Financial Services Corp.

Robin Newell is currently the President and Chief Executive Officer of RAIN Insurance and Financial Services, Inc. RAIN is a full service financial services company that specializes in Insurance, College, Retirement and Estate planning, with special emphasis on small business insurance needs. Robin is also a Registered Investment Advisor with Transamerica Financial Advisors. Robin has been in the Insurance/Financial planning arena for 20 years. She is a graduate of UCLA, with a Bachelor of Arts degree in Math with an emphasis in Economics and a member of Alpha Kappa Alpha Sorority, Inc. Her insurance career began as a life insurance underwriter with Transamerica in Los Angeles. She later moved into marketing where she began and developed the Competitive Analysis department. In that capacity she worked very closely with the Executive Board of Transamerica in the analysis of financial statements of competitor companies. She was responsible for advising corporate executives about the overall financial status of Transamerica's competitors. Robin later went on to obtain the position of Operations Manager for Phoenix Wealth Management Corporation where she consulted with Registered Investment Advisors on how to market and grow their sales practice. After several years in corporate America, Robin and her husband, Andre started RAIN Insurance and Financial Services, Inc. She and Andre currently live in Antioch, CA with their two sons, Andre and Isaiah and her mother John Ella.

Thomas Trantum is the President and Co-Founder of Trantum Investment Management Company, a Money Management and Financial Services firm based in Nashville, Tennessee. Established in 2006, Trantum Investment Management Company is co-managed by Thomas Trantum's son Josh Trantum, and the firm has outperformed the S&P 500 in individual stock management through the shrewd organization of an investment fund and individual separate accounts. Thomas Trantum is responsible for Trantum Investment Management Company's portfolio of individual stocks, and he performs valuable research functions to determine market patterns. As a startup money management firm, Trantum Investment Management Company caters to individual equity investors, and Thomas Trantum directs the company's marketing activities in this vein. For 13 years before founding Trantum Investment Management Company with his son, Thomas Trantum functioned as President and Chief Operating Officer of Mastrapasqua Asset Management, Inc. Mastrapasqua Asset Management, also based in Nashville, Tennessee, leveraged Thomas Trantum's knowledge of finance for the administration of privately held portfolio management accounts on the individual and institutional levels. Thomas Trantum built a de novo money management firm to the point where it had USD $2.7 billion assets under management, and from 1994-2005, the firm's annual average performance was 14.87%, compared to the S&P 500's rate of 10.61%. Thomas Trantum was cited as an integral part of Mastrapasqua Asset Management, Inc.'s research, portfolio management, and marketing departments, and he established a corporate culture focused on long-term fundamental research. Thomas Trantum holds an MBA with emphasis on Security Analysis from the New York University Stern School of Business. Mr. Trantum earned his Bachelor of Arts in Economics from the College of Wooster in Wooster, Ohio.

Barry Lites is Senior Vice President, Financial Services and General Counsel for TradeCard, overseeing all of the company's legal matters, including corporate, finance, employment, litigation, as well as the development and management of TradeCard's intellectual property portfolio. In addition to his legal responsibilities, Mr. Lites also develops new relationships and manages existing relationships with financial services partners on the TradeCard Platform. Working with these partners, Mr. Lites structures innovative financial services for the benefit of TradeCard's corporate members around the world. Prior to joining TradeCard, Mr. Lites. a graduate of the Harvard Law School, practiced law for 15 years, first, in private practice at Gibson, Dunn & Crutcher and, later, at Weil Gotshal & Manges and then, as Senior Counsel within several businesses at GE Capital in New York City and Stamford, Connecticut.

Mr. French is a seasoned and accomplished sales executive with over 25 years experience in business development and software sales. He has an established record of successes in increasingly responsible positions as sales executive, delivering hundreds of millions of dollars in revenue and cost savings to global and multi-national firms by working with C-level executives to develop and execute sustainable growth and cost reduction strategies through various software applications, such as Accounting, Human Resource and Business Performance Management. He has been a highly recognized performer and has been rewarded the President's Club performer over 20 times. Mr. French's most significant experience has come from his service with PeopleSoft, Inc. where he worked from 1992 to 2004. As the Regional Vice President of Sales for the Financial Services business unit, he led a team that grew sales from a little under $3 million dollars a year to over $100 million dollars a year in just under four years. He later created and developed the middle market strategy for PeopleSoft by developing new compensation plans based on transactions sold versus revenue, sought out Partners to manage the implementations, created the territory coverage model, and launched a marketing program to win middle market business. His program was such a success that it became the prototype for PeopleSoft's middle market strategy worldwide. Prior to Mr. French's tenure at PeopleSoft, he held numerous positions at McCormack and Dodge Corporation where he was employed from 1981 to 1991. His career actually started in programming while at M&D and he was later promoted to Account Manager, Regional Product Consultant and eventually into Sales. Most recently, Mr. French was the Vice President of Sales for Filebank, a $3.5m company that specializes in Physical and Virtual Storage solutions. He also worked with Longview Solutions Corporation in Montreal, Canada where he created and managed the national sales pipeline consisting of companies with revenues of $1b plus. A graduate of Central Connecticut State College with a BA in Marketing, Mr. French, his wife, Kathy, and daughter live In Ridgewood, New Jersey.

Mr. Slayton is the CEO/President of Dream Weavers, Inc. a management company and a Regional Vice President of a Financial Services company. He is a retired Master Sergeant that served in the United States Department of the Army.

Pat Thompson is a First Vice President of Financial Services for Oppenheimer and Company. A registered investment advisor and financial planner for more than 20 years, she manages corporate and personal accounts, including 401K plans, 403B plans, charitable remainder trusts, charitable lead trusts, and wealth replacement planning. Pat has been a life time resident of Michigan. Prior to entering the financial services realm, she worked as a registered nurse in Flint, Michigan. She has also volunteered as an Emergency Medical Technician in addition to working as a phlebotomist, coroner's assistant, and a laboratory assistant. A graduate of Mott College, Pat holds a degree in Applied Science/Registered Nursing.

Scott Anderson has served as Vice President of Finance and Insurance of the Company since 2005 and was promoted to Senior Vice President in February 2006. He is in charge of all secured financing for the Company. Prior to joining the Company, Mr. Anderson served as Manager of Continental European Operations for CIT Group from 2004 to 2005 and was Managing Director of European Commercial Finance for Associates Capital Corp from 1998 to 2004. He has over 25 years of experience in the commercial equipment finance industry.

As Vice President of Financial Services, Ms. Tucker is responsible for overseeing all finances and accounting for LA Alliance and its schools. Ms. Tucker brings financial management and accounting experience. Prior to joining College-Ready Public Schools, she was a senior financial analyst at Sony Pictures Entertainment. She was responsible for budgeting and forecasting for the TV Division office and consolidation of financial reports and plans for 10 divisions within the Sony Pictures' TV group. In addition, she was the TV finance liaison between corporate finance, TV group divisions, payroll, telecommunications, studio operations, studio finance, food services, and publicity/promotions. Previously, she was a property accountant at Duckett-Wilson Investment/Development Company and was responsible for all accounting and financial reporting functions. Ms. Tucker has held various other positions as general manager, financial analyst and accountant at Sony Pictures Entertainment, Economic Development Corporation of Los Angeles County, City of Culver City, Island Spice, and WK Jinadasa's, a Sri Lanka company. She received her M.B.A. and her Doctorate of Education in Organizational Leadership from Pepperdine University.

Connie has over 20 years experience in banking with several major lending institutions, specializing in residential mortgages. Connie's strong commitment to customer service will guide you through the mortgage process. Let Connie present you with the multitude of options available to you by using the broker services of A+ Financial.

Dawie Verryne (BCom (Hons) Informatics, University of Pretoria, MBL, UNISA) has been involved in ICT Corporates for more than 15 years and has extensive business process outsourcing and management consulting experience. As General Manager of Financial Services, he focuses on innovative bank-legal solutions and services for financial institutions.

