartered in San Antonio, Texas Insurance Agency specializes in providing property and...
- Research articles 2000-10-24
- Compass Bancshares Acquires Texas Insurance Agency—San Antonio
- Business Editors BIRMINGHAM, Ala.--BUSINESS WIRE--Dec. 14, 2000 Sunbelt-based Compass Bancshares, Inc. today announced that it completed its acquisition of Texas Insurance Agency--San Antonio, one of the largest independent insurance agencies in Texas. Texas Insurance Agency--San Antonio specializes in providing property and casualty insurance, personal insurance, employee benefit...
- Research articles 2000-12-14
- San Antonio, Texas-Based Insurance Giant Lays Off 108 in Cost Reduction.
- By David Hendricks, San Antonio Express-News Knight Ridder/Tribune Business News Sep. 27--Insurance giant USAA laid off 108 workers in financial services and marketing positions Wednesday and Thursday in what officers said was an ongoing cost reduction to avoid raising rates for ...
- Research articles 2002-09-27
- Banking giant re-defines its communication mandate. Unusual survey technique determines new strategic communication planning for South African financial group
- Applied organisational communication was identified as one of the primary tools in the extensive development process currently under way a process encompassing a total rethink on job levels, skills development, rewards packages and the way the organisation will position itself to meet future prospects.The ABSA group is one of Africa's...
- Research articles 1996-06-01
- What Is Your Business Contingency Planning IQ?
- A business continuity plan is important for any organization, but it can be critical for medical device firms. Almost any disaster in a medical device firm-whether caused by nature, an equipment failure, or the act of a hacker or terrorist-can spark a series of financially devastating consequences. The combination of...
- White papers 2001-06-25
- Everest Re Group, Ltd Q3 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. [Operator Instructions]. And we will go to Tom Cholnoky with Goldman Sachs. Thomas V. Cholnoky - Goldman Sachs Hi. Good morning everyone. I have three questions, if I can. I know you didn't want get too much into the asbestos study, but...
- Earnings calls 2007-10-23
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