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- Social Security Reform: The Importance of Disability Insurance and Annuities in Individual Accounts
- The current debate on reforming Social Security is focused almost exclusively on retiree benefits, and elected officials have generally said that disability benefits would be ôpreservedö or ôprotectedö under any reform plan that addresses the Social Security programÆs looming financial shortfall. However, in many cases when the Social Security Administration...
- White papers 2005-07-01
- IRS Modifies Separate Accounting Rules
- On June 14, 2004, the IRS issued regulations on the required minimum distributions RMD for defined benefit plans and annuity contracts providing benefits under qualified plans, individual retirement plans and section 403b contracts. The regulations, which are effective Jan 1, 2003, also include a change to the separate-accounting rules for...
- White papers 2004-09-08
- Issues in the Regulation of Annuities Markets
- Annuities are a vital aspect of a growing number of reformed pension systems around the world, and will be of increasing relevance in Europe as reform of generous social security schemes gather pace. This paper addresses the regulation of annuities, essential to ensure integrity of the system, from three sides...
- White papers 2003-02-01
- Individual Risk in an Investment-Based Social Security System
- This paper examines the risk aspects of an investment-based defined contribution Social Security plan. It focuses on the risk after the plan is fully phased in. Individuals deposit a fraction of wages to a Personal Retirement Account PRA, invest these funds in a 60:40 equity-debt mix, and in a similarly...
- White papers 2001-01-01
- At the Sharp End: Door closing on open annuity.
- Most of us object if we are forced to do something - even if it is good for us. So when the government makes us use our pension assets to buy an annuity on certain occasions usually when we retire, we feel rather uncomfortable. This is one...
- Research articles 2005-08-01
- Arkansas Business list: largest broker dealers.(Wealth Management)
- Arkansas Business List: Largest Broker Dealers Ranked by number of licensed agents in Arkansas Firm No. of Registered ...
- Research articles 2006-11-06
- Gov't suit faults trustees over Exec. Life annuities. (Labor Department, Executive Life)(pension plan trustees violated fiduciary duties)
- Gov't Suit Faults Trustees Over Exec. Life Annuities Gov't Suit Faults Trustees Over Exec. Life Annuities
- Research articles 1991-07-22
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