Peter joined the Group in 2008 as Managing Director, Financial Services and was appointed an Executive Director on 1 January 2009. Peter became Chief Executive Officer of the Group in February 2009. Prior to joining the Group, Peter was the UK managing director of dunnhumby Limited between 2006 and 2008 and was previously general manager of Europe Disney Consumer Products, international director of Dyson Appliances Limited and held commercial roles at PepsiCo International.

Keith McDonald began his term as mayor of the city of Bartlett in 2003 after serving as a city Alderman from 1997-2002 and holding numerous leadership positions on various public and private committees. He is the 2007 & 2008 Chair of the First Tier Suburbs Council and is a member of the Public Safety and Crime Prevention Steering Committee with the National League of Cities. He is owner and founder of McDonald Insurance and Financial Services and is recipient of several leadership awards within the insurance industry. He has been named to several Who's Who publications and other nationally recognized honors, including a proclamation from the State of Tennessee. He and his wife, Patty, have been married for 37 years. They have two sons: Ryan and his wife, Cari, who have two sons, Dylan and Connor. Their youngest son, Brooks, is married to Cari Beth. Mayor and Mrs. McDonald have served as foster parents through Agape Family Services and are active at Sycamore View Church of Christ.

Fraser set up the Financial Services Company within Wylie & Bisset in July 2002 after 25 years in the industry. The firm offer advice on all financial matters such as Mortgages, Investments and all related advice on Pension Planning. Fraser offers specialist knowledge in reviewing existing pensions and the setting up of Self Invested Schemes. Email Fraser fraser.thomson@wyliebisset.com

The owner and founder of Financial Security Group, Inc., George M. Silfugarian takes a comprehensive approach to wealth management, helping people make well-informed decisions about their investments and retirement plans. George works with clients in creating goals to provide them greater financial independence, peace of mind and security.

Phillip R. Carson (Randy) has been in the financial services business since 1972 when he founded Clermont County Insurance and Financial Services. He ran this company as owner/President for over 12 years. During this period, he held public office twice and was also involved in managing several political campaigns as well as recruiting candidates.

Jafe Ng is currently a Partner in Financial Services. Prior to transferring to Financial Services in 2001, Jafe was a Partner in Corporate Real Estate. Jafe's current areas of practice include debt capital market fund raising, asset and project financing and private banking. He has considerable experience in real estate investment trusts, syndication and bilateral lending, bond issues and mortgage documentation. Jafe has also handled major real estate acquisitions, financing, development, leasing and divestment transactions. His recent transactions include the refinancing of the St Regis hotel/residential development project, the debt financing in connection with the initial public offering of Ascott Residence Trust and the injection of properties into its initial portfolio, and the securitisation of Fortune REIT's portfolio of properties in Hong Kong. Jafe graduated from the National University of Singapore with an LLB (Hons) degree. He was called to the Singapore Bar in 1992. He joined Allen & Gledhill in 1995, and was made a partner in Corporate Real Estate in 2000.

Juan Carlos Villa is a Certified Anti-Money Laundering Specialist accredited by the Association of Certified Anti Money Laundering Specialists (ACAMS). Mr. Villa holds a law degree from Universidad Externado, Colombia, with a specialization in Business Law. Mr. Villa has ample experience as legal counsel for companies in the private sector and various Colombian government agencies. He represented institutions including the Colombian Congress, the City of Bogota's Mayor's Office, the Ministry of Agriculture and Rural Development, and the Colombian Institute on Family Welfare. Mr. Villa also was part of a select group of professionals chosen by the Bogota Chamber of Commerce, the Ministry of Justice and the Inter-American Development Bank for a project on alternative dispute settlement methods, thereby strengthening and increasing his knowledge of negotiation, mediation and arbitration. During his tenure in private practice, Mr. Villa tried and participated in various business, civil and labor law and criminal cases. Mr. Villa is a member of the Hispanic-American Bar Association and the American Bar Association, and is a certified member of ACAMS (Association of Certified Anti-Money Laundering Specialists), headquartered in Miami. Mr. Villa is a consultant of the Law firm Diaz & Kaiser LLP., since 2004 and provides support in the firm's litigation and arbitration practice areas, with an emphasis on the Firm's international clientele. Also Mr. Villa works with different companies as compliance officer, World Foreign Exchange Inc., Global American Exchange INC, and World Money Exchange Inc. Actually Mr. Villa is a partner of Property Solutions and Financial Services INC., since 2005, a mortgage broker company.

Mike is the partner in charge of leading account management for Rosetta's Travel, Financial Services, Digital Media and Telecom clients. He has spent the past 10 years in senior leadership positions within several WPP and IPG integrated marketing agencies. In these roles, Mike developed insight-driven, multi-channel marketing programs and strategies for a wide array of clients, including General Motors, HP, Verizon, Time Warner, HBO, and British Airways. Immediately prior to Rosetta, Mike served as a Senior Vice President at Grey Direct. While there, he led teams that leveraged consumer insights to develop innovative marketing strategies and communications programs across the online, email, direct mail, retail, and print channels. Notable clients included Aetna, Bristol Myers-Squibb, and MGM. Mike graduated from Rutgers University with a BA in English.

Sharon Wee is a Partner in Financial Services. Her areas of focus include capital markets, mergers and acquisitions, and general corporate law. She has advised a number of banks, financial institutions and corporations on cross border initial public offerings, fund-raising, securitisations and other capital markets matters.

Steven R. Martens is a partner in the Business Transactions section and the Real Estate, Financial Services, and Public Finance practice groups of Jackson Walker. Mr. Martens regularly represents financial institutions involved in commercial real estate, construction, and land development financing transactions. He represents individuals and business entities in purchase and sale transactions involving commercial real estate and income producing properties, construction projects, and commercial leasing. Mr. Martens has significant experience as borrowers' counsel in construction and permanent financing transactions and as local counsel in multi-state loan transactions. He represents non-profit and business entities in health care business transactions.

Trevor Gruzin is a partner in Accenture's global Financial Services group and serves as Global Managing Partner of the group's Banking industry segment. In this role, he is responsible for setting the overall vision and strategy for Accenture's Banking activities, establishing investment priorities and developing a supporting network of alliance partners. In addition, Gruzin leads the group's Strategy practice in the Asia Pacific region. He is based in Sydney. Since joining Accenture in 1985, Gruzin served clients in Australia, the United States, the United Kingdom, Indonesia, Hong Kong, Singapore, Malaysia, Japan and South Africa. He possesses deep expertise in business and information technology strategy, business process reengineering and project management. His clients include banks, insurers and fund managers, helping them improve performance and profitability. For example, Gruzin advised a major bank on developing a business model and strategic positioning to differentiate itself from its major competitors; he also worked with this same bank to help it scope out and then launch initiatives that would reduce its cost/income ration from 53 to 45%. In addition, he worked with a major wealth management company to develop its business blueprint, execute acquisitions, and develop and implement strategies in most of its business units (retail, distribution, IT). This company is now leading its industry. He developed an insurance company's strategy to launch a full service bank. In addition, he has helped major financial services firms develop customer strategies and design the programs required to execute them. Gruzin became an Accenture partner in 1991. Gruzin holds a bachelor of science (with honors) in computing from the University of Capetown in South Africa.

Evette Tsang (CA Ins. Lic#0C62110) has been actively involved in the community for the past 10 years since she arrived in America and Sacramento. She believes in participation, collaboration and giving back to community. Evette is newly elected to the OCA-GSC Board and is VP of Economic Development. Professionally, she is the owner of Evette Tsang Insurance & Financial Services, providing advanced planning for professionals. She can be reached at 916-422-5464.

