First Defiance Financial Corp.

James L. Rohrs is President and Chief Operating Officer of First Federal Bank of the Midwest, a subsidiary of First Defiance Financial Corp. in Defiance, Ohio. and First Insurance & Investments of Defiance,Ohio are also subsidiaries of First Defiance, which is traded on the NASDAQ National Market under the trading symbol: FDEF. Mr. Rohrs built his banking career at The Huntington National Bank of Columbus, Ohio, where he spent more than 25 years in a variety of positions and departments after beginning his career as senior business development and credit officer in The Huntington’s Bowling Green, Ohio office. He was promoted to senior lending officer and president for the northwest Ohio area. In 1994, Mr. Rohrs was promoted to senior vice president and business banking product manager for The Huntington’s corporate small business market segment in Columbus, Ohio, where he managed marketing, product development and the credit approval process for companies with annual sales of up to $10 million. Jim earned a Bachelor of Arts degree with an emphasis on finance and credit management from Bowling Green State University. He also attended the Graduate School of Banking at the University of Wisconsin. He is currently a member of the Rotary Club of Defiance and board member for the Defiance Area Chamber of Commerce. He also served as Financial Division Chairman for First Defiance’s 2000 United Way campaign.

Ken Keller is an Executive Vice President and licensed insurance agent at First Insurance & Investments. Ken has been in the financial services industry for over15 years. He specializes in Employee Benefits Plans and manages the Life and Health Department of First Insurance & Investments. Ken received his Bachelor's Degree in Business from Indiana University. He is very active in the community and is involved as a board member for the Defiance Rotary, Defiance Chamber of Commerce and Kettenring Country Club. He's also a Junior Achievement advisor and a member of St. Mary's Catholic Church. He most recently co-chaired the 2004 YMCA Campaign and helped raise $1.7 million for the organization. Ken resides in Defiance with his wife Sheryl and two children, Candace and Gabrielle. In his free time he enjoys spending time with his family, golfing, traveling, and volunteering in the community. If you would like to schedule an appointment with Ken, please call (419) 784-5431 or 1-800-472-6292.

Larry Woods is an Executive Vice President and licensed representative at First Insurance & Investments. Larry has been in the financial services industry for 27 years and specializes in property, casualty, health and life insurance. He also manages the property & casualty department at First Insurance & Investments. Larry received his Bachelor's Degree from Eastern Kentucky University. He is involved in his community and is a member at Kettering Country Club, YMCA, Defiance Elks Lodge, Defiance Eagles, and Auglaize Golf Club. Larry resides in Defiance with his wife Dixie and two children, Carley and Cole. In his free time, Larry enjoys spending time with his family and sports. If you would like to schedule an appointment with Larry, please call (419) 784-5431 or 1-800-472-6292.

Tim Whetstone is an Executive Vice President and licensed insurance agent at First Insurance & Investments. Tim has been in the financial services industry for over 10 years. Tim works with personal and commercial clients that are interested in property, casualty, health and life insurance. Tim also oversees personnel issues at First Insurance & Investments, as well as database maintenance. Tim received his Master's Degree from Syracuse University and is involved in his community. He is a member of the Defiance Rotary and president of St. John's United Church of Christ Consistory. He was also past president of the Defiance College Purple and Gold Club and was a student-mentoring advisor. Tim resides in Defiance with his wife Carol. In his free time, he enjoys traveling, golfing, sports and being outdoors. If you would like to schedule an appointment with Tim, please call (419) 784-5431 or 1-800-472-6292.

Mr. Boomer is President and Chief Executive Officer and co-owner of Arps Dairy, Inc., a processor and distributor of dairy products located in Defiance, Ohio. Mr. Boomer joined the First Defiance board in 1994. He was appointed to Vice Chairman of the board in January, 2006. He is member of Audit Committee, Compensation Committee, Corporate Governance Committee, First Insurance & Investments Committee and Trust Committee.

Mr. Bookmeyer is President of Blanchard Valley Regional Health Center and Executive Vice President and Chief Operating Officer of Blanchard Valley Health Association, a comprehensive health system in northwest Ohio with assets of $200 million. Mr. Bookmyer also is a Certified Public Accountant. He was appointed to the board in February, 2005. He is a member of the Audit Committee and the Compensation Committee.

Mitzel was a Director of Pavilion Bancorp, which was acquired by First Defiance Financial Corp. on March 14, 2008. She will serve on the Long Range Planning Committee for First Defiance and the Investment Committee for First Federal Bank. Mitzel has a Bachelor’s degree from Saginaw Valley State University and is the Area Manager for Consumers Energy in Adrian, Michigan, where she is responsible for community and local government relations in the areas of economic development, public safety, franchise renewals and infrastructure-related work across two counties. Mitzel is also a third-term city commissioner in Adrian, Michigan, and serves on the Boards of ProMedica North Region/Lenawee Health Alliance, the Lenawee Boys and Girls Club, the Adrian Brownfield Redevelopment Authority and the Lenawee United Way. She is a member of the Adrian Noon Rotary Club and the Michigan Municipal League, as well as a past chair of the Lenawee Chamber of Commerce. Mitzel resides in Adrian with her husband David.

Dr. Burgei was appointed to the Board of Directors in 1995. He is a veterinarian practicing in Napoleon, Ohio since 1978. He is member of Investment Committee, Long Range Planning Committee, Corporate Governance Committee.

Mrs. Hubbard is a graduate of Defiance College with a Bachelor's degree in Business Administration and is also a graduate of the Ohio School of Banking and the ABA School of Human Resource Management. She is currently Business Manager and Corporate Treasurer for The Hubbard Company in Defiance, Ohio, and has more than 30 years of experience in banking. Hubbard is active in the Defiance community, serving on the Board of the Defiance Rotary Club and as a mentor with the Defiance City Schools. She is also a past board member of Kettenring Country Club and is a past program advisor with the Junior Achievement of Northwest Ohio. Hubbard resides in Defiance with her husband Tom and children.

Mr. Diehl has been a Director of First Defiance since 1998. Mr. Diehl is President and Chief Executive Officer of Diehl, Inc., a privately held company headquartered in Defiance, Ohio. Diehl, Inc. produces canned dairy products and non-dairy creamers for distribution throughout the United States and Asia. He is member of Audit Committee, Compensation Committee and Long Range Planning Committee.

Mr. Strausbaugh is Chief Financial Officer of Defiance Metal Products Co., Defiance Ohio, a full-service, precision fabricator of metal parts and assemblies. He was appointed to fill a vacancy on the board in January 2006. He currently serves on the Investment and Long Range Planning Committees, on the First Insurance and Investments Board, and on the Executive and Loan Review Committees on a rotating basis during the year. Mr. Strausbaugh, who is a Certified Public Accountant, was appointed to the audit committee April 2006.

Mr. Voigt is Vice President and General Manager of the Bryan Publishing Company. Bryan Publishing is the commercial printer and publisher of The Bryan Times, The Countyline, The Montpelier Leader Enterprise and Realty Northwest. Mr. Voigt was appointed to the Board of First Defiance in 1995. He is member of Compensation Committee, Long Range Planning Committee and Corporate Governance Committee.