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	<title><![CDATA[health care and health insurance Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to health care and health insurance]]></description>
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		<title><![CDATA[Jobless Face Huge Hike in Health Premiums; Seven Steps to Dodge the Threat]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/jobless-face-huge-hike-in-health-premiums-seven-steps-to-dodge-the-threat/1109/]]></link>
		<description><![CDATA[Millions of jobless Americans face a huge hike in health insurance premiums because of the expiration of a COBRA subsidy that was created last February. The subsidy could be extended, but experts say you should consider a contingency plan, if you want to keep your health insurance affordable. by Kathy...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 02 Dec 2009 07:23:57 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
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		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
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		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Why We Need an Individual Mandate for Health Insurance]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/maximum-utility/why-we-need-an-individual-mandate-for-health-insurance/177/]]></link>
		<description><![CDATA[There's a similarity between used cars and health care.    Let's start with used  cars. "The  Market for Lemons" by George Akerlof is a famous paper in economics  demonstrating how markets can break down when buyers and sellers are  differentially informed. For example, suppose...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 13 Nov 2009 06:40:41 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
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		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/individual+mandate.html"><![CDATA[Individual Mandate]]></category>
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		<title><![CDATA[Health Care Reform's Public Option: Everything You Need to Know]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/article/health-care-reforms-public-option-everything-you-need-to-know/364824/]]></link>
		<description><![CDATA[The government-run public insurance option will continue to be a  contentious topic as health care reform moves to the Senate. Here?s a  comprehensive look at how it?s likely to be structured, what it might  mean for your health care costs now and in the future, as well...]]></description>
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		<pubDate>Fri, 13 Nov 2009 00:00:00 -0800</pubDate>
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	</item>
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		<title><![CDATA[Health Reform: How to Make it Cheaper]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/health-reform-rates-are-all-about-mandates/816/]]></link>
		<description><![CDATA[An analysis of health insurance premiums in states that mandate coverage gives a glimpse of how rates might change under health reform. The results of this analysis aren't pretty. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 04 Nov 2009 10:22:48 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
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		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Health Insurance: Is AARP Looking Out For You?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/health-insurance-is-aarp-looking-out-for-you/351164/]]></link>
		<description><![CDATA[AARP?s health and long-term-care insurance policies are rarely the cheapest option, but they are surprisingly competitive, and can be particularly good for people who are not in perfect health. MoneyWatch compared benefits and real-world prices to find the best plans for you.   Anyone over the age of 50...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Fri, 09 Oct 2009 00:00:00 -0700</pubDate>
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	</item>
	<item>
		<title><![CDATA[Health Insurance: What Families Can Expect Next Year]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/health-insurance-what-families-can-expect-next-year/1285/]]></link>
		<description><![CDATA[In yesterday's post, I outlined the health insurance changes that await you for 2010, including higher out-of-pocket costs and fewer plan options to choose from. Today, I'd like to focus more attention on some of the strategies employers are using to save money on family coverage. To get a better...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 18 Sep 2009 09:59:13 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
	</item>
	<item>
		<title><![CDATA[Outrage over Baucus' Individual Health Insurance Mandate]]></title>
		<link><![CDATA[http://blogs.bnet.com/intercom/?p=3002]]></link>
		<description><![CDATA[I've never bought many of the arguments against healthcare reform which rely on an irrational fear of the Big Bad Government, since the feds already "run" healthcare in many ways.    Nonetheless, over the last few months we've all heard about "death panels" and "rationed care" (it is...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 17 Sep 2009 09:53:50 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
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		<category domain="http://resources.bnet.com/topic/stefan+deeran.html"><![CDATA[Stefan Deeran]]></category>
	</item>
	<item>
		<title><![CDATA[Prepare to Pay More for Health Insurance in 2010]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/prepare-to-pay-more-for-health-insurance-in-2010/1258/]]></link>