Mr. Johnson is the owner and operator of ROJ Tax Accountant & Financial Services, which has been in business for past eight years. Mr. Johnson can also be considered a venture capitalist in various small business start-ups. He is currently the Chief Financial Officer for Stafford Rehabilitation Services Inc., Vision Technical Institute and Expo Oil Services Nig. Ltd. Mr. Johnson completed his academic career at the University of Houston with Bachelors in Accounting and Finance in 1985 and proceeded to complete his designation as a Certified Financial Planner in 1995. Mr. Johnson started his professional career as a broker/Registered Representative with First Investors Corporation from 1986 through 1988. He acquired his Series 6, Series 7 and Group 1 life insurance licenses with this company. In 1989, he joined a Non-Profit company called Covenant House Texas as a Staff Accountant where he worked through 1996. In 1997, he started a home based Accounting and Tax Service business while he was on a long-term medical disability. From 1998 through 2000, he worked as a part-time contract consultant for Enron and American General as an Accounting and Retirement Analyst respectively. After his total Recovery from Cancer in 2001, he moved his home based Accounting and Financial Services business to an office complex in a popular business district in southwest Houston. It is at this office that he currently runs and operates all his small business ventures.

Scott, the Director of Operations at Footprint Productions, is the owner of Scott Julius Agency, Insurance and Financial Services. Scott is an avid hunter and has harvested over seventy whitetail deer with both gun and bow, many of which are trophy class whitetails. He has also taken trophy mule deer & caribou and loves to hunt bear, elk, turkey moose and coyotes. Scott loves all types of hunting and fishing and is an avid outdoorsman and brings his many years of experience as a hunter to the table. Scott enjoys introducing new hunters to the sport of hunting & archery. Scott especially enjoys spending time in the woods with his two sons Matt & Dan. Scott also brings his years of experience as an outdoor videographer and video editor to the production room.

A graduate of Edinburgh University, Donald came to Northumbria University after teaching in Edinburgh and London. He has also undertaken consultancy work in Kenya, Poland, Ukraine and the Czech Republic. Donald teaches on a variety of undergraduate modules and is currently Programme Director for Accountancy, Financial Services and Economics programmes at NBS. He is particularly interested in assessment and maintains close relationships with the various UK professional accountancy bodies, particularly ACCA, CIPFA, AAT and AIA. Donald's research interests are in accounting theory and the use of the internet for information transfer and assessment.

As FLHA Secretary, Jay will assume a very active role in 2007. Besides building and maintaing the association website, he will provide vital intellectual and database organization and the preserving of our association history. He will also be a main point of contact for your voice to be heard. Please don't hesitate to contact him at the Flamingo Lake email address: FlamingoLakeHA@bellsouth.net Jay resides at 7475 West 18th Ave. and has lived on the lake for 18 years. He is single with no children. Currently he is a Marketing Director with a local Financial Services company after having served 10 years as a VP of Sales and Marketing with an apparel manufacturer. Jay is a person with many hobbies. He is very sports-minded and many years ago was rated as one of the top football and baseball players in the country. You will find him to be a very approachable, friendly, open-minded and communicative member of the community.

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Anne Taylor, Strategic and Resource Development Director, is responsible for developing, implementing, and overseeing resource development, capacity building, organizational learning and quality improvements that support and sustain FCF's programs and operations. The position contributes to innovative and strategic initiatives and recognizes that strategic development cultivates opportunities for resource development. The position is part of FCF's Research and Development Department. She brings over ten years of fund raising experience and over 20 years in nonprofit program and management positions. Prior to FCF, Anne served as a free-lance grant writer and interim executive director of the Minnesota Food Association. James (Jim) T. Dickinson,Manager of Financial Services, joined First Children's Finance in July 2002. Jim has helped lend more than $2.6 million to owners of family and center-based child care businesses, and over 2,700 child care spaces have been created or preserved since he joined FCF. Jim administers the Loan Fund Program which includes lending, technical assistance, loan serving, and customer support. Previously, Jim was a lender at Wells Fargo and Norwest Mortgage for five years, and also held positions with Catholic Charities, the Benedictine Sisters, and the American Heart Association. He has managed fund development, planned giving, marketing, special events, and lending. Jim has served as President of the Board of Directors for a regional library and Camp Fire Girls Council. Currently, he is a loan committee member for the Ways to Work Transportation Program, President of IPSII, Inc. (an advocacy agency for low income families with developmentally disabled children), and a long time blood donor. He received Bachelor of Arts Degrees in Political Science and Social Services from Minnesota State University Moorhead.

Barb comes to us with over 20 years Senior Administrative experience. In her capacity as Administrative manager, she will ensure that our office runs smoothly so that our clients receive the best possible care and attention.

Charlie Chaffin joined Cascade Bank in early 2004 as vice president and Women's Financial Group manager. Her charge is to develop and bring to market a suite of products and banking services to meet the needs of women business owners and professionals. Charlie brings 28 years of banking experience to her role, along with a long list of awards for winning performance in the arenas of client service, client retention, community banking, and sales. She was the 1996 Ballard Business Person of the Year. Most recently, Charlie served as vice president and client manager in premier banking for Bank of America. She has also worked for Sterling Savings Association, Key Bank, and Puget Sound National Bank. She serves on the Economic Development Council of Snohomish County, Everett Chamber of Commerce, Everett Community College and Diversified. Charlie and her husband live in Brier. In their free time, they enjoy old fashioned European entertaining. Preparing and sharing fine food and wine and conversation with good friends is a joy. Learning about and traveling to different countries is also a passion. Charlie's mother named her after her grandfather a man who had great zest for life. She wanted his name and his spirit to carry forward, and they do with Charlie leading the charge.

David Luchtel is the Chief Operating Officer for PCCS. Over the last 16 years has held a number of high-level positions at companies such as US West Communications and StorageTek. At PCCS, he successfully led the complete network upgrade for PEMCO's Financial Services companies and is responsible for implementing Fujitsu's Productivity Centre project methodology. While at StorageTek, he designed and implemented numerous multi million dollar storage solutions for customers on the West Coast.

Derek has worked in the financial services industry since 1985 and joined Trigon in 1996 as Administration Manager of our Financial Services company. He is responsible for maintaining our individual client database and portfolio management.

Gracie Chen is a Manager of Financial Services, Financial Planner at Prudential Financial. Since 1875, Prudential Financial has helped people achieve financial security and peace of mind. Its success is based on a long history of social responsibility, strong leadership, sound investments and innovative products and services. Gracie has been a financial professional since 2004, servicing clients from Los Angeles County, Orange County, and San Bernardino County. Her primary responsibility as a Manager of Financial Services is recruiting and developing a strong team of financial professionals to educate the Asian American community in planning for their finances. Prior to her experience with Prudential, Gracie served as a U.S. branch manager in charge of all import and export shipments for the Chinese industrial material trading company from 2001 to 2004. Gracie is a passionate and dynamic individual who's always striving to make a difference in the Asian American community. Besides her role at Prudential, Gracie makes her contribution through non-profit organizations such as APEX and YGAP. Furthermore, she is currently serving as an Ambassador of the Regional Chamber of Commerce, San Gabriel Valley specifically for the cities of Walnut, Diamond Bar, Rowland Heights, Hacienda Heights, and La Puente. Along with her fellow Ambassadors, she takes on the responsibilities to ensure each and every small business is welcomed and acclimated into the community. Through her involvement with the community, she's able to meet new and interesting individuals whom she shares similar interests with. As a Director of Membership for APEX, Gracie looks forward to raising APEX's presence in the community by providing professional networking opportunities through out the year 2007.

Myrna D. Parkin, President of M.D. Parkin & Associates, has been working in the retained search and technical recruiting profession for more than 20 years. She has built a reputation as one of the premier recruiters in the semiconductor capital equipment and analytical instrumentation industries. Her ability to establish effective long-term business relationships with both clients and candidates has further embellished her outstanding reputation. Several successful years as a Human Resources Manager in the Financial Services industry in Boston led Ms. Parkin to her current position. Ms. Parkin is a summa cum laude graduate of the University of Massachusetts.

Patty Cheesman CPA joined D & A in 2006 as our multi-faceted Firm Administrator while also preparing business and personal tax returns. An accounting graduate of Eastern Washington University, Patty has worked in the accounting field for 10 years. Patty is also the Manager of Financial Services for Dougherty & Associates Financial Services Inc.

