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	<title><![CDATA[health care and unumprovident Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/health+care+and+unumprovident.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to health care and unumprovident]]></description>
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		<title><![CDATA[New Products]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_km2922/is_200609/ai_n16914480]]></link>
		<description><![CDATA[bWell International debuts tool for HSA employee enrollment bWell International has released the bWell-informedtm Educational Presentation for health savings account HSA employee enrollment. This educational tool provides a 10-minute multimedia overvi bWell International debuts tool for HSA employee enrollment bWell International has released the bWell-informedtm Educational Presentation for health savings...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 15 Sep 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/cigna+corp..html"><![CDATA[CIGNA Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/hartford+financial+services+group+inc..html"><![CDATA[Hartford Financial Services Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[health care]]></category>
		<category domain="http://resources.bnet.com/topic/health+savings+account.html"><![CDATA[Health Savings Account]]></category>
		<category domain="http://resources.bnet.com/topic/unumprovident.html"><![CDATA[UnumProvident]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CI</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HIG</category>
		<category domain="tickers">CI,HIG</category>
	</item>
	<item>
		<title><![CDATA[Aging Workforce Challenge to Corporate Health and Productivity]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=168411]]></link>
		<description><![CDATA[In the ever-changing work environment, one of the most pervasive challenges facing employers in coming years will be protecting the work capacity of the aging workforce. Individuals in the baby boomer generation, those born between 1946 and 1964, will work longer and remain healthier, creating a new life stage -...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Dec 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/unumprovident.html"><![CDATA[UnumProvident]]></category>
		<category domain="http://resources.bnet.com/topic/workforce.html"><![CDATA[Workforce]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/recruitment+%2526+selection.html"><![CDATA[Recruitment & Selection]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
		<category domain="http://resources.bnet.com/topic/payroll+solutions.html"><![CDATA[Payroll Solutions]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
	</item>
	<item>
		<title><![CDATA[The Supplemental Market: Giving Companies a Competitive Hiring Advantage]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=168443]]></link>
		<description><![CDATA[With healthcare premiums rising 72 percent over the last five years, escalating medical costs have a major impact on the decisions employers make about their overall benefit offerings. Today, employers must balance the mandate to control benefit costs with the need to attract and retain a high quality workforce. The...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 30 Nov 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/hiring.html"><![CDATA[Hiring]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/unumprovident.html"><![CDATA[UnumProvident]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
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	<item>
		<title><![CDATA[Employers Have a Key Partner in Maximizing Health Management: Your Clients' Disability Insurer Can Play a Unique Role]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=168395]]></link>
		<description><![CDATA[With health care costs still rising, employers continue to look for benefit plan solutions that meet employee needs while helping to control overall costs. Implementing an employee health-management program (such as disease management, behavioral health or employee wellness) as a benefit plan strategy has evolved to help combat this growing...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 01 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/unumprovident.html"><![CDATA[UnumProvident]]></category>
		<category domain="http://resources.bnet.com/topic/benefit+plan.html"><![CDATA[Benefit Plan]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/payroll+solutions.html"><![CDATA[Payroll Solutions]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
	</item>
	<item>
		<title><![CDATA[Debunking Return-to-Work Myths Can Help Combat Rising Health Costs]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=168445]]></link>
		<description><![CDATA[A UnumProvident study indicates that 10% of employees - those who file occupational or non-occupational disability claims - drive a full 55% of employee medical costs. This comes at a time when health insurance premiums are expected to increase an average of 13 to 15% this year, the steepest increase...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 01 May 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/unumprovident.html"><![CDATA[UnumProvident]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/payroll+solutions.html"><![CDATA[Payroll Solutions]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+insurance.html"><![CDATA[Corporate Insurance]]></category>
	</item>
	<item>
		<title><![CDATA[Applying Stop-Loss Principles to Group Long-Term Disability Plans: An Innovative Approach to Disability Risk Management and Benefits]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=168417]]></link>
		<description><![CDATA[Employers are constantly challenged to find ways to provide valuable employee benefits without increasing costs to the company. With health care costs rising, the total value of benefits portfolios can be significantly affected. Increased premiums can leave little room for additional benefits in a highly competitive market. And having a...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sun, 01 Feb 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/risk+management.html"><![CDATA[Risk Management]]></category>
		<category domain="http://resources.bnet.com/topic/unumprovident.html"><![CDATA[UnumProvident]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
	</item>
	<item>
		<title><![CDATA[For The Record.(news affecting insurance industry)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200211/ai_n20153512]]></link>
		<description><![CDATA[UnumProvident hit for claims practices    UnumProvident Corp. must pay $7.67 million to an individual after a  jury found that the insurer used biased medical examiners and withheld  disability benefits information to avoid paying her long-term disabili  UnumProvident hit for claims practices   ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 25 Nov 2002 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/board.html"><![CDATA[board]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[health care]]></category>
		<category domain="http://resources.bnet.com/topic/homeland+security.html"><![CDATA[homeland security]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[insurance]]></category>
		<category domain="http://resources.bnet.com/topic/insurance+company.html"><![CDATA[insurance company]]></category>
		<category domain="http://resources.bnet.com/topic/unumprovident.html"><![CDATA[UnumProvident]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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	<item>
		<title><![CDATA[National class-action suits filed against five HMOs.(Brief Article)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_199911/ai_n20171637]]></link>
		<description><![CDATA[HATTIESBURG, Miss. -- Health maintenance organizations are  defending themselves against several suits seeking class-action status  filed against them last week by a group of attorneys.    The group, called REPAIR, has filed suits against:  Philadelphia  HATTIESBURG, Miss. -- Health maintenance organizations are  defending...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 29 Nov 1999 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/dividend.html"><![CDATA[dividend]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[health care]]></category>
		<category domain="http://resources.bnet.com/topic/hmo.html"><![CDATA[HMO]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[insurance]]></category>
		<category domain="http://resources.bnet.com/topic/insurance+company.html"><![CDATA[insurance company]]></category>
		<category domain="http://resources.bnet.com/topic/unumprovident.html"><![CDATA[UnumProvident]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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