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	<title><![CDATA[harry long Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/harry+long.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to harry long]]></description>
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		<title><![CDATA[Challenging the Low Interest Rate Religion]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F165218-challenging-the-low-interest-rate-religion%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: In The Unintended Effects of Bad Policy (May 18th), I wrote that: [L]ow interest rates often have the opposite of their intended effect. Extremely low interest rates can vacuum liquidity out of nations. Japan has been referred to as a nation where loose monetary policy was like...]]></description>
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		<pubDate>Wed, 07 Oct 2009 01:55:18 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
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		<title><![CDATA[Fremont Michigan: A Case Study in Board Structure and Risk Control Oversight]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F158144-fremont-michigan-a-case-study-in-board-structure-and-risk-control-oversight%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: This past year, many of us have asked ourselves how corporations could practice such lax risk control. Often, in order to understand a board's effectiveness at risk control, it is wise to examine a board's makeup and the structure of incentives between board members. While corporate strategy...]]></description>
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		<pubDate>Tue, 25 Aug 2009 05:52:19 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
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		<title><![CDATA[Government Intervention: A Vision for the Future]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F138868-government-intervention-a-vision-for-the-future%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: "The wise and correct course to follow in taxation and all other economic legislation is not to destroy those who have already secured success but to create conditions under which every one will have a better chance to be successful." Calvin Coolidge     Primitive...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Thu, 21 May 2009 01:22:45 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/transport.html"><![CDATA[Transport]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
		<category domain="http://resources.bnet.com/topic/ford+motor+co..html"><![CDATA[Ford Motor Co.]]></category>
		<category domain="http://resources.bnet.com/topic/general+motors+corp..html"><![CDATA[General Motors Corp.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">F</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GMGMQ</category>
		<category domain="tickers">F,GMGMQ</category>
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		<title><![CDATA[Some Questions and Solutions for Fremont Michigan's Management]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F132828-some-questions-and-solutions-for-fremont-michigan-s-management%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: It is highly important for management and directors to view core  business issues from a variety of angles. Hopefully, these questions will stimulate constructive solutions to serious business issues that face Fremont (FMMH.OB). Of course, evidence of effective solutions will be concrete action which quantitatively improves...]]></description>
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		<pubDate>Fri, 24 Apr 2009 12:08:16 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
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		<title><![CDATA[Fremont Michigan: Adventures at the Frontier of Corporate Governance]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F128349-fremont-michigan-adventures-at-the-frontier-of-corporate-governance%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: Sometimes, the managements of public companies disappoint us. I have been engaged in a long term relational/activist investment in Fremont Michigan Insuracorp (FMMH.OB) and have gotten to know management, including CEO Richard Dunning, CFO Kevin Kaastra, COO Kent Shantz, EVP David Mangin, VP Kurt Dettmer, and VP...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Sun, 29 Mar 2009 03:57:01 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
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		<title><![CDATA[Ratings Agencies, Public Policy and the Structure of Incentives]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F128347-ratings-agencies-public-policy-and-the-structure-of-incentives%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: The recent debate over whether issuers or investors should pay ratings agencies totally misses the point. Both models create incentives for potential distortions of ratings behavior.   As many have pointed out, when issuers pay, there is a clear incentive to make the initial rating higher...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Sun, 29 Mar 2009 03:47:07 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
		<category domain="http://resources.bnet.com/topic/moody%2527s+corp..html"><![CDATA[Moody's Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/mcgraw-hill+companies.html"><![CDATA[McGraw-Hill Companies]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MHP</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MCO</category>
		<category domain="tickers">MHP,MCO</category>
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		<title><![CDATA[Fremont Michigan Insuracorp: Great Job on Expenses, Need to Raise Rates Fast]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F123170-fremont-michigan-insuracorp-great-job-on-expenses-need-to-raise-rates-fast%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: In the latest quarter reported, Fremont Michigan Insuracorp (FMMH.OB) decreased its expense ratio from 38.4% to 30.8%. That is a great performance, and if the company can keep dropping the expense ratio to 25% and lower, it will be in the running to make the business a...]]></description>
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		<pubDate>Fri, 27 Feb 2009 04:28:44 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
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		<title><![CDATA[Fremont Michigan Insuracorp: The Possible Benefits of Lowering Reinsurance Levels]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F116350-fremont-michigan-insuracorp-the-possible-benefits-of-lowering-reinsurance-levels%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: It might be extremely profitable for Fremont Michigan Insuracorp (FMMH.OB) to moderately reduce its level of reinsurance in certain of its lines. While this might make underwriting results more volatile on a quarterly basis, it would very likely reduce the combined ratio of the company on a...]]></description>
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		<pubDate>Sun, 25 Jan 2009 09:30:28 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
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		<title><![CDATA[Fremont Michigan Insuracorp: High Quality Platform at a Bargain Valuation]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F112048-fremont-michigan-insuracorp-high-quality-platform-at-a-bargain-valuation%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: I've been in an activist campaign to push Fremont Michigan Insuracorp (FMMH.OB) to lower its expense ratio and make other reforms to lower the company's business risk and increase its intrinsic value.  To the company's credit, the expense ratio has come down significantly over the past...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Tue, 23 Dec 2008 05:39:53 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
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		<title><![CDATA[Fremont Michigan Insuracorp: Taking Great Steps in the Right Direction]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F105516-fremont-michigan-insuracorp-taking-great-steps-in-the-right-direction%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: In my last article on Fremont (FMMH.OB), I wrote that "The proof of the pudding in terms of management's serious about shareholder interests will be if we see significant progress on the expense ratio front next quarter and beyond and a move to expand to other states."...]]></description>
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		<pubDate>Tue, 11 Nov 2008 11:55:11 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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