Phil is the Agency Manager for Country Insurance and Financial Services. Along with serving as Secretary of the RACF Phil is a member of the Rochelle Rotary and is a past President of the Rotary Club.

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Stewart hails from South Africa and has been living in the US since 1999. He started his professional career as a financial accountant with Firestone South Africa but later pursued his interest in IT. Stewart, a Program Manager with a Financial Services company, was instrumental in securing Archbishop Desmond Tutu for our 2007 gala event drawing on his relationship with the Archbishop during his days of the liberation struggle against apartheid in South Africa. Stewart continues to be involved in human rights organizations and Boston-based organizations promoting capacity building and health and education needs in South Africa.

Alex Sink, newly-elected Chief Financial Officer (CFO) for the State of Florida, took her oath of office on the steps of the Old Capitol in Tallahassee on Jan. 2. As CFO, Sink is responsible for monitoring the state's fiscal health and managing more than $74 billion in tax dollars coming in and out of state government annually. As head of the Department of Financial Services (DFS), she oversees financial services, including insurance, securities and banking. She also serves as state fire marshal. As a Cabinet member, Alex is one of four members of the Financial Services Commission who oversee the appointed insurance commissioner and commissioner of financial regulation. Sink has announced the appointments of Eric Miller and Karen Chandler as deputy chief financial officers, Dr. Karen Stanford as research and planning administrator and Tara Klimek as communications director.

Amy has been with Pend Oreille Insurance and Financial Services since 2002 and has been in the insurance industry since 1997. In her spare time she enjoys being outdoors with her family.

Mr. Hsin has 30 years of experience in the entrepreneurial and financial fields. Mr. Hsin is a founders & CEO of of First Federal Capital, LLC New York. Mr. Hsin was a VP at Citibank Headquarters in New York as well as the President Citicorp Export Credit Corpation New York. Throughout his career, he has extensive experience in owning and running Regional Airline, Plastics Manufacturing, Venture Capital and Financial Services business both in Asia and North America. Mr. Hsin also taught International Finance at CUNY, York College as well as authoring a textbook; Foreign Exchange and Money Market.

Prof. Dr. Christoph Lengwiler is a Professor at the Lucerne School of Business (HSW Lucerne) and is a member of the board of directors and Head of the Audit Committee of the Lucerne Cantonal Bank, Lucerne. In 1987, he received a PhD (Dr. oec. publ.) from the University of Zurich. From 1984 to 1988 he served as Assistant at the Swiss Banking Institute of the University of Zurich. From 1987 to 1990, he was Lecturer at the University of Zurich. In 1987 he joined HSW Lucerne as Professor. Since 1997 he has been the Head of IFZ Institute for Financial Services, Zug, of HSW Lucerne. Since 2004 he has been a member of Executive Committee of HSW Lucerne.

Chuck White is prepared to work and serve your real estate needs in Silverton and surrounding communities in the Willamette valley. Born and raised in northern California, Chuck came to Silverton over 30 years ago as a teacher and coach at Silverton High School having graduated from Willamette University in 1972. Chuck moved from the classroom in 1990 to work as an administrator in the role of Director of Personnel and Curriculum for the Silver Falls School District until his retirement in 2004. He joined Silverton Realty in July 2005 as co-principal broker having maintained his Oregon real estate license since 1978. Chuck lives outside of town on a small Christmas tree farm with his wife Sara. Their children are now grown and developing their careers and families. Tony and his family live in La Grande where he is a career agent for Country Insurance and Financial Services; Kathleen lives in Medford and works as a dentist working in a community health clinic, La Clinica del Ville; and Heather and Jennifer live in Keizer, both working as graphic designers in the Salem area. Chuck has always been active in the community both as an educator and as a community volunteer. He has served on the board and as President of the Silverton Area Chamber of Commerce; is a founding member and Treasurer of the Silver Fox Foundation; is an active member and music minister at St. Paul's Catholic Church; and is the current President of the Silver Falls Family YMCA Leadership Council. In 1996 Chuck was honored in being selected Silverton's 1st Citizen for his commitment to the community as an educator and volunteer.

Dominguez has worked with Member's Financial Services located at 5 Point Credit Union since December 2004. He has a BBA in Management from Lamar University in Beaumont. He is a board member of the SET Hispanic Educational & Cultural Center, Port Arthur Chamber of Commerce, Million Dollar Investment Club, and New Generation Investment Club as well as Mercado Days Festival Planning Committee. Dominguez enjoys coaching youth baseball and football. His hobbies include golf, softball and spending time with his wife, Danielle, and four children: Jake, Jack, Mia, and Sofia.

Mr. Lutsch joined Re-Direct Financial Services as an Independent Representative in 1996. He has held the position of Recruiting Director and became a registered securities principal in 1998. Dave's 15 years of experience includes nine years as a registered representative with Prudential and two years as sales manager for the financial services agency Delott & Associates.

Glen Darmos, originally from Lorain Ohio, came to Michigan on a football scholarship to attend Eastern Michigan University in 1988. He completed his BBA in Marketing in 1992 and his MBA with a Management focus in 1994. Glen has been in the financial services industry since 1994. He currently holds his Series 7, 63, 65, life and health insurance, and variable contracts licenses. He is a registered representative of Berthel Fisher and Company Financial Services, Inc. Member NASD/SIPC. He is licensed in the states of Michigan, California and Ohio. Glen resides in Ypsilanti Township with his wife, Monica, daughters Olivia and Isabella and son Luke.

Glen Umeda is an attorney with the Financial Services, Litigation, and Employment Law Groups of the Silicon Valley Law Group. Glen's practice includes both litigation and transaction matters in areas including Business, Corporate, Employment, and Entertainment throughout the United States. His professional success is the result of an on-going commitment in providing quality legal services and maintaining a close professional relationship with all clients. As litigation counsel, Glen is admitted in both State and Federal Courts, including the United States Supreme Court. In the areas of civil litigation, he has successfully defended numerous corporate, governmental and educational entities. He is also approved as an Outside Litigation Counsel for various national insurance carriers in matters involving commercial and general liability, and employment. In transactional areas, he has successfully completed a wide range of business and corporate documents, trademark and copyright registrations, licensing agreements, and, recording and publishing contracts. Glen also performs human resources counseling in the areas of hiring and terminations, employment audits, and trade secret protocols. Glen is a member of the California Minority Counsel Program and the Asian American Bar Association of Silicon Valley. He was also a member of the board of directors of the East West Players Theater and a former Vice President and Director of the Asian Pacific Alumni Association of UCLA. He also served by appointment on behalf of the UCLA Alumni Association on various committees, such as, Corporate Development, Diversity & Affirmative Action, Governmental Relations, Marketing and Professional Achievement. Before becoming an attorney, for over ten years, Glen was involved in the entertainment industry producing, directing and promoting live musical performances, including corporate sponsored marketing events such as the "Mild Seven Jazz Concert Series." Glen's current entertainment practice provides legal counseling for artists, musicians, and song writers in the music industry.

Helen joined Insight Business and Financial Services in August 2005, as a Trainee Accountant. Helen is half way through her Diploma of Accounting. Prior to moving west, Helen worked in Brisbane for Whittaker Macnaught (Financial Advisors) as an assistant to the Financial Controller. Helen decided to move to Goondiwindi after three and a half years in Brisbane. Helen grew up on a property near Cecil Plains before moving to Brisbane after completing Grade 12.

James William Smith has worked in Senior management positions for some of the largest Financial Services firms in the United States for the last twenty five years. He has also provided business consulting support for insurance organizations and start up businesses. He has always been interested in writing and listening to different viewpoints on interesting topics.

