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- Benefits Going to Waste? Here?s How to Cash In
- Every year, American workers leave thousands of dollars on the table by not maxing out their benefits. Just in time for this year?s enrollment period, we offer suggestions for taking full advantage of your employer?s offerings ? everything from 401k matches to gym membership reimbursements. Here?s how the numbers add...
- Articles 2009-10-29
Additional Resources
- Health Spending in the United States and the Rest of the Industrialized World
- U.S. citizens spent $5,267 per capita for health care in 2002 - 53 percent more than any other country. Two possible reasons for the differential are supply constraints that create waiting lists in other countries and the level of malpractice litigation and defensive medicine in the United States. Services that...
- White papers 2005-08-01
- Mellon and MBI to Provide Health Savings Account as Part of Consumer-Driven Product Suite
- RIDGEFIELD PARK, N.J. & WALTHAM, Mass. -- Provides Health Plans and Third Party Administrators with a One-stop Source for All Spending Account Products, with the Consumer Convenience of Benefits Debit Cards Mellon Financial Corporation and MBI today announced they have signed a letter of intent to offer health...
- Research articles 2004-12-06
- Flexible Spending Account Extension.
- INSURANCE n Flexible spending account extension. If you use an FSA at work to pay health-care costs with pretax dollars, you may no longer have to worry about forfeiting unused cash at the end of the year. The IRS says employers can offer a...
- Research articles 2005-12-01
- Best Health and Retirement Plans for the Self-Employed
- As an entrepreneur, you need to become your own benefits manager. This guide will show you how to find the right health and retirement plans with the least amount of headaches. Health Benefits 1. Grab the subsidized COBRA deal, if...
- Articles 2009-08-27
- Health Care: The Best Way To Save On Health-Care Costs
- Like it or not the cost of health care is still soaring as employers continue to shift more of the financial burden to their workers. Unfortunately, other than trying to eat right, exercising and hoping that genetics are on your side, there isn't much you can do to lower your...
- Tools & templates 2008-01-01
- Health Savings Accounts: Guidance on Coordinating With FSAs, HRAs
- This paper focuses on the circumstances under which an employer may coordinate coverage under a health savings account with the coverage under a health flexible spending account FSA and/or a health reimbursement account HRA. Generally, the guidance precludes contributing to an HAS if an individual is also covered under a...
- White papers 2004-05-11
- Here's A Health-Care Plan You Can't Afford To Ignore
- If you haven't heard much about Health Savings Accounts, it's time to listen up. These plans could become the insurance coverage of choice for many small businesses and self-employed professionals within a few years. Health Savings Accounts HSAs combine health insurance with a tax-deductible savings account for paying health-care costs....
- White papers
- Consumer Action: The Best Way To Save On Health-Care Costs
- Like it or not the cost of health care is still soaring as employers continue to shift more of the financial burden to their workers. Unfortunately, other than trying to eat right, exercising and hoping that genetics are on your side, there isn't much you can do to lower your...
- Tools & templates 2008-01-01
- Real Output in Mental Health Care During the 1990s
- Health accounts document changes over time in the level and composition of health spending. There has been a continued evolution in the ability to track such outlays. Less rapid has been the ability to interpret changes in spending. This report applies the quality adjusted price indexes for several major mental...
- White papers 2005-08-01
- Don't Forfeit Valuable Health Care Tax Savings
- If you have a Flexible Spending Account, you need to make sure you're spending what's in your account before the end of the calendar year. Otherwise, you'll forfeit the money. by Charlie Farrell
- Blog posts 2009-10-16
- Grace Period for Flexible-Spending Accounts.(Brief article)
- GRACE PERIOD FOR FLEXIBLE-SPENDING ACCOUNTS For a number of years, I've been setting aside pretax dollars into a health flexible-spending account. It's always difficult to know how much to set aside each year. I had heard that the government was thinking of allowing us...
- Research articles 2007-10-01
- 'Consumer-driven' health plans gain.
- By Stephen Rynkiewicz, Chicago Tribune Knight Ridder/Tribune Business News Sep. 8--One-third of companies will offer workers "consumer-driven" health plans by next year, according to a Deloitte Consulting survey. "The deductible is a big one," typically $2,000, according to Steven...
- Research articles 2004-09-08
- The Rise in Health Care Spending and What to Do About It
- Reforms for slowing the growth in health care spending and increasing the value of care have largely focused on insurance-based solutions. Consumer-driven health care represents the example of this approach. However, much of the growth in health care spending over the past twenty years is linked to modifiable population risk...
- White papers 2005-12-01
- Aetna data shows brokers HRA benefits
- New research allows brokers and advisers to demonstrate, even more conclusively, that health reimbursement arrangements may be the right spending account for many employers who are considering implementing consumer-driven health plans. New research allows brokers and advisers to demonstrate, even more conclusively, that health reimbursement arrangements may be the...
- Research articles 2005-04-01
- Tips For Setting Up HSAs / HRAs
- From the executive summary: ‘Consumer-Driven Health-care Plans CDHPs are the latest in a wave of changes that affect the health-care industry. These new health plans are designed to increase the knowledge and choices that consumers have in purchasing services, including purchasing services from one of several types of spending accounts....
- White papers 2004-05-01
- Tracking Health Care Costs: Growth Accelerates Again in 2001
- Hospital spending was the key driver of overall cost growth, accounting for more than half of the total increase. Prescription drug spending growth declined for the second straight year and was overtaken by spending on outpatient hospital services as the fastest-growing component of total spending. Driven by these cost trends...
- White papers 2002-09-25
- Federal Employees Health Benefits Program
- Differences in utilization of health care services across the country have been well documented, but less has been reported on geographic variation in price. As health care spending is the product of utilization and price, information on health care prices and factors contributing to price differences provides an additional perspective...
- White papers 2006-02-01
- Health Care Reform: What It Will Cost You
- Despite what you've heard, it won't be only rich people and "inefficiencies" footing the bill. One way or another, whoever you are, you'll share the costs. Here's how. ...
- Articles 2009-08-10
- Treasury won't change FSA carryover regulations; Revision would impact other 'health care priorities'.(News)(Funding Standard Account )
- Byline: JERRY GEISEL WASHINGTON-The Treasury Department is sticking with its "use-it-or-lose-it'' requirement for health care flexible spending accounts. Treasury Secretary John Snow has rejected a request by Senate Finance Committee Chair Byline: JERRY GEISEL WASHINGTON-The Treasury Department...
- Research articles 2005-01-10
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