The key feature of the modern U.S. personal bankruptcy law is to provide debtors a financial fresh start through debt discharge. The primary justification for the discharge policy is to preserve human capital by maintaining incentives for work. This paper tests this fresh start argument by providing the first estimate...
Establishing our goals and values is definitely a head start in the process of time management, but merely listing them is not enough. You must also rank them in order of priority. If we do not rank them accordingly then we will not know which of our goals and daily...
Most of us fumble for this one thing in life& Time& Ever wondered why! Time on the job although monitored can be painfully less, especially if the kind of job you do demands more of it most of the time. A good eight hourly schedule can be painful if you've...
Business iPhonesBusiness PhonesThe iphone has some great functionality in regards to media, but I think it is by far still behind in the business applications. You compare it to the Helio Pantech Ocean phone that has recently launched which features Microsoft Exchange Server, Microsoft File Viewer and integrated GPS...
Attorneys who practice bankruptcy law in Maryland with some regularity have noticed an increase in activity and involvement by the U.S. Trustee in certain aspects of the bankruptcy process. U.S. Trustee attorneys are attending more Section 341 Meetings and asking questions regarding a debtor's identity, petition prepares transfers of assets,...
A successful brand is only as good as its last interaction and, like any relationship in life, the best ones are mutual and built cumulatively over time. A strong brand promises to give a strong head start in the race for the hearts and minds of the customers, but the...
Competition in retail is ever more intense as companies face slow domestic growth, rapid increases in selling space, and new and innovative channels and formats. To achieve merchandising dominance, it is critical to improve core merchandising processes. This white paper gives a head start in evaluating the potential of revenue...
The issues that need to be taken into account during the selection process of a cash management solution provider are diverse. Technology, geography, scope of services, quality, client support, and the degree of marketplace transparency are just some of the factors that are needed to be considered. While there is...
Despite all the scandals involving chief executive officers, there still seems to be a hunger for insights about how to become one. On the basis of my years of contacts with CEOs, I'd start with these guidelines: Give yourself a head start. You have to have the...
It has been seen that the mathematics behind simulation modeling is not new, but most planners do not have a background in statistics or simulation modeling. With this in mind, the article demystifies the process by taking apart a simple planning model that uses simulation techniques. They review the kind...
The article says that in today's dynamic markets, new opportunities unfold quickly and upstart competitors can appear from nowhere. Managers need a strategic shortcut to make sense of the overwhelming amount of data they're receiving about their brand and their business. This requires a different mindset from traditional brand management....
If I haven't yet convinced you that you need to prepare for this exam, let me be blunt: You MUST review. This is not a test you can bluff your way through. So where do you start? You have several options. You can sign up for a...
The Strategic Public Relations Center at USC has released its annual study of Generally Accepted Practices in internal PR departments, and it is chock-full of insights that should be valuable both to inside communicators and outside consultants. The study looks at practices across-the-board including budgets, evaluation, reporting...
Jose Liz-Moncion submits: NPD Group has released hardware and software sales for May 2008. As expected, the videogame industry is defying the current economic slowdown in the United States - combined hardware and software sales increasing 37% to $1.12 billion. Hardware sales are up 34% to $428.6 million, while software...
"I don't drink soda anymore" -- that's an increasingly common statement that's driving the Pepsi-Coke war over the healthier non-carbonated beverage market. This global competition recently took the form of a little-known takeover battle for Sandora, the leading Ukrainian juice-maker. And today, Pepsi won. A SeekingAlpha article reports: PepsiCo...
After announcing its intentions a year-and-a-half ago, Adobe's PDF file format has officially become a new ISO standard: The new standard, ISO 32000-1, Document management – Portable document format – Part 1: PDF 1.7, is based on the PDF version 1.7 developed by Adobe. This International Standard supplies the...
Article discusses the concept of Exchange-traded funds and states that they represent a growth industry. ETF net assets grew 20.2% in last few years. Over the period, the ICI reported, stock mutual fund assets suffered a 15.5% decline. Admittedly, the ETF asset base is much smaller. ETFs have been around...
Surviving Your Worst Meeting NightmaresIf Someone falls asleep you should...We have a boss at my company - he is actually a fairly senior level commander of a military organization - who has mastered the art of falling asleep in meetings, even those that he has called. While it is...
There are women who buy shoes and then there are Women Who Buy Shoes. For the latter, the launch of DSW.com -- DSW Shoe Warehouse's online store -- comes as super news. Is it too late to blunt the impact of online shoe pusher Zappos.com? The bricks-and-mortar...
Charles Dunstone clearly understands that innovation -- and disruption -- is the route to ongoing success. His sale of 50 per cent Carphone Warehouse's retail business to US electronics retailing giant Best Buy is the latest in a series of bold moves by its founder and CEO...