Kaci Sicheneder, originally from Wauseon, Ohio, came to Michigan on an academic scholarship to attend Eastern Michigan University in 1996. After completing her B.S. in Psychology, she relocated to Silicon Valley in January of 2002 where she became a financial advisor. She currently holds the Series 7, 66, life and health insurance, variable contracts and long term care insurance licenses. Kaci is a registered representative of Berthel Fisher and Company Financial Services, Inc. Member NASD/SIPC. She is licensed in the states of Michigan and Ohio. Kaci and her husband recently relocated to Ann Arbor. In her free time, she enjoys exploring Michigan's lakes and rivers, Detroit basketball and live music.

Mr. Jones joined Re-Direct Financial Services in 1992 and became a registered securities principal in 1996. Prior to joining Re-Direct Keith worked for two manufacturing companies primarily in the areas Departmental Management, Cost Reduction and Financial Interfaces. He holds a Bachelor's Degree in Industrial Engineering from Bradley University and a MBA from the University of Chicago.

Laura has 10 years of public accounting experience and 8 years as a Financial Services senior manager (IJL/Wachovia Securities and Transamerica Reinsurance).

Laura Sandorskey joined Wharton Insurance and Financial Services in November 2005 and is the firm's employee benefits specialist. She is life- and health-certified and holds licenses in Series 6 and Series 63 Variable Annuities. Laura has been in the insurance industry for five years. In her spare time she enjoys biking, reading and travel.

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Maria is an award-winning designer, creative director, and small business owner for over 22 years. She creates design solutions for brand identity, corporate communications, marketing, advertising, catalogs, web design and packaging. She provides compelling work for any size organization including past work for: John Hancock Insurance and Financial Services, Houghton Mifflin Publishing, Bose Corporation, Aetna Insurance, Points of Light Foundation, the National Association of Grant Makers and AmeriCorps, as well as many high-tech, and real estate firms. Maria is a graduate of the New England School of Art and Design in Boston. More detailed information about Ms. Pappas is available upon request.

Martin Roel is Head of the Billing & Collection Service Area as well as Financial Services and Administration Area. He contributes with his experience to boosting our global strategy and he has successfully developed the company's Service Area leading Billing & Collection Management for radio Spectrum users within the framework of Thales Spectrum de Argentina SA's contract with the Argentinean National Communications Agency. He has taken also an active role in SAP Utilities development and implementation for radio Spectrum users. He has acquired a broad administrative and financial expertise in the service industry during his 12 year-long professional career. He had previously worked for Estudio DPA, HLB International Member, being promoted through all hierarchies ranging from assistant to associate. From his position at the studio, he provided external counselling for Thomson Spectrum de Argentina SA as from 1997 when the company took over Argentina's Radioelectric Spectrum Control Management. He also developed strategies and administrative applications for important local financial institutions where he successfully contributed to their growth and market positioning. He graduated as National Public Accountant and Corporate Administration Expert from Economic Science Faculty (Buenos Aires National University) and was awarded an MBA from CEMA (Argentinean Macroeconomic Study Centre). He is fluent in Spanish and English and has knowledge of the French language.

Matthew R. Noeker is a Financial Services specialist with Sussex Avenue Partners LLC. Previously, he worked in retailing, merchandising, and management in the fashion industry, including positions with leading stores in Martha's Vineyard MA and La Jolla CA. Mr. Noeker's holds a B.S. degree in Financial Services at Roger Williams University in Rhode Island, where his studies included equity investment, risk management, and financial management.

Michael Eisenberg is the founder and inspiration behind Eisenberg Financial Advisors. He is a Certified Public Accountant who holds the Personal Financial Specialist (PFS) designation given only to CPA's who have achieved excellence in the area of personal financial planning. Michael also holds a JD degree. Michael is married to his high school sweetheart. He has two adult children who make him very proud. His daughter is a publicist in the entertainment industry and is expecting his first grandchild. His son is a marketing specialist for an International Financial Services Company who is married to his high school sweetheart. Michael has been active in the accounting profession for over 30 years. He heads a family run, family oriented business which specializes in financial planning, wealth management and comprehensive tax, estate and retirement planning. Michael has been quoted in numerous publications and has been featured on both radio and television discussing issues that help bring financial freedom and flexibility to individuals and families. Through it all, Michael has found the time to give back to his profession by being extremely active at the Local, State and National levels of his professional organizations. He also volunteers with the California Jump$tart Coalition, whose mission is to help improve the financial literacy of young people.

Nick Cole is a lawyer with the Corporate and Financial Services group at DLA Phillips Fox in Sydney and was formerly an in-house lawyer with the Film Finance Corporation. He has extensive experience in the film and television industries in both a legal and production capacity, and has production credits on some of Australia's leading feature films including Strictly Ballroom. Nick also directed the Nine Network's television drama series Water Rats. Nick is able to provide a unique insight into the audio visual industries that comes from firsthand experience. He can provide expert advice on financing and investment of film and television, as well as assignment and licensing of intellectual property. He also advises companies generally on all industry sectors on technology, media and communication issues. After completing a law degree in 1987, Nick began working in the feature film industry and gained experience as an Assistant Director, Editor and Director. His credits as a Director include the Nine Network series Water Rats and A Difficult Women (2nd unit). He has also worked on many well known Australian and international films - Paradise Road, Fearless, Strictly Ballroom, Green Card, Thank God He Met Lizzie, The Island of Dr Moreau and Death in Brunswick.

Paula is an Accountant for the Financial Services unit and is located in the JSTOR Ann Arbor offices as a liaison to JSTOR and NITLE. Paula's main responsibilities are accounts payable, purchasing (non-computer related items) and time allocation. Prior to joining Ithaka, Paula worked as the Financial Manager for JSTOR at the Ann Arbor location. Paula also worked for 12 years as an Accountant at the Ann Arbor News, where she supported the Assistant Controller and the Payroll Accountant. She attended Eastern Michigan University where her field of study was Accounting.

Philip has over thirty years of Fine Art experience. He has worked as a sculptor and conservator on some of the most notable national and international works of art. Through out his educational and professional career, he has been privileged to have worked with some of the leaders of today's art world. He joined LIVINGSKIN in 1997 and has helped build a unique blend of artists, health care clinicians and administrative staff to help patients from all over the world with their prosthetic needs. With his past position as a partner and executive manager of LIVINGSKIN, Philip is committed to bringing his experience and dedication to the Touch Bionics family to achieve an even higher level of product development.

Richard Simon is a Vice President of Easton Consultants. He leads the Financial Services and Information Technology practices. Mr. Simon has held executive positions with market leaders in both of these industries both in the US and overseas. His recent work has focused on improving the financial performance and sales effectiveness of his clients.

Leandro ("Pedro") S. Galban, Jr. has been a director of the Company since its inception in December 2005. Since July 2005, he has been the Chairman of Financial Services, DLJ Merchant Banking Partners at Credit Suisse. Prior to that, he was Vice Chairman of Investment Banking and Chairman of Global Insurance for Investment Banking at Credit Suisse. He joined Credit Suisse when it acquired Donaldson, Lufkin & Jenrette in November of 2000. He began his career at Wood, Struthers & Company as an investment research analyst in 1958 and assumed responsibility for that firm's research efforts in the insurance area in 1961. He became a general partner of Wood, Struthers & Winthrop, Inc. in 1968 and was with the firm until it merged with DLJ in 1977. At DLJ he helped organize its Financial Institutions Group and was Head of the Group until the end of 1999. He is a director of The Navigators Group, Inc., Integro Ltd., Peach Holding, LLC and The Risk Foundation. Mr. Galban is an Overseer of The School of Risk Management, Insurance and Actuarial Science of the Tobin School of Business at St. John's University.

