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9 Resources for

financial services and risk-based capital

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Risk-Based Capital Interpretations Credit Derivatives Description
A new issuance addresses the risk-based capital treatment of certain synthetic securitization transactions involving credit derivatives. The objective of these capital interpretations is to recognize the effective transference of the economic risk of loss in these transactions. This document noted that, if used prudently, credit derivatives can enhance banks' ability...
Tags: Derivatives, Comptroller, Risk-based Capital, Financial Services
White papers 1999-11-15
Risk-Based Capital Standards and the Riskiness of Bank Portfolios
Bank risk-based capital RBC standards require banks to hold differing amounts of capital for different classes of assets, based almost entirely on a credit risk criterion. The paper provides both a theoretical and empirical framework for evaluating such standards. A model outlining a pricing methodology for loans subject to default...
Tags: Bank, National Bureau Of Economic Research, Pricing Strategy, Risk-based Capital, Standards, Pricing, Quality, Marketing Research, Financial Services, Marketing, Business Operations
White papers 1997-03-25
Risk-Based Capital Guidelines
This advance notice of proposed rulemaking ANPR describes significant elements of the Advanced Internal Ratings-Based approach for credit risk and the Advanced Measurement Approaches for operational risk (together, the advanced approaches). The ANPR specifies criteria that would be used to determine banking organizations that would be required to use the...
Tags: FDIC, Risk-based Capital, Banking Company, ANPR, Banking, Quality, Financial Services, Business Operations
White papers 2003-08-04
Advance Notice of Proposed Rulemaking Regarding Risk-Based Capital Guidelines; Implementation of New Basel Capital Accord
The Board is being asked to approve for publication in the Federal Register the attached interagency ANPR seeking comment on pertinent aspects of the proposed New Capital Accord being developed by the Basel Committee on Banking Supervision Basel Committee. The ANPR explains how the U.S. banking and thrift agencies Agencies...
Tags: FDIC, Agency, Risk-based Capital, ANPR, Banking, Financial Services
White papers 2003-07-11
2000 - FDIC Rules And Regulations: Statement of Policy on Risk-Based Capital
Capital adequacy is one of the critical factors that the FDIC is required to analyze when taking action on various types of applications and when conducting supervisory activities related to the safety and soundness of individual banks and the banking system. In view of this, the FDIC's Board of Directors...
Tags: Bank, FDIC, Adequacy, Risk-based Capital, Standards, Capital Adequacy, Quality, Regulations, Financial Services, Business Operations, Government
White papers 2003-01-01
Risk-Based Capital Requirements For Commercial Lending: The Impact Of Basel II
From the executive summary: ‘Of all the changes in capital regulation being considered on banking supervision, the most fundamental shift from current practice is that the risk-based capital requirements for the largest banks would no longer be based on a few pre-set ratios dictated by regulators. Instead, the banks would...
Tags: Bank, FDIC, Basel II, Commercial Lending, Risk-based Capital, Banking, Financial Services
White papers 2003-04-21
Measures of the Riskiness of Banking Organizations: Subordinated Debt Yields, Risk-Based Capital, and Examination Ratings
Recently there have been a number of recommendations to increase the role of subordinated debt SND in satisfying bank capital requirements as a preferred means to discipline the risk-taking behavior of systemically important banks. One such proposal recommended using SND yield spreads as the triggers for mandatory supervisory action under...
Tags: Bank, Federal Reserve Bank Of Atlanta, Risk-based Capital, Banking, Financial Services
White papers 2001-11-01
Pillar 1 Vs. Pillar 2 Under Risk Management
Under the New Basel Accord bank capital adequacy rules (Pillar 1) are substantially revised but the introduction of two new "Pillars" is, perhaps, of even greater significance. This paper focuses on Pillar 2 which expands the range of instruments available to the regulator when intervening with banks that are capital...
Tags: Bank, National Bureau Of Economic Research, Risk Management, Risk-based Capital, Financial Services
White papers 2005-09-01
Capital Requirement, Portfolio Risk Insurance And Dynamic Risk Budgeting
Due to risk based capital requirements, financial institutions need to budget their risk-taking to assure their financial survival. This is necessary because the economic capital of the institutions which has to back risky positions is widely assumed to be a short resource. Therefore, financial institutes are advised to pursue a...
Tags: Financial, Budgeting, Insurance, Risk-based Capital, Financial Accounting, Financial Services, Finance
White papers 2004-11-01

