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	<title><![CDATA[hbos plc. and strategy Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to hbos plc. and strategy]]></description>
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		<title><![CDATA[Does HBoS's Hornby Deserve a Second Chance?]]></title>
		<link><![CDATA[http://blogs.bnet.co.uk/sterling-performance/2009/06/10/does-hboss-hornby-deserve-a-second-chance/]]></link>
		<description><![CDATA[Business can sometimes be surprisingly forgiving.    It's barely six months since the UK government had to rescue Royal Bank of Scotland and HBoS, sacking the chief executives and subjecting them to a public grilling and a regulatory investigation.    But while former RBS chief executive,...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 10 Jun 2009 03:52:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/alliance.html"><![CDATA[Alliance]]></category>
		<category domain="http://resources.bnet.com/topic/hbos+plc..html"><![CDATA[HBOS Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/ceo.html"><![CDATA[CEO]]></category>
		<category domain="http://resources.bnet.com/topic/andy+hornby.html"><![CDATA[Andy Hornby]]></category>
		<category domain="http://resources.bnet.com/topic/alliance+boots.html"><![CDATA[Alliance Boots]]></category>
		<category domain="http://resources.bnet.com/topic/credit+crisis.html"><![CDATA[Credit Crisis]]></category>
		<category domain="http://resources.bnet.com/topic/retail.html"><![CDATA[Retail]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/richard+northedge.html"><![CDATA[Richard Northedge]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HBOS</category>
		<category domain="tickers">HBOS</category>
	</item>
	<item>
		<title><![CDATA[Why Can't Boards Get Risk Management Right?]]></title>
		<link><![CDATA[http://blogs.bnet.co.uk/sterling-performance/2009/02/11/why-cant-boards-get-risk-management-right/]]></link>
		<description><![CDATA[Presumably, Sir James Crosby was trying to protect the FSA from further embarrassment by stepping down from his job as the regulator's deputy chair. But in resigning, he's brought to light the reason: that he's said to have ignored a red alert from a risk manager while in charge of...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 11 Feb 2009 12:27:31 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/regulator.html"><![CDATA[Regulator]]></category>
		<category domain="http://resources.bnet.com/topic/hbos+plc..html"><![CDATA[HBOS Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/board.html"><![CDATA[Board]]></category>
		<category domain="http://resources.bnet.com/topic/risk+manager.html"><![CDATA[Risk Manager]]></category>
		<category domain="http://resources.bnet.com/topic/risk+management.html"><![CDATA[Risk Management]]></category>
		<category domain="http://resources.bnet.com/topic/moore.html"><![CDATA[Moore]]></category>
		<category domain="http://resources.bnet.com/topic/risk+management+failure.html"><![CDATA[Risk Management Failure]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/joanna+higgins.html"><![CDATA[Joanna Higgins]]></category>
		<category domain="http://resources.bnet.com/topic/joanna+higgins.html"><![CDATA[Joanna Higgins]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HBOS</category>
		<category domain="tickers">HBOS</category>
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	<item>
		<title><![CDATA[Capital Markets: Issuer Strategy - As Safe As Houses - Edward Russell-Walling Examines The Move By HBOS To Create A Social Housing Covered Bond And Its Attractiveness To European Investors.(Halifax Bank of Scotland)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5946/is_200502/ai_n24024405]]></link>
		<description><![CDATA[Any half-decent treasury textbook warns of the need for  diversification of funding sources. Few advise the creation of a new  asset class, although that has not discouraged HBOS. Last December, the  bank carved out new territory in the sterling debt ma  Any half-decent treasury textbook warns...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 01 Feb 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bond.html"><![CDATA[bond]]></category>
		<category domain="http://resources.bnet.com/topic/capital+market.html"><![CDATA[capital market]]></category>
		<category domain="http://resources.bnet.com/topic/hbos+plc..html"><![CDATA[HBOS Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[strategy]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HBOS</category>
		<category domain="tickers">HBOS</category>
	</item>
	<item>
		<title><![CDATA[Evening Standard, London, Anthony Hilton column.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200410/ai_n22256913]]></link>
		<description><![CDATA[By Anthony Hilton, Evening Standard, London Knight Ridder/Tribune  Business News    Oct. 20--PRU's POINTER TO SAVINGS FUTURE: Jonathan Bloomer,  chief executive of Prudential, may have stunned the stock market  yesterday when out  of the blue he unveiled a rights issue to raise 1 ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 20 Oct 2004 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/britain.html"><![CDATA[Britain]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/hbos+plc..html"><![CDATA[HBOS Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/hilton+hotels+corp..html"><![CDATA[Hilton Hotels Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[investor]]></category>
		<category domain="http://resources.bnet.com/topic/ipo.html"><![CDATA[IPO]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HBOS</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HLT</category>
		<category domain="tickers">HBOS,HLT</category>
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	<item>
		<title><![CDATA[HBOS - Algo Op Risk Case Study]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=107145]]></link>
		<description><![CDATA[Halifax, the UK's biggest mortgage bank, decided to proactively build the new regulatory requirements into the early stages of its risk management program, recognizing that these would evolve and additional requirements would follow over the coming years. As a part of this strategy, Halifax chose to partner with Algorithmics to...]]></description>
		<s:doctype><![CDATA[Case studies]]></s:doctype>
		<category domain="http://resources.bnet.com/topic/hbos+plc..html"><![CDATA[HBOS Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/algorithmics.html"><![CDATA[Algorithmics]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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