Alan S. Mark is a member of the firm's Business and Commercial Transactions, Financial Services, Real Estate, and Computer, Internet and Technology practice groups. For more than 30 years, he has concentrated on corporate, commercial and real estate finance matters and has served as outside counsel to numerous local, regional and national financial institutions. He has also provided outside counsel to publicly traded biotechnology companies, information and telecommunication technology clients, government entities and individuals in connection with technology transfers, business acquisitions, project development and equity and debt financings. Since 1996, Mr. Mark has overseen more than $750 million of structured lease financing transactions for the development of nearly two million square feet of biotechnology research and development facilities and GMP pharmaceutical manufacturing facilities. In 2006, he was lead counsel for the seller/lessee in what is believed to be the all-time largest private real estate transaction in the state of Maryland. Over a 20-year period, Mr. Mark has been an Adjunct Professor of Law, first at Georgetown University Law School for 12 years and currently at American University's Washington College of Law, where he has taught for the past 15 years. He is profiled in Who's Who in America. A native of New York City, Mr. Mark received a B.A. degree from New York University and graduated cum laude from American University's Washington College of Law in 1973, where he served as an Editor of the Law Review. He also earned an LL.M. in Taxation from George Washington University (1977). Mr. Mark is a member of the Maryland and District of Columbia bars.

Ms. Hsu-Nordstedt is a member of the Financial Services and Mortgage Banking practice. Her practice focuses on litigating on behalf of financial services clients. She prosecutes and defends claims involving fraud (including fraudulent origination schemes), breach of fiduciary duty, usury, unconscionability, bad faith, interference with prospective economic advantage and wrongful foreclosure. Prior to joining Severson & Werson in 2006, Ms. Hsu-Nordstedt practiced in the area of product liability defense for automobile and tire manufacturers. Ms. Hsu-Nordstedt received her J.D. from University of Minnesota Law School in 1999. In addition to her legal experience, she has been a certified public accountant in California since 1994 and was a corporate tax consultant responsible for tax planning for multi-national, retail and consumer-product clients at Ernst & Young.

Brian Busch is a member of the firm's Financial Services group. Mr. Busch practices on a variety of corporate finance matters, with a particular focus on representing and advising financial institutions, specializing in those institutions that provide corporate trust, custody, agency, financial intermediary, and related services. Mr. Busch has negotiated and closed a wide range of structured finance transactions, including those involving collateralized debt obligations and securitizations of residential and commercial mortgage loans; as well as more traditional transactions involving municipal securities and corporate debt. Mr. Busch has also represented both lenders and corporate trustees in both domestic and international project finance transactions.

Chris Cantarella is a leading member of the Financial Services, Private Equity, and Technology practices for Heidrick & Struggles. Most recently, he was a leader in Ernst & Young's (E&Y) Private Equity practice. As director for their Private Equity Practice Mid-Atlantic, he worked with numerous funds and their portfolios. While a coordinating partner on numerous clients, Mr. Cantarella also became E&Y's senior relationship manager in the U.S., focusing in the private equity market. Previous to his work in private equity, he led Ernst & Young's Venture Capital Advisory Group Mid-Atlantic where his team served venture capital firms and high growth technology companies. In his tenure at E&Y, Mr. Cantarella worked closely with many technology, IT services, financial services, and defense-related companies. Mr. Cantarella began his business career as a senior consultant for PricewaterhouseCoopers LLP where he worked on multiple engagements in strategy, re-engineering, and activity based costing for major organizations including aerospace and other client companies. Prior to entering the business world, he was a U.S. naval officer serving as a radar intercept officer flying F-14 Tomcat fighter aircraft. Mr. Cantarella is on the board of a Washington, D.C. based M&A advisory firm (Virtual Strategies Inc). and he is active as a committee/board member for the Northern Virginia Technology Council (NVTC) Private Equity Committee, The Entrepreneur Center @ NVTC, the Mid-Atlantic Venture Association, the Mid-Atlantic Venture Conference, the Association for Corporate Growth, the Virginia Biotechnology Association, and the Potomac Officers Club. He received a bachelor's degree in engineering from the U.S. Naval Academy and a master's in business administration from The George Washington University. He is also a graduate of Harvard's High Potentials Leadership Program.

Diane A. Fox is a member of the firm's Real Estate, Financial Services and Business and Commercial Transactions practice groups who concentrates in the areas of real estate and business transactions, real estate financing, leasing and tax deferred exchanges. She represents clients in the acquisition, sale and financing of commercial real estate which often includes shopping centers, urban and suburban office buildings, hotels, restaurants, industrial and multi-family properties. Ms. Fox also handles complex lease transactions involving shopping centers, office buildings and other commercial properties for landlords and tenants. Her transaction-oriented practice has included deals from $1 million to $200 million and involves the negotiation and preparation of contracts and loan documents for sellers, purchasers, lenders and borrowers. Based on her familiarity with the structure and tax aspects of complex tax deferred real estate exchanges under Section 1031 of the Internal Revenue Code, Ms. Fox has prepared legal documentation for such transactions involving the exchange of properties in Maryland, California, Virginia, Montana, Florida, Delaware and the District of Columbia. She is experienced in title insurance and underwriting issues, and conducts commercial and residential real estate closings. She also has worked extensively with the formation and operation of limited liability companies, partnerships and corporations and other aspects of business law. Appointed to the position by the County Executive, Ms. Fox served for five years as a Commissioner on the Montgomery County, Maryland Commission on Common Ownership Communities. Her committee activities include membership in the Montgomery County (Real Estate Section), Maryland (Section on Real Property, Planning and Zoning); American (Section on Real Property, Probate and Trust) and District of Columbia (Real Property Section) Bar Associations. Ms. Fox received her J.D. cum laude from American University's Washington College of Law in 1984. She earned a B.S.B.A. cum laude (Professional Accounting) in 1980 from American University, where she was inducted into the honor society of Phi Kappa Phi, and was the recipient of the Association of Government Accountants, Washington, D.C. Chapter, Student Honors Award. She is a member of the bars of Maryland and the District of Columbia.

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Frederick Ma Si-Hang, male, is a native of Hong Kong. He was born in 1952, and graduated from the University of Hong Kong in 1973. Mr. Ma has over twenty years experience in the global financial services industry. Before joining the government, Mr. Ma held several public service positions, including posts with Hong Kong Exchange and Clearing Limited and the Hong Kong Securities and Futures Commission. He was elected as secretary for Financial Services of the Hong Kong Special Administrative Region in 2002.

Gary Votapka is a veteran banker and co-founder of Mission Oaks National Bank. In many ways the bank's philosophy and strategy reflect the lessons he learned from 25 years in the financial services industry, including seven years as a bank examiner for the Federal Deposit Insurance Corp. Gary has gone through several mergers and knows first hand the strengths and value of community banking. Most recently he was Vice President and Credit Administrator for California Bank & Trust, a regional institution formed from the merger of First Pacific National Bank of Escondido and Grossmont Bank. He also held executive and credit and loan positions with Fallbrook National Bank (now Community National Bank) and Torrey Pines Bank, a regional bank whose former Temecula branch now serves as Mission Oaks headquarters. Gary oversees an active loan portfolio and is an expert on credit administration and banking laws and regulations. A graduate of Montana State University in Billings, Votapka holds a Bachelor of Science degree in general business. Gary is active in the community. He is a member of the Murrieta Temecula Group and the Citizens' Alliance for Reliable Enterprise. He serves on the Board of Directors of the Boys and Girls Clubs of Southwest County and is on the Dean's Banking and Financial Services Advisory Board of the A. Gary Anderson Graduate School of Management, University of California, Riverside. He also assists Calvary Chapel in Fallbrook as a financial overseer.

Mr. Jean-Francois Berenguer joined Boyden Spain in Madrid as a partner at the beginning of 2003. Mr. Berenguer's career began after graduating from HEC. Jean-Francois served two years at the Spanish Ministry of Finance in the Economics Planning Area. Next, he joined Arthur Young in Madrid as a specialized consultant in Finance, Planning/Control and Risk Management. After two years with AY, he was hired by Rhone Poulenc (now Aventis) where he worked for twelve years starting as Financial Controller of the Spanish operations, then at the HQ in Paris as a specialist in Mergers and Acquisitions and finally as General Manager of RP Chemicals Spain. He then joined the AXA insurance group as CEO of its Spanish operations and subsidiaries. At that time, he also served as a Board Member of Banco Popular(one of the top five banks in Spain), representing Axa. At the beginning of the 90's he was appointed Managing Director of Avenir Espana a subsidiary of the media group Havas. Since 1994, he has been working in the executive search business. A generalist, he is a member of the Financial Services, Management Assessment and Life Sciences Practices. A French-Spanish citizen, Jean-Francois Berenguer earned a Business Administration degree from HEC (Paris, France) and an MBA from the Stanford Graduate School of Business (Ca,USA). He speaks French, Spanish and English.

