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- Home Buyer Tax Credit: How to Cash In
- The new extension of the home-buyer tax credit gives buyers more time and more opportunity to take advantage. Income limits have changed, for instance, and you no longer have to be a first-time home buyer. Here?s how to grab the newly expanded tax break. Here’s what you need to...
- Articles 2009-11-09
- Can You Get Credit Now?
- Yes, lenders are starting to loosen up. But apply for a mortgage, refinancing, home-equity credit line, car loan, or credit card, and you'll quickly learn that the credit crunch isn't over.It's no secret that the Obama administration, the Fed, and Congress would love nothing more than to see banks start...
- Articles 2009-07-07
- Home Equity: Can You Borrow Against Your Home?
- No more using your home as an ATM. And don't expect today's tight market for home-equity lines of credit HELOCs to loosen up until home prices start rising again. ...
- Articles 2009-07-07
- How to Know If a Reverse Mortgage Is Right for You
- If you're of the right age, short on cash, and sitting on hundreds of thousands of dollars in home equity, reverse mortgages can be a sweet deal. But these loans aren't sure things. Here's how to know if a reverse mortgage is right for you. ...
- Articles 2009-06-02
- How to Fight a Shrinking HELOC
- If your equity line isn't what it used to be, join the club. MoneyWatch's Eric Schurenberg details exactly what you should do to try and keep your credit line intact.
- Videos 2009-04-02
- The Secrets of Financial Aid
- If you think your income is too lofty for your child to qualify for college financial aid, think again. Your college savings fund has gone down, down, down, but the cost of tuition just keeps going up. Does this mean you'll be forced to dig deeper to send off your...
- Articles 2009-03-16
- Coping with Home Credit Cuts
- Lenders are increasingly slashing their borrowers' home equity credit lines without warning. That can sock your financial situation and hurt your credit score, making it tougher to get another loan. But you may be able to appeal if your home equity line gets trimmed back. Here's how... You may be...
- Articles 2009-03-09
- What College Aid Officers Won't Tell You
- Searching for college financial aid is tough. But you will increase your family's odds of getting cash once you learn these tightly-guarded secrets financial aid officers. Hint: like so many things in today's tough economy, college aid can sometimes be negotiable... If you were shopping for a refrigerator at Sears...
- Articles 2009-03-05
- Repeat After Me: Falling Home Values Hurt Auto Sales
- Your home is your castle, but if your castle has stopped appreciating in value like it was, that makes it tougher to take out a home equity loan to buy a new car. That's what thousands of people are learning the hard way, in formerly high-flying markets in California and...
- Blog posts 2008-09-06
- E*TRADE FINANCIAL Corporation 3Q08 (Qtr End 9/30/08) Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question comes from Michael Vinciquerra - BMO Capital Markets. Michael Vinciquerra - BMO Capital Markets The main question is really just to look at where you stand in terms of your capital. Obviously, you've padded the balance sheet pretty significantly,...
- Earnings calls 2008-10-21
- Can You Borrow From Your Home Equity?
- The appeal of home equity borrowing resides in the low interest rates, tax deductibility of interest and growing equity a homeowner builds over time. But home equity also represents a valuable asset and emergency borrowing capacity. Is now the time to borrow your home equity? Does your current situation make...
- Tools & templates 2009-01-01
- Home Equity Loans Vs. Lines Of Credit.
- Should you get a home equity loan or a home equity line of credit, known as a HELOC? With a home equity loan, you get a lump sum. A HELOC provides you a revolving credit line, much like a credit card. This tool will help you determine whether a home...
- Tools & templates 2009-01-01
Additional Resources
- Wells Fargo Sued for Cutting Off Home Equity Lines of Credit
- Got a home equity line of credit HELOC from Wells Fargo? Check again:Â it might have been cut off. Wells Fargo was sued for fraud today, as a class action lawsuit filed in the Northern District of Illinonis alleged that "Wells Fargo unlawfully failed to accurately assess the...
- Blog posts 2009-08-19
- The Evolution of Home Equity Borrowing
- This article explains that home equity loans have represented an important needs-based credit tool for consumers, providing a source of funds for debt consolidation or for meeting a stage-of-life related expense. This article also explains about Home Equity Lending Primer, Market Penetration Waxes and Wanes, A New Role for Home...
- White papers 2002-01-01
- Moral Hazard in Home Equity Conversion
- Home equity conversion as presently constituted or proposed usually does not deal well with the problem of moral hazard. Once homeowners know that the risk of poor market performance of their performance of their homes is borne by the investors, they have an incentive to neglect to take steps to...
- White papers 2003-01-01
- It's time for home (equity loan) improvements.
- It's time for home [equity loan] improvements There's more Regulation Z compliance on the way, courtesy of the Home Equity Loan Consumer Protection Act. This fall banks will have to implement the new home equity loan disclosure rules the Federal Reserve Board was...
- Research articles 1989-07-01
- Fitch Downgrades 6 Classes from 2 Nomura Home Equity Loan Net Interest Margin Notes
- NEW YORK -- Fitch Ratings has taken the following rating actions on 2 Nomura Home Equity Loan Net Interest Margin NIM notes: Nomura Home Equity Loan NIM 2006-FM2 --$7.7 million Class N-1 downgraded to 'C/DR6' from 'BBB'; --$9.7 million Class N-2 downgraded to 'C/DR6' from 'B' and...
- Research articles 2008-05-21
- E-Loan's Home Equity Site is Easiest Overall; New Research from Change Sciences Group, Inc., Provides Online Home Equity Customer Experience Benchmarks and Best Practices
- IRVINGTON, N.Y. -- In 2004, customers chose to cash-in on their home equity, a trend that is continuing into 2005 as customers spend more on home improvement. New research released by Change Sciences Group, Inc. today identifies several areas where companies can improve support for the goals of online home...
- Research articles 2005-01-19
- The Home Equity Vanishing Act
- How deep is the housing recession? At the end of last year, 12 percent of all homeowners with a mortgage were either behind in their payments or in foreclosure. As of the beginning of March, a fifth of all homeowners were underwater with their mortgages. That is, they owed more...
- Blog posts 2009-03-16
- Home Equity Loans After Bankruptcy - Choosing a Low Rate Lender
- After a recent bankruptcy, a person's loan options are limited. Those needing quick cash for home improvements, wedding expenses, or college tuition may be unable to secure the necessary funds. However, if a person owns a home, getting approved for a home equity loan following a bankruptcy is a realistic...
- White papers
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