Frontier Financial Corp.

Carol has been with Frontier since 1978. She established its Audit Department (1983), and she served as senior vice president and internal auditor as the bank grew from $100 million to $2 billion, including the holding company and subsidiaries. A graduate of Northwest Intermediate Banking School (1985), Carol received her BAI EDP Audit Certificate (1991) and her Certified Trust Auditor (1995) from Cannon Financial Institution. She was appointed to her current position in May 2003.

Connie has been in the banking industry for more than 38 years. She has been with Frontier since 1980, serving as executive vice president of human resources. Connie graduated from Northwest Intermediate Banking School, American Bankers Association Personnel Management Graduate School (1985) and from the BAI Graduate School of Bank Operations and Technology (1998). She was appointed to her current position in December 2002.

Jim has been with Frontier since 1978 and has been involved in banking for more than 40 years. He serves as the executive vice president and manager of the bank's real estate division. Jim has a BA in business and economics from the University of Great Falls. He was appointed to his position in January 2003.

Lyle has spent more than 39 years in the banking industry and more than 29 years with Frontier Bank, serving as executive vice president and branch administrator. He is a graduate of Eastern Oregon State College (1976), where he earned a BS in business administration and accounting. Lyle graduated from the University of Washington Pacific Coast Banking School (1986) and graduated with honors from BAI School of Community Bank Management at the University of Wisconsin (1997).

Jim has more than 30 years of experience in the banking and technology industries. He joined Frontier in October 2004 as executive vice president and chief information officer. As a long-time executive of Washington Mutual Bank, Jim has extensive experience in managing information technology and acquisitions. A graduate of the University of Washington (1975), he earned a BA in business administration and is an honors graduate of Pacific Coast Banking School. Jim is active in several industry organizations and in the community.

Rob has spent more than 23 years in the banking industry. He joined Frontier in July 2000 through the merger of Liberty Bay Financial Corporation. Rob was formerly the president and director of Liberty Bay Financial Corporation and North Sound Bank. A graduate of California State University (1981), he earned a BA in finance. Rob graduated from the University of Washington Pacific Coast Banking School (1994) and from Northwestern University Kellogg Graduate School of Management CEO Management Program (1999). He was appointed to his current position in July 2002.

Ross has spent more than 28 years in the banking industry. He joined Frontier in April 2002 as senior vice president and cashier. One of the founding employees of Towne Bank (1991), Ross served as chief financial officer. He earned a BS in accounting from the University of Minnesota (1980) and is a graduate of the University of Washington Pacific Coast Banking School (2001). Ross has been involved in several industry organizations, including Financial Managers Society, BAI, and Independent Community Bankers of America.

Pat has over 40 years in the banking industry and has been a director since January 2006. He currently serves as Chairman and CEO of Frontier Financial Corporation and Chairman of Frontier Bank. He was founding chairman, President and CEO of Pacific Northwest Bank for 16 years. He is a graduate of Seattle University, Pacific Coast Banking School, and the Management Program of the University Of Washington School Of Business. He is a past director and president of Washington Bankers Association.