		<description><![CDATA[Forget health care reform. If you really want to know what will affect your health related dollars in 2010 -- and you're lucky enough to have employer-sponsored insurance -- you're better off paying attention to the materials your human resources department hands out during open enrollment season. (Most firms do...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 17 Sep 2009 05:30:38 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources+inc..html"><![CDATA[Human Resources Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
	</item>
	<item>
		<title><![CDATA[Baucus Health Care Plan: Bye-Bye Public Option]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/financial-decoder/baucus-health-care-plan-bye-bye-public-option/700/]]></link>
		<description><![CDATA[The wait is over: the Senate Finance Committee's formal health care bill has finally arrived! Chairman Max Baucus unveiled the Senate version, "America's Healthy Future Act of 2009," which sounds eerily like a breakfast cereal. The 10-year $856 billion Senate plan is a $44 billion savings from the number President...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 16 Sep 2009 07:21:38 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
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		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<category domain="http://resources.bnet.com/topic/jill+schlesinger.html"><![CDATA[Jill Schlesinger]]></category>
	</item>
	<item>
		<title><![CDATA[Best Health and Retirement Plans for the Self-Employed]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/best-health-and-retirement-plans-for-the-self-employed/335813/]]></link>
		<description><![CDATA[As an entrepreneur, you need to become your own benefits manager. This guide will show you how to find the right health and retirement plans with the least amount of headaches.         Health Benefits   1. Grab the subsidized COBRA deal, if...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Thu, 27 Aug 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/tax.html"><![CDATA[Tax]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plan.html"><![CDATA[Retirement Plan]]></category>
		<category domain="http://resources.bnet.com/topic/health+savings+account.html"><![CDATA[Health Savings Account]]></category>
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		<category domain="http://resources.bnet.com/topic/jeanne+lee.html"><![CDATA[Jeanne Lee]]></category>
	</item>
	<item>
		<title><![CDATA[What the Health Care Reform Plans Get Wrong]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/article/what-the-health-care-reform-plans-get-wrong/332142/]]></link>
		<description><![CDATA[An American Enterprise Institute economist gives his  recommendations for how health care reform should be pursued -- and explains why he's skeptical of President Obama's claims that if you like  your current health insurance plan, you'll be able to keep it.     	  Miller...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 17 Aug 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/coverage.html"><![CDATA[Coverage]]></category>
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		<category domain="http://resources.bnet.com/topic/thomas+miller.html"><![CDATA[Thomas Miller]]></category>
		<category domain="http://resources.bnet.com/topic/american+enterprise+institute.html"><![CDATA[American Enterprise Institute]]></category>
		<category domain="http://resources.bnet.com/topic/health+care+reform+health+insurance.html"><![CDATA[Health Care Reform Health Insurance]]></category>
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		<category domain="http://resources.bnet.com/topic/michelle+andrews.html"><![CDATA[Michelle Andrews]]></category>
	</item>
	<item>
		<title><![CDATA[Healthcare Roundup: Medical Office Space in Demand, Blues Companies See Lower Income, Two Sides of Health Insurance, and More]]></title>
		<link><![CDATA[http://industry.bnet.com/healthcare/1000999/healthcare-roundup-medical-office-space-in-demand-blues-companies-see-lower-income-two-sides-of-health-insurance-and-more/]]></link>
		<description><![CDATA[Medical Office Space Still in Demand â€" One indication that physicians as a whole are still doing ok is that medical office buildings are not having the same loan problems that other commercial real estate has. According to Real Capital Analytics, a New York research firm, only one percent of...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 13 Aug 2009 15:21:45 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/source+inc..html"><![CDATA[Source Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/microsoft+office.html"><![CDATA[Microsoft Office]]></category>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
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		<category domain="http://resources.bnet.com/topic/ken+terry.html"><![CDATA[Ken Terry]]></category>
	</item>
	<item>
		<title><![CDATA[Your Guide to Health Care Reform]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/feature/your-guide-to-health-care-reform/330454/]]></link>
		<description><![CDATA[How health care reform plays out is just as significant for your wallet as it is for the quality of your medical care. Here are the issues to pay close attention to. Health care reform has dominated the news for weeks, and yet with so many proposals on the table...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 11 Aug 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
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		<category domain="http://resources.bnet.com/topic/health+care+reform.html"><![CDATA[Health Care Reform]]></category>
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		<category domain="http://resources.bnet.com/topic/health+insurance+subsidy.html"><![CDATA[Health Insurance Subsidy]]></category>
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	</item>
	<item>
		<title><![CDATA[Health Care Reform: What It Will Cost You]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/article/health-care-reform-what-it-will-cost-you/330206/]]></link>