Katherine Palumbo is a member of the firm Katherine Palumbo is a member of the firm's Real Estate, Financial Services and Business & Commercial Transactions practice groups. Her practice includes a wide range of sophisticated real estate and commercial transactional matters, with emphasis on drafting and negotiating documentation for complex transactions. She has assisted both purchasers and sellers in the acquisition or sale of commercial real estate properties in Maryland and the District of Columbia and has represented lenders and borrowers in conjunction with real estate financing. She also structures and documents real estate development ventures as well as office and retail leases. While Ms. Palumbo's practice is primarily focused in the real estate and financing areas, she has extensive experience in corporate transactions. She has assisted with numerous sales and purchases of businesses through both stock and asset transactions. Ms. Palumbo, who was a principal with the firm of Eig and Schwartz which merged with Paley Rothman in May 2001, is a member of the Montgomery County Bar Association and the American Bar Association. She received her B.A., magna cum laude, from the University of Miami and her J.D., cum laude, from American University's Washington College of Law. She is a member of the Maryland and District of Columbia Bars.

Louisa is one of the founders and Group CEO of WIPHOLD. Louisa has held positions at Standard Corporate and Merchant Bank ("SCMB"), The Development Bank of Southern Africa (during which time she was seconded to the World Bank in Washington DC), and the Lesotho National Development Corporation. Louisa has completed an Executive Leadership Program at Wharton School of Business at the University of Pennsylvania. In 2000 she was selected as one of 40 women from different continents and countries as "The Leading Women Entrepreneur of the World". Louisa serves on several boards including ABB SA, Ericsson SA, Sun International, SAA and the Financial Services Board.

Paul was the Deputy Group Chief Executive for the Co-operative Group. He holds non-executive posts as Director and Chairman of the Audit Committee of RJ Kiln Limited, a wholesale insurer, Director of Co-operative Financial Services and Chairman of YSC Limited, a leading psychology-based HR consultancy.

During his career, Philip has produced over 1000 hours of Network TV and 30 films. He has produced with film directors including Bruce Beresford, Scott Hicks, George Ogilvy, Bill Bennett and Megan Simpson, and developed projects with George Miller, Simon Wincer and Alex Proyas, among others. Philip was the founding Chairman and Managing Director of the Beyond International Group, 1984 to 1991. He was the driving force behind the extraordinary success of Beyond 2000 and many other programs and divisions of that company during its first seven years of operation. When he left Beyond, the Group had production and sales offices in four countries, a turnover in excess of A$40 million and an EBIT in excess of $4.5 million. Philip has run a production and distribution company based in Australia, The Total Group since 1991. This company produced over 400 hours of network television and seven films between 1991 and 2000. As an independent film distributor, successful releases through Total include Shallow Grave, Gettysburg and Dating the Enemy. His television credits include Beyond 2000, for the Seven Network and Discovery, Beyond Tomorrow, the program s USA version for the Fox Network. In his 20 years in the business, Philip has worked with all the Australian broadcasters and numerous international broadcasters including the BBC, Fox Network, Star TV, TVNZ, TV3 New Zealand, Vara TV Netherlands and Discovery Channel. He has co-produced feature films and TV with the UK, Canada, New Zealand, the Netherlands and France. Philip has been attending major film and television sales markets including the American Film Market, MIPTV, Cannes Film Festival, MIPCOM and MIFED since 1985. As a result he has extensive international business contacts and relationships. Philip has taught at a number of film and TV schools over the past decade. He was President of the Australian Screen Production Association from 1989 to 1991.

Steven Huttler is of counsel to Sadis & Goldberg LLP, and is a member of the Corporate and Financial Services group of the firm. He has extensive experience in corporate, investment fund and securities matters, including the representation of investment funds, U.S. and foreign issuers, underwriters, and private clients in various registered public and private offerings of debt and equity securities totaling in excess of $10 billion. In recent years, Mr. Huttler has served as corporate counsel to many private investment funds and partnerships, including those based in U.S. and in offshore jurisdictions, such as the Cayman Islands, Bermuda and the British Virgin Islands. Mr. Huttlers's legal practice has exposed him to a variety of fund clients, from large mutual funds to sophisticated offshore funds to small start-up hedge funds and financial industry entrepreneurs. This practice has included the structuring and establishment of start-up funds and managed accounts; advising management companies and fund managers on compensation structures; the restructuring and reorganization of such funds; structuring and advising on fund trades; and a range of sophisticated transactional work for such funds (including PIPEs transactions). Additionally, he has also been active on the business side in the investment fund industry. In particular, he has represented brokerage firms in providing investment and trading services to investment funds and equity, debt and option traders.

Susan J. Matlick, CAE has served as Executive Vice President of the MNCBIA since 1975. She was the 1987 recipient of the MNCBIA Milton Kettler Award for outstanding contributions to the association, industry and community and is also the 1987 recipient of the NAHB Executive Officers Council Seldon Hale Award for outstanding management achievement. She serves on the Boards of the Prince George's Foundation for Automotive and Construction Technical Skills, and the Financial Services Corporation in Prince George's County, is a 1988 graduate of Leadership Washington, and is a lay member of the Attorney Grievance Commission Inquiry Committee of Maryland. She served as 2002 President of the NAHB Executive Officers Council and currently serves as an appointee of the 2005 EOC President.

Arnold B. Sherman is a member of the firm's Business and Commercial Transactions, Real Estate, Financial Services, Tax, Retirement Plans, Employee Benefits, Estate Planning and Estate and Trust Administration practice groups. He concentrates his practice in the areas of tax and business planning, real estate acquisition transactions, and estate planning and probate administration matters. He has extensive experience in negotiating, structuring and documenting business contracts, including real estate acquisition and financing transactions, tax-deferred exchanges and wealth preservation structures. As a result of his practice in interrelated disciplines, Mr. Sherman can clearly and in plain English explain intricate, and sometimes apparently disparate, concepts to his clients. This permits him to design a comprehensive plan that is understood by the client and which is responsive to the client's business and, if applicable, personal concerns. His areas of practice and approach to working with his clients have allowed him to effectively advise individuals and closely held business entities on business and succession planning issues as well as to provide counsel to financial institutions and larger business entities in conjunction with their more complex business structures and transactions. In addition to his legal experience, Mr. Sherman is actively involved in his professional and civic communities. He is a past president of the Estate Planning Council of Suburban Maryland and is currently a member of the Board of Directors and chair of the Financial Aid Committee of the Melvin J. Berman Hebrew Academy. He also served as president of Young Israel Shomrai Emunah of Greater Washington for three years. Mr. Sherman received his B.A. from New York University prior to earning his J.D. from the Northwestern University School of Law and his LL.M. in taxation from the New York University School of Law. He is a member of the District of Columbia, Maryland and Pennsylvania bars.

Brent Beardsley is a member of the Financial Services, Consumer Goods, and Operations practices with Boston Consulting Group, Inc. His work has focused primarily on growth strategies, operational effectiveness, and organizational design. He has covered many innovation topics in his casework, including deep customer discovery, idea generation, prioritization, and product management. Brent holds a master's degree in business administration from the University of Michigan, a master's of science in mechanical engineering from Northwestern University and a bachelor's degree in mechanical engineering from Texas A&M University.

