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25 Resources for

hazard

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Handling Petroleum Products & Static Ignition Hazards
Static electricity in one form or another is a phenomenon of nature and often results in electrostatic discharges that can cause fires and explosions. While expertise to reduce these hazards is based on research, in addition there is much industry experience upon which to base safety precautions when handling petroleum...
Tags: Telecom & Utilities, hazard, petroleum, storage, industry
White papers
Work's a Pain: Dealing With Office Aches
If you're starting to feel some tingling in your legs midway through the work day, don't worry; it doesn't mean you have restless leg syndrome RLS is a very serious problem. Just deep-vein thrombosis -- possibly. Men'sHealth offers solutions for some potential occupational hazards. 1. Sitting at your desk all...
Tags: Microsoft Office, Lori Deschene, Occupational hazard, hazard
Blog posts 2007-08-31
Moral Hazard, Adverse Selection and Health Expenditures: A Semiparametric Analysis
Theoretical models predict asymmetric information in health insurance markets may generate inefficient outcomes due to adverse selection and moral hazard. However, previous empirical research has found it difficult to disentangle adverse selection from moral hazard in health care. The authors empirically study this question by using data from the Health...
Tags: Vertical industries, Benefits, HEALTHCARE, University of Minnesota, hazard, health insurance, health care
White papers 2006-08-01
The Operational Strengths and Weaknesses of Military Night Vision Equipment
An important objective of this short paper is to balance the operational benefits with the potential hazards from using night vision equipment. Personnel might be trained to exploit those advantages, for instance by time operations to maximize the light provided by the waxing and waning of the moon under image...
Tags: University of Glasgow, hazard, benefit
White papers 2004-08-31
Pilot Test of Micro-Life Insurance Product: Results and Lessons Learned
At one time or another in their lives, most people experience financial stresses that are potentially disastrous. This is especially true for the poor in developing countries. Any natural calamities and disasters to the poor are considered the severely shocking hazards. Once they experience such hazards, it will be hard...
Tags: hazard, developing country, insurance, financial
White papers 2004-06-25
Credit Rationing in Emerging Economies' Access to Global Capital Markets
This paper tests empirically the theoretical prediction that the country premium paid by emerging economies on sovereign debt increases with the amount of debt up to a certain critical level, above which the supply of foreign funds becomes fixed. The results confirm this theoretical prediction. The approach developed in the...
Tags: IMF, hazard, capital market
White papers 2004-04-01
Avoiding Investment Advice Hazards
It has been widely observed that most participants of the participant-directed retirement accounts are not aware about the investment management procedures. As a result, plan sponsors and providers are increasing the investment services for plans and participants, including investment advice. The last few decades, have been witness to a debate...
Tags: hazard, advisor
White papers 2004-04-01
Public Health Insurance With Moral Hazard
The paper investigates several problems connected with public, possibly tax financed, and health insurance subject to moral hazard. The standard conditions for balancing individual efforts in risk reduction against their costs is modified due to the budget constraint of the public insurance organization, and it may therefore be relevant to...
Tags: HEALTHCARE, Benefits, Financial Planning, payroll solutions, Vertical industries, University of Helsinki, hazard, health insurance, insurance, public health, health care, tax
White papers 2004-03-01
Testing for Adverse Selection and Moral Hazard in Consumer Loan Markets
This paper explores the significance of unobservable default risk in mortgage and automobile loan markets. It develops and estimates a two-period model that allows for heterogeneous forms of simultaneous adverse selection and moral hazard. Controlling for income levels, loan size and risk aversion, It finds robust evidence of adverse selection,...
Tags: Financial Planning, Federal Reserve Board, borrower, hazard, interest rate, consumer loan, income
White papers 2004-02-10
Household Hazards: How Much Risk?
The article highlights the fact that it is hard to imagine an underwriting manager who is not aware of widespread increases in deductibles and co-payments implemented by health insurers. As a result, even minor accidental injuries once paid entirely by first-party health insurance can now leave victim’s families with substantial...