		<description><![CDATA[Despite what you've heard, it won't be only rich people and "inefficiencies" footing the bill. One way or another, whoever you are, you'll share the costs. Here's how.                      ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 10 Aug 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/medicare.html"><![CDATA[Medicare]]></category>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/u.s.+senate.html"><![CDATA[U.S. Senate]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare+reform.html"><![CDATA[Healthcare Reform]]></category>
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		<category domain="http://resources.bnet.com/topic/tax+exclusion.html"><![CDATA[Tax Exclusion]]></category>
		<category domain="http://resources.bnet.com/topic/itemized+deductions.html"><![CDATA[Itemized Deductions]]></category>
		<category domain="http://resources.bnet.com/topic/sin+taxes.html"><![CDATA[Sin Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/health+insurance+subsidy.html"><![CDATA[Health Insurance Subsidy]]></category>
		<category domain="http://resources.bnet.com/topic/michelle+andrews.html"><![CDATA[Michelle Andrews]]></category>
	</item>
	<item>
		<title><![CDATA[Health Care Reform: How It Will Affect You]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/article/health-care-reform-how-it-will-affect-you/329804/]]></link>
		<description><![CDATA[The bills moving through Congress could have a bigger impact on your financial future than any legislation in a long, long time. Here's all you need to know to follow the key issues.                 ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Fri, 07 Aug 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
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		<category domain="http://resources.bnet.com/topic/prescription+drug+coverage.html"><![CDATA[Prescription Drug Coverage]]></category>
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		<category domain="http://resources.bnet.com/topic/michelle+andrews.html"><![CDATA[Michelle Andrews]]></category>
	</item>
	<item>
		<title><![CDATA[Health Care Reform: Stop Focusing on the Cost]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/article/health-care-reform-stop-focusing-on-the-cost-/329121/]]></link>
		<description><![CDATA[Massachusetts? existing universal health care plan has  become a prototype for current reform proposals now in Congress. But Jonathan  Gruber, a key architect of the program, says to make federal reform work,  Congress needs to give up trying to control costs for now.    ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Thu, 06 Aug 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bill.html"><![CDATA[Bill]]></category>
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		<category domain="http://resources.bnet.com/topic/michelle+andrews.html"><![CDATA[Michelle Andrews]]></category>
	</item>
	<item>
		<title><![CDATA[Health Care Reform Is Now "Health Insurance Reform"]]></title>
		<link><![CDATA[http://blogs.bnet.com/intercom/?p=2789]]></link>
		<description><![CDATA[By arguing that most Americans actually like their healthcare, defenders of the status quo can prevent true structural reforms and steer the debate towards superficial solutions such as digitizing medical records.  That might be one reason why the Obama Administration's rhetoric has switched recently from "healthcare reform" to "health...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 05 Aug 2009 11:09:09 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
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		<category domain="http://resources.bnet.com/topic/stefan+deeran.html"><![CDATA[Stefan Deeran]]></category>
	</item>
	<item>
		<title><![CDATA[When Health Insurance Isn't Enough]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/video/when-health-insurance-isnt-enough/324884/]]></link>
		<description><![CDATA[For millions of Americans, the biggest health-care problem is underinsurance. Many don't even know they have a problem till they get sick. Then, as policies cap out, patients must decide which treatments are worth the cost.]]></description>
		<s:doctype><![CDATA[Videos]]></s:doctype>
		<pubDate>Tue, 28 Jul 2009 09:45:20 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
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	</item>
	<item>
		<title><![CDATA[Nesting: My Pregnancy and Health Insurance Headaches]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/nesting-my-pregnancy-and-health-insurance-headaches/959/]]></link>
		<description><![CDATA[Forget morning sickness and hemorrhoids. What really drives pregnant women insane is managing all of their medical bills and coordinating them with their health insurance. by Stacey Bradford]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 27 Jul 2009 20:05:05 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
	</item>
	<item>
		<title><![CDATA[Senate Committee's Health Insurance Plan Doesn't Add Up]]></title>
		<link><![CDATA[http://industry.bnet.com/healthcare/1000855/senate-committees-health-insurance-plan-doesnt-add-up/]]></link>
		<description><![CDATA[The great magicians on the Senate Finance Committee have pulled the rabbit out of their hat to reduce the 10-year cost of their reform plan to $1 trillion. And what have they come up with? According to Senator Kent Conrad (D-ND), theyâ€™ve cut the cost mainly by reducing eligibility for...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 26 Jun 2009 07:28:39 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
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		<category domain="http://resources.bnet.com/topic/ken+terry.html"><![CDATA[Ken Terry]]></category>
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