Additional Resources

Insight into the Future of Retail Financial Services Organizations
Today more than ever, financial services FS firms are operating in a dynamic, highly complex business environment. Article focuses on the future of retail financial services. The retail sector of the FS industry refers to financial services organizations and the products they offer to consumers rather than businesses. Within the...
Tags: Financial Service, Financial Planning, Financial Services, Finance
White papers 2002-08-01
Enterprise Risk Management In The Financial Services Industry: Still A Long Way To Go
All businesses are now experiencing the need to successfully practice enterprise risk management ERM, a rigorous approach to assessing and addressing an organization's risks from all sources to increase the value of the enterprise. The paper shows how ERM for financial services managers can help them systematically make such integrated...
Tags: Financial, International Risk Management Institute Inc., Enterprise Risk Management, Business Security, Business Operations
White papers 2000-08-01
Risk & Regulatory Management for the Financial Services Industry
The financial services landscape is currently being subjected to an unprecedented bombardment of new and increasingly more onerous, regulatory requirements. Banks, capital markets organizations and insurance companies are all impacted from initiatives ranging from Basel and Solvency II requirements, to broader issues such as International Accounting Standards IAS, Sarbanes Oxley...
Tags: Financial, Accenture Ltd., Financial Accounting, Insurance, Sarbanes-Oxley, Regulations, Financial Planning, Financial Services, Finance, Business Operations, Corporate Insurance, Government
White papers
Arch Capital Group Ltd
Arch Capital Group Ltd. named DONALD WATSON executive vice president of the financial services division of Arch Capital Services Inc. In the position, Watson will be responsible for capital management and allocation, along with handling investor communications and ratings-agency relationships. Watson was vice president of enterprise risk for Ace Ltd....
Tags: ACE Ltd.
Research articles 2005-09-15
Saba Marks Continued Customer Momentum Among Leaders in Financial Services Industry; Saba Customers Earn Accolades From Financial Times' 'The Banker'
REDWOOD SHORES, Calif. -- Saba (Nasdaq:SABA), the leading provider of Human Capital Development and Management HCDM solutions, today announced continued momentum from the financial services industry for Saba solutions, including Saba Enterprise Performance, Saba Enterprise Learning and hosted Saba solutions. Saba helps financial services organizations improve selling and cross-selling effectiveness,...
Tags: financial, Financial Times, leader
Research articles 2004-09-21
Volatility and Financial Intermediation
This paper consider an economy where risk neutral banks provide intermediation services and risk neutral producers demand credit to finance their working capital needs. The model blends costly state verification with imperfect enforcement power and, in this context of costly financial intermediation,the paper show that a weak legal system combined...
Tags: Volatility, Financial, National Bureau Of Economic Research, Working Capital, Managerial Accounting, Investment, Finance
White papers 1997-12-01
For King and country
Some very radical prescriptions for dealing with the banking sector to avoid another financial crisis of the magnitude of the one just experienced are flowing in the UK from the most authoritative of sources. That the UK is producing the most revolutionary of responses perhaps isn't surprising, given how badly...
Tags: Bank, banking
News items 2009-10-20
Pay what you like, but within your means
The question of how far individual compensation was to blame for the financial crisis has been addressed by the Financial Services Authority FSA in the Turner review and its accompanying discussion paper. We believe it should be seen as a contributory factor but certainly not as the principal cause. The...
Tags: Compensation, regulator
News items 2009-08-11
FDIC's Bair: Must Pre-fund Financial Firm Unwinding
By Karey Wutkowski and Clare BaldwinWASHINGTON/NEW YORK (Reuters) - A reserve fund must be established ahead of time to give the government the working capital it needs to dismantle large, troubled financial companies, a top U.S. bank regulator said on Tuesday.Sheila Bair, chairman of the Federal Deposit Insurance Corp, said...
Tags: FDIC, Financial, Financial Company, Financial Accounting, Government, Finance, House, Resolution Authority
News items 2009-11-10
FDIC's Bair-must Pre-fund Financial Firm Unwinding
By Karey Wutkowski and Clare Baldwin WASHINGTON/NEW YORK (Reuters) - A reserve fund must be established ahead of time to give the government the working capital it needs to dismantle large, troubled financial companies, a top U.S. bank regulator said on Tuesday. Sheila Bair, chairman of the Federal Deposit Insurance...
Tags: Financial, FDIC
News items 2009-11-10
FSA: Narrow Banks Could Raise Risk
By Huw JonesLONDON (Reuters UK) - Breaking up banks to legally separate retail from investment banking could increase risks in the system and higher capital is key, the country's top financial watchdog said on Monday.Adair Turner, chairman of the Financial Services Authority, said there was no "silver bullet" to tackling...
Tags: Bank, Financial, Banking, G20, Financial Services, Financial Accounting, Finance, IntercontinentalExchange Inc.
News items 2009-11-02
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