Max Watson is a Fellow of Wolfson College, Oxford, and Director of Research at JH&Co. He was previously a Deputy Director of the IMF, an Economic Adviser to the European Commission, and an Advisor at the Bank of England. His work over the past two decades has focused on financial stability, with a special emphasis on the European Union and its neighbours. He currently advises central bank governors in several former transition economies on financial stability analysis and policy co-ordination issues. The present focus of his academic research is on the effectiveness of central banks? financial stability work, and on policy instruments to safeguard financial stability in the open and integrated financial setting experienced by Europe?s catching-up economies. He has extensive practical experience of working with policy-makers in Eastern Europe and other emerging market countries. This was gained as a special adviser on financial stability to the Director-General of DG ECFIN at the European Commission; as IMF mission chief to many European economies; and as Chief of the IMF?s Capital Markets Division. His earlier career was spent in banking supervision at the Bank of England and at a London merchant bank; and he was also secretary of the EU Contact Group of bank supervisors. He is a graduate of Cambridge University and INSEAD business school, and is a fellow of the UK Institute of Financial Services. He is a British Citizen.

Daniel P. Hodin is a member of the firm's Real Estate, Financial Services and Business and Commercial Transactions practice groups. He has over 25 years of experience in commercial and residential real estate and loan transactions, including acquiring, financing, developing, owning, leasing, managing and selling real estate. He has represented local, national and international real estate developers, builders and syndicators, owners, and office and retail tenants in conjunction with prominent real estate projects, including hotels, office buildings, condominiums, apartment complexes and shopping centers located throughout the United States. The scope of services Mr. Hodin provides includes the initial formation and structuring of real estate transactions, land acquisition, negotiation of construction and architectural contracts, and the obtaining of financing, development, leasing and management of real estate projects. He also represents lenders in connection with commercial and residential real estate transactions, including acquisition, development and construction loans, business loans and workouts. Mr. Hodin is also the founder and president of Presidential Title, Inc., a wholly-owned subsidiary of Paley Rothman. Presidential Title handles commercial and residential real estate settlements in Maryland, Virginia and the District of Columbia and serves as agent for some of the largest title insurance underwriters in the country. He has extensive experience in title insurance and underwriting issues and also has made presentations to real estate brokerage firms on settlement and title issues that affect the purchase and sale of real estate. In 2005, Mr. Hodin was recognized as one of the "Top Real Estate Lawyers" by Washingtonian Magazine. He is active in community and civic organizations, currently serving as a member of the Board of Directors of The Jewish Federation of Greater Washington , The Jewish Council For The Aging and Congregation Har Shalom. Mr. Hodin earned both his B.S. and J.D. degrees from Tulane University, and received a Masters Degree in Taxation from Georgetown University Law School. He is a member of the Maryland, District of Columbia and Pennsylvania Bars.

Mr. Berzow has argued cases whose decisions have established important legal precedents in the bankruptcy area. He has successfully reorganized many Chapter 11 companies as debtors' counsel and has also represented creditor committees and bankruptcy trustees. Mr. Berzow has lectured before trade and bar associations and has participated as a panelist in NYS Bar Association-sponsored CLE programs and as a Judge in a National Moot Court Competition on Bankruptcy Law sponsored by St. John's School of Law. He serves on the Bankruptcy Law & Litigation Report's Editorial Advisory Board. Active in the community, Mr. Berzow is a member of the New York State Bar Association and its Bankruptcy Law Committee, the American Bar Association and the New York County Lawyers Association and its Business Bankruptcy Committee. In addition, he is a member of the American Bankruptcy Institute.

Harris & Associates/ IIC Partners where he leads the firm's Finance and General Management practice. Mr. Harris conducts senior leadership assignments on behalf of clients that range from emerging corporations to Fortune 500 companies and higher education institutions on an international basis. In 2007, Jeffrey was appointed to the Board of IIC Partners as Director of the Americas. Prior to establishing Harris & Associates/IIC Partners in 1997, Jeffrey worked five years for a leading retained executive search firm where he concentrated on search assignments on behalf of investment banking, corporate finance and financial services clients. Jeffrey is a member of the Financial Services, Life Sciences, Consumer and Retail, and Board Search Practice Groups of IIC Partners, The CFA Society of Columbus, CFA Institute, Investment Management Consultants Association and National Association of Corporate Directors. He is also a member of the The Executive Search Roundtable, an international association of professionals dedicated to the development of best practices in search execution. Jeffrey holds a Bachelors Degree from Ithaca College and a Masters of Business Administration from the University of Dayton. Jeffrey, his wife, and three children live in Dublin, where they are active in the local chamber of commerce and Dublin Arts Council. He is an active member of the Dublin AM Rotary club and serves on the finance committees of Prevent Blindness Ohio and United Way of Central Ohio.

Karen J. DeSalvo is a partner at Ruskin Moscou Faltischek, where she is member of the Financial Services, Banking & Bankruptcy Department, chair of the Commercial Lending Practice Group and a member of the firm's Technology Group. Ms. DeSalvo represents corporations, banks and other commercial lending institutions in connection with complex asset-based loans, lines of credit, term loans, participation and syndicated loans. She also has extensive experience in debtor-in-possession financing, equipment leasing, factoring, acquisition financings, loan workouts, and financial and debt restructuring transactions encompassing the preparation and negotiation of loan documents including loan and security, inventory, machinery and equipment, intercreditor, subordination, participation and forbearance agreements. At law school, Ms. DeSalvo was Managing Editor of the Jacob D. Fuchsberg Law Review. Ms. DeSalvo has an LL.M. from Fordham Law School in banking, corporate and finance. In the community, Ms. DeSalvo is on the board of the Long Island Business Women's Council, and is a member of the Women Economic Developers of Long Island, the Executive Women's Golf Association - LI Chapter, Risk Management Association, and the American Bar Association.

Mark S. Goldstein, one of the founders of the firm, is a member of its Business and Commercial Transactions, Financial Services, Bankruptcy and Creditors' Rights, Estate Planning and Estate and Trust Administration practice groups. He concentrates on corporate, business, estate and tax planning and advises large and small corporations, general and limited partnerships, associations and proprietorships on sophisticated business planning issues. He represents a large number of estate planning clients and is well respected for his ability to communicate and implement complicated plans in a practical manner. Mr. Goldstein has significant experience in structuring and negotiating business and financing transactions, reorganizations and private placement syndications. He has served as general partner in a number of real estate limited partnerships which have purchased, constructed and managed commercial and residential developments. A former president of the Montgomery County Bar Association, Mr. Goldstein is also a past president, treasurer and member of the Judicial Selections Committee of the Montgomery County Bar Foundation. He. was appointed to a two-year term as a member of the House of Delegates of the American Bar Association and served as a panel member of the Maryland Attorney Grievance Commission. In his contributions to community, Mr. Goldstein has an equally impressive resume. He is currently a Trustee of the Shady Grove Adventist Hospital Foundation, a board member of the U.S. Committee Of Sports for Israel (serving as co-chairman of the Washington, D.C. Golf Committee), an Executive Committee member of the Legal Division of Israel Bonds, a past director of the Washington Hebrew Congregation a member of the Bethesda-Chevy Chase Rotary Club and a board member of the American Organization for Rehabilitation through Training (American ORT). Most recently, he was named chairman of the Governing Members Division of the Baltimore Symphony at Strathmore Hall Center of the Performing Arts in Rockville, Md. Mr. Goldstein has lectured extensively on estate and tax planning, business organizations and bankruptcy law. He is a Trustee to the Montgomery-Prince George's County Legal Institute and is on the Estate Planners Council of Southern Maryland. In recognition of his 30 years of service in the legal profession, Mr. Goldstein was honored by the Montgomery County Maryland Bar Foundation with the 1997 Honorary Bar Leader Award. For a lifetime of philanthropic contributions of time, fellowship, leadership and vision to a variety of worthy causes, he was honored by American ORT as the 1997 "Man of the Year." And, most recently, he was one of 25 honorees to receive the Montgomery County Bar Association's Century of Service Award Mr. Goldstein is a graduate of The Ohio State University, earning his B.A. in 1964. He graduated from the Georgetown University Law Center and received his J.D. in 1967. He is admitted to practice before the bars of Maryland, the District of Columbia and the United States Supreme Court.