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- Are Boomers Happy to Forego Retirement?
- As a Baby Boomer I've suddenly taken an interest in that annual letter from the government showing how much I can expect from Social Security at retirement age. But it's an intellectual exercise, to be truthful. I have no intention to "retire" from work. I plan to...
- Blog posts 2008-06-13
- Pay Your Taxes via Text Message
- Not looking forward to the Ides of April? A new startup called Sexat ("Taxes" backwards, get it?) has worked out a deal to let you SMS your 1099s and W2s directly to the IRS—no H&R Block schmoe needed. All you have to do is follow the simple guidelines on the...
- Blog posts 2008-04-01
- Illegal Workers Could Cost You Tens of Thousands
- Even if your company is already mindful of its workers' employment eligibility, you may want to double-check your hiring paperwork. The Department of Homeland Security-issued "No-Match" regulation imposes penalties on companies that don't verify employees' Social Security numbers with the SSA database within 90 days of hire. If you...
- Blog posts 2007-08-15
- MOODY'S ISSUES ANNUAL REPORT ON GERMANY
- In its annual report on Germany, Moody'sInvestors Service says the German government's Aaa bond rating and stableoutlook are supported by the high revenues that come from a solideconomic base, allowing the government to easily service its debtobligations.In its annual report on Germany, Moody'sInvestors Service says the German government's Aaa bond...
- Research articles 2006-06-11
- GERMANY: MOODY'S ISSUES ANNUAL REPORT ON GERMANY.
- In its annual report on Germany, Moody's Investors Service says the German government's Aaa bond rating and stable outlook are supported by the high revenues that come from a solid economic base, allowing the government to easily service its debt In its...
- Research articles 2006-06-11
- Brazil close to retirement rule reform
- Michael Kepp RIO DE JANEIRO, Brazil - Brazil's Congress is close to passing long-awaited social security reform. With all provisions of this amendment voted on - including one that links retirement payouts to age and length of contributions - Brazil'Michael Kepp RIO DE JANEIRO,...
- Research articles 1998-06-01
- Re-Re-Re-Retiring
- The article says for the employee, the time to begin active and committed retirement planning is the first day on the job, not one month before retirement. More than ever before, a successful and secure retirement from a city or county should not rely entirely upon a government pension plan...
- White papers 2002-09-02
- Retirement Plans.
- HR should help employees start planning for retirement long before their final days on the job.Planning for retirement involves more than redistributing the assets in a 401k plan. To make the most of life after leaving the full-time workforce, experts say, employees should start long before their final days on...
- White papers 2003-07-01
- International Models for Pension Reform
- The article explore recent international developments in pension plan type, examine issues pertinent to pension investments, and evaluate the global trend toward social security privatization. The goal of the discussion is to assess how these new pension models will respond to the demographic, political, and financial challenges of the next...
- White papers 1999-05-20
- The Defined Benefit Approach.
- "The article is not oopposed to individuals investing in the stock market and might even be receptive to a proposal -- such as that made nearly 20 years ago by the President's Commission on Pension Policy, to require individuals to make their own investments -- so long as...
- White papers 1999-05-07
- Personal Retirement Accounts
- "Personal retirement accounts are attractive in the context of Social Security reform for several reasons. One is that such accounts would give workers ownership and a degree of responsibility over their own retirement saving. Another is that personal accounts would afford participants an opportunity to pass wealth to survivors...
- White papers 2002-03-04
- Retirement Responses to Early Social Security Benefit Reductions
- This paper evaluates potential responses to reductions in early Social Security retirement benefits. Using the Health and Retirement Study HRS linked to administrative records, we find that Social Security coverage is quite uneven in the older population: one-quarter of respondents in their late 50's lacks coverage under the Disability Insurance...
- White papers 2001-03-08
- Eligibility for Social Security Disability Insurance
- In order to understand whom among the non-disabled older population experiences a health problem later in life and applies for Social Security Disability Insurance DI, it is necessary to investigate patterns of coverage and reasons for non-coverage. While the safety net program covers most American workers, we use linked data...
- White papers 2001-03-08
- Inproving US Retirement Security By pension Plans II
- Providing retirement security for the large baby boom generation has become a major concern in the United States, not only because of Social Security's imbalances but also because private savings, both by individuals and by their employers through pension arrangements, may not be adequate. This paper focuses especially on employer-sponsored...
- White papers 1999-08-09
- The Association Of Private Pension And Welfare Plans
- Assuring the retirement security of America's workers cannot be deferred indefinitely. APPWP, as a public policy organization representing principally Fortune 500 companies and other organizations assisting employers of all sizes in providing benefits to employees, remains concerned those practical resolutions To the funding issues faced by this vital government program...
- White papers 2000-03-22
- The Effects of Investing Social Security Funds in the Stock Market When Fixed Costs Prevent Some Households from Holding Stocks
- With fixed costs of participating in the stock market, consumers with high income will participate in the stock market, but consumers with lower income will not participate. In a fully-funded defined-contribution social security system tries to exploit the equity premium by selling a dollar of bonds per capita and buying...
- White papers 2000-05-01
- Credits Fraud Regulations
- Unfortunately, credit fraud is an increasingly serious problem, having grown almost threefold in frequency in the last five years. Under the most common scam, called identity theft, the criminal opens a credit card or other account with another person's name and social security number or other uniquely identifying information. The...
- White papers 2003-01-01
- Reducing the Risk of Investment-Based Social Security
- ivate financial markets could provide a minimum guarantee for Personal Retirement Account PRA annuities as part of an investment-based reform of Social Security. Under such a system, the "collar" would allow an individual to enjoy the higher returns offered by investing in stocks and bonds -- rather than simply in...
- White papers 2003-01-01
- Employee Benefit Plans: New Pension Planning Options
- The 2001 Economic Growth and Tax Relief Reconciliation Act has some big extras for those in the retirement plan market. The pension reform provisions of the 2001 Tax Act may be the beginning of a new national strategy for retirement security that attempts to restore the three-legged stool of Social...
- White papers 2002-05-01
- Firms Give Candidates A Much Closer Look
- The article checks the reality that since Sept. 11, half-dozen security-guard companies have approached Carco Research about doing pre-employment probes like a privately held provider of fraud-detection services. Heightened worries over workplace security are increasing the focus on background checks for all kinds of job seekers. Food and Drug Administration...
- White papers 2003-01-01
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