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- Financial Planning
- planning the acquisition of funds to finance planned activities
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- Banks as Insurance Referral Agents? The Convergence of Financial Services: Evidence from the Title Insurance Industry
- The purpose of this paper is to offer a glimpse into the potential industrial organization of the property casualty insurance (P&C) market if banks continue to penetrate it at current rates. To do so, the paper studies an insurance market where banks are already integral in distribution: Title insurance. They...
- White papers 2002-09-01
- The Monoline Restrictions on Mortgage and Title Insurance, With Special Application to California
- This paper provides an economic analysis of the monoline restriction for both mortgage and title insurance. The purpose is to evaluate whether or not the monoline requirement continues to represent good public policy. California is used as an important and typical case study. This paper reviews these two industries and...
- White papers 2003-06-17
- Title insurance: Is It Wanted Here?
- This paper discusses about title insurance which was developed in the post-Civil War era in the United States of America, supplementing existing lawyer's and conveyance's 'error' insurance by providing insurance against any defect in titles to real estate, in the absence of reliable title registration systems. The state-run registers were...
- White papers 2002-11-14
- Monoline Restrictions, With Applications to Mortgage Insurance and Title Insurance
- The key goal of this paper is to investigate the conditions under which monoline restrictions represent sensible regulatory policy. This is an intriguing question because multiline insurance structures have the obvious diversification benefit that the firm's capital is available to support claims against any of its lines. Indeed, all states...
- White papers 2003-01-27
- The Role of the Monoline Requirement in Assuring Title Insurance Effectiveness
- A "monoline" requirement, i.e., the statutory restriction of companies writing a particular line of insurance to writing only that line, occurs today in just three property-casualty lines: title insurance, mortgage guaranty insurance, and financial guaranty insurance. In light of the trend toward the elimination of specialization for all types of...
- White papers 2004-12-01
- Cracking Down on Illegal Practices in the Title Insurance Industry
- This paper investigates the practice of rebating in title insurance industry. Since approximately 1997, insurance regulators allege that title insurers began engaging in the illegal practice of rebating by forming captive reinsurance companies that in turn draw rebates from the title insurance companies. These sophisticated schemes are designed so that...
- White papers 2005-06-23
- What We've Got Here Is a Failure to Communicate: How Traditional Financial Reporting Contributes to Misunderstanding of Title Insurance Loss Activity
- This paper focuses on a specific financial reporting practice that has contributed to the Title insurance industry's failure to communicate the unique characteristics associated with its loss containment activities. The author believes that communication can be enhanced if both parties, the Title industry and its regulators, address and acknowledge the...
- White papers 2006-11-01
Additional Resources
- Financial brokers sans frontières
- Yesterday morning I presented at a financial planning conference entitled 'The End of Commissions'.But after spending the day chatting to people on the subject, it was only later, while driving home, that I had a moment of revelation: I had missed the point that explains AMP's bid for AXA.What's more...
- News items 2009-11-11
- Understanding Bankruptcy
- At one time, bankruptcy was regarded as shameful—something that left the doors of bankrupt businesses shuttered and forlorn, while individuals huddled penniless on the streets or in jail, unable to face their friends. Today bankruptcy doesn't carry quite that stigma. With business being covered far more broadly and intently by...
- Articles 2007-12-18
- Starting an Import Business
- Importing is pretty basic: You simply purchase goods from one country to sell in another. The rationale for importing is twofold:to obtain goods or materials from a source who either offers the lowest available price, or who provides the best quality for costto obtain raw materials, components, or finished goods...
- Articles 2007-10-29
- 12 Tough Questions to Ask Your Parents
- Talking with your parents about their estate is important to protect your family?s finances, but the conversation can be difficult at best. Here's what you need to ask and how to do it. The mere idea of having a talk with your elderly parents about their finances and estate...
- Articles 2009-09-02
- The Dallas Morning News Where I Work Column.(Knight Ridder/Tribune Business News)
- Jul. 23--INSURANCE AGENCY FIELD DIRECTOR WEARS MENTOR, FINANCIAL HATS: Name: Lance Franczyk Company: The Mahoney Group, an agent of Northwestern Mutual Life Insurance Location: Dallas Title: Field director Job description: "I have two...
- Research articles 2000-07-25
- How to Prepare for a Pay Cut
- If you've managed to hang on to your job, there's a good chance you've been forced to accept a pay cut or reduction in work hours. Here's how to minimize the impact of these painful moves. ...
- Articles 2009-06-05
- Taking a Career Break
- It will probably not surprise you that there is a “workaholics” Web site. Given today’s corporate climate and the pace of change in the marketplace, people are working harder than ever before. In early 2007, MSNBC published an article about more and more workers “opting out of the rat race.”...
- Articles 2007-02-28
- Shore Up Your Beleaguered Finances
- Uncle Sam thinks you're too rich to help, so you'll have to help yourself. Keep Your Income Flowing In past recessions, the little guy or gal took the brunt of the job losses. Now, however, a high annual income — one over $100,000...
- Articles 2009-05-04
- Need to know: Phorm shares fall ... Carillion contract ... Holcim profits down ...
- View video and Need to Know interactive heatmap Economics Retail sales: Official figures showed that high street sales rose by 0.4 per cent on the month during July, taking the annual rate to a gain of 3.3 per cent, the biggest increase since May 2008. Analysts had predicted a monthly...
- News items 2009-08-20
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