Tags: Insurance, Vertical industries, Benefits, HEALTHCARE, hazard, liability insurance, health care, health insurance, payment
White papers 2003-10-01
A Guide to Lead Exposure in the Construction Industry
Lead is a cumulative and toxic substance. People who swallow or inhale lead compounds may become ill or die from lead poisoning. Employers must be aware of workplace hazards facing their workers and must take appropriate action to minimize or eliminate exposure to these hazards. This paper discusses precautions that...
Tags: compound, construction industry, worker, workplace, health care
White papers 2003-06-11
Selection and Incentive Effects in Health Insurance
This paper presents empirical results on moral hazard and adverse selection in the demand for medical care. Two characteristics of the system are interesting: individual choice creates room for self selection, and variability in deductible levels implying different marginal prices of care may be used to estimate the importance of...
Tags: Sales force management, Benefits, HEALTHCARE, hazard, incentive, health insurance, insurance, health care
White papers 2003-04-01
Managing Environmental Risk Through Insurance
This paper explores the role that insurance can play in managing environmental risk. Environmental risk is defined rather broadly to include natural hazards as well as technological risks. The first section explores the nature of environmental risk and the role that the public sector and private insurance can play in...
Tags: Financial Planning, University of Pennsylvania, hazard, insurance, risk, public sector, strategy
White papers 2003-01-16
Communication Of Hazard To Employees
It has been seen very frequently that communication in the organisation may provide confusion among the employees. This article mainly deals with communication of hazard to employees. Some of these hazards include: labels and signs, information and training and many more. All these hazards have been discussed in detail in...
Tags: Workforce management, Wayne State University, hazard, training
White papers 2003-01-01
Product Safety Management And Engineering, And The Design Of Adequate Warnings And Instructions
The document uses the core concepts and principles of safety management and safety engineering, and the cardinal rules of hazard control, to reasonably eliminate or minimize unacceptable product hazards. To summarize, an effective product safety program must formally declare to all personnel that product safety is important, assign responsibility to...
Tags: Product marketing, hazard, product design, manufacturing, marketing
White papers 2003-01-01
Choice of Protective Measures Choice of Protective Measures
"When the risk assessment shows that a machine or process carries a risk of injury the hazard must be eliminated or contained. The manner in which this is achieved will depend on the nature of the machine and the hazard. In basic terms this means preventing any access to the...
Tags: Strategy, SECURITY, Scientific Technologies Inc., hazard, risk assessment
White papers 2003-01-01
Core Principles Of Safety Engineering And The Cardinal Rules Of Hazard Control
Safety engineering, like any applied science, is based upon fundamental principles and rules of practice. Safety engineering involves the identification, evaluation, and control of hazards in man-machine systems (products, machines, equipment, or facilities) that contain a potential to cause injury to people or damage to property. Briefly stated, the cardinal...
Tags: hazard
White papers 2003-01-01
"Risk Communication: Evolution and Revolution"
Risk communication is a scientifically based discipline that confronts dilemma. Where data indicate that a hazard is not serious, yet the public is near panic, it can be used to calm people down; for this kind of situation, its goal is to provide reassurance. But it can also help generate...
Tags: National Public Health Leadership Institute, hazard
White papers 2003-01-01
Moral Hazard in Home Equity Conversion
Home equity conversion as presently constituted or proposed usually does not deal well with the problem of moral hazard. Once homeowners know that the risk of poor market performance of their performance of their homes is borne by the investors, they have an incentive to neglect to take steps to...
Tags: Mortgages, Sales force management, hazard, mortgage, equity, incentive, insurance, sales, performance
White papers 2003-01-01
Protecting Your Workforce Through Engineering, Administrative and Personal Protection Equipment (PPE) Controls
For most health and safety managers, work responsibilities encompass more than complying with OSHA standards and overseeing tailgate. This article covers issues relating to safety of Workforce. It suggests some Substitution, Engineering, Personal Protective Equipment or Administrative controls to prevent any type of safety related accident or physical hazard. Substitution...
Tags: Recruitment & Selection, Workforce management, payroll solutions, hazard, isolation, workforce, accident, agent, worker, health care
White papers